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(Click for frequent words.) 60 Prudential Regulatory Authority 57 Authority HKMA 55 Authority 55 Licence AFSL 53 Authority FSA 52 Authority SQA 51 GESB 50 Commission NAICOM 50 Development Authority IRDA 50 prudential regulator 50 Australia ASFA 50 Consumer Panel FSCP 50 IFSRA 50 Authority DDDA 49 Development Authority Irda 49 APRA 49 regulator APRA 49 Association IFSA 48 Consultation Paper 48 Authority Finansinspektionen 48 Services Authority Lofsa 48 Fund PPF 48 Compensation Scheme 48 FSOC 47 Sri Lanka IBSL 47 FSSC 47 QFCRA 47 Authority EFSA 47 GFSC 47 Regulatory Authority IFSRA 47 Reporting Authority ACARA 47 Compensation Scheme FSCS 47 Pensions Regulator TPR 47 BDDK 47 Veterinary Medicines Authority 47 Services Authority LOFSA 46 superannuation 46 Practitioner Panel 46 SMSF trustees 46 Prudential Regulation 46 SMSFs 46 Authority GBPA 46 Authority BaFin 46 bancassurer 46 FSCP 46 British Bankers Association 46 FSA 46 KiwiSaver schemes 46 Authority Ipsa 46 IBSL 46 regulator IRDA 46 Authority Bundesanstalt für FinanzdienstleistungsKETA 46 CBUAE 45 Authority HGCA 45 micro prudential 45 prudential framework 45 regulator AFM 45 CP#/# 45 PIDM 45 Mr Elderfield 45 IASB FASB 45 Safety Authority NOPSA 45 Office ANAO 45 Management Agency NTMA 45 Pensions Ombudsman 45 Office FIO 45 CBBCBB 45 ZURICH AFX Zurich 45 Commission PENCOM 45 IFSA 45 Disciplinary Tribunal 45 Authority SBMA 45 Ceiops 45 QSuper 45 Regulatory Authority 45 AOFM 45 Bankers Association ABA 44 Langes + 44 Superannuation Industry 44 Austrac 44 BDO Kendalls Corporate 44 Huljich Wealth Management 44 Chief Executive Cameron Clyne 44 Board ERB 44 CPSS IOSCO 44 Insurance Authority NHIA 44 Agency SAMA 44 MySuper 44 Administration NCUA 44 RIVERWOODS Ill. 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Hari Narayan 42 Monetary Authority 42 Cynotech 42 Veterinary Medicines Authority APVMA 41 AustralianSuper 41 Authority Samsa 41 insurer HIH 41 Xtrakter 41 Income STREAMS FSI STREAMS 41 Income STREAMS Monthly Distribution 41 Judicial Inspectorate 41 Sunsuper 41 Finsia 41 CBRC 41 RNBCs 41 expert Ros Altmann 41 Minister Karlene Maywald 41 Money Laundering Regulations 41 UniSuper 41 Quality Authority HIQA 41 Authority DFSA 41 Savings Scheme NPSS 41 Inalytics 41 NZSF 41 HM Treasury 41 Pension Funds Adjudicator 41 Cesr 41 BoU 41 NBFIRA 41 Bravura Solutions 41 Otago DHB 41 Hector Sants FSA 41 NOPR 41 AUSTRAC 41 Practitioners Tribunal 41 FRSB 41 CommInsure 41 prudential regulation 41 PSZAF 41 PFMs 41 SLHCs 41 Corporation NDIC 41 CFEB 41 Authority UIA 41 WorkDirections 41 NAICOM 41 NZX 41 Whanganui DHB 41 NCB FSB 41 MCOB 41 FSCS 41 RHB Capital Bhd 41 Minister Shozaburo Jimi 41 Te Mangai Paho 41 CEIOPS 41 Remuneration Code 41 ComSuper 41 CSSPP 41 banks DFIs 41 Commis sion 41 complying superannuation 41 OSFI 41 Basel Accords 41 Whittaker Macnaught 41 NAPF 41 Mr Briault 41 IPND 41 Supervision Agency BDDK 41 ANAO 41 CBOCBO 41 SFLG 40 Ethical Standards Unit 40 Mediation Directive 40 AMFI 40 prudential regulations 40 chairwoman Jane Diplock 40 CESR 40 AFME 40 Reserve Bank 40 FINMA 40 Apcims 40 Prudential Regulation Authority 40 PAAB 40 