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(Click for frequent words.) 57 Medium Scale Industries 52 Medium Enterprises NASME 52 Medium Entrepreneurs 52 Medium Businesses SMBs 50 Medium Scale 48 Loans Centre MASLOC 48 Medium Sized Enterprise 48 Medium Enterprises Promotion 47 Medium Enterprises Development 47 Medium Scale Enterprises 46 Disadvantaged Business 46 Medium Enterprises SME 46 Tactical UAS 45 Medium Enterprises SMEs 45 Medium Size Enterprises 45 Medium Enterprises MSMEs 44 Form Factor SFF 44 Medium Enterprises GRTU 44 Screen Scoop 44 medium enterprises MSMEs 44 barman Percy 44 Fast MOBILE 44 Medium Enterprises MSME 44 Tea Growers 43 Disadvantaged Business Utilization OSDBU 43 sari sari stores 43 Form factor Pluggable 43 Interface iSCSI 43 Constable Jennifer Silpe 43 medium enterprises MSME 42 Ship Cruise Lines 42 medium enterprises 42 Assistance Program STEAP 42 Small 41 molecules GEMS 41 Tindahan Natin outlets 41 Medium Enterprise 41 Medium Size Businesses 41 Manager Larry Tarkowski 41 # Conant Hamtramck 41 ecozones 41 Medium Enterprises UNISAME 41 Medium Sized Companies 40 Craft Warnings 40 medium sized industries SMIs 40 Manager Marc Verniel 40 Form Factor Pluggable 40 Disadvantaged Business Utilization 40 Amanora Park 39 video karera 39 medium enterprises SMEs 39 Manager Peter Hechenbleikner 39 Manager Lance Terpenny 39 swiftlet farming 39 Enterprises SMEs 39 Manager Rob Yandow 39 Medium Enterprises 39 Andy Lukasik 39 Parlow Solomon 38 Town 38 Manager Mel Kleckner 38 NERBAC 38 Midsized Businesses 38 Safest Bet 38 fisherfolks 38 medium industries SMIs 38 BnBs 38 sari sari store 38 mariculture parks 37 columnist Jerry Osteryoung 37 Botika ng Barangay 37 Chairman Arden Tews 37 ManyWhiteHorses aunt Ernestine 37 tiangge 37 CALENDAR Around 37 Medium Sized Employers 37 says Jim MacMicking 37 Manager Dennis Piendak 37 Islip Animal Shelter 37 handloom weaving 37 Manager Chuck Frigon 37 Phats 37 Medium Size Business 37 Medium Towns UIDSSMT 37 Manager Rosemary Kulow 37 Courteney Cox Cougar 37 Authority SMEDA 36 angle neutron scattering 36 Attorney Chuck Lukmann 36 Commercial Mortgage Servicers 36 Richard Suttmeier writes 36 WFN Ultimate Fishing 36 Batch Bourbon 36 Honolulu Kristen Gelineau 36 Gene Expression Modulation 36 PennyStockBets.com 36 Dickinson NY WBNG 36 Manager Matthew Coppler 36 Called Panic 36 Manager Buzz Stapczynski 36 Manager Cliff Graviet 36 Metro Manila Cebu 35 sweepstakes cafes 35 Manager Usama Abujbarah 35 That Dreaded Sundown 35 Manager Jeffry Ceasrine 35 videoke bars 35 intestinal bacterial overgrowth 35 bagsakan 35 medium sized enterprises MSMEs 35 Manager Cynthia Seelhammer 35 towns 35 Medium Sized Enterprises 35 Manager Leamon Brice 35 Richard Herbek 35 establishments 35 Manager Eugene Conlogue 35 Manager Debbie Stutsman 35 ambulant vendors 35 prawn farming 35 Barkerville Historic 35 Princess Hajah Masna Ambassador 35 Valero Paulsboro #.