Related by context. Frequent words. (Click for all words.) 54 Michael Niemira ICSC 51 Sabrina Simmons 47 Tom Schoewe 46 Chairman Gian Fulgoni 46 Tracy Mullin 46 Rosalind Wells 45 Michael Niemira 45 LowCards.com 44 Kenneth I. Chenault 42 Frank Nothaft Freddie Mac 40 Jesse Toprak 40 Rick Seaney chief 40 Bernard Baumohl 39 Robert Niblock 39 Ian McCafferty 39 Card issuers 39 Kenichi Hirano operating 39 card issuers 39 credit card 38 impulse purchases 38 Fionnuala Earley Nationwide 38 CardHub.com 38 Mark Vitner 38 David Dooks 38 Hudson Riehle senior 38 Discover Financial 38 WSL Strategic Retail 38 savvy shopper 38 Peter Cardillo 38 Ajay Banga 38 Francisco Blanch 37 Corp. COF 37 Mark Baldassare 37 MoneyExpert.com 37 Clarence Otis 37 David Kolata 37 Gary Thayer 37 Michael P. Niemira 37 AmEx 37 Bernard Baumohl managing 37 firm Retail Metrics 37 Carolina Milanesi research 36 firm RetailMetrics 36 NYSE AXP 36 RetailMetrics LLC 36 Celia Chen 36 TNS Retail 36 credit cards 36 Express Co AXP.N 36 American Express AXP 36 Vicky Redwood 36 Officer Richard Galanti 35 Aylwin Lewis 35 Lynn Franco 35 Bernard McAlinden investment 35 Liz Ann Sonders 35 Gregg Steinhafel 35 Joel Naroff 35 economist Joel Naroff 35 C. Britt Beemer 35 recessionary 35 Baumohl 35 Jonathan Basile 35 Douglas Conant 35 Kevin Giddis managing 35 Tetsu Emori fund 35 MasterCard SpendingPulse 35 Retail Metrics LLC 35 Nigel Gault 35 Frank Juergen Weise 35 Ulzheimer 35 Kenneth Chenault 34 disposable income 34 Dean Maki 34 Mike Lenhoff chief 34 Anthony Nieves 34 discretionary 34 discretionary spending 34 SpendingPulse 34 Fred Rozell retail 34 MasterCard 34 Fernando Aguirre 34 Addison Armstrong 34 impulse buys 34 Credit.com 34 Hans Olsen 34 Mark Vitner senior 34 Telsey Advisory Group 34 markdowns 34 GfK NOP 34 pinch pennies 34 Co. AXP 34 monthly outgoings 34 shoppers 34 Niemira 33 chargeoffs 33 Dirk van Dijk 33 consumer 33 John Kyriakopoulos 33 CBI distributive trades 33 Ambareesh Baliga vice