insurance regulator IRDA 40 Stranger Originated Life 40 Bank Negara Malaysia 40 Suncorp Metway Ltd 40 MacarthurCook Limited 40 ASIC 40 Authority RQIA 40 Fund Managers AIFM 40 EFRBS 40 BPPG 40 superannuants 40 Credit Guarantee Scheme 40 Minister Reba Meagher 40 Occupational Pensions Supervisors 40 regulator Matthew Elderfield 40 Matthew Elderfield 40 Agency NPIA 40 ICOB 40 AMP demerger 40 Bernie Ripoll 40 Central BankCentral Bank 40 INGIM 40 NOIE 40 Tony Hobman 40 Disaster Response Organisation 40 AMMB Holdings Bhd 40 CC Downie P.Geo 40 Dube Tshidi 40 Agency 40 Friends Provident plc 40 Authority MWDA 40 Deposit Insurance Corp. 40 New Zealand FSANZ 40 Roundtable SmartBrief 40 HFWG 40 Takafumi Sato 40 Accident Compensation Corporation 40 SuperRatings 40 LGPS 40 Janaka Ratnayake 40 Seqwater 40 NHHRC 40 Fincorp 40 Cebs 40 German regulator BaFin 40 FRS# 40 Bank Negara 40 Yoo Jae hoon 40 FirstMac 40 Swiss regulator FINMA 40 Ngalwana 40 Comm ission 40 BPay 40 Council FSOC 40 Mr Munchenberg 40 Commission CNBV 40 OIO 40 AXA Affin 40 MD Cas Coovadia 40 HESTA 40 De Larosière 40 Basis Yield 40 UCITS IV 40 Capacitybuilders 40 Finra 40 FSA Sants 40 Office AGIMO 40 Commission JADCO 40 Stewardship Code 40 Mark Paustenbach Treasury 40 Social Security Authority GPSSA 40 Superannuation Funds 40 Bapepam 40 Misys BankFusion Universal 40 Asteron 40 UITFs 40 SuperStream 40 LUCRF 40 Tjihumino 40 InvestorWeb 40 Qualifying Recognised Overseas 40 advisers IFAs 40 Securities Regulatory Commission 40 Association IMLA 40 Fedbond 40 Icai 40 ISVAP 40 Commissioner Joaquín Almunia 40 MMIFF 40 Pöyry PLC 40 Service FSS 40 LAPFF 40 Commissioner Michel Barnier 40 Occupational Pensions Authority 40 Coliban Water 40 FundSource 40 Tripartite Authorities 40 Praemium 40 AFS licensees 40 Program TLGP 40 Association Iata 40 Council FSDC 40 Network FinCEN 40 Assirt 40 Centre Authority QFCA 40 Bahrain CBB 39 BTIM 39 Authority TRA 39 Author ity 39 Association AIIA 39 Leslie Seidman 39 Nonbank 39 Authority NCDA 39 FHLBB 39 Finma 39 Ministerial Taskforce 39 Australasia Finsia 39 PhonepayPlus 39 DHBNZ 39 Complaints Commission 39 Commission TAIC 39 Discussion Paper 39 Cattles Invoice Finance 39 spokesman Herb Perone 39 intermediary Kwik Fit 39 regulator BaFin 39 NZX Listing Rules 39 Cost Containment Council 39 Queensland MSQ 39 Regulatory Commission ICRC 39 Authority MDBA 39 Occupational Pensions Supervisors CEIOPS 39 watchdog Ofwat 39 Mr Krecichwost 39 annuitisation 39 DCITA 39 PTTC 39 commissioner Michel Barnier 39 Oye Hassan Odukale 39 NACFB 39 Vice Chancellors Committee 39 institutions FIs 39 Brett Himbury 39 Commmission 39 Banka Slovenije 39 AFFIN 39 OFWAT 39 Finance Agency FHFA 39 Suncorp Metway 39 Ucits IV 39 NHSLA 39 Sebi circular 39 Avanteos 39 ATVOD 39 George Frazis 39 financial regulator FINMA 39 regulator FINMA 39 AIFRS 39 Authority PNRA 39 Board MSRB 39 SUNCORP 39 Ontario FSCO 39 Agency BPK 39 mydeposits.co.uk 39 FNPF 39 Financial Institutions AAOIFI 39 Craig Meller 39 NOPSA 39 CBN NDIC 39 Agency WADA 39 EPF contributors 39 IRBA 39 Mark Rantall 39 Regulatory Impact Assessment 39 Commissioner Steven Antonakes 39 Bank Negara Malaysia BNM 39 re REMICs 39 Superannuation 