Related by context. All words. (Click for frequent words.) 54 Imre Mencshelyi 53 Ronnie Beevor 52 Chartered Secretaries Australia 52 undirected proxies 52 Dairy InSight 52 Steve VanRoekel 51 AAco 51 Karl Kynoch 50 grain receivals 50 Mr Shafron 50 Chairman Tony Frankham 50 OHRIA 49 Lindsay Maxsted 49 Arafura Resources Limited 49 Biovail Melnyk 49 woolgrower 49 Bonlac Foods 48 Chairman Rick Allert 48 Wal Merriman 48 FIMCO 48 Radicle 48 Tandou 48 GESB 48 Restructured Canwest 48 Agricultural Wages 47 Graincorp 47 Ruralco 47 Jeremy Curnock Cook 47 Mr. Mitarotonda 47 NOVUS GOLD CORP. 47 Brookfield Multiplex Capital 47 GRD Limited 47 Chief Executive Offi cer 47 Clime Investment 47 Frank Brenmuhl 47 ESML Intressenter AB 47 Glanbia Co op 47 TSX RCL 47 Equigold shareholders 47 Gardner Blankstein 47 Federated Farmers Dairy 47 WAFarmers 47 Nick Everington 47 Gil Playford 47 Jock Laurie 47 Wool Equities 46 Lain Jager 46 Rick Bettle 46 director Phillip Glyde 46 Teys Bros 46 Carl Gustaf Bergström 46 Senior Subordinated Noteholders 46 GrainCorp 46 Pipfruit NZ 46 Facet Biotech stockholders 46 DairyNZ 46 CLIL 46 FGML 46 Mr D' Aloisio 46 NPH Funds 46 nitrates directive 46 Bruce Donnison 46 VETO HB 46 Tim Brigstocke 46 GPNL 46 CRHI 46 Namoi Cotton 46 Feed Operations RFO 46 PGG W 46 Oliver Stocken 46 Frank Langrish 46 Steve Ploubidis 45 Steve Meerwald 45 MaxiTRANS 45 WALGA 45 accompanying Explanatory Memorandum 45 Gary Schellenberger 45 TOTE Tasmania 45 NFU livestock 45 Chick Olsson 45 Howard Wetston 45 GUD Holdings Limited 45 chairman Meredith Hellicar 45 Bob Burlton 45 Souls Private Equity 45 CLRG 45 Mr Woolerton 45 WoolProducers 45 Lassonde Industries 45 CFFO 45 Daniel Berce 45 secretary Greg Combet 45 Zimi Meka 45 Yancoal Australia 45 AusVeg 45 Robert Dennerly 45 His Hermanator 45 Enlarged Group 45 Greg Arason 45 Lavan Legal 45 Espreon 45 MRCF 45 Jan Oksum 45 Graziers Association 45 Leader Peg Putt 45 Michael Iwaniw 45 AVCAL 45 LFASS 45 Nonexecutive 45 ABB Grain Ltd. 45 WA SEA 45 Tim Mulherin 44 Walter Wakula 44 George Frazis 44 NeuroDiscovery 44 Cullen Agritech 44 Mr Botherway 44 Ms Radisich 44 Peter Corish 44 Actuarial Standards 44 Guinness Peat 44 AACL 44 WHSCC 44 Audit Remuneration 44 TFGA 44 HELEN COONAN Well 44 Sask Pork 44 Wool Grower Holdings 44 AUSVEG 44 Sygen 44 Otto Buttula 44 Nora Scheinkestel 44 Catherine Livingstone 44 PolyNovo 44 Senator Cormann 44 Limited QRL 44 Hakon Invest 44 Max Ould 44 insiders recused 44 Mr Morschel 44 Clare Schlegel 44 MPY 44 sheepmeat 44 IPN Independent 44 Paul Kopejtka 44 chairman Graham Kraehe 44 Tumelo Motsisi 44 ABB Grain Ltd 44 Ian Donges 44 Mick Sloyan 44 Adam Szweras 44 PEIFA 44 Tommie Bergman 44 Arthur Midwinter 44 Dr Vertigan 44 Jeremy Rockliff 44 president Peter Corish 44 Fran Malecha 44 AEEMA 44 BDO Kendalls 44 fully franked dividends 44 GrainCorp Ltd 44 KEVIN ANDREWS Well 44 MIAG 44 Gold Kist stockholders 44 Tom von Weymarn 44 