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(Click for frequent words.) 65 CQ HealthBeat 52 Carey CQ HealthBeat 51 Reichard CQ HealthBeat 48 Budoff Brown 48 Pecquet 47 CQ Today 46 Norman CQ HealthBeat 46 Litvan 46 Heil CongressDaily 45 Budoff Brown Politico 45 Cohn CongressDaily 45 Mastercard Visa accepted 45 CongressDaily reports 44 Edney CongressDaily 44 Alonso Zaldivar 44 HHCA def 43 CongressDaily 42 Adamy 42 consulting actuary 42 DoBias 41 Iva Mae 41 #/#-year-old grandson 41 Stagemeyer 40 PAAD 40 Pianin 40 Herszenhorn 40 Leighton Ku 40 Juliette Cubanski 40 bandits shoving 39 Krawzak 39 Medicare Advantage enrollees 39 PEBB 38 KNOX KY #.# 38 Silberner 38 Medicare recipients 38 Fuhrmans Wall Street 38 GAMC recipients 38 Medicare reimbursements 37 Medicare 37 RPh MBA 37 Medicaid enrollees 37 supplemental Medigap 37 Hilzenrath 37 2b rbi 37 CSRS retirees 36 nongroup 36 repealers already 36 Insure Montana 36 Gielow 36 uninsured 36 By Otto Kreisher 36 Denison OH 36 Japsen 36 Danine 36 ConnPACE 35 RIPAE 35 Medicare prescription 35 unattached #:#.# 35 COBRA premiums 35 prescription drug 35 Medicare beneficiaries 35 Accounts receivable securitization 35 health care 35 Elective abortions 35 Mandelblatt 35 Joseph Antos 35 PEBTF 35 Dorothy Dot 35 Hollenbeak 35 deductible coinsurance 35 Accrued postretirement 35 HSAs 35 AdultBasic 34 Beulah Mae 34 PEEHIP 34 HealthChoice 34 Black Hawk SD Concealment 34 Soraghan 34 Sandra Lepisto 34 LeaMond 34 baby boomers retire 34 NBGH 34 Alonso Zaldivar Los Angeles 34 deductibles copays 34 #:#:# [009] 34 FEHBP 34 Wheby 34 Stahurski 34 enrollees 34 LaMendola 34 Medicare enrollees 34 premiums deductibles 33 copayments coinsurance 33 Dirigo Choice 33 HSA HDHP 33 code unfairly penalizes 33 Bendavid 33 COR def 33 Paul Fronstin EBRI 33 Medigap supplemental coverage 33 Mehrl 33 outsource janitors 33 1b . [008] 33 . #:# [005] 33 Medigap 33 PEHP 33 BestWire Feb. 33 Medigap supplemental insurance 33 Martynuska 33 lifetime maximums 33 KHN 33 reimbursement arrangements HRAs 33 Trojan horse Braley 33 1b . [010] 33 salaried retiree 33 HDHPs 32 GfK Poll Baby boomers 32 Sen. Daniel Kahikina 32 BeneCard Services Inc. 32 subsidized COBRA 32 Paternal grandparent 32 bor MORE 32 Damian Paletta 32 copays 32 HMOs 32 Pedro Martinez de las 32 copay 32 WEA Trust 32 premiums copays 32 MPSERS 32 workers' compensation 32 deductibles copayments 32 Friedman CongressDaily 32 deductibles 32 Tricare beneficiaries 32 retiree 32 dh . [004] 32 HOW MANY COVERED 32 Wilde Mathews 31 Polk HealthCare 31 accounts HSAs 31 Medicare enrollee 31 Banner Estrella 31 Evnen 31 Medicare HMO 31 insures pensions 31 copayments 31 Shawneetown Ill. 31 EUTF 31 retire rehire 31 Secure Horizons 31 Hough Westmont Hilltop 31 uninsurables 31 living adjustment COLA 31 Wiltermood 31 Sandlian 31 Stropko 31 Postretirement 31 Woellert 31 Chillicothe homemaker 31 Medigap policies 31 SummaCare 31 Boorady 31 Sheils 31 Hubl 30 Patent expirations 30 FEHBP enrollees 30 FERS retirees 30 nonprofit Employee Benefit 30 preretirees 30 premiums 30 nonrepresented employees 30 Fronstin 30 Medically Needy program 30 mini med 30 Wingerson 30 Company noncontributory defined 30 Janet Adamy 30 PEBP 30 PBGF 30 Quatroche 