39 SCASCA 39 Ofheo 39 DIFX TraX 39 Solvency II directive 39 Vuyani Ngalwana 39 NHS Pension Scheme 39 Authority ERMA 39 Association NHCAA 39 Flexible Lifetime 39 Misconduct Commission 39 Minister Ng'andu Magande 39 Mr Moeke 39 IASB 39 Minister Gail Gago 39 Authority VRA 39 PARLIAMENTARY BUREAU CHIEF 39 stock exchanges SEs 39 Nathans Finance 39 Commission NWPC 39 Centrelink 39 Support Fund DFSF 39 EAAB 39 UCITS III 39 PENCOM 39 Bank Ltd NAB.AX 39 VAT PAYE 39 Code Section #A 39 BOSI 39 Fund EPF 39 EDPS 39 BCSB 39 Iress 39 MGM Advantage 39 Andrew Mohl 39 MyState Financial 39 Financier CSSF 39 Barwon Water 39 Mr Botherway 39 Unit Trusts 39 Committee ASC X# 39 AICD 39 Jane Diplock 39 Board IFSB 39 RMAR 39 Financial Stability Board 39 Regulatory Authority FINRA 39 MFIN 39 GPhC 39 chairman Meredith Hellicar 39 IVSC 39 Ms Thorat 39 Tony D' Aloisio 39 Minister Toshimitsu Motegi 39 J Hari Narayan 39 Graham Kraehe 39 QCB 39 Energy Regulator 39 Bank QCB 39 PRSAs 39 Beazley syndicates 39 Peceli Vocea 39 ipac 39 NYSE KFS Kingsway 39 NAFMII 39 SECP 39 Faster Payments Service 39 MTAA Super 39 Bundesanstalt für Finanzdienstleistungsaufsicht B3DEO Reward Centers 39 enforceable undertakings 39 Cazalet Consulting 39 Continuous Disclosure 39 Foreign Institutional Investor 39 Mr Achterstraat 39 Solvency II Directive 39 David Kenmir 39 Regulatory Tribunal IPART 39 Judge Samuel Bosire 39 CRIIMI MAE 39 Plan NIP 39 AIFs 39 RCHT 39 Dr Debelle 39 Agency ESA 39 NBFC MFIs 39 Proposed Regulations 39 Christine Farnish 39 liquidator Ferrier Hodgson 39 Treasurer Wayne Swan 39 AVCs 39 PPF levy 39 CFA Institute http:/www.cfainstitute.org 39 Lonsec 39 Namfisa 39 Exchange SGX 39 QIC 38 Mr Cicutto 38 Liquidity Ratio 38 Chief Executive Adam Applegarth 38 Exposure Drafts 38 Coalition NCRC 38 GIPS compliant 38 Arch cru 38 Office NHSO 38 WorkCover NSW 38 & Pensions Moneyfacts 38 AFSL 38 BBA Libor 38 Organisation EPFO 38 Life assurers 38 Bank Ltd. NAB.AU 38 SEBI 38 Minister Helen Coonan 38 Authority ARTA 38 Towergate Financial 38 EFAMA 38 Cbus 38 Authority GRCA 38 Authority NPPA 38 Systemically Important Financial Institutions 38 Corporation TIBC 38 Meredith Hellicar 38 Natural Resources DIPNR 38 Deposit Insurance Corporation 38 Retirement Savings Account 38 Emmanuel Ole Naiko 38 Exchange LFX 38 Securities Regulators CESR 38 Solicitors Accounts 38 CWCI 38 Intergenerational Report 38 Oxera 38 NBFI 38 association Apacs 38 Decree #/#/ND-CP [002] 38 IFAs 38 ECOFIN Council 38 DFSA 38 central counterparty CCP 38 Agency HANFA 38 Macquarie Fortress 38 Utilities Administration LWUA 38 Eddy Wymeersch chairman 38 MFAA 38 Michael Ullmer 38 de Larosière 38 Agency DVLA 38 Justice Ian Gzell 38 India AMFI 38 HN Sinor 38 telecoms regulator Oftel 38 CIRC 38 Mr Sants 38 ASISA 38 counterparty exposures 38 SMEEIS 38 Authority AFMA 38 Corporation EFIC 38 watchdog Ofgem 38 insurer Medibank Private 38 Directors Dealings 38 David Gonski 38 FRSSE 38 Financial Review ABIX 38 analyst Vanessa Beenders 38 AIFMD 38 FRRP 38 Pengana 38 PacificMas Bhd 38 authority FINMA 38 Queensland BoQ 38 LOFSA 38 Philip Broadley 38 ARPANSA 38 Trevor Moeke 38 Macquarie Bob Debus 38 David Gower P.Geo 38 MSWG 