Papenbrock

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(Click for frequent words.) 45 Defreese 44 William Steally 42 Khodorkovsky exchanged glances 42 Tom Burrington 41 Charles Voirin 41 McClow 40 Burleson Tex. 39 Eibert 39 Oakleaf Village 39 Van Dommelen 39 Holmbeck 39 native Tucsonan 39 Gelzer 38 Bernard Bouley 38 Littlefork Minn. 38 Brentar 37 Jessie Jablonski 37 Glen Taff 37 retired ironworker 37 Mi'kmaq elder 37 Giegler 37 Ecklar 37 Saulsby 36 Magaly Delgado 36 Joe Duska 36 Ray Ademski 36 Maternal grandmother 36 Kuivanen 36 Egg McMuffin inventor 36 Lee Durrwachter 36 Yeckel 36 Waskul 36 retiree 36 Steve Skvara 36 Haebich 36 Dottye 36 Feldhouse 35 DEAR BRUCE My 35 parishioner 35 Shettler 35 Wang Youqun 35 #:#:# [009] 35 Iva Mae 35 Quiala 35 Utican 35 Kenockee Township 34 Herney Nisimblat Darien Conn. 34 Ellen Reik 34 Olivier Bohuon executive 34 Bligen 34 Willinboro NJ 34 DeRaleau 34 Updegrave 34 Mielock 34 Stish 34 Liu Yuzhen 34 Furchak 34 Wang Liqun 34 retired steelworker 33 Caviola 33 Golovich 33 Zombek 33 Sivillo 33 Dorwan Stoddard 33 Fisseler 33 Paternal grandmother 33 Ashley Legeyt 33 Philanthropist Leonore Annenberg 33 Todd Wiech 33 Reby 33 Mirtha Perez 33 Honse 33 Ben Gufford 32 DeVeny 32 Woodcrest Manor 32 Navy Seabee 32 grandchildren 32 Kevin Kuranz 32 Pearl Comfort Sydenstricker 32 Hikes Point 32 Van Nahl 32 Paternal grandparent 32 Zoran Jovanovic 32 Ralphine 32 Carmen Espinosa 32 SL Frisbie 32 George Morber 32 Slome 32 Dorothy Dot 31 Ascioti 31 Angel Chupin 31 Chernecki 31 Vicenta Rodriguez Lopez 31 Tuskegee airman 31 firefighter Anthony Sanseviro 31 Jim McCullar 31 retired schoolteacher 31 Oujo 31 snowbird 31 Ajijic Mexico 31 Morlacci 31 Las Crucen 31 Lucy Jojola 31 Nosewicz 31 Sandra Lepisto 31 resident 31 Gebhardtsbauer 31 Guy Lockrey 31 Powers Bayville NJ 30 Maria Aparecida 30 cement mason 30 grandkids 30 Ayesha Dar 30 Stacie Andree 30 mows lawn 30 Judy Purkey 30 Johnathan McClain 30 Moukawsher 30 journeyman carpenter 30 Coriale 30 Magaly Delgado Rojo 30 marcher 30 Lynne Greenwald 30 predecease 30 Rusiewicz Funeral Home 30 Ataturk presidential palace 30 Christopher Tappin 30 hope Iryna Petrova 30 yardman 30 Anna Maria Selvia 30 Annette Stineman 29 Beulah Mae 29 Dorothy Rembert 29 DeLord 29 Chillicothe homemaker 29 MEMA cottage 29 MacQuattie 29 Cerrie 29 Muerth 29 Strobridge 29 Setzfand 29 Baumkel 29 Riverwood Ranch 29 include royalists academics 29 Valerie Haythorn friend 29 Sami Faraj 29 transplanted Texan 29 Paul Fronstin EBRI 28 Prola 28 schoolteacher 28 resi dent 28 retirees 28 Vyacheslav Ivanov 28 mother Lethel Izell 28 argues shortchanges 28 Not Len Razzi 28 driver Jaime Solache 28 Helen Quirini 28 Statenville Ga. 28 LaGrasso 28 All Ed Krosschell 28 Bill Bibbes 28 Sheffler 28 Quirini 28 Uwe Kross 28 alleges Schrenker scammed 28 VFW quartermaster 28 Buick dealership 28 Betty Jo Rousey 28 widower 28 Dorthy Murray 28 Leighton Ku 28 Simank 27 Palmeira Serrao 27 CBIZ Benefits 27 gerontologist 27 widow 27 Staloski 27 Rudy Termini 27 Emile Wery 27 furniture refinisher 27 nonprofit Employee Benefit 27 Fred Wemer 27 selected Stephen Girsky 27 Kelly Piggeln 27 Vander Kelen 27 postal worker 