30 Medi Cal recipients 30 TIAA Cref 30 Social Security Administration 30 COBRA continuation 30 WEST MILFORD Services 30 Teachers Defined Contribution 30 nonpension retirement benefits 30 Jodi Alberts 30 Cassil 30 Rouseys 30 Lambrew 30 Bringardner 30 underfunded pensions 30 Gerencher 30 copayments deductibles 29 PEIA 29 OPEB obligation 29 spouses surviving spouses 29 sheltered annuity 29 Reeds Landing 29 postretirement benefit liabilities 29 Atzrott 29 PBGC insures 29 TennCare recipients 29 Strezo 29 AARP 29 setting Koffenberger 29 Retiree Sandi Murray 29 Freking 29 Defreese 29 Blue Shield PPO 29 Durmer 29 Schleppenbach 29 IRA withdrawals 29 OPEB liability 29 copays deductibles 29 Yoest 29 WholeCamels Bad sign 29 Gardner KENS 29 deductibles coinsurance 29 Favole 29 Medicare Part 29 Slome notes 29 heath care 29 Cal PERS 29 MediGap 29 Maternal grandmother 29 Sivillo 29 2 wks Vac 29 Longstreet Clinic 29 TriCare 29 Mark Ruloff 29 unfunded retiree 28 Snoey 28 CBIZ Benefits 28 Folkemer 28 Wynmoor Village 28 FSAs 28 preretirement income 28 Clinical Dietician 28 Grejda 28 MercyCare 28 Shawen 28 Laszewski 28 UAAL 28 cardiac anesthesiologist 28 Van Deurzen 28 Mausner 28 unfunded accrued 28 Wangsness 28 retirees 28 Veterans Administration 28 Mcare Fund 28 DOMA prevents 28 insurance premiums 28 NYSHIP 28 Harmdierks 28 workmen comp 28 Getahn Ward covers 28 Aetna 28 Paysour 28 OCERS 28 Bethlehem Steel retirees 28 Zmich 28 enrollee 28 KPERS 28 Bachorik 28 Paul Fronstin 28 unreimbursed medical 28 Cerrie 28 Grebin 28 Qliance 28 COBRA coverage 28 registered nurse 28 Paul Fronstin director 28 Gorfine 28 All Ed Krosschell 28 Deferred Compensation 28 medigap 28 Bitonte 28 E. Moffit 28 underfinanced pension 28 Underfunded pension 28 Unpaid furloughs 28 Letnaunchyn 28 Scolforo 28 Plodzik 28 pocket maximums 27 uninsured Tennesseans 27 privatizing Social Security 27 FEHB 27 actuary 27 Medicare Blahous 27 Medicare Advantage premiums 27 internist 27 Social Security actuaries 27 Besio 27 old Jan Gissel 27 Ditre 27 Dodgens 27 Postemployment 27 Paternal grandmother 27 Neally 27 AMERISAFE actively markets 27 Woonsocket RI drugstore chain 27 whistle blower Diann Shipione 27 Valuck 27 HMO 27 DeChane 27 Sillings 27 Orstad 27 ALF CIO 27 prefund retiree health 27 Carmen Espinosa 27 donut hole 27 dh . [011] 27 spendable income 27 AGs threaten 27 Hess CongressDaily 27 Delphi salaried retirees 27 TMRS 27 nonunion employees 27 Ralphine 27 Folcarelli 27 Social Security 27 Tricare Prime 27 alleges Schrenker scammed 27 deductible 27 Ayanian 27 Consolidated Omnibus Budget 27 Israeloff 27 Tricare 27 preretirement 27 traditional IRAs 26 MEMA cottage 26 Manolakas 26 Pirruccello 26 Preusz 26 EBRI 26 Salaried workers 26 Complete Compassionate Care 26 Woolhandler 26 Draher 26 Speroff 26 Lakeworth Fla. 26 Multiemployer 26 Burnich 26 Valerie Haythorn friend 26 CalPERs 26 nonworking spouses 26 Mossotti 26 Heu Weller 26 Gershengorn 26 Hoce 26 Uible 26 Laffel 26 ineligible dependents 26 Slome explains 26 Lump sums 26 PERSI 26 Bodfield 26 Advantra Freedom 26 Dressell 26 Longevity Bonus Program 26 PSERS 26 workers comp 26 nonwage 26 salaried retirees 26 young invincibles 26 Pepine 26 Health Reimbursement Account 26 progressive