Clashfern 44 WoolPoll 44 CCIQ 44 Ken Paust 44 AusBulk 44 QDO 44 David Gonski 44 AbaF 44 Grain Growers Association 44 Norsemont Shares 44 PETER DUTTON Well 43 Cattlemens Association 43 Ben Fargher 43 Dr. Rietiker 43 withrespect 43 Ms Diplock 43 Rhys Holleran 43 Nominating Committee proposes 43 RABDF 43 Garry Hounsell 43 o QRL 43 WAMMCO 43 Capral Aluminium 43 Chairman Leo Ledeker 43 CCIWA 43 Dioro shareholders 43 Consolidated Entity 43 Dr Foskey 43 GRDC 43 Mr. Kreczmer 43 HRNSW 43 MyState Financial 43 Operations RFO 43 CLERP 9 43 Dexcel 43 NHS Pension Scheme 43 ASX SGX merger 43 Holdings Limited LRE 43 Bernard Saundry 43 ASX Corporate Governance 43 RRFDC 43 HortNZ 43 TCIG 43 Mr Corish 43 Cardston Taber Warner 43 Grainco Australia 43 Pork CRC 43 CKLS 43 Tassal 43 Australian woolgrowers 43 Mr Milkovits 43 Dev Randhawa 43 Stephen Dattels 43 woolgrowers 43 Murchison Eyre 43 chairman Bill Wavish 43 Craig Stobo 43 KR Castlemaine 43 Daniel Goelzer 43 Djerriwarrh 43 Inc. Peter Flengeris 43 Jiri Michal 43 Rob Feckner CalPERS 43 Canesis Network 43 OneLogix 43 Mr. Wetston 43 Brett de Hayr 43 Ontario Soybean Growers 43 Hexion Proposal 43 Reputational risk 43 Riversdale Mining Limited 43 GCGC 43 Unfair dismissal 43 Brad Wildeman 43 Daily ShareChat 43 ZCI Offer 43 Wajax Corporation 43 Bennelong constituency 43 Namoi 43 FIRB approval 43 eG Capital 43 Mr Ploubidis 43 Charles Macek 43 AFEP MEDEF recommendations 43 NE LHIN 43 AgForce Cattle 43 GTCW 43 Shetland Aquaculture 43 Livecorp 43 Dalian Huiming 43 AHDB 43 Rivercorp 43 Peptech Limited 43 KiwiSaver schemes 43 SSPO 42 CWB monopoly 42 PGGW 42 compulsory superannuation contributions 42 Surpac Minex 42 Mr Nyabonda 42 Federated Farmers dairy 42 Pork Producers Association 42 stakeholders NACD 42 Rick Allert 42 Gene Tilbrook 42 Dr. Mojdeh 42 Income Stabilization CAIS 42 Garry Weaven 42 Scrip Dividend Scheme 42 Kondinin Group 42 Loose leggings 42 LUCRF 42 Parthi Bhatol 42 Alkane Resources Ltd 42 sectoral allocations 42 Bega Cheese 42 WHSP 42 Bridget Macaskill 42 Realization Strategy 42 NZFSU 42 EPBC Act 42 CFDCs 42 Mr Rowsthorn 42 Limited RVL 42 Cliff Lawrenson 42 discloseable transaction 42 Te Ohu Kaimoana 42 Seth Hamot 42 Mark Rowsthorn 42 SIFT Rules 42 Mr Mulherin 42 reWORKS 42 officer Peter Shafron 42 AXA APH minority 42 Co operative Bulk Handling 42 spokesman Jeremy Rockliff 42 GrowthWorks Proposal 42 Geotai 42 Agenix 42 adopting IFRS 42 Combinable Crops 42 Affco 42 GPT unitholders 42 Margot Mains 42 Remuneration Authority 42 McDouall Stuart Securities 42 RQL 42 NPPC 42 CCGG 42 Waikato Federated Farmers 42 Derham O'Neill 42 Donna Soble Kaufman 42 Meritas Mutual Funds 42 TUPE transfers 42 Thoroughbred Racing SA 42 QHRB 42 Tarsis Resources 42 Donald McGauchie 42 APRA regulated 42 disapplication 42 SHKPI 42 AFFCO 42 AAVMC 42 Dave Frederickson 42 BCSTA 42 Ruth Mclaughlin 42 Auzex Resources Limited 42 Exceptional Circumstance 42 broadacre 