27 Columnist wordsmith James 27 Black Hawk SD Concealment 27 railroader 27 resident Emmitt Hennings 27 Martina Navratilova swears 27 Ed Poenicke 27 Marilyn Askin 27 Anita Radcliff 27 Masayoshi Miyazaki 27 Werdlow 27 Fredline 27 Ilse Siegler 26 Humeston Boise Idaho 26 Haselkamp 26 lifelong resident 26 spouse remarries 26 Pedro Martinez de las 26 Manolakas 26 Garutti 26 Liu Yulan 26 Bordeaux Gironde region 26 Dawn Mossop 26 Lambrew 26 Adolf Storms 26 long haul trucker 26 Fahlund 26 Necastro 26 Ludie 26 cigarette butts littered 26 Moosehaven 26 Sym Gill 26 drywall installer 26 registered nurse 26 Medicare Blahous 26 lived frugally 26 Lakeworth Fla. 26 ALF CIO 26 spouses surviving spouses 26 Shawneetown Ill. 26 elder Coterel 26 Pearl Harbor survivor 26 #/#-year-old grandson 26 Orean 26 Jill Panell 26 old Hubert Whooten 25 Ron Jakubczak 25 Laszewski 25 Tom Tiddens supervisor 25 Diann Kelley 25 Mark Ruloff 25 AFGE Local 25 GAMC recipients 25 Phyllis Molchatsky 25 VanDerhei 25 firefighter 25 Gary Pastorius 25 nurse 25 Richard Brigle 25 homemaker 25 Clerihue 25 Curtis Dahlgren 25 Accrued postretirement 25 Larry Weckhorst 25 MICHAEL KOLE 25 Beetle Bailey nears 25 old Jan Gissel 25 pensioner 25 PEBTF 25 nonworking spouse 25 Mark Johnecheck 25 remarries 24 Upon Dobrynin 24 WEST MILFORD Services 24 Yettaw Mormon 24 Natoma Canfield 24 native Detroiter 24 Retiree 24 WholeCamels Bad sign 24 Bruce Baumhower 24 millwright 24 Wal Mart greeter 24 Jodi Alberts 24 consulting actuary 24 spouse 24 Emilio Martella 24 brick mason 24 E. Moffit 24 MediGap plan 24 fairgoer 24 geriatrician 24 Winikates 24 Briatico 24 Air Force colonel 24 nonpartisan Employee Benefit 24 attorney Marc Kieselstein 24 upholsterer 24 Intintoli 24 Sacramentan 24 postemployment benefit 24 Trojan horse Braley 24 semiretired 24 Sens. Vincent Sheheen 23 Woodhaven Stamping Plant 23 firefighter paramedic 23 Casey Kirschling 23 Korner Kafe 23 Councilwoman Judy Chirco 23 Reeds Landing 23 resourceful mom 23 Eleanor Chittum 23 Cecilia Goldberger 23 Opsitnik 23 Fronstin 23 Neal Bulla 23 Toledo Machining Plant 23 ironworker 23 Krzeszewski 23 Nannenga 23 retired 23 De Ramel 23 Ms. Nalbantoglu 23 tomato picker 23 Torrance Vandenberg 23 rocker Joe Grushecky 23 Moujaes 23 VOLUNTEER PEER EDUCATORS NEEDED 23 worker 23 Paul Fronstin 22 Roger Kerson 22 Yokich 22 Mike Ruckes 22 Pahoa Hawaii rated 22 Charles Charwat 22 Nadine Krieger 22 Sarabjit Dhillon 22 code unfairly penalizes 22 Air Force reservist 22 Joe Lunchbucket 22 consultant CSM Worldwide 22 actuary 22 pipefitter 22 NARFE 22 writers Deane McGowen 22 baby boomer 22 Local #-# 22 trucker 22 Tomohiko Abe 22 undecided voter 22 Gregg Shotwell 22 Linda Ster 22 Iwry 22 Manager Kurt Bressner 22 machinist 22 unreduced 21 RESP contributions 21 salaried retirees 21 Siejak 21 taxpaying citizen 21 reservist 21 EBRI 21 AMERISAFE actively markets 21 Erika Hickert 21 babyboomer generation 21 vacuum cleaner salesman 21 disability 21 Kiramis 21 Juan Quispe 21 Jack VanDerhei 21 OMERS pension 21 Vietnam vet 21 skilled tradesman 21 Paul Fronstin director 21 Steelworker 21 defrays 21 Ranick 21 electrician 21 GfK Poll Baby boomers 21 include Morris Swadener 21 Walt Kowalski 21 Mastercard Visa accepted 21 #,#.