indexing 26 Woodcrest Manor 26 Cigna 26 Fenuccio 26 Orean 26 IPERS 26 Rovner 26 Neiner 26 CoverTN 26 Vander Kelen 26 Clerihue 26 aging Baby Boomers 26 McGlothlen 26 Ben Gufford 26 HDHP 26 B. Mamula 25 Olivier Bohuon executive 25 Burnick 25 Burleson Tex. 25 nonqualified deferred compensation 25 Witzenburg 25 Youtz 25 Kozitza 25 Rauck 25 Kaitin 25 Spectera 25 DeRaleau 25 Roncaglione 25 defrays 25 gerontologist 25 Thieleman 25 LTC Consultants 25 Judy Purkey 25 Ciarochi 25 Parsonnet 25 Stepanoff 25 combined unfunded retiree 25 COLAs 25 Bosshardt Realty 25 Dottye 25 Paeglow 25 Werdlow 25 Stobert 25 Employment Retirement System 25 lump sum payment 25 Columber 25 OASDI 25 Villanti 25 Franjola 25 privatize Social Security 25 Bredhold 25 postretirement benefit obligations 25 fixed incomes 25 DerGurahian 25 Rodehorst 25 Baby Boom generation 25 hope Iryna Petrova 25 Zaborney 25 Stalboerger 25 Todd Wiech 25 Ignagni 25 Jessop Cor 25 Municipal Employees Retirement System 25 Wage freezes 25 Phenow 25 Mike Ruckes 25 Anita Radcliff 25 Prososki 25 Colleen Medill 25 benefits OPEB liability 25 Palmeira Serrao 25 UAW bargainers 25 Mielock 25 Levister 24 CSRS annuity 24 Pearl Comfort Sydenstricker 24 Other Expenses Salaries 24 StanCERA 24 Yabroff 24 Marilyn Askin 24 Kroontje 24 Institute EBRI 24 VFW quartermaster 24 Dorthy Murray 24 Capretto 24 retirees surviving spouses 24 Las Crucen 24 deductible IRAs 24 Schelble 24 nonpartisan Employee Benefit 24 prefund 24 Ericks 24 Schladweiler 24 Dawn Mossop 24 Maria Aparecida 24 Chevrolet Buick 24 Matuska 24 COLA 24 Agovino 24 Dlugozima 24 Begalke 24 Von Korff 24 Cancer Society epidemiologist 24 Littlefork Minn. 24 blog Heavy Doses 24 Carusillo 24 Ron Fontanetta principal 24 NARFE 24 Zeigler Tidewater 24 CalPers 24 Local #-# 24 single payer 24 Showley 24 geriatrician 24 Cence 24 Statenville Ga. 24 Puhr 24 Jesernig 24 TRICARE Prime 24 Valerie Bauerlein 24 unfunded obligations 24 Neufelder 24 Vinkler 24 Seldomridge 24 Rhyneer 24 baby boomer generation 24 MediLodge 24 VanOrder 24 overfunded pension fund 24 Woys 24 Ln NVR Inc 24 Ondra 24 Burgus 24 UAW Retiree Medical 24 undeliverable refund 24 Coverdell accounts 24 AFSCME 24 Toedtman 24 Herney Nisimblat Darien Conn. 24 Byrket 24 Kixmiller 24 Tom Tiddens supervisor 24 McCanne 24 baby boomers 24 Liedtka 24 DeToy 24 Zadylak 24 unfunded pensions 24 Nippoldt 24 David Herszenhorn 24 Klinek 24 Kronhaus 23 PERS 23 Eibert 23 postretirement benefit 23 S. Greenberger 23 Durrence 23 Hittie 23 LaBau 23 nonunion 23 FICA taxes 23 aging baby boomers 23 PBGC 23 Kereiakes 23 Kenockee Township 23 E. Kanell 23 Chesla 23 Teachers Retirement Fund 23 Macielak 23 Proveaux 23 Reindollar 23 Dizikes 23 Schweinhart 23 PRAs 23 actuarially equivalent 23 Bruzek 23 Rheney 23 FERS retirement 23 Eesley 23 Lavona Hill 23 buydowns 23 Social Secu rity 23 Agwunobi 23 pension 23 H. Birnbaum 23 retire 23 Horstick 23 severance package 23 Ciota 23 Furchak 23 Swengel 23 APWU 23 NEBCO 23 retiring baby boomers 23 baby boomer retirees 23 adjustment COLA 23 Ubaldo Blas 23 unsecured bondholders receiving 23 Erika Hickert 23 Sosinsky 23 OPERS 23 Social Security withholdings 23 Machuta 23 Gloth 23 Mawhorter 23 Ms. Nalbantoglu 23 Emshwiller 23 Treutel 