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(Click for frequent words.) 64 IPCRe 62 LMGI 61 XLFA 61 Ansvar 61 LBDP 60 Aurigen 60 Negative Rating Outlook 60 PMACIC 60 policyholder dividends 60 Rating Outlook Negative 60 Transsib Re 59 Strength IFS 59 Negative Rating Watch 59 NAIC RBC 59 Positive Rating Outlook 59 Lonpac 59 Radian Asset 59 NAICO 58 AmerInst 58 ICRs 58 IBNR reserves 58 SBLIC 57 structural subordination 57 rating affirmations 57 ceding commissions 57 BSHSI 57 Places Ratings 57 downstreamed 57 Harleysville Mutual 57 SHKPI 57 Electro Re 56 Bosna Re 56 Labuan Re 56 intercompany pooling agreement 56 JCR VIS 56 Delvag Rueck 56 Strength IFS rating 56 UILIC 56 MIICL 56 reinsurance recoverables 56 ChannelRe 56 BNTB 56 DTVH 56 Regulation XXX 56 Flagstone Holdings 56 Continental Casualty 56 intercompany reinsurance 56 Stable Outlooks 56 Century Indemnity 56 NASDAQ AMSF 56 BB IDR 55 Flagstone Suisse 55 BFSRs 55 LAE reserves 55 ceded reinsurance 55 adjusted capitalization 55 Folksamerica 55 WSFG 55 BBB counterparty 55 policyholder surplus 55 B2 CFR 55 Issuer Default Rating 55 Ratio BCAR 55 Northwind Holdings 55 Stoneheath Re 55 Mapfre Re 55 BNY Trade 54 FSAH acquisition 54 ACR ReTakaful SEA 54 UNIFI Companies 54 HG LV 54 TSCorp 54 Jevco 54 disciplined underwriting 54 Radian Asset Assurance 54 reinsurance cessions 54 RAM Reinsurance 54 GMACI 54 HMFI 54 MEHC 54 QBE Reinsurance 54 Hiscox Guernsey 54 Stable Rating Outlooks 54 subordinate tranches 54 equityholders 53 Negative Outlook reflects 53 USIH 53 QBE Re 53 Issuer Default Ratings IDRs 53 Best Capital Adequacy 53 Somewhat offsetting these 53 Stable Outlook incorporates 53 B/RR4 53 BB-/RR1 53 Removes Ratings 53 Withdraws Rating 53 FinCor 53 Ambac Assurance Corporation 53 Kingsway Reinsurance Corporation 53 Financial Strength Rating 53 Not Formally Followed 53 GAFRI 53 EAIG 53 Al Fajer Re 53 assigned Negative Outlooks 53 Fitch Issuer Default 53 Alterra Bermuda 53 FHCF 53 cedants 53 Folksamerica Reinsurance Company 53 BBB IDR 53 MAPFRE RE 53 CastlePoint Re 53 HLR Bermuda 53 DTVG 53 C/RR6 53 GFIC 53 affirmation reflects 53 CIFG Guaranty 52 creditwatch placement 52 IDR BB 52 OHIC 52 Coregis 52 cedent 52 intercompany indebtedness 52 Minimum Continuing 52 PLIC 52 Athilon 52 Crisa acquisition 52 BEST RE 52 reinsurance treaties 52 CastlePoint Insurance 52 Intercompany Pool 52 Ba3 rating 52 retrocessionaires 52 Ambac Assurance Corp. 52 Negative Outlooks 52 Concurrently Fitch 52 Syncora Holdings 52 CC/RR6 52 Rating Watch Evolving 52 Affirms Ratings 52 CCC/RR4 52 rated AA/F1 + 52 FAFLIC 52 Downgrades Rating 52 PLICO 52 Revises Rating Outlook 52 HFSG 52 CSHI 52 BBB Issuer Default 52 Hiscox Bermuda 52 BB Issuer Default 52 reinsurance recoverable 52 PDP MLR 52 Positive Outlooks 52 PhilNaRe 52 FSAH 52 Specialty Casualty 52 Trenwick 52 Downgrades Issuer Credit 52 IFS rating 52 Stable Rating Outlook 52 CDO financings 52 financial guaranty reinsurer 52 Acquired Entities 52 Issuer Default Rating IDR 51 Donegal Mutual 51 Negative