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(Click for frequent words.) 59 reinsurance reinstatement 58 Prefunding 57 self insured retentions 55 MXN# #mn 54 AGCS AG 54 EUR1 #mn 54 CHF#.#bn [002] 54 reinsurance Hannover Re 54 totaled EUR#.# 54 THB# #mn 53 nat cat 53 Dhs2 #m 53 SHKPI 53 Realised Earnings 53 Electro Re 52 European Windstorm Xynthia 52 nonlife premiums 52 CMTPL 52 European windstorm Xynthia 52 EBITA amounted 52 balance sheet deleveraging 52 CHF4 52 reinsurers Swiss Re 52 Rs.#.#cr 52 operating income1 51 reinstatement premiums 51 LAE reserves 51 DKK #.#bn [001] 51 CHF#.# billion [002] 51 PTOI 51 increaseof 51 Catastrophe losses 51 DKK #m 51 FAFLIC 51 Mechatronics Division 50 andoperating 50 growthin 50 PDP MLR 50 Chief Executive Wilhelm Zeller 50 inforce premium 50 adjusted2 50 reserve reestimates 50 EBIT amounted 50 EnPro consolidated 50 amortisations 50 BOLI COLI 50 DPAC amortization 50 Unfavourable Changes 50 Deficit widens 50 Revises Rating Outlook 50 RONW 50 BES Vida 50 ARS# #mn 50 reinsurance recoveries 50 outwards reinsurance 50 Hönle Group 49 GMDB 49 Ebit margin 49 #.#bn rub [004] 49 SFr#.# billion [002] 49 CNY# #mn 49 EUR2 #mn 49 RUKN.VX 49 YonY 49 Natural Catastrophes 49 normalized FFO 49 SEK -#.# [001] 49 RUB#.#bn [001] 49 SGD# #mn 49 Pro forma Adjusted EBITDA 49 Casiopea Re 49 multiline insurer 49 adopting SFAS #R 49 mediumterm 49 continuingoperations 49 PVNBP 49 EUR -#.# -#.# [001] 49 purposes Torchmark defers 49 efficiency ratio teb 49 inforce premiums 49 un levered 49 SEK -#.# -#.# [003] 49 Groupama SA 49 reinsurers Munich Re 49 Ebita margin 49 written NPW 49 SBLIC 49 CHF3 49 Chief Executive Jacques Aigrain 49 Allianz Leben 48 OTTI write downs 48 Inc NASDAQ CISG 48 PVNBP basis 48 CIRe 48 JPY#.# trillion [001] 48 EUR# mn [001] 48 adjusted Ebit 48 Windstorm Xynthia 48 Bosna Re 48 FY# FY# EPS 48 SFr#.#bn [001] 48 unfunded actuarial accrued 48 Hiscox Bermuda 48 ENDESA Italia 48 DAC unlock 48 #.#bn rub [003] 48 ofapproximately 48 lossof 48 Coating Resins 48 ended September# 48 #.#mln rub [001] 48 Largely offsetting 48 EBITD 48 HG LV 48 #.#bn rub [001] 48 fiscals #-# 48 Hannover Re AG HNR1.XE 48 Tranquilidade 48 Toa Re 48 offiscal 48 excluding exceptionals 48 PhilNaRe 48 Andreas Weese 48 VGBL 48 JPY#.# billion [001] 48 Fixed annuity 48 EUR#.#b 48 Delvag 48 Rene Locher 48 AXA RE 48 Irrigation Segment 48 affecting mortality morbidity 48 LPT deferred 48 Polymer Additives segment 47 Engineered Support Structures Segment 47 #.#mln rub [002] 47 Michael Huttner conservatively 47 ascompared 47 policyholder dividends 47 Eur #,# 47 JPY#.# trillion [002] 47 Holding AG SLHN.VX 47 Margin compression 47 #.#-#.# bln eur [005] 47 Solvency ratio 47 outturn represents 47 SEK#.