42 Ltd AACo 42 George Groeneveld 42 Incentive Compensation Plan 42 Lundin Transaction 42 farmgate 42 Mr Rockliff 42 VETO SB 42 Bartter Steggles 42 Mr Stiassny 42 Bruno Tocque 42 Friendly LRL 42 Montoya jockeyed 42 Inovio Scientific Advisory 42 Random Burin St 42 Hamish Douglass 42 Amazing Loans 42 Roger Pafford 42 leader Rene Hidding 42 securityholder approval 42 Grainco 42 WorkCover Queensland 42 Collin Peterson D Minn 42 Lundin Nominees 42 John Masswohl 42 ratifiable agreement 42 Secretarial Disaster Designation 42 DGCL 42 Whitewash Waiver 42 USSU 42 William L. Trubeck 42 shareowner value 42 AGRIUM 42 cash fl ow 42 barley plebiscite 42 PPF levy 42 maximizing stockholder 42 EFRA 42 Mark Wartman 42 Appendix 4E 42 Corporate Governance Statement 42 LTGDC 42 ANZO 42 Carpentaria Exploration 42 Mr Aird 42 Wiseman Nkuhlu 41 RBSI 41 Contributing Editor JAMA 41 PrimeAg 41 HEFCW 41 Australian Wool Innovation 41 ABB Grain 41 Scottish Crofting Foundation 41 BBSRC 41 BWMB 41 Barry Wakelin 41 Mikael Ekdahl 41 Nominating Corporate Governance 41 Brenda McGahan 41 Mr Iwaniw 41 EITE 41 SEERAD 41 OCSTA 41 Ramius nominees 41 biosecurity 41 NCAHS 41 Mr Allert 41 DEIP 41 Trimin 41 Havilah Resources NL 41 OPSBA 41 Growcom 41 Mr Fargher 41 Perennial Value 41 Synlait 41 AWB monopoly 41 Alpetro 41 UKCES 41 WHK Horwath 41 remuneration 41 Mathias Hlubek 41 Mr Kraehe 41 Bill McKiernan CyberSource 41 NAWAC 41 Cynotech 41 Pala Investments 41 Dairygold Co op 41 FIPPA 41 Neukamm 41 fee maxima 41 Peer Schatz QIAGEN 41 Rory McEwen 41 Sustainable Farming Fund 41 CSSIW 41 Heikki Malinen 41 Governance Committees 41 Lachlan McKenzie 41 Acquiror 41 cash fl ows 41 Manitoba Pork 41 Neil Jahnke 41 Conrad Bellehumeur 41 Dawn Luhning 41 Webfirm 41 Wanda Dorosz 41 Andrei Klishas 41 Eligible unitholders 41 CHLP 41 Mr Gutwein 41 Muresk 41 FSA Sants 41 PICH 41 Minister Henry Palaszczuk 41 Nocton Dairies 41 Edward Bramson 41 Ronald Netolitzky 41 PPCS 41 Jonas Bogoshi 41 Nitrate Vulnerable Zones 41 xxxi adverse tax 41 SACGHS 41 Mr Spiteri Gingell 41 Loneragan 41 materiality thresholds 41 TSX SWP 41 Peter Beaven 41 Herbert Mkhize 41 John Mullarvey 41 Scheme Consideration 41 COSBOA 41 Corporate Governance Committee 41 Sephaku Holdings 41 David Peever 41 PGG Wrightson Seeds 41 Twynam 41 Central Tablelands 41 SCVO 41 disbenefits 41 Anders Nyren 41 NFU combinable crops 41 golden parachute arrangements 41 Urbanfund 41 Oremex Gold 41 OTCBB VCTZF 41 ABARE 41 nonexecutives 41 Ben Binninger 41 rPA vaccine candidate 41 Corporate Governance Committees 41 Westscheme 41 Akbar Seddigh 41 Ms Hellicar 41 Foothills Rockyview 41 Canesis 41 incentivisation 41 APCIMS 41 Beta coefficient 41 FCGA 41 Katie Lahey 41 kiwifruit growers 41 SLHCs 41 Ken Dulieu 41 George Galanopoulos 41 Nino Ficca 41 Synlait Milk 41 Boland Agri 41 Agricultural Adaptation 41 Harness Racing NSW 41 Latest Practicable Date 41 USAIO 41 Albert Wahbe 41 Melissa