Outlook 51 AMEX Assurance 51 Recovery Ratings RRs 51 Toa Re 51 Concurrently AM Best 51 CMBS Servicer Ratings 51 Assured Guaranty Re 51 CDO squared transactions 51 Primary Servicer Rating 51 cedant 51 Assigns Ratings 51 Excellent VIII 51 affirmations reflect 51 HDI Industrie 51 CUMIS 51 CIRe 51 NUI Utilities 51 Upgrades Issuer Credit 51 NOL carryforwards 51 NLASCO 51 ACGL 51 FGIC insured 51 RiverSource Life 51 AAA Aaa 51 TEXT Moody assigns 51 CCC + RR6 51 FMBI 51 A.M. Best Comments 51 NYSE NYM 51 noninsurance 51 Delvag 51 AM Best 51 NYSE KFS 51 Tokio Millennium 51 Re REMIC transactions 51 CLO #-# 51 BB issuer default 51 IFS Rating 51 Negative Rating Outlooks 51 CastlePoint Holdings 51 Ba2 rating 51 IFS ratings 51 substitute LOCs 51 #/#/# Aaa Placed 51 Rating Outlook revision 51 Genterra 51 KICO 51 nonstandard automobile 51 DHHA 51 Ambac Assurance Corp 50 IFSR 50 Fortegra Financial 50 CEHE 50 variable annuity guarantees 50 SF CDO exposure 50 Keeps outperform 50 XLCA 50 Assurant Inc 50 Ironshore Insurance 50 TFG CLO investments 50 MOODY 'S MCO 50 VIOXX Lawsuits 50 Applied Magnesium International 50 guaranty insurers 50 MCCSR 50 Bexil 50 assigned Ba2 50 Capmark VII 50 Strength IFS ratings 50 Insurer Financial 50 QGIR 50 CIFG 50 TARIC 50 intercompany loans 50 Jevco Insurance Company 50 AmCOMP Assurance Corporation 50 Merastar Insurance 50 IDR BBB 50 + Stable/- 50 Baa2 rating 50 Outlook Negative 50 Kingstone Insurance 50 JHFS 50 AMBest 50 NSLIJ 50 TEXT Moody affirms 50 CMBS servicer ratings 50 HGIC 50 TMNF 50 BBB/F2 50 Taberna IX 50 Loss Severity 50 Syncora Capital 50 AGCS AG 50 DTRIC 50 Fitch Negative Outlook 50 DSCRs 50 NPH Funds 50 AutoOne 50 Distressed Recovery DR 50 assigned Ba3 50 Statutory surplus 50 Verlan Fire 50 CCC/RR6 50 Radian Guaranty 50 BBB-/F3 50 Allianz SpA 50 AA2 rating 50 JEVCO 50 BBB + Stable/A-2 50 noninvestment grade 50 P FLOATs 50 reinsurance ceded 50 BB ind 50 Segregated Account 50 Maintains Negative Outlook 50 assigned Negative Outlook 50 Montpelier Reinsurance Ltd. 50 AFGI 50 wholly owned subsidiary IPCRe 50 ABCP conduits 50 Assigns Negative Outlook 50 Stable Outlook reflects 50 Fitch IDR 50 Syncora 50 NRSRO ratings 50 stock basedcompensation 50 Fitch Assigns Initial 49 RMIC 49 Assigns Rating 49 TWGP 49 incentive accruals 49 Baa1 issuer 49 Neg/- 49 INR1 #m 49 Infrassure 49 AFLIC 49 BBB + F2 49 lien RMBS 49 TCEH 49 BB-/RR2 49 JEVCO Insurance Company 49 ProCentury Corporation 49 A#/P# 49 RenRe 49 Demotech 49 AA/A-1 + 49 Filtran Microcircuits Inc. 49 Patria Re 49 withrespect 49 Pacific LifeCorp 49 PSF guaranty 49 Aeolus Re 49 Corbal 49 senior unsecured debentures 49 CRIIMI MAE 49 rated A/F1 49 ProCentury 49 Individual Rating 49 BPPR 49 Fossilized remnants 49 MGUs 49 Domilens 49 below Aa3/AA- 49 NMHG Retail 49 NYMAGIC INC. 49 Newline Insurance Company 49 Withdraws Ratings 49 retrocessional reinsurance 49 variable annuity reinsurance 49 actuarial liabilities 49 Loss Severity LS 49 NJNJ AM BEST 49 intercompany receivables 49 MCCSR ratio 49 Ratings Affirmed 49 