#bn [004] 47 SFr#.#bn [003] 47 MARKET EXPECTATIONS 47 policyholder surplus 47 CastlePoint Re 47 EBITDAO 47 netsales 47 #.#-#.# bln eur [003] 47 EUR#.#bn [004] 47 #.# Crores [003] 47 CHF#.#bn [001] 47 CHF#.#bn [003] 47 Ergo Versicherungsgruppe AG 47 DAC unlocking 47 noninterest expense decreased 47 Adjusted EBITDA1 47 Fund FHCF 47 g Represents 47 winter storm Kyrill 47 analyst Victor Bareno 47 BFSI banking 47 c Relates 47 GBP#.#b 47 noninterest expense partially offset 47 currency remeasurement 47 Lonpac 47 UAAL 47 Mapfre Re 47 Rs #,#,# crores [002] 47 casualty reinsurance 47 D.Logistics 47 MSEK -#.# 47 Hannover Rueckversicherung AG 47 Incurring debt 47 proforma revenues 47 HUF# #mn 47 JPY#.#bn [003] 47 Adjusted Ebitda 47 non tradables 47 PBDIT 47 OREO write downs 47 Hannover Re 47 reestimates 47 giant Fortis NV 47 preprovision 47 E1 #Mn 47 Vinyls segment 47 QGIR 47 reinsurance commutations 46 Windstorm Kyrill 46 Lm#.#m [001] 46 Balboa Reinsurance captive 46 HANNOVER Thomson Financial 46 Medicare Advantage MLR 46 EUR -#.# [001] 46 Dhs1 #m 46 Swiss Re Munich Re 46 RenaissanceRe Holdings RNR 46 Removes Ratings 46 PLN# #mn 46 #.#mln rub [004] 46 comparedto 46 SFr#.# billion [003] 46 Fitch Negative Outlook 46 JPY7 46 adjusted Ebitda 46 Earning Per Share 46 profit beia 46 windstorm Kyrill 46 NIS #.#b [001] 46 DAC offsets 46 earnings pershare 46 IGD surplus 46 Swiss Reinsurance Co 46 adjusted EBITA 46 adjusted1 net 46 VNB 46 OPANA franchise 46 NIPPONKOA Asia 46 JPY5 46 CHF#m [002] 46 operatingincome 46 H2 FY# 46 b Excludes 46 Fruit distributor Fyffes 46 #-#.# mln [002] 46 USOGP 46 b Relates 46 MAPFRE RE 46 Enventis Sector 46 JPY#.# billion [003] 46 1H FY# [002] 46 nonstandard automobile 46 ninemonths 46 #.#percentage points 46 de Seguros y 46 Statutory surplus 46 catastrophe reinsurance reinstatement 46 FHCF 46 MSEK -# [001] 46 Nonoperating 46 Catastrophe Losses 46 Lloyd Adriatico 46 IBNR reserves 46 bln.togrogs 46 Visit www.transre.com 46 Transsib Re 46 Guaranteed Minimum Income 46 BÖWE Group 46 EBT amounted 46 Br#.# trillion 46 decelerated sharply 46 MYR#.# [005] 46 MCCSR ratio 46 #-# mln sfr 46 Walgreen 2Q 46 #.#-#.# bln [002] 46 ElringKlinger Group 46 HUF#.# billion [001] 46 COLI BOLI 46 ASUR regulated 46 Variable annuity 46 SEK #.#M #.# 46 Bernd Weidensteiner 46 Medicare Advantage PFFS 46 ceding commissions 46 caisse network 46 consolidated OIBDA margin 46 Deikmann 46 #.# perdiluted 46 Munich Re Swiss Re 45 Kc1 #bn 45 Delvag Rueck 45 Asset Accumulation 45 comparedwith 45 Unitrin Direct segment 45 renourish Orange Beach 45 HDI Industrie 45 MSEK -# [002] 45 CHF#.# [001] 45 Outlook Revised 45 Projections ranged 45 nonlife 45 #.#mln rub [006] 45 normalized EPS 45 netincome 45 Polymer Intermediates 45 #.