Sturgess 41 Airmic 41 Lachlan CMA 41 ANZIS 40 Kenneth Howling 40 Futuris 40 PHFC 40 Solium Capital 40 Penmont Proposal 40 David Lenigas 40 BCCPAC 40 CBio 40 Riskmetrics 40 PharmAust 40 Métis peoples 40 David Ginns 40 MPP Leal 40 Jaye Radisich 40 Mr. Schimkaitis 40 Kimberley Metals 40 Djerriwarrh Investments 40 Bonlac 40 Mark Bojanjac 40 TSX Delisting Review 40 Tony Milici 40 Western Keltic 40 PGG Wrightson Finance 40 NSW Irrigators Council 40 Nigel Peaple 40 Dale Lastman 40 Sue MacLeman 40 dilutionary effect 40 bovine TB eradication 40 Mr Paatsch 40 Entitlement Issue 40 Livestock Improvement 40 Ed Tweddell 40 Farmers Federation SAFF 40 RLPB 40 D' Amonte 40 Wah Nam International 40 Board ofDirectors 40 Rautaruukki Oyj Rautaruukki 40 RIRDC 40 Willy Leferink 40 Sarmite Bulte 40 Trevor Moeke 40 CHOML 40 OMSCo 40 Don Nicolson 40 Jacques Laforge 40 Stan Eby 40 CATAAlliance 40 Neil Ketilson 40 premix feed 40 chairman Frank Brenmuhl 40 Norbert Sasse 40 Cr Braybrooks 40 disapply 40 NASDAQ SAFM 40 MHPAEA 40 Tandou Limited 40 Penfund 40 Alison Carnwath 40 Excellerate 40 MRL Offers 40 Avensys Corporation 40 Sverker Martin Löf 40 SCLAA 40 Opposition Leader Zed Seselja 40 Cytopia shareholders 40 SaskPool 40 LAPFF 40 Donal Curtin 40 Chairman Donald McGauchie 40 Agforce 40 Stronach Correspondent 40 EMDG 40 Huntingdon REIT 40 FSCP 40 TEQSA 40 Auditing Profession Act 40 adopting SFAS #R 40 CF Industries stockholders 40 Stewardship Code 40 Tony Frankham 40 Florian Possberg 40 Simon Woodfull 40 NGFA 40 Share Incentive Scheme 40 Auzex 40 AgPro Grain 40 Contrans Income Fund 40 NZSA 40 Agricore United 40 Eddie Funde 40 Maria Van Bommel 40 Laurie Brlas 40 LLUX 40 iBasis stockholders 40 Merger Proposal 40 G. Wesley Voorheis 40 RREV 40 Consmin 40 Sudha Narayanamurthy 40 Battlefords Lloydminster 40 Comprehensive Continuous Improvement 40 GrowthPlus 40 Trintech Shareholders 40 InterMet 40 AFGRI 40 CLHIA 40 MICROmega 40 Peter Ombler 40 Authorised Public Accountants 40 ORFU 40 Whanganui DHB 40 Ingrid Hibbard President 40 SunRice 40 Meredith Hellicar 40 Clay Serby 40 Lighthouse Caledonia 40 Usasz 40 Symyx stockholders 40 Leigh Clifford 40 Nomination Committees 40 TUPE transfer 40 Clean Streams Accord 40 HFF Holdings 40 bluetongue vaccination 40 Geoff Newcombe 40 BusinessNZ 40 Aushorse 40 Mark Boleat 40 AACo 40 Phillip Glyde 40 EIG Ansvar 40 Mr Vatuloka 40 Mr Norgate 40 technologic innovation 40 Responsible Entity 40 Televangelists escape penalty 40 Risk Metrics 40 Zedex shareholders 40 Bocenor 40 superannuation surcharge 40 PRRF 40 Michael Stiassny 40 Long Term Incentive Plan 40 Concerned Shareholder nominees 40 Crowflight Minerals 40 IRESS Market Technology 40 Mike Johanns JOH' 40 AFPA 40 GKIS 40 Dan Veniez 40 HGPs 40 Audit Nominating 40 Mike Muzylowski 40 PowerComm Inc. 40 Ian Middlemas 40 Sarah Coppen Diana 40 Gleneagle Gold 40 Enssolutions 40 Sun Rype 40 RWWA 40 Crowflight 40 culling