# #,#.# Prepaid 21 MediLodge 20 2 wks Vac 20 annuitant 20 nonpension retirement benefits 20 Miriam Siegman 20 homeowner 20 bandits shoving 20 Spectera 20 LTC Consultants 20 internist 20 housewife 20 Stuglin 20 Otersen 20 IUE Local 20 Renter insurance 20 SummaCare 20 Bethlehem Steel retirees 20 appliance repairman 20 Lt. Col. Fehrenbach 20 Retired 20 Mayor Katherine Procop 20 farmers Roger Burtchin 20 Zadylak 20 councilman 20 Gong Xuefei Sinohydro 20 greedy geezers 20 Local #L 20 setting Koffenberger 20 RIPAE 20 overfunded pension fund 20 claims adjuster 20 Wynmoor Village 20 Elective abortions 20 Company noncontributory defined 19 stockroom clerk 19 ACIPCO 19 Laura Ecklar spokeswoman 19 whistle blower Diann Shipione 19 pipe fitter 19 repairman 19 Interest Expenses Salaries 19 supplemental Medigap 19 auto mechanic 19 repealers already 19 Sen. Daniel Kahikina 19 RRSP contributions 19 Laborer Local 19 Granakis 19 workmen comp 19 Jean Setzfand director 19 Boorady 19 bor MORE 19 Chrysler Stamping Plant 19 Councilman Steve Herfert 19 Delphi salaried retirees 19 autoworker 19 shrimper 19 USW Local #L 19 Gregg Shotwell GM 19 autoworkers 19 DOMA prevents 19 unaffiliated voter 19 NBGH 19 Lavona Hill 19 widow widower 19 Gretchen Genung 18 Retiree Sandi Murray 18 Sandra Bennerson 18 nonbargaining unit 18 graying population 18 Ron Gebhardtsbauer senior 18 Nappier 18 Amweld 18 baby boomers 18 Saline Mich. 18 AARP 18 unreimbursed medical 18 CSRS retirees 18 Boeing machinist 18 Retirees 18 Woonsocket RI drugstore chain 18 Mainstay Capital 18 longshoreman 18 TIAA Cref 18 steelworker 18 Elizabeth McNichol 18 steelworkers 18 STTC assumes 18 David Steingold 18 Therm O Disc 18 Employee Benefit Research 18 Automotive Component Holdings 18 Sotio 18 boomer 18 Delco Battery 18 paycheck deductions 18 DFCU Financial 18 young invincibles 18 retirement 17 noncontributory 17 uninsurables 17 BF Goodrich Tire 17 salesman 17 Social Security 17 Autoworker 17 boomers 17 Amschwand 17 Teachers Retirement Fund 17 CollaGenex assumes 17 salaried nonunion 17 Amschwand Bellinger 17 PGBC takes 17 Rouseys 17 CSRS annuity 17 pensions 17 Social Security Administration 17 spousal IRA 17 ratified concessionary 17 UAW Gettelfinger 17 adjustment COLA 17 reimbursement arrangements HRAs 17 DEARBORN Mich. AFX 17 preretirees 17 PEHP 17 health care 17 Acme Metals 17 shop steward 17 Aerospace Workers Local 17 workman comp 17 fixed incomes 16 Gershengorn 16 copayments deductibles 16 postretirement benefit liabilities 16 retiring baby boomers 16 Corp. OOTC DPHIQ 16 NEBCO 16 aging baby boomers 16 spokesman Randy Clerihue 16 Revare 16 salaried workers 16 biweekly paycheck 16 Detroiter 16 Secure Horizons 16 nonuniformed 16 Unpaid furloughs 16 Medically Needy program 16 retirees surviving spouses 16 ERISA pre empts 16 deductibles 16 actuarially equivalent 16 AGs threaten 16 Blue Shield PPO 16 nonuniformed employees 16 pension 16 NYSHIP 16 Gettelfinger 16 Kathleen Casey Kirschling 16 ILGWU 16 Trzeszkowski 16 Ubaldo Blas 16 YUSA 16 Auditor Ron Mantini 16 Olga Nikolaevna 16 computer programmer 16 pharmacist 16 