#bn rub [005] 45 ROAs 45 Southeast Asiaâ 45 Milano Assicurazioni 45 SFY #-# 45 property catastrophe reinsurance 45 NBCR risks 45 PMPM basis 45 DKK#.# [002] 45 BCR Asigurari de Viata 45 Cobalt Gordian 45 Backs FY# Adj 45 expenses associated therewith 45 reading undershot Kyodo 45 HSA HDHP 45 Variable annuity deposits 45 increasein 45 4tn 45 NJNJ AM BEST 45 SNS REAAL 45 Oilseeds Processing operating 45 #.#-# mln eur [001] 45 rateof 45 FII outflows 45 lowerthan 45 Rs.#cr [001] 45 windstorm Xynthia 45 Chubb CB 45 LTL #.#mn [003] 45 Combined Ratio 45 #bps QoQ [001] 45 OPEB liabilities 45 MNOK #.# 45 FFO payout ratio 45 loss NOL carryforward 45 NutropinAq ® 45 MYR# #mn 45 EUR #,# Mio 45 THB#.#bn [001] 45 noninsurance 45 RGA #/#/# PriceWatch 45 SFr#.#bn [002] 45 Nominal GDP includes 45 OREO valuation 45 YoverY 45 Bermuda reinsurers 45 boosts 1Q 45 selembu 45 PLT migration 45 CZK#.# billion [001] 45 JPY#.# billion [002] 45 expenses totaled Ps 45 f Represents 45 Arch Coal 2Q 45 Operating Profit Margins 45 yearago 45 TREASURIES Bonds pare 45 NASDAQ SIGI 45 Nonlife insurers 45 assets RoA 45 Rupee trims 45 Labuan Re 45 mboepd 45 Swiss Re RUKN.VX 45 forint weakening 45 HNWI wealth 45 SEK -#.# [002] 45 ebita 45 Ulrich Wallin 45 Seguros Bilbao 45 Specialty Engineered Alloys 45 beia 45 opg 44 Allianz SpA 44 BestWire Feb. 44 DSM Fibre Intermediates 44 MBS AFS increased 44 Stephan Christiansen 44 Unrealized derivative 44 Medicare Advantage premiums 44 AFFO payout ratio 44 LIFO adjustment 44 unlevered balance sheet 44 Q4 opg 44 Rs #.# [001] 44 MIICL 44 Wireline adjusted EBITDA 44 Casualty Reinsurance 44 Variable annuity sales 44 Limited Brands 1Q 44 Pensionsfonds 44 pojistovna 44 anduncertainties 44 CZK#.# billion [003] 44 Generali Providencia 44 Cheneys owed 44 posts 3rd qtr 44 excludes unrealized gains 44 nonperforming loans NPLs 44 Engineered Materials segment 44 Euler Hermes +#.# 44 aftertax 44 NOL utilization 44 FDIC indemnification 44 Hannover Re HNR1 GY 44 Octane Additives 44 windstorm deductibles 44 recoverables 44 SunAmerica Financial 44 Realized Earnings 44 Trygvesta 44 Real disposable incomes 44 BFSR reflects 44 Stephan Kalb 44 Incurred losses 44 Archer MSAs 44 Guides Q# 44 Reduce 44 permanent shrine Porwoll 44 Reinsurer Scor 44 foreign currency remeasurement 44 reinsurance commutation 44 MtM gains 44 OPEB obligations 44 #bps qoq [002] 44 proforma EPS 44 Domestic Brokerage 44 changesin 44 Swiss Re sigma 44 Revios 44 Amlin Bermuda 44 Fiberglass Composite Pipe 44 carrybacks 44 added Silvasan 44 LPT Agreement 44 OSV segment 44 JGTRRA 44 FOREX Dollar pares 44 Insurer Aegon 44 CNP Tresor 44 RoEs 44 EUR -#.# [003] 44 Headline PBIT 44 Slightly offsetting 44 MARRIOTT REVENUES totaled 44 detariffed 44 Ecureuil Vie 44 EUR4bn 44 EUR#.