badgers 40 Ms. Stancic 40 IPN Shareholders 40 MP Mark Eyking 40 Les Wozniczka 40 MVRC 40 Rick Aylett 40 Keybridge Capital 40 SEAMARK 40 Justin Walawski 40 TriNet Notes 40 NYSE HTX 40 Dean Paatsch 40 Macmahon Holdings Limited 40 NYSE EOI 40 Nufarm 40 Ms Ridout 40 MGEU 40 Michelle Mungall 40 IAPF 40 Frank Quennell 40 AsgiSA EC 40 Xstrata Coal 39 DEEDI 39 Cermaq ASA 39 FarmWorks 39 OQI 39 Skyocean 39 dievini Hopp BioTech 39 MOHLTC 39 Murrumbidgee Irrigation 39 DAFWA 39 Remuneration Panel 39 pix Hacking 39 NZTR 39 Premium DRIP 39 Dick Warburton 39 TSX VENTURE LGL ASX 39 Colin Younker 39 Farmers Federation VFF 39 meatworkers union 39 share repurchase authorizations 39 Quarterly Activities 39 LGAQ 39 Adastra shareholders 39 Forages Cabo Inc. 39 QTDP Program 39 Workforce Participation 39 president Jock Laurie 39 Clime Capital 39 Karl Simich 39 Rob Margetts 39 Cherilyn Jolly Nagel 39 Exceptional Circumstances EC 39 CPRS 39 Marcel Hacault 39 NatRoad 39 Don McGauchie 39 fully franked interim 39 Mr Rabbidge 39 Peter Shafron 39 Michael Koplinka Loehr 39 RDAA 39 saleyard 39 spokesman Neal McGarity 39 Cofina Financial 39 Paul Khakshouri 39 UBS Nominees Pty 39 Mrs Maywald 39 Opposition Leader Rene Hidding 39 David Steinepreis 39 AZD Offer 39 Geoff Parmenter 39 Ms. Laby Wu 39 woodchipper Gunns Ltd 39 Honister Capital 39 Merlin Biosciences 39 RWCI 39 CashPlus 39 AXA Winterthur Wealth Management 39 Eventia 39 Uramet 39 WHC Proposal 39 proprietary Capillary Aerosolization Technology 39 HGCH 39 Bruce Hallsor 39 Solectron stockholders 39 AWI 39 Surendra Lal 39 Michael Carapiet 39 captive cervid 39 Incitec Pivot 39 Fairvest 39 Tertiary Education Strategy 39 IWL 39 EI outbreak 39 investee companies 39 Imdex Limited 39 Ausveg 39 pork checkoff 39 Saskpool 39 Minister Rosann Wowchuk 39 ComWest 39 Börje Ekholm 39 WoolProducers Australia 39 Rabinov 39 Marilyn Braun Pollon 39 Developmental Psychopathology 39 Continuous Disclosure Policy 39 franking credits attached 39 Garnaut Review 39 sole discretion deems 39 ASIC alleges 39 Affected Creditors 39 NSWALC 39 Allan Grafman 39 Wits Gold 39 Remuneration Committee 39 ISS RiskMetrics 39 visit www.stocksjournal.com 39 Greg Aplin 39 Moira Gibb 39 ACPET 39 Afgri 39 Bindaree Beef 39 Cotton Growers Association 39 DIRECTORS REPORT 39 UFU 39 Conny Karlsson 39 GSCT 39 Equine Influenza 39 Couillault 39 Mr Ihlein 39 GrainCorp AWB 39 Chesstown 39 Selectman Alex Vispoli 39 Jon Holzfaster 39 Trevor De Landgrafft 39 Kuseni Dlamini 39 FedDev Ontario 39 senator Eric Abetz 39 Cooperative Bulk Handling 39 Selkirk Interlake 39 Workchoices 39 CBH 39 Volpé 39 ourbusiness 39 Destimoney Securities 39 Prairie Malt 39 leader Zed Seselja 39 Independent Tankers 39 Allco Equity 39 IAASB 39 BBBEE transaction 39 Atomaer Holdings Pty Ltd. 39 Exceptional Circumstances 39 chairman Craig Norgate 39 ceoforum.com.au What 39 AGT Biosciences 39 Durum Growers 39 Kwezi Mining 39 CMSL 39 