# 35 Medium Sized 35 Medium Size 34 Nigeria SMEDAN 34 Zone Authority Peza 34 Finance Institutions MFIs 34 Fax Bahr 34 hypereaters smell chocolate 34 businessess 34 cornerback Jonte Buhl 34 Flooded Nev. 34 Midmarket Solutions & 34 gambling dens 34 Tiendesitas 34 India SIDBI 34 Manager Carol Granfield 34 Manager Gregory Federspiel 34 Medium Size TFT LCD 34 sari sari 34 politician Dean Zuleger 34 mini hydros 34 bagsakan centers 34 Small Medium Enterprises 34 Uttara Model 34 Claims Trademarks Patents 34 Owego Animal Control 34 Competition Dependence 34 Medium Sized Business 34 OSIC 34 institutions MFIs 33 Manager Stan Zemler 33 Enterprise Peer Evaluations 33 businesses 33 Attorney Ralph Karpinos 33 Robert Whritenour 33 CSEZ 33 Manager Himanshu Patel 33 medium sized enterprises SMEs 33 taste chocolate milkshake 33 Carbonfund.org s Carbonfree 33 enterprises SMEs 33 England SBANE 33 Joe DiMaggio Toast 33 Richard Saxl 33 Mid Sized Organizations 33 arranger Wardell Quezergue 33 Town Holds Testicle 33 Councilor Ann Canedy 33 PLDT SME Nation 33 Circus Comes 33 Export Processing Zones EPZ 33 gaming parlors 33 parlors 32 Nicest Kids 32 Marilyn Petitto Devaney 32 bumiputera entrepreneurs 32 Medium Sized Businesses 32 Torn Campbell Soup 32 IZs 32 SMEs 32 Mamakating 32 Bruce Benway 32 Louise Durfee 32 NGAs 32 Dean Teaster Ghost 32 enterprises 32 Keya Sarkar 32 Carnivore Conservation 32 Burke LaClair 32 purses fanny packs 32 book iBrain Surviving 32 enterprises SME 32 guesthouses 32 Jimmy Busque 32 Attorney Patricia Cofrancesco 32 medium sized enterprises 32 Parlours 32 tandoors 32 Chowking 32 busineses 32 Elderly Woman Behind 32 midsize enterprises SMEs 32 businessowners 32 gambling parlors 32 Shebeens 32 Tiny 32 cooperatives 32 Keith Trefethen 31 Mike Reuwsaat 31 carinderia 31 hawker stalls 31 small 31 Businesses SMBs 31 Small Medium 31 town 31 videoke bar 31 Quakes Shake 31 illegal shebeens 31 Mid Sized Businesses 31 cardrooms 31 fastfood chains 31 KKIP 31 Zulfikar Thaver 31 tiangges 31 Underground Xenon 31 Value Addition 31 Micro Enterprises SMMEs 31 industries SSIs 31 Planes Crash 31 visit www.att.com smallbusiness 31 RNA Sequencing 31 Andrea Schiavoni 31 liquor vends 31 Ramadan bazaars 31 Mid Sized Enterprises 31 Larry Cilley 31 agri fishery 31 Winter Bone Jeremy Renner 31 Councilor Carlo Geromini 31 casinos 31 rubber smallholders 31 minimarts 31 hooch dens 31 Greens Alfalfa Sprouts 31 micro hydel projects 31 Kurt Fritsch 31 medium entreprises 30 Councilman Duke duFrane 30 Metrowalk 30 Development Authority SMEDA 30 Birmingham Sparkbrook 30 kirana stores 30 Bone Innovations 30 MICCI 30 Midsize Businesses 30 Plane Flips 30 Self Administered 30 hotels guesthouses 30 STEAP 30 medium sized 30 Creatures Great 30 Tekun Nasional 30 Matt Candland 30 Big Disk Quadra 30 BMBE 30 J. Cristello 30 localities 30 Medium Enterprises FISME 30 MFIs 30 bazars 30 Alix Roy 30 lingam massage 30 telecentres 30 Medium Capitalization Company 30 Elleston Wakeland Centre 30 liquor licenses 30 barangay halls 30 Small Scale 30 Things Considered 30 Parlors 30 BPOs 30 pavement hawkers 30 MSMEs 30 Rustan Supermarket 30 salas 30 garment factories 30 SMALL TALK 30 trisikad drivers 30 landlord Workspace 30 Pony Hunters 30 Towns 30 professionals NFIB SmartBrief 