DSL.net s 49 B-/RR6 49 Immtech clinical trials 49 assigned Stable Outlooks 49 unfavorable variances 49 VRDPs 49 Excellent IX 49 MedAmerica 49 EGI Financial 49 Counterparty Criteria 49 Liberty Mutual Holding 49 Syncora Holdings Ltd. 49 Inc HGIC 49 h Represents 49 OdysseyRe 49 cedents 49 NYMAGIC 49 assigned Loss Severity 49 Allcorp 49 policyholder retention 49 RMBS exposures 49 IDR Affirmed 49 OPEB obligation 49 Issuer Default Ratings 49 FSRs ICRs 49 NeedleTech 49 ARCap 49 LT IDR 49 Allmerica 49 junior subordinated debentures 49 AA mex 49 ACR ReTakaful MEA 49 Ascendiant 49 Rating Watch Positive 49 FMER 49 ALICO Holdings 49 FMFC 49 Wells Notices 49 Rating Outlooks 49 recoverables 49 Reiterates outperform 49 Nortek Holdings 49 B + RR1 49 earnout payment 49 TELEPHONE CORPORATION 49 normalized EBIT 49 AXA RE 49 Nortek Holdings Inc. 49 ERAC 49 Maintains outperform 48 executed supplemental indenture 48 Tecstar Automotive Group 48 HBME 48 Transatlantic Holdings TRH 48 Transatlantic Holdings 48 NYSE RNR 48 VDM Specialists 48 multiline insurer 48 FNLC 48 bbb + 48 consolidated VIEs 48 Senior Secured Debt 48 issuer default ratings 48 EaglePicher Incorporated 48 Prospectively AM Best 48 A.M. Best Upgrades 48 Best Affirms 48 SMMI 48 ICRA reaffirms 48 contractual subordination 48 indemnitee 48 SUA Insurance 48 ASRV 48 Assigns LS 48 poolwide expected 48 NASDAQ UNAM Unico 48 Rating Watch 48 Servicer Ratings 48 PLAR 48 FinCor Solutions 48 MWPAT 48 FCGH 48 rated AAA/F1 + 48 bond indentures 48 AAA/V1 + 48 AequiCap 48 TMAR 48 MLIC 48 pro forma MADS 48 DAC unlocking 48 Allstate Indemnity 48 FertiNitro 48 accounts receivable balances 48 DBRS Limited 48 Empyrean Re 48 ABCP conduit 48 Valiant Specialty 48 Genworth MI Canada 48 Surplus Lines segment 48 Everspan 48 PCV ST 48 Visa indemnification 48 bb + 48 prepetition secured 48 dealer floorplan ABS 48 mitigants 48 AUDI AG wholly owned 48 pd ratings 48 Zunicom Inc. 48 underwriting 48 unsecured indebtedness 48 PMI Guaranty 48 SCPHD 48 Selects Guidewire 48 Assigns Outlooks LS 48 SSIE 48 INR#.#m [002] 48 Harleysville Mutual Insurance 48 Ixe Banco 48 RPS2 + 48 Susquehanna Bancshares Inc 48 B + RR3 48 adopting SFAS #R 48 Rating Watches 48 AA1 rating 48 Praetorian Financial 48 One Southcoast reiterate 48 BBB medians 48 Reaseguros 48 BFSR reflects 48 YELLOWPAGES.travel SearchBoth.com 48 A/Stable/A-1 48 ING Verzekeringen 48 BluePoint Re 48 AXA Assurances 48 AGII 48 Global Indemnity plc 48 rated CREL CDOs 48 Upgrades Ratings 48 SPIAS 48 unenhanced rating 48 OTC SYCRF 48 CDPCs 48 DCIC 48 mandatorily redeemable 48 c Represents 48 Fitch Maintains 48 visit http:/www.tronox.com 48 CMG MI 48 RFC CDO #-# 48 AAA mex 48 certificateholders 48 Re REMIC classes 48 Mendakota Insurance Company 48 Additionally Fitch affirms 48 SEQUILS 48 FGIC 48 anduncertainties 48 A/A-1 counterparty credit 48 warranty accruals 48 RR6 48 Somewhat mitigating 48 Hoodless Brennan plc 48 asset monetizations 48 C/DR4 48 BB BL 48 ESTAVIS 48 JMP Credit 48 CastlePoint Holdings Ltd. 48 BBB + rating 