38 De Nederlandsche Bank 38 regulator Ofwat 38 Superannuation Bill Shorten 38 Technology Consortium FSTC 38 Namibia Financial Institutions 38 ASFA 38 OBSI 38 Prof Honohan 38 SMSF trustee 38 Wafaqi Mohtasib 38 IBFSL 38 Superintendence 38 Sally Dewar 38 HKMC 38 stapled securities 38 UKLA 38 assurers 38 BFIs 38 Commission CNVM 38 BCFP 38 Secretary Esther Koimett 38 Axa APH 38 Ms Hellicar 38 KiwiSaver 38 Deposit Guarantee Schemes 38 FAIS Ombud 38 SimplyBiz 38 Age Discrimination Regulations 38 EHPM 38 association APACS 38 exemptive 38 OnePath 38 SFCs 38 nondepository 38 Loretta Minghella 38 COSBOA 38 Suncorp 38 lender Cattles 38 confiscatory penalties 38 Amyas Morse 38 Bureau CAB 38 administrators Ferrier Hodgson 38 Development Authority Mida 38 Program NOP 38 Impact Assessment HIA 38 WorkCover Queensland 38 Mike Kellard 38 Brett Le Mesurier 38 Bureau CFPB 38 Probation Ombudsman 38 Ethical Standards Command 38 DIFs 38 Equitable Life Payments 38 FHLBNY 38 market regulator Sebi 38 Insolvency Service 38 Religare Macquarie 38 Minister Yuji Yamamoto 38 Malegam committee 38 Greg Tanzer 38 GSAHS 38 ING ING.AS 38 FINSIA 38 Commission MedPAC 38 Palerang Council 38 Moneynet.co.uk 38 Supervisor EDPS 38 Bernama Bank Negara 38 CIPFA 38 Centric Wealth 38 Comdek 38 Ms Dalziel 38 Abuse Prevention Act 38 Hostplus 38 Bank NAB.AX 38 Bank ČNB 38 Commission SESC 38 minister Mustafa Mkulo 38 mis selling 38 Hume Alby Schultz 38 Primebroker 38 Insurance DOBI 38 Commissioner Shan Ramburuth 38 MacarthurCook 38 Cicutto 38 Professor Allan Fels 38 IRDA norms 38 Intelligence Organisation ASIO 38 Bill Prasifka 38 Persal 38 Ombudsman 38 Mr Chronican 38 Company Nasdaq ANAT 38 Market regulator SEBI 38 NZSE 38 NPRF 38 SUN MEDIA NATIONAL BUREAU 38 Amfi 38 Deposit Insurance Scheme 38 Regulation OUR 38 Astarra 37 MPPI 37 NZTR 37 Bapepam LK 37 Sun Jianyong 37 KDIC 37 Commissioner Peggy Ingison 37 CSRC 37 Glenelg Hopkins 37 FSPs 37 Phil Hodkinson 37 Authority KIA 37 KiwiSavers 37 De Minimis 37 Teng Chee Wai 37 Proposing Release 37 QIS5 37 Sebi 37 Jonathan Bloomer 37 Futures Trading Commission 37 union Finsec 37 Competition Authority QCA 37 Legislative Auditor Office 37 Glenrand 37 Trust Fund NSITF 37 Agency Rera 37 Authority TJPA 37 Service GWAHS 37 Electricity Regulator 37 life assurers 37 compulsory superannuation 37 Securitized Debt 37 Mr Tikolevu 37 Steven Munchenberg 37 Walt Lukken acting 37 AIRMIC 37 BankWest 37 Commision 37 Quality Forum NQF 37 GUD 37 Decree #/#/ND-CP [001] 37 Sheila Nicoll 37 Minister Lekh Ram 37 financial institutions SIFIs 37 AREF 37 Minister Sasa Zibe 37 Association EFAMA 37 securitisations 37 Financial Stability Report 37 RIGT 37 Jonas Jonsson 37 Mineral Resource Rent 37 Administration BISHCA 37 AADB 37 EU Transparency Directive 37 Bridgecorp Finance 37 Teo Swee Lian 37 IORP 37 CFAL 37 Walter Merricks 37 regulator Finma 37 Water regulator Ofwat 37 FSFR 37 PennFed 37 Debtmatters 37 Commission QWC 37 ODCE 37 DPP Nicholas Cowdery 37 Actuarial Discipline Board 37 Burea 37 BCTT 37 Macro prudential 37 Djerriwarrh 37 Axa Elevate 37 Registration DGIR 37 HREOC 37 SGX 37 Appendix 4E 37 Minister Robert Schwarten 37 AmIslamic Bank 37 Fauchier Partners 