30 Leff Lucky 30 Midsize Enterprise 30 skipper Ajaz Akhtar 29 kirana shops 29 Ken Thieneman 29 hypermarts 29 Randy Leiker 29 businesse 29 Mid Sized Companies 29 capacity cesspools 29 Engine Repair 29 Eid congregations 29 Hospitals Mid Sized 29 Manager Julian Suso 29 Kathleen Eagen 29 Alex Gromack 29 Great Neck Estates 29 Councilman Les Presmyk 29 cyber cafes 29 levee eases 29 Rajiv Gandhi Gramin Yojana 29 mean fainter magnetic 29 BnB outlets 29 Medium Businesses 29 HD VMD format 29 Jerry Remillard 29 Manager Carlo Puiia 29 Midsize Enterprises 29 NASA Gamma ray 29 Corporation BSCIC 29 resident Mohamed Hedia 29 agro processing industries 29 Massage parlors 29 Cooking Appliances 29 Enosburgh Town 29 Crowd Expected 29 Ardsley Dobbs Ferry 29 Car Highest Ranked 29 shoplots 29 warung 29 SME 29 TALKING BUSINESS 29 Al Perruzza 29 kiranas 29 Sami Jo 29 busi nesses 29 BPO locators 29 urbanisations 29 DMICDC 29 Ordinance Subcommittee 29 Bob Zarnetske 29 Robert Forguites 29 Tammie Chisholm 29 Gown Players 29 Sergievsky Center 29 Gregory Federspiel 29 spaza shops 29 cooperative societies 29 Anita Scheipers 29 States AOSIS 29 Flooding submerges 29 Sops 29 developemnt 29 sole proprietors 29 saccos 29 Karl Tarbox 29 relend 29 residential jobsites 29 SMIs 29 pawnshops 29 Mike Rimcoski 29 Electrical Generating 29 Mark Sciota 29 Councilman Pete Hammerle 29 Garry Krause 29 Service Sebrae 29 John Klimm 29 powerlooms 29 internet cafes 28 paladares 28 Supervisor Alex Gromack 28 Mark Brandenburger 28 prostitution dens 28 midsized enterprises 28 microbusiness 28 massage parlors 28 NAMPAADD 28 ADBN 28 sweepstakes parlors 28 Country Almanack 28 Ramadhan stalls 28 Manager Barbara Sondag 28 consultative councils 28 Cooperatives 28 Ensemble Performance 28 John Herm Suplizio 28 Ecstasy Bust 28 CNNmoney.com Fortune 28 Councilwoman Nancy Graboski 28 Joseph M. McGiverin 28 Mark Oefinger 28 Mark Niesse Audrey McAvoy 28 medium sized businesses 28 Bowling alleys 28 cannabis dispensaries 28 handicraft villages 28 hookah parlors 28 municipalities 28 Saccos 28 EPZA 28 Reginald Buzz Stapczynski 28 Wafer Processing Equipment 28 arrack shops 28 Corporation Smidec 28 microbusinesses 28 Entreprenuers 28 Medium sized 28 Agency CEDA 28 abattoirs 28 Barry Del Castilho 28 JBDC 28 Gas Turbine Engines 28 posh localities 28 WhatsUp Gold scales 28 Steven Bellone 28 mediumsized 28 Assonet Village 28 Thai Khem Khaeng 28 Small Business 28 Innovative Economies 28 dispensaries 28 bingo parlors 28 Donald Gerrish 28 gadget keypads 28 RBAP 28 OFW dependents 28 May Dramatically Increase 28 microfinance institutions 28 agro inputs 28 Faye Lingo 28 Ron Florino 28 microenterprises 28 cashew nut processing 28 Gestational Age 28 restos 28 Murugesh Nirani 28 Kudumbasree units 28 municipality 28 entreprenuers 28 AEZs 27 Scheme EFS 27 hawkers 27 Maureen Valente 27 Mayor Francesco Nuzzo 27 Tekun 27 Microtower 27 BSB Municipal 27 Baina beach 27 Authority EPZA 27 Mohamed Khaled Nordin 27 Whiterocks Farm Creek 27 Administrator Teresa Schnitzler 27 Ghari Shahu 27 CLCSS 27 Rythu Bazars 27 Choupal Sagars 27 BORCHGRAVE