Related by context. Frequent words. (Click for all words.) 50 Responsible Lending 42 borrowers 40 mortgages 40 subprime borrowers 38 foreclosure prevention 38 mortgage 38 subprime loans 37 Borrowers 37 adjustable mortgages 36 payday loans 36 predatory lending 36 distressed borrowers 36 Foreclosures 36 jumbo loans 36 fixed incomes 35 loans 35 Subprime 35 mortgage repayments 35 option ARMs 35 lifesaver 35 mortgage defaults 35 distressed homeowners 35 foreclosures 35 mortgage delinquencies 34 Citizens Advice 34 homeownership 34 jumbo mortgages 34 stagnant wages 34 Refinancing 33 predatory lending practices 33 Subprime mortgages 33 FHA 33 delinquencies 33 loan delinquencies 33 Delinquencies 33 FICO scores 33 Paying 33 unaffordable 32 subprime mortgages 32 Mortgage Lenders 32 loan modifications 32 repossessions 32 monthly repayments 32 Scott Talbott 32 Consumer Credit Counseling 32 Homeownership 32 Community Reinvestment 32 repayments 32 homeowners 32 housing slump 32 Loans 31 homebuyer tax 31 Mortgages 31 loan repayments 31 HAMP 31 predatory lenders 31 mortgage originations 31 loan servicers 31 foreclosure 31 loan modification 31 Credit Counseling 31 Mortgage Lenders CML 31 delinquent loans 31 payday lending 30 RALs 30 Financially 30 refinance 30 payday lenders 30 Foreclosure 30 Ocwen 30 interest rates 30 loan defaults 30 charge offs 30 Renters 30 Freddie Mac 30 Home Ownership 30 Defaults 30 Mortgage 30 homebuyers 30 defaults 30 FHA loans 30 Lawrence Yun 30 Mortgage Bankers Association 30 magic bullet 30 adjustable rate 30 affordability 30 Homebuyers 30 refinances 30 refinancings 30 HELOC 30 prepayment penalties 30 AARP 30 subprime 30 lending 30 overdraft protection 30 CCCS 30 credit 30 Bad Credit 29 Mark Zandi 29 blemished credit 29 borrower