23 ERISA 23 unfunded liability 23 nonbargaining employees 23 Pianko 23 Pension Benefit 23 Umbdenstock 23 adjustments COLAs 23 Rindelaub 23 Grantner 23 Tajchman 23 Antos 23 Petrovick 23 Boomgarden 23 accounts FSAs 23 Drozda 23 Ochshorn 23 Lynne Greenwald 23 Jonathan Mummolo 23 Retiree 23 Emberger 23 OPEB liabilities 23 Kaminske 23 alternate payees 23 McClannahan 23 elective deferrals 23 Sataline 23 Kligler 23 Arendas 22 lump sum payouts 22 writers Deane McGowen 22 Calmes 22 retirement 22 Wollum 22 Talaska 22 Krajnovich 22 AFGE Local 22 consulting firm TowersWatson 22 Indemnity Compensation 22 healtcare 22 overfunded pension 22 multiemployer pension plans 22 Schibanoff 22 Wegscheid 22 Jack VanDerhei 22 Scheb 22 Feuss 22 Mrowicki 22 tuition reimbursement 22 Knettel 22 Eckelman 22 FERS annuity 22 Pochop 22 nonforfeitable 22 deferred compensation 22 unfunded actuarial liability 22 Teachers Retirement 22 Lipella 22 Fred Wemer 22 Bassignani 22 Tofanelli 22 native Tucsonan 22 VEBA 22 By Chas Sisk 22 Long Term Disability 22 unaffiliated voter 22 Salaried retirees 22 MacQuattie 22 retired ironworker 22 FERS employees 22 paycheck 22 Plebani 22 Snortum 22 Goroski 22 MICHAEL KOLE 22 Sacramentan 22 Gary Pastorius 22 Fireman Retirement System 22 DeBar 22 Grace KENS 22 Myrtue 22 Yokich 22 retired steelworker 22 Ungvarsky 22 givebacks 22 selected Stephen Girsky 22 partner Stacie Andree 22 Kilcarr 22 Hikes Point 22 Mastej 22 Klasko 22 Metsch 22 Reusche 22 Nemcik 22 Albrycht 22 RRIF withdrawals 22 Traditional IRAs 22 LOPFI 22 Employees Retirement System 22 GovGuam retirees 22 spokesman Randy Clerihue 22 Naderer 22 Mark Fendrick MD 22 Kobacker 22 Nahrwold 22 Public Employee Retirement 22 Setzfand 22 nonteaching employees 22 paychecks shrink 22 Simchick 22 VA Dependency 22 Pelofsky 21 Kuzel 21 Scandlen 21 Roth IRA 21 Knochelmann 21 Sudore 21 Nordwick 21 Hieser 21 IMRF 21 nonmanagement 21 boomer retirees 21 Poist 21 Daglio 21 Korones 21 Sens. Vincent Sheheen 21 United Auto Workers 21 Waymack 21 workman comp 21 DeLashmutt 21 Laret 21 Guryan 21 Valinski 21 Auditor Ron Mantini 21 nonrepresented 21 Coverdell Education Savings Account 21 Boeing machinist 21 Rusiewicz Funeral Home 21 Kathleen Casey Kirschling 21 Gretchen Genung 21 nonunion retirees 21 Galliart 21 Utican 21 Novobilski 21 Lenet 21 Unfunded liabilities 21 Perlowski 21 Brockner 21 Anne Shiver 21 Emile Wery 21 Joe Duska 21 Saline Mich. 21 Zygmont 21 MediGap plan 21 noncontributory 21 Idaho PERSI 21 Schuerer 21 Employees Pension Plan 21 Felski 21 Closius 21 deferred annuity 21 Sawitsky 21 Social Security recipients 21 boomers 21 CIGNA 21 Haislmaier 21 Niesz 21 Tonsfeldt 21 prefunding 21 Foeckler 21 Nunery 21 biweekly paycheck 21 Retirement System CSRS 21 paycheck deductions 21 Ray Ademski 21 Hegdahl 21 Pokorski 21 postretirement obligations 21 Spokesman Fred Laberge 21 Stacie Andree 21 Truog 21 Manager Kurt Bressner 21 Laura Meckler 21 Verazin 21 lump sum payout 21 Yothers 21 salaried nonunion 21 Burpoe 21 Piccerelli 21 Cherveny 21 workers deductibles copays 21 Materese 21 Cuykendall 21 Sagaser 21 Lagnese 21 Bodaken 21 grandchildren 21 Markus Grompe 21 severance packages 21 Pension Benefit Guaranty 21 undecided voter 21 multiemployer 