UPI Editor 27 Richard Kleid 27 KTVs 27 midsized businesses 27 Brannon Godfrey 27 minicasino 27 Ghaziabad Faridabad 27 Oaker Hills Indian 27 Quakes Rattle 27 arthouse theaters 27 Cardroom 27 Supervisor Alexander Gromack 27 proprietorships 27 resto bars 27 pokie venues 27 enter prises 27 Pannier Market 27 medical marijuana collectives 27 Marrybrown 27 Portmore Municipal 27 Itchycoo Park 27 Theft Ring Busted 27 shebeens 27 Bank Pertanian 27 INDIA Garment 27 pousadas 27 SACCOs 27 powerloom sector 27 Ian McCargar 27 NREG scheme 27 microlenders 27 micro enterprises SMMEs 27 OTB parlor 27 smokeshops 27 Roger Stancil 27 Charles Cristello 27 Toni Hokanson 27 karaoke lounges 27 EPZs 27 cap . 27 zones EPZ 27 enterpreneurs 27 Melvin Kleckner 27 Jua Kali 27 technopreneurs 27 e choupal 27 cantonment boards 27 units EOUs 27 SOHOs 27 Lawrence Kendzior 27 Fund RCDF 27 multinational corporations MNCs 27 NORTH GREENBUSH 27 OTB parlors 27 Osmep 27 Rose Anne Kwaks 27 SMES 27 iBrain Surviving 27 Smidec 27 Energise Enterprise 27 Biz 27 outlets 27 tongawallahs 27 Bill Efting 27 shops 27 farm mechanization 27 small enterprises MSEs 27 Micro 27 Kochi Kozhikode 27 aperture terminal 27 Large 27 liquor license 27 comunities 27 Schuyler Seneca 27 Technological Alteration 26 bodegas 26 Lou Signorino 26 SOHO Small 26 proprietors 26 Hank Farnham 26 Custom Journeys 26 stalls 26 microfinance institutions MFIs 26 enterprises MSMEs 26 Southold Town 26 Ed Tarallo 26 Freezone Sohar 26 Loan Guarantee Scheme 26 Microfinance Institutions MFIs 26 MFOs 26 mamak stalls 26 shebeen owners 26 SISM Research publishes 26 Mark Biberdorf 26 Donna Loglisci 26 cybercafés 26 Dato Ong 26 Divi Neguma 26 brothels fronting 26 eateries 26 James JL Stegmaier 26 Richard Gestrich 26 Administrator Darrell Hofland 26 Bimp Eaga 26 Kabukicho 26 multiplexes 26 Cut Corners 26 Pam Malumphy 26 cuca shops 26 roadside eateries 26 Industries NBSSI 26 Richard Podurgiel 26 UEZs 26 Richard Underkofler 26 councilors 26 Etunda Irrigation Scheme 26 Milagrow 26 Smallest 26 resto bar 26 Information Officer VCIO 26 subsistent farmers 26 buisnesses 26 Sastry Rachakonda director 26 nasi kandar 26 Rich pickings 26 Delma Petrullo 26 allocated RM#mil 26 LMSB 26 micro 26 term Maintain bullishness 26 Richard Kerbel 26 SOEs 26 Export Processing Zones 26 Langhans Funeral Home 26 centers 26 Class Sizes 26 toddy shops 26 Corporations 26 hookah bars 26 Batam Bintan 26 Small Businessperson 26 Lawrence J. Kendzior 26 CIC Agri 26 BPAP 26 Ex Cel 26 Janet Joakim 26 malls multiplexes 26 microcredits 26 karaoke parlors 26 Shane Dille 26 Microcredit 26 Randell Woodruff 26 NACRDB 26 Robert Zarnetske 26 SMME 26 PEZA registered 26 horticulture animal husbandry 26 George Van Geem 26 Breeding Grounds 26 Pawn shops 26 minimarkets 26 small-office/home-office 26 unorganized sectors 26 Restaurants Bars 26 discos 26 Bumiputera entrepreneurs 26 Apindo 26 SIDO 26 Countrys 26 Homes Bungalows 26 Ed Burtner 26 Ken Windley 26 Cybercafes 26 e Choupal 26 Lumberland 26 ICSC Account 26 Rick Dal Corobbo 26 Billy Swails 25 Australia COSBOA 25 mini marts 25 mamak