# [005] 44 EPADS estimates 44 Q2 FY'# 44 website www.fblfinancial.com 44 QBE QBE 44 GBPm GBPm GBPm 44 Professional Liability PL 44 loss carrybacks 44 BGN #.#mn [003] 44 4Q FY# 44 was#.# 44 Carreker Corporation improves 44 Adjustment Expenses 44 von Bomhard 44 Lowers FY# 44 pro forma adjusted EBITDA 44 A#.# #.#c 44 EUR#mn [001] 44 issuers counterparties 44 NYSE SFE builds 44 FYE# 44 accommodative macroeconomic 44 Flexible Savings Accounts 44 RUB#.#bn [002] 44 Retirement Annuities 44 FY#/# [004] 44 #.#bln rbl [003] 44 #bps qoq [001] 44 reversionary bonus 44 Inventories subtracted 44 Noninterest expense decreased 44 UAH #.#mn [004] 44 #.# [002] 44 Monthly Distribution Declared 44 Fond de Pensii 44 lapsation 44 Eltek commented 44 OFW inflows 44 Eurosic 44 EUR#.# [006] 44 9M FY# [001] 44 date Wholesale Leathercraft 44 Prepaid churn 44 Hannover Rueckversicherungs AG 44 BGN #mn [001] 44 Positively impacting 44 MEUR -#.# 44 undepreciated assets 44 EUR# mn [002] 44 #.#/diluted share 44 BNTB 44 refl ected 44 Negatively impacting 44 postcrisis 44 MSR hedging 44 Tianyin achieved 44 Supervalu 3Q 43 Keeps outperform 43 Kilroy Realty Declares Quarterly 43 de tariffed 43 Alleanza Assicurazioni 43 Hormel 1Q 43 WNS ADS 43 mortality morbidity 43 elexis 43 investees partially offset 43 workersa compensation 43 flatter yield curve 43 loan outstandings 43 Y#.# trillion [002] 43 EBTIDA 43 marketconditions 43 Janashree Bima Yojana 43 Ps.3 43 retrocessions 43 FTE staffing 43 Chile Enersis 43 Chlor Alkali segment 43 Timeshare segment 43 MF Declares Dividend 43 Additive Technologies 43 Lm#.#m [002] 43 incentive accruals 43 LIFO inventory valuation 43 KZT #.#bn [002] 43 natural catastrophes 43 fiscal# 43 CY#E EPS 43 RiverSource Life 43 EBITDA1 43 EBIDA 43 absorptive capacities 43 SCNYL 43 excluding divestments 43 excluding reimbursables 43 TIAA Traditional 43 RSD #.#bn [002] 43 travelinsurance.co.uk offers convenient 43 forecaster Todd Kimberlain 43 Q4 FY'# 43 nontax revenues 43 AND PREMIUMS 43 Q1 FY'# 43 uncollectible accounts receivable 43 nonadmitted 43 Reaseguros SA 43 FRFHF 43 Refractories segment 43 Shayne Heffernan oversees 43 Joseph M. Zubretsky 43 #-# bps 43 R6 7bn 43 Noninterest expense totaled 43 Defined Benefit Plans 43 ııı#.# billion [001] 43 obstructive CAD 43 economicconditions 43 Thomas F. Motamed 43 bancassurers 43 multiline insurers 43 nsurance 43 loan originations totaled 43 Guaranteed Minimum Death 43 HUF#.# billion [002] 43 Viktor Dammann 43 normalized FFO guidance 43 identifying beta coefficient 43 TFN NEWS BRIEFING Banking 43 FRS# accounting standard 43 dissaving 43 BGN #mn [002] 43 remittance inflow 43 HUF #.