IGEFI 39 Joe Helper 39 Poyntz Wright 39 Share Consideration 39 IFBF 39 Connie Denesiuk 39 Enabling Accessibility Fund 39 Bernt Magnusson 39 Greg McClinchey 39 AusNiCo 39 sharholders 39 Bradken Limited 39 contractual entitlements 39 Gungahlin Drive 39 Pfizer respectfully disagrees 39 Merged Entity 39 Mr McGauran 39 RidgewaterEquity.com 39 MacarthurCook Limited 39 NHMRC 39 CITT 39 Bseisu 39 Tony Hobman 39 Justice Gzell 39 Nuraney 39 Pauline Vamos 39 Gisborne Wairoa 39 nonexecutive directors 39 Chikarovski 39 Lumenis invests heavily 39 HLB Mann Judd 39 CORPORATE GOVERNANCE 39 Sandstorm Resources 39 H. Haruki 39 Langoulant 39 Understand companys 39 Netpartner 39 About DonHarrold.net DonHarrold.net 39 NDP MPPs 39 Masterfeeds 39 pigmeat 39 OFRs 39 Note Movie showtimes 39 DDRB 39 freshwater aquaculture 39 Nigel Brunette 39 Starvest 39 RHFS 39 Incentive Options 39 HBDHB 39 Barend Petersen 39 AirBoss Announces 39 ATAQ 39 Crop Forecasters 39 Helen Shardey 39 surgical mulesing 39 SASSA tender 39 NIB Holdings 39 proposal substantially undervalues 39 Urbus 39 Mr Mencshelyi 39 accompanying Explanatory Statement 39 Fruit Growers Victoria 39 Theo Botoulas 39 TTRC 39 Agresearch 39 unaudited consolidated balance sheets 39 Finn Poschmann 38 Ballance Agri Nutrients 38 Christine Farnish 38 Derek Fildebrandt 38 Euroz 38 AWB Ltd 38 advisors Vena Resources 38 AXNG 38 Paul Afkos 38 LGMA 38 Björn Wahlroos 38 OAMPS 38 BPEX 38 Tir Cynnal 38 Ms Mohlala 38 HESTA 38 benefi ts 38 Ncholo 38 Patrick Colmer 38 PMWS 38 Port Bouvard Limited 38 VTHC 38 Rc2 Corp RCRC 38 Minister Mihai Seitan 38 Audit Committee 38 Grainfarmers 38 Mr. Nettina 38 Fording unitholders 38 Loïc Maurel MD 38 shellfish aquaculture 38 normalized EBIT 38 Cape Town unicity 38 Iqbal Surve 38 Andrew Southcott 38 Glenrand MIB 38 visit www.adm.com 38 andeconomic 38 Dr Bernard Vallat 38 Jalynn Bennett 38 ESTAVIS 38 fi nancial 38 CIREF 38 Tom Wixley 38 John Ambroseo 38 Vicq 38 located near Wabowden 38 Triako Resources 38 Dynegy stockholders 38 SEAMARK Asset Management 38 significantly undervalues Rio Tinto 38 Fischer GenVec 38 Harness Racing Victoria 38 SMSF trustees 38 Willmott Forests 38 Lenigas 38 BISL 38 Half Yearly Report 38 Peter Caillard 38 FUW 38 RN Bharadwaj 38 Superannuation Options 38 KG Karmakar 38 Robert Schwaneberg covers 38 issuer registrant 38 vi ineffectiveness 38 Arno Doerksen 38 MANKATO MINNESOTA 38 Guylaine Saucier 38 RAML 38 Jockey Club AJC 38 FAS# R 38 governance ESG issues 38 Mr Moeke 38 DDJET 38 Petrowest 38 Tradehold 38 Biograde 38 Ketan Dalal 38 Galahad Gold 38 Bob Bjornerud 38 CROPP Cooperative 38 WorkCover NSW 38 Sheryle Moon 38 Mvela Resources 38 Research Flagships 38 http:/www.gop.com Not authorized 38 Jillian Broadbent 38 van der Welle 38 Murray Goulburn 38 HEFCE 38 BusinessDay understands 38 RiskMetrics ISS 38 Chris Sounness 38 Fairer Medicare 38 BresaGen 38 GIPSA rule 38 PAAMCO 38 Medicare Advantage MLR