restaurants 25 MSEs 25 midsized 25 Jill duPont 25 Susan Falkoff 25 Foreign Invested 25 Patti Glaza 25 motels inns 25 Geylang Serai 25 Alan Bergren 25 FIEs 25 cyber cafés 25 Ed Strube 25 SACCOS 25 BOI 25 butcheries 25 outward remittances 25 Edward F. Yazbak 25 educational institutes 25 ITES sectors 25 Chief Robert Hertman 25 Sirim Bhd 25 shisha cafes 25 Ontological Hysteric 25 establishments downed shutters 25 billiard halls 25 Marcella Sandoval 25 Pasar Ria 25 Bazars 25 Cafes 25 Corporation BADC 25 Disabled Veteran Owned 25 hamlet 25 Ramzan Bazaars 25 Cyberage 25 Small Biz 25 Jamii Bora Trust 25 smal 25 CNG stations 25 Sidbi 25 medium sized insureds 25 SBRR 25 Midsized 25 David Molgaard 25 KVIB 25 Councilwoman Dorothy Goosby 25 Bo Burlingham 25 Self Employed 25 cashew processing 25 Rural Employment Generation 25 Hyderabad Visakhapatnam Vijayawada 25 Ann Marie Ruotolo 25 petrol bunks 25 Aavishkaar 25 Tommy Blacha 25 Incubators 25 Minority Neighborhoods 25 smallholders 25 Rob Mallozzi 25 MSME sector 25 Roy Keane Ipswich 25 Bob Rusten 25 cities Hermosillo Guanajuato 25 Liquor Licence 25 aspiring entrepreneurs 25 mid sized 25 shopping plazas 25 Supervisor Linda Kabot 25 GRUH 25 Dung Quat EZ 25 Coir Board 25 scale industries SMIs 25 Ed Wojnowski 25 symbol MDWV 25 Plane Hits 25 Ho Xuan Hung 25 DWCRA 25 ITC e Choupal 25 John Vassilaki 25 midsize enterprises 25 Scott Dadson 25 ITIRs 25 SSIs 25 Axfood collaborates 25 Sithembiso Nyoni 25 Charlene Taitt 25 Supervisor Jon Kaiman 25 institutions DFIs 25 Unorganised sector 25 Opportunties 25 Investment BOI 25 Mid Cap Equity 25 medium sized workgroups 25 SFCs 25 frill accounts 25 Princeton Wendy Benchley 25 BoI 25 Economies 25 Vijay Mallya rep 25 SEZs 25 sector enterprises PSEs 25 Shops 25 poverty alleviation 25 brothels 25 Bumis 25 Swarnjayanti Gram Swarojgar Yojana 25 register visit http:/www.smallcapreview.com/subscTjin Edition 25 distilleries 25 Proliferate 25 Special Economic Zones 25 SMEDA 25 NBFIs 25 Earthquakes Rattle 25 smallscale 25 BUMN 25 Programme REGP 25 Sanasa 24 Bars Restaurants 24 Lupuwana 24 Jharcraft 24 Taverns 24 Charming 24 Small Towns 24 shopowners 24 OVOP 24 shopkeepers 24 Earlene Hooper D 24 Biogas Plants 24 Jathika Saviya 24 Trebilcock Editor 24 FDIs 24 TOWN 24 BSOs 24 Branksome Rec 24 convenience stores 24 casinos slot parlors 24 Surinder Sud 24 MNCs 24 pachinko parlors 24 infrastructre 24 PKSF 24 Unsecured loans 24 Malls 24 hoteliers restaurateurs 24 Fare Poorly 24 David Mekarski 24 sole proprietorships partnerships 24 Al Khonji 24 singer Scotty Emerick 24 Investment Scheme SMEEIS 24 ITeS sectors 24 Faring Well 24 industrially backward 24 Palli Karma Sahayak Foundation 24 SMMEs 24 Christian Sarantopoulos 24 cities 24 ITC e choupal 24 cyber café 24 Gram Udyog Yojana 24 REGP 24 dispensary 24 cotton cultivators 24 Concessional loans 24 bumiputra entrepreneurs 24 sectoral allocations 24 Garment exporters 24 SMEDAN 24 Erik Stepelton 24 Breast Cancer Tumors 24 Towners 24 Ben Maliszewski 24 Labuan IOFC 24 Kay Kuhlmann 24 Forged Checks 24 Astronomers Discover 24 barbers hairdressers 24 Dinesh Rai 