21 workman compensation 21 unused vacation 21 VEBAs 21 wage freeze 21 Lippai 21 Villane 21 Crofutt 21 Consolidated Retirement System 21 Panagakis 21 SOCIAL SECURITY 21 Abbenante 21 semiretired 21 Medows 21 L. McWaters 21 Aquadro 21 Treleven 21 Dahlmer 21 Towslee 21 Korner Kafe 21 Petrulis 21 Neal Bulla 21 Zombek 21 FRS# accounting standard 21 Krumrei 21 Retirees 21 Rumans 20 postemployment benefits 20 C. Barmann 20 Van Oot 20 unfunded liabilities 20 Dziuban 20 Sabens 20 asbestos claimants 20 Kotschwar 20 Standaert 20 Social Se curity 20 Kisslinger 20 Heimermann 20 hour workweek 20 retired 20 Not Len Razzi 20 dues checkoff 20 Spatig 20 Tom Burrington 20 Tomblyn 20 VanDerhei 20 solvency 20 Milheim 20 retirements 20 Willinboro NJ 20 LAGERS 20 Argeros 20 Sym Gill 20 Salanger 20 Schrecongost 20 self employed 20 Bamman 20 Mike Ryer firefighter 20 severance 20 accrued vacation 20 Dubil 20 Vyacheslav Ivanov 20 Ilse Siegler 20 Quebec Pension Plan 20 Terlep 20 Kiramis 20 NMI Retirement Fund 20 Horger 20 Shopes 20 Schoofs 20 Gelzer 20 lump sum payments 20 nonunionized 20 hardship withdrawals 20 unreduced 20 PFRS 20 disability 20 Telkamp 20 Saving Scheme NPSS 20 voluntary payroll deductions 20 k 20 Grieff 20 Ron Gebhardtsbauer senior 20 Pickinpaugh 20 Prudential Huntoon Paige 20 RESP contributions 20 Pickron 20 Kougl 20 Ordahl 20 Scolamiero 20 ratified concessionary 20 Auchey 20 Reckard 20 Narog 20 McGeath 20 Dreazen 20 Corp. OOTC DPHIQ 20 Falcetta 20 CSRS 20 occupational pension 20 Baudino 20 Operating Expenses Salaries 20 Kronyak 20 postretirement benefit plans 20 Lansman 20 Richard Brigle 20 Ludie 20 Fahlund 20 Stumb 20 Anger brews 20 OPEBs 20 unfunded retiree health 20 Laborer Local 20 payroll deductions 20 Cipponeri 20 ACIPCO 20 FERS 20 Ahlum 20 Posekany 20 LeRoys employing 20 greedy geezers 20 Fahrman 20 Dorwan Stoddard 20 Hasseler 20 Patchcoski 20 hourly wages 20 Ostasz 20 Pasceri 20 medicare 20 pension underfunding 20 Scalfani 20 Wal Mart skimps 20 Van Dommelen 20 postemployment 20 De Ramel 20 Postretirement Benefits 20 Liu Yuzhen 20 Ashley Legeyt 20 predecease 20 Moukawsher 20 Tallaksen 19 Neerhof 19 annuitise 19 Baby Boomers 19 Smiga 19 Okerstrom 19 Employee Retirement System 19 Jeffrey Speicher 19 Accrued postretirement benefits 19 Overly generous 19 Follick 19 Beechler 19 Splawn 19 Local #L 19 Oujo 19 Ray Haberlin 19 Kappell 19 Pekarek 19 Martuscello 19 Savinon 19 Karlsrud 19 Merickel 19 Kaufold 19 FEGLI 19 Gourlay P. Geol 19 Bromberek 19 OPEB 19 Jacobitz 19 postretirement benefit expense 19 Employee Benefit Research 19 consultant CSM Worldwide 19 Pahoa Hawaii rated 19 Lonczak 19 Cannataro 19 Syrop 19 Preissner 19 Bartsh 19 NYCERS 19 Penzo 19 Palagyi 19 Zitzman 19 RRSP contributions 19 resourceful mom 19 Otersen 19 Kaznowski 19 postretirement 19 Democrat 19 Haselkamp 19 Loepp 19 Wallock 19 Quiala 19 annuity 19 Bart lett 19 FICA withholding 19 Drabick 19 DiSibio 19 Homstad 19 Fritze 19 Moosehaven 19 Zoran Jovanovic 19 Gaeckle 19 Frickel 19 Pilzer 19 Kilstrom 19 spouse remarries 19 nonvested 19 underfunded pension 19 transplanted Texan 19 Rohack 19 Obenland 19 Stish 19 Echternacht 19 Cibotti 19 Argenio 19 Davidhizar 19 Holmbeck 19 Fenchel 19 attorney Marc Kieselstein