#bn [004] 43 Bradesco Seguros 43 Company noncontributory defined 43 temporary impairments OTTI 43 excluding nonrecurring 43 profitabilty 43 STECO acquisition 43 VND#.# trillion [005] 43 Katsipis 43 excluding goodwill impairment 43 noninterest expense totaled 43 E#.#m [005] 43 maturity mismatches 43 USD#.#m USD#.# [002] 43 depletable base 43 ANOI 43 Reinsurance Assumed 43 impacting comparability 43 pro forma MADS coverage 43 SEK -# 43 amortization Ebita 43 Converium CHR 43 Guaranteed Lifetime 43 DZI Insurance 43 EPS accretion 43 Unfunded Liability 43 revising upwards 43 #FY 43 FBD Holdings 43 multiperil 43 Karsten Junius 43 reinsurance recoverables owed 43 Payout ratios 43 prioryear 43 seasonally quieter 43 Charitable donations 43 Nuova Tirrena 43 Consolidated EBITDAR 43 deductibles copays 43 xxiv adverse effects 43 NYSE CUZ ranks 43 reinsuring 43 Olefins segment 43 VGLI 43 EURO#.# [001] 43 Investica adds 43 Panagiotis Spiliopoulos 43 recoupments 43 millioncompared 43 IPCRe 43 variable annuity hedging 43 Case persistency 43 Underlying pretax 43 PPF levy 43 HRK #.#bn [004] 43 group KBC KBC.BR 43 Gross Premiums Written 43 AMB Generali 43 AUD#.# billion 43 Somewhat offsetting 43 Analyst Richard Withagen 43 PLT arrivals exceeded 43 analyst Maarten Altena 43 TransCanada Declares Quarterly 43 Comparable Basis 43 Sensex pares 43 subordinate tranches 43 A.M. Best Assigns Ratings 43 medically underwritten 43 EURO CDS 43 HIGHLIGHTS BOJ Shirakawa 43 Currency translation negatively impacted 43 nonlife insurance 43 FSAH 43 Consistent Embedded 43 +#.# ppts 43 MCCSR 43 Engineered Products Segment 43 Partially offset 43 covenant headroom 43 Valartis Group 43 SmartGrowth Deposits 43 instrument SHORT TERM 43 actuarially determined 43 Aurigen 43 FY div 43 hurricanes Gustav Ike 43 AutoNation 4Q 43 FDI FII 43 LON SL 43 USD#.#m [004] 43 pretax goodwill impairment 43 BRL#.# [001] 43 #.# trln rbl 43 unamortised 42 Conzzeta 42 Verlan Fire 42 BP insurer QBE 42 SKK #.# [001] 42 Einhell 42 #.# crores [003] 42 Eramet Manganese 42 Currency fluctuations 42 TRY#.# billion 42 variable annuity guarantees 42 Slome notes 42 Pro forma EPS 42 3Q FY# 42 Greenlight Reinsurance Ltd. 42 HUF #,#.# 42 Exousia Evergreen 42 ERGO Insurance 42 CZK #bn [001] 42 larger IHS Behravesh 42 Jay Gelb 42 Novae Re 42 #.#mlrd rbl [002] 42 Normalized EPS 42 Rp#.# trillion [001] 42 EUWAX AG 42 ultrashort bond 42 OTP Garancia 42 Hannover Re HNR1.XE 42 Marco Strittmatter 42 polymer intermediates 42 Prepaid ARPU 42 Kyrill 42 MXN#.# billion [002] 42 extratropical cyclones 42 Matthias Rubisch 42 SCOR Vie 42 DiaMed acquisition 42 per dilutedshare 42 nondeductible expenses 42 FQ = fiscal 42 Keiko Onogi 42 Schinzler 42 Allianz Tiriac 42 MOP#.# billion [001] 42 EUR#.#bn [003] 42 Q2 FY# [001] 42 storm Kyrill 42 USD#.