48 TRANs 48 insurers Ambac MBIA 48 DFP ABS 48 Rating Watch Positive RWP 48 receivables securitization 48 Sukuk Ijarah 48 undepreciated 48 A-/Stable/A-2 48 assigned Rating Outlooks 48 Arch Reinsurance 48 BBB + IDR 48 Katonah Debt Advisors 47 putable 47 SF CDO transactions 47 Canexus LP 47 Lumbermens 47 d Reflects 47 Lloyd Syndicates 47 GeoVera 47 F1 + zaf 47 AXIS Specialty Limited 47 AIUK 47 Loss Severity Rating 47 KIPCOKIPCO 47 StanCorp 47 Montpelier Re 47 securitized receivables 47 Corporation FSRs ICRs 47 B + RR4 47 CoverX 47 MorAmerica Capital 47 loss NOL carryforward 47 minimal paydown 47 Century Surety 47 Milli Re 47 GEMSA Loan Services 47 Everbright Pramerica 47 Assigns Outlooks 47 CDO #-# Ltd. 47 rated CAM2 47 ICRA assigns ` 47 Assumed Reinsurance 47 CastlePoint Bermuda 47 specially serviced assets 47 premiums ceded 47 CTT Holdings 47 realizability 47 subordinate lien bonds 47 Understanding BCAR 47 PBKS 47 retrocessions 47 CIFG Assurance North 47 perpetual debentures 47 RenaissanceRe Holdings Ltd 47 assigned Negative Rating 47 include Firstbank Alma 47 Debt Settlement Agreements 47 PMACA 47 RRGs 47 Assigns Issuer Credit 47 Certificate Downgraded 47 unsecured debtholders 47 financialstatements 47 OREO valuation 47 Coercive Debt Exchange 47 Travelers Indemnity 47 Best Assigns 47 NYSE AGO Assured 47 B-/RR5 47 subsidiary Montpelier Reinsurance 47 Ballantyne Re 47 Rating Outlook 47 INDM 47 Counterparty credit 47 F4 ind 47 NCRIC 47 PICH 47 A.M. Best Assigns Rating 47 XL Reinsurance 47 Cattolica Assicurazioni 47 A.M. Best Assigns Ratings 47 Chubb CB 47 PACRA 47 Picchio Pharma 47 ProLogis Declares Dividends 47 DSRF 47 AA3 rating 47 Declares Dividend Quick Facts 47 TOBs 47 F2 + ind 47 Acacia CDO 47 PARIS RE 47 GIBGIB 47 Correction Fitch Downgrades 47 Folksamerica Re 47 Downgrades Ratings 47 Inc. NYSE UTR 47 CastlePoint 47 A-/Stable/- 47 NCSLT #-# 47 ULT bonds 47 A.M. Best Affirms Ratings 47 Univeyor 47 nonadmitted 47 Wajax Limited 47 Assigns LS Ratings 47 CinFin Capital Management 47 Resi Servicer Ratings 47 undepreciated assets 47 securitization exposures 47 Possible Downgrade 47 MutualFirst Financial 47 Applicable criteria available 47 Meiji Yasuda 47 C/DR5 47 BBB-/BB + 47 FSRs 47 Hesperion acquisition 47 toreflect 47 mandatory convertible subordinated 47 gross NPL ratio 47 Long Term Issuer Default 47 Merged Entity 47 EPLP 47 principal paydowns 47 CIFG NA 47 MGIC Radian 47 PNX 47 NCB FSB 47 financial guaranty reinsurance 47 Lloyd Syndicate 47 Visit www.transre.com 47 Rating Watch Negative 47 IDR BBB + 47 LIFO adjustment 47 merchant chargebacks 47 #B bonds 47 Reinsurance recoverables 47 Moody Aaa 47 EVLI 47 AA-/Stable/A-1 + 47 balance sheet deleveraging 47 A.M. Best Places 47 receivable balances 47 Risk Retention Group 47 Engineered Products segment 47 PGP Acquisition 47 LibertyBank Acquisition 47 regarding Heska 47 Term Securitization 47 itssubsidiaries 47 CreditWatch placement 47 AAA/LS1 47 unliquidated damages 47 subordinated indebtedness 47 Fitch BBB medians 47 Nasdaq