24 IT ITes 24 auberges 24 Expatriates Welfare 24 tuckshops 24 Dale Pleau 24 Michael Janonis 24 Andy Wilkison 24 Jim Holgersson 24 downed shutters 24 Gene Dvornick 24 ordinances regulating 24 teashops 24 karaoke bars 24 NPOs 24 Medium 24 Could Generate 24 backward linkages 24 Paul DeRensis 24 Midsize 24 entrepreneurships 24 Ekati Barclay Tagg Eibar 24 hotels inns 24 Mouses 24 Milford Hopedale 24 RCE Capital 24 emporia 24 Falmouth Mashpee 24 Niches 24 Eateries 24 Roger Szendy 24 Wazorko 24 bazaars 24 minicasinos 24 medicinal marijuana dispensaries 24 karaokes 24 Khwairamband Keithel 24 Menkedick 24 Strike Shuts Down 24 tiendas 24 Brian Dissette 24 Byron Willems 24 Growing Steadily 24 cart pushers 24 OneBiz 24 ITes 24 President Frank Scarpato 24 Cities 24 Warren Hutmacher 24 INDIA Textile 24 Dhabas 24 leader Roger Begy 24 microfinance 24 Susan Sobbott president 24 Tattoo parlors 24 UNISAME 24 MSME 24 SBDCs 24 Dagang Net 24 Ms. Throne Holst 24 Leland Cheung 24 Burglaries Reported 24 STPI scheme 24 agri 24 FREEDOM PLAINS 24 posh colonies 24 Great Massingham 24 Pachinko parlors 24 Commercial Establishments 23 Entreprenuer 23 Manong Pepe 23 readymade garment 23 Curb Illegal 23 inns 23 LiveWIRE 23 Incubation Centre 23 Clarkstown Supervisor 23 fastfood 23 Spandana Sphoorty Financial 23 Patronize 23 Peter Fohlin 23 Police Blotter Stolen 23 Hagers Town 23 RAKUB 23 IPIM 23 CTLCs 23 Faisalabad Sialkot 23 Connections Theatre Festivity 23 SMME Forum 23 Shopping malls 23 tomorrow ko 3pm 23 term Maintain Bullishness 23 hawker centers 23 Bob Blagden 23 tourist destinations 23 Lake Nagawicka 23 dancehalls 23 Curtis Stollen 23 Radissons 23 readymade garments RMG 23 Sri Lanka FCCISL 23 enterprises SMME 23 sweetmeat shops 23 Empretec 23 MBRE 23 Anthony Mercantante 23 Roger Godsiff 23 Counc 23 Great Aycliffe 23 Moneymaking 23 MNRE 23 pushcart vendors 23 budding entrepreneurs 23 curio shops 23 TREC STEP 23 Feds Shut Down 23 bhavans 23 microcredit 23 multi storeyed buildings 23 Hottest Chili 23 malt beverage licenses 23 MFIN 23 Rezonings 23 Akshaya centers 23 Kofax Provides 23 Al Tomooh 23 Topless Coffee Shop 23 bakeshop 23 Microlending 23 Supervisor Thom Kleiner 23 Audrey McAvoy Tara Godvin 23 liquor vend 23 watering holes 23 Smuggled cigarettes 23 Urswick 23 Neighbourhood Beat 23 l.5 23 DWCRA groups 23 CAPE CHARLES 23 Raymond Bolek 23 Ramazan Bazaars 23 Intlaq 23 NBFC MFIs 23 cafs 23 Percy Purnell 23 Stonyfield Organic 23 brew pubs 23 Development Centers SBDCs 23 Crappie Fair 23 alleviating poverty 23 Deborah Bruch Bucki 23 Ballparks 23 singer Daryle Singletary 23 PPCBL 23 Tony Lashbrook 23 Sandy Manter 23 Safeer Mall 23 . RusseWittberg 23 Grameen Yunus 23 Magapu 23 Riverhead Town 23 taverns nightclubs 23 Prime Minister Rozgar Yojana 23 Mi Casita 23 agro forestry 23 Ken DeCerce 23 Ron Rordam 23 Tommy Overcash 23 John Bohenko 23 CitiBusiness 23 FTZs 23 Establishments 23 Alexander Gromack 23 Sample Size 23 singer Rhett Akins 23 Vinnie Mehta Executive 23 Robert Canevazzi 23 Foundation TPSF 23 Shoko Chukin Bank 23 Employment Lutfo Dlamini 23 Thriving 23 Payroll Deduction