37 RBSI 37 requisitionists 37 Administra tion 37 David Deverall 37 PS Joseph Kinyua 37 SUPERANNUATION 37 Appeal Tribunal CAT 37 Bureau IAB 37 Hogan Hartson LLP 37 Annuity Transactions Model 37 NHMRC 37 Botherway 37 ACMA 37 PRIPs 37 securities TruPS 37 HBOS.L 37 NLTP 37 Momoniat 37 NASD 37 Agency IAEA 37 Colonial Geared 37 Accounting Standards Board 37 Commissioner Dirk Ryneveld 37 Minister Paul Caica 37 National Adjudicatory Council 37 Medibank Private 37 Ms Mohle 37 Review RDR 37 Sonray 37 guaranty insurers 37 al Jumeii 37 oversighted 37 Espreon 37 Bafin 37 Equal Opportunity Commission 37 COMMONWEALTH Bank 37 Commission KHRC 37 AMPFP 37 Sifma 37 Qrops 37 Minister Jerry Ekandjo 37 Participatory Notes PNs 37 Association BISA 37 Glotec 37 Michael D' Ascenzo 37 Securitisation Forum 37 DISB 37 Authority Esca 37 Obaid Humaid Al Tayer 37 TECB 37 Mr Cassimatis 37 Bundesanstalt für Finanzdienstleistungsaufsicht 37 IPART 37 Cititrust 37 Australian Securitisation Forum 37 Nik Ramlah 37 group KBC KBC.BR 37 Oireachtas Committee 37 Advisory Committee 37 Pakistan SBP 37 central bankā 37 specie transfers 37 Westpoint mezzanine 37 Leveraged Capital 37 Solicitors Regulation Authority 37 Lord Penrose 37 equity raisings 37 Kensington Mortgages 37 Moneymadeclear 37 REIV 37 Justice Santow 37 Mr Kaloumaira 37 AmBank M 37 NRSRO ratings 37 Embryology Authority 37 HKMA 37 IFSB 37 Obligations Packaging 37 Justice Brian Tamberlin 37 APVMA 37 Queensland BOQ 37 RFHL 37 ANZ 37 Employees Superannuation 37 Tim Karsky 37 Romania BNR 37 FIRB 37 Market regulator Sebi 37 CDPP 37 Protection Scheme 37 Currency ETCs 37 MFBs 37 Bureau CPIB 37 OFIR 37 Peter Achterstraat 37 CGTMSE 37 HMCE 37 ATO 37 Kieran Poynter 37 THE DEPARTMENT 37 PMETB 37 Mr Vatuloka 37 Valuation Code 37 EIOPA 37 Clive Briault 37 Authority CPMA 37 FirstChoice 37 SMMI 37 institutions DFIs 37 telecoms watchdog Ofcom 37 Mr Aird 37 Ambac Assurance Corp. 37 LCH.Clearnet SA 37 financial regulator BaFin 37 IADI 37 Parliamentary Ombudsman 37 ADXADX 37 Scrutiny Panel 37 BISHCA 37 Commission MCMC 37 CySEC 37 Chan Ka keung 37 Agency DCAA 37 OMIG 37 FAIS Act 37 RBZ Governor 37 Authority LACMTA 37 Minister Simon Crean 37 AmIslamic 37 BHCs 37 Responsible Entity 37 NYSID 37 Amazing Loans 37 ABSs 37 SCBs 37 PIAM 37 Weavering 37 IFAonline 37 Socso 37 Payments Clearing 37 KiwiSaver scheme 37 Cassimatises 37 AMP AXA 37 SSIA 37 Commission KACC 37 GMHBA 37 CRD3 37 Residential Tenancies Authority 37 RN Bhardwaj 37 ProvencoCadmus 37 David Dooks BBA 37 Pension Schemes 37 FDIC 37 Telecoms regulator Ofcom 37 willful defaulters 37 GV Nageswara Rao 37 Banking Regulatory Commission 37 micro prudential regulation 37 Authority HEA 37 NSW Irrigators Council 37 professional indemnity PI 37 Services AppOne Platform 37 Paymentshield 37 Rule 2a 37 Adrian Waddingham 37 Fund SCIF 37 minister Gerry Sutcliffe 37 Security Unit ACSU 37 Infringement Notices 37 endowment mis 37 Capital Adequacy 36 Mutual Funds Regulations 36 Producer Registry NIPR 36 Rismark 36 Mr Whimp 36 Treasurer Troy Buswell 36 Bankers Association CBA 36 Electoral Commission AEC 36 Dyoll 36 Nippon Export 36 Minister Lara Giddings 36 Commission Kacc 36 Appendix 4D