FSRV 47 Buffets Holdings 47 Broker Altium Securities 47 Receivables Funding 47 IBNR reserve 47 Long Term Incentive Program 47 Reinsurance Assumed 47 Publication Classified Ad 47 Thailand TRIS Rating 47 capitalization 47 + RR6 47 Specialty Underwriters Alliance 47 Wajax Corporation 47 MFB Corp 47 OPEBs 47 d Represents 47 IFS Ratings 47 FABS 47 nondeductible expenses 47 Southside Bancshares 47 Watch Neg/- 47 LAAA rating 47 CRE CDOs 47 Nissay 47 EIG Ansvar 47 LC IDR 47 GBLI 47 MXGL 47 subsidiaries FSRs ICRs 47 CNAF 47 LGIC 47 properties collateralizing 47 Intervest National 47 trust preferreds 47 LTGO 47 Vantis Life 47 SLNs 47 CountryPlace 47 Iusacell Celular 47 Inviva 47 actuarially determined 47 Rating RR 47 Indemnity Insurance 47 strength rating IFSR 47 Prospectively 47 Caa3 47 CRE exposures 46 RenaissanceRe Holdings 46 EnPro consolidated 46 Sr. Unsecured Notes 46 covenant headroom 46 Affirms IDR 46 Aioi Insurance 46 Aa3 rating 46 share repurchase authorizations 46 RenRe Insurance 46 QCII 46 Nipponkoa 46 nonperforming asset 46 assigns BBB 46 assigned PR1 + 46 guaranty 46 Incorporated RGA 46 Cobalt Gordian 46 nondividend distribution 46 NTK Holdings 46 CalGen 46 RPS1 46 Maintain Neutral 46 Rating Affirmed 46 PRCUA 46 Gerling NCM 46 BCAR 46 BB/RR1 46 forward lookinginformation 46 Nasdaq INDM 46 caisse network 46 SemGroup LP SemGroup 46 Midroog 46 Jerneh Insurance Berhad 46 b Excludes 46 Rating Methodology 46 FinCor Holdings 46 PR1 + SO 46 ULTGO bonds 46 TeamStaff GS 46 subordinated debentures 46 unfunded actuarial accrued 46 ourability 46 Lebensversicherung 46 Transatlantic Reinsurance Company 46 Grain Dealers 46 LTGO bonds 46 Developing Implications 46 CenterPoint Venture 46 PalWeb 46 retrocessional coverage 46 Marketform 46 Inc LECO 46 Amended Credit 46 Moody Affirms 46 Groupama SA 46 D/RR6 46 NASDAQ AGII 46 Medicare Advantage MLR 46 AXIS Specialty Finance 46 efficiency ratio teb 46 Rating Watch Negative RWN 46 downgraded Ambac 46 indenture trustee 46 BBB + counterparty 46 RAE Fushun 46 USOGP 46 Flagstone Reassurance 46 ABCW 46 GE Frankona 46 Markel Ventures 46 reinsurance commutations 46 Senior Unsecured Term 46 borrowable funds 46 Bermuda domiciled holding 46 Concentra Operating 46 Evolving Rating Watch 46 PR1 + 46 outwards reinsurance 46 RenaissanceRe Holdings RNR 46 Maintain Equal Weight 46 NIPPONKOA Asia 46 SMTEK 46 Leezamax 46 undrawn revolver 46 TruPS CDOs 46 ratings FSR 46 Baa3 issuer 46 Rating IDR 46 subsidiary PremierWest 46 repo counterparties 46 + lka 46 actuarial valuations 46 TEXT Moody raises 46 A.M. Best Revises Outlook 46 Casiopea Re 46 BHCs 46 EPADS estimates 46 SHFAs 46 surety bonding 46 BBB Stable Outlook 46 Special Servicer 46 CWALT 46 Wajax Income Fund 46 Shelf Registration 46 Rating Floor 46 DTHC 46 RPS3 46 Metal Framing segment 46 GCAN 46 Informal Agreements 46 PMFG 46 #.