#bn [001] 42 FHLB borrowings decreased 42 TMNF 42 oper profit 42 WWS Divestiture 42 Balboa Reinsurance 42 millionfrom 42 ~ #bps 42 Cie AG 42 pro forma MADS 42 #bp QoQ 42 AvW INVEST AG 42 deleverages 42 Kimberly Clark 4Q 42 ESFG 42 inherent cyclicality 42 ııı#.# billion [002] 42 Rs.#.# crores [006] 42 CNP Assurances 42 KD#.#bn [002] 42 MPS Vita 42 Crisa acquisition 42 Early Childhood Intervention Respite 42 earnings 42 noncash depreciation 42 procyclical 42 pneumonia vaccine Prevnar 42 Homebuilder Lennar posts 42 Muenchener Rueckversicherungs AG 42 excludes acquisitions divestitures 42 NOL carryforwards 42 FY#e 42 Concessional loans 42 Scor SA 42 Subsea Products 42 DATAWATCH UK 42 BEST RE 42 USD#.# bn [001] 42 R5 3bn 42 normalized EBIT 42 TFG CLO 42 guaranty reinsurance 42 consolidated PRASM 42 Chief Executive Nikolaus von 42 Malakoff Mederic 42 affecting comparability 42 unrealized derivative 42 Capital Formation GFCF 42 Conzzeta Group 42 undemanding valuations 42 Nominal incomes 42 offseting 42 Employers Liability Compulsory 42 Partnered Brands segment 42 unleveraged yield 42 Toro Assicurazioni 42 reinsurers Hannover Re 42 Individual Annuity 42 EEK #.#bn [001] 42 invisibles surplus 42 excludes noncash 42 Segment EBIT 42 FYs 42 ZURN.VX 42 #.#x #.#x [003] 42 intersegment transactions 42 BRL#.# billion [003] 42 Cattolica Assicurazioni 42 nonsevere disability 42 of#.# [004] 42 Cellulose fibers 42 R# ,2 [002] 42 IDR#.# trillion [001] 42 #.#billion [001] 42 CHF#M 42 Currency translation 42 NIS #.#b [002] 42 Lebensversicherung 42 FII outflow 42 Discontinued Lines 42 #.# DCOH 42 Olefins Polyolefins 42 Schlumberger 4Q 42 positively sloped 42 untreated STDs 42 reinsurance cessions 42 PNOI 42 premiums 42 vintage subprime RMBS 42 solvency ratios 42 INR#.# trillion [001] 42 Unfunded pension liability 42 ferroalloy segment 42 Molson Coors 3Q 42 Underwriting Income Loss 42 megadisasters 42 RenaissanceRe Holdings Ltd 42 Individual Annuities segment 42 unfunded accrued 42 Ebita 42 underlift 42 Mr Dinte 42 Dividend Payout 42 Negative Rating Outlooks 42 c Excludes 42 FCGH 42 USD#.#m USD#.# per [002] 42 - -Sumi é Art 42 partially offsetting 42 Bruno Pfister 42 PHP# #mn 42 #bps QoQ [002] 42 OYO Geospace Reports 42 valve actuation systems 42 Ps.7 42 SEK#.# billion [003] 42 Klaus Schruefer 42 diluted FAD 42 Rs2 #cr 42 margins NIM 42 Guidant vascular stent 42 distributable earnings 42 Aioi Nissay Dowa 42 kharif output 42 noninsured 42 Platinum Underwriters 42 group GCIB focuses 42 ACGL 42 Reliable Individual Health 42 GSCT program 42 Ambac insures 42 commercial HMO POS 42 CZK #.#bn [002] 42 inventory restocking fade 42 DKK#m [001] 42 cyclones droughts 42 annualizes 42 Steve Folkard 42 Tony Kuczinski 42 Sees FY# revs 42 Allianz Axa 42 Kimberly Clark Declares Quarterly 42 disciplined underwriting 42 forecastable 42 TD Ameritrade 2Q 42 Takafumi Yamawaki fixed 42 #bn riyals 42 unreserved undesignated general 42 Axa AXAF.PA 42 Talanx AG 42 Rs.#.# crore [010] 42 accumulated undistributed 42 delevered 42 OshKosh wholesale 42 USD#.#m USD#.# per [001] 42 Dollar pares 42 Rollover IRAs 42 AmREIT Announces 42 catastrophe reinsurance 42 Specialty Admitted segment 42 Asigurari de Viata 42 FY 42 Steel narrows 1Q 42 NOK#.# billion [001] 42 R# 4m [001] 42 Baloise 42 MCEV 42 CENTROTEC 42 Onshore Downstream 42 Al Fajer Re 42 respective GDPs 42 ROAE 42 #bps YoY [001] 42 HUF 5bn 42 AMEX Assurance 42 Ulrich Huwald 42 interestrates 42 Amikura 42 LIFO adjustments 42 j Represents 42 upholstery fabrics segment 42 MSR valuation 42 KSH detected 42 Variable Universal 42 #.# mln aud 42 ratios compare favorably 42 FCDU loans 42 ChartPoppers.com strives 42 yearearlier 42 Spending 42 HUF #bn [002] 42 adversely affect Waste Connections 42 CY# CY# 42 Ag Eq oz 41 Munich Re MUV2 GY 41 Helmut Perlet 41 Prudential LON PRU 41 Earned premiums 41 EDITDA 41 strength rating IFSR 41 multiemployer defined 41 TEB adjustment 41 foreignexchange 41 Selects Guidewire 41 regarding Bachoco 41 Taiyo Mutual 41 Favourable Changes 41 families arou 41 earnings preannouncements 41 #QCY# [001] 41 bps qoq 41 ROACE 41 Recurring FFO 41 infla tion 41 INR #.# [001] 41 PANHANDLE Soil moisture 41 FOREX Dollar extends 41 unlevered IRR 41 associatedwith 41 noncash accounting 41 EBITDAF 41 NAIC RBC 41 nonroutine income 41 CDHP enrollees 41 cyclical downswing 41 R# ,1 billion 41 AmerInst 41 Folksamerica 41 MedicareAdvantage 41 ecotel communication ag 41 Persistency 41 INR#.#m [002] 41 NASDAQ UNAM Unico 41 Nonqualified 41 Altas Cumbres 41 beta coefficient included 41 EUR#.# billion [004] 41 #.#x MADS [001] 41 Scantron segment increased 41 Engineered Support Structures 41 Revised Estimates 41 Solectron pro forma 41 Seguros ING 41 Iffco Tokio 41 double digit growths 41 unrealized hedging 41 A.M. Best 41 ILWs 41 BFSI telecom 41 Unitholder distributions 41 AZN #,#.# 41 NYSHIP 41 bpts 41 HOW MANY COVERED 41 #.#-#.# bln dkr [002] 41 revised upwards 41 Vitality Re 41 uncollectible reinsurance 41 + Stable/- 41 #.#per diluted 41 excluding BIBP 41 reinsurance broking 41 financeability 41 broker Benfield 41 Eckart Tuchtfeld 41 Georg Marti 41 Baloise Holding 41 #,# #,# #,# [007] 41 UTI Mastershare 41 SNS Reaal 41 c Consists 41 Scantron segment decreased 41 Infrassure 41 chronic noncommunicable diseases 41 R#.#bn [005] 41 Laurent Fransolet head 41 MAISONS FRANCE 41 Mr. Sondey 41 Pacifico Vida 41 Pentair employs 41 Canara HSBC 41 insurable crops 41 CAPITAL GAINS TAX 41 HLR Bermuda