#x MADS [001] 46 Capmark Investments 46 Novae Holdings 46 FFH.U 46 NRUCFC 46 Ba1 rating 46 e mail lee.mcdonald @ 46 B/RR3 46 Amerisafe 46 TIBB 46 Indalex Holding Corp. 46 #MM Senior Unsecured 46 xxxi adverse tax 46 Servicer Rating 46 PXRE 46 Novae Re 46 backed securities FABS 46 Encompass Floridian Indemnity 46 Baa3/BBB- 46 0 Thumbs Up 46 BCSB Bankcorp 46 Cna Finl Corp 46 Arrowpoint Capital Corp. 46 postretirement obligations 46 GMDB 46 NASDAQ BNCL 46 Caparra Hills 46 Portugal Aa2 46 Zunicom 46 BPE Segment 46 Ansvar Insurance 46 Solvency ratio 46 Factor WARF 46 Acergy Piper 46 SLHCs 46 Metretek Florida 46 AmCOMP 46 Gerdau S.A. 46 Underperform recommendation 46 Wholly owned subsidiaries 46 Flexpipe 46 hereof shall 46 PRS Aaa 46 results ofoperations 46 EPADS estimate 46 Announces Preferred Dividends 46 Genworth Financial Inc 46 Metrofinanciera 46 Converium Reinsurance North 46 Adjustment Expenses 46 Unitrin 46 Montoya jockeyed 46 BBB/A-3 46 AM Best Affirms 46 Understanding Universal BCAR 46 A.M. Best Withdraws Ratings 46 Delos Insurance 46 SPN Resources 46 Captive Insurance Companies 46 Winncom Technologies Corp. 46 CDS counterparties 46 pro forma adjusted EBITDA 46 Sets Quarterly Dividend 46 ProSight Specialty Insurance 46 Leverage Tier 46 fiscal# 46 Petrotemex 46 OneBeacon Insurance 46 Products Declare Monthly 46 ABCP holdings 46 Kilroy Realty LP 46 loss carrybacks 46 structurally subordinated 46 Explores Strategic Alternatives 46 FFO FAD 46 FSAH Acquisition 46 MA PFFS 46 Taplin Canida & 46 AADCO Automotive Inc. 46 self insured retentions 46 CuOro 46 A-/A-2 counterparty credit 46 RPS2 46 lien GARBs 46 AmericasBank Corp. 46 borrowable resources 46 Mowood 46 Domestic Brokerage 46 subordinated debenture 46 defease 46 FelCor Lodging 46 Gamecorp 46 setoffs 46 OF DEFAULT 45 unfavorable payor mix 45 MEEMIC 45 GCom 45 AMEX ABL 45 Alstria Office AG 45 CPHL 45 ARCap #-# 45 NOI DSCR 45 CATY 45 Amlin Bermuda 45 Solvency Score 45 Reimbursement Agreement 45 HLTH Corporation 45 pi subscript 45 Gen Re LifeHealth 45 BBB mex 45 Inc. NASDAQ SIGI 45 SF CDOs 45 PNMR 45 Long Term IDR 45 downward repricing 45 retrocessional 45 TIG Insurance 45 AGIC 45 AirBoss Announces 45 assigned Stable Rating 45 equitable subordination 45 balance sheet securitizations 45 nonaccrual loan 45 Promotions.com subsidiary 45 Rating Outlook Stable 45 ARM INC. 45 BB + RR1 45 Kansas Bankers Surety 45 postretirement benefit 45 Forethought Life 45 AMERISAFE 45 Override Agreement 45 LoanCare 45 MEP Joint Venture 45 master servicer 45 Industrial XLI Bearish 45 Montpelier Underwriting 45 excluding BIBP 45 Lakeshire Drive 45 EMEA CMBS 45 Stable Outlook 45 Top Favour 45 nonutility operations 45 AAAm 45 unitholder distributions 45 Collegiate Student Loan 45 unsecured debenture 45 Mapfre Tepeyac 45 SCOR.PA Quote Profile Research 45 GFNorte 45 Baa2 Moody 45 Re REMIC 45 CAM1 45 FPIC Insurance Group 45 FastFunds Financial Corporation 45 NYSE ZNT 45 CTOPI 45 CAD#m [002] 45 uncollectable receivables 45 VIEs 45 substitute SBPA 45 ABL Facility 45 Coating Resins 45 Univest Insurance 45 DHLC 45 Assured Guaranty Ltd. 45 #A COPs 45 b Relates 45 Conseco Insurance 45 technological innovations adversely affecting 45 LTGOs