Accrued postretirement benefits 16 PEEHIP 16 nest egg 16 insurance premiums 15 surviving spouses 15 UAAL 15 sizable nest egg 15 Joseph Antos 15 pensioners 15 deductible 15 storekeeper 15 Techneglas 15 Insure Montana 15 lump sum payouts 15 TMRS 15 Medicare enrollee 15 salaried retiree 15 OPERS 15 Municipal Retirement System 15 dependents 15 Baby Boom generation 15 Gary Walkowicz Ford 15 unfunded obligations 15 Veterans Administration 15 Postemployment 15 spendable income 15 undeliverable refund 15 Jeffrey Speicher 15 Employment Retirement System 15 retire 15 baby boomer generation 15 workmen compensation 15 heath care 15 Institute EBRI 15 workers deductibles copays 15 Slome notes 15 baby boomers retire 15 unreduced pension 15 underfinanced pension 15 Accounts receivable securitization 15 aging Baby Boomers 15 adjustments COLAs 14 PBGC insures 14 wage earner 14 lump sum payments 14 Democrat 14 deferred annuity 14 Overly generous 14 preretirement income 14 Salaried workers 14 partner Stacie Andree 14 WEA Trust 14 unfunded pension 14 subways trolleys 14 Carpenters Union 14 Supplement GIS 14 Nummi plant 14 Quebec Pension Plan 14 retirements 14 self employed 14 combined unfunded retiree 14 RMI Titanium 14 Pension Benefit Guarantee 14 APWU 14 Consolidated Retirement System 14 Toledo Machining 14 Baby Boomers 14 IMRF 14 Aerospace Workers 14 Anger brews 14 Wajsgras 14 postemployment 14 Other Expenses Salaries 14 surviving spouse 14 partsmaker 13 Pension 13 Consolidated Omnibus Budget 13 Longevity Bonus Program 13 insures pensions 13 RRSPs 13 Teamster 13 Coverdell Education Savings Account 13 Complete Compassionate Care 13 AFSCME 13 retirement nest egg 13 postretirement benefit obligations 13 subsidized COBRA 13 Polk HealthCare 13 uninsured Tennesseans 13 Medicare recipients 13 HDHPs 13 Medigap supplemental coverage 13 postretirement 13 Indemnity Compensation 13 Lewenza 13 lifetime maximums 13 Newspaper Guild CWA 13 voluntary payroll deductions 13 OASDI 13 Retirement 13 annuitise 13 CSRS Offset 13 paycheck 13 unionized autoworkers 13 MediGap 13 living adjustment COLA 12 Ron Fontanetta principal 12 Galewitz 12 privatize Social Security 12 TennCare recipients 12 COBRA premiums 12 baby boomer cohort 12 Lordstown Complex 12 UAW bargainers 12 PERS retirees 12 CRSC 12 Colleen Medill 12 Patent expirations 12 Salaried retirees 12 deductible coinsurance 12 workers' compensation 12 nonunion retirees 12 accounts FSAs 12 Municipal Employees Retirement System 12 boomer retirees 12 alternate payees 12 privatizing Social Security 12 Long Term Disability 12 contributory pension 12 prefund 12 solvency 12 Juliette Cubanski 12 hour workweek 12 FEHBP 12 COBRA continuation 12 premiums deductibles 12 United Auto Workers 12 prescription drug 12 rollover IRA 12 Lordstown plant 12 unfunded liability 12 Nonunion employees 12 workman compensation 12 PBGC 12 CAW 12 sheltered annuity 12 consulting firm TowersWatson 12 accountant 12 Social Se curity 12 HDHP 12 Wage freezes 12 paychecks shrink 12 Pension Benefits 12 SOCIAL SECURITY 11 inherited IRAs 11 OCERS 11 UAW 11 retirment 11 COBRA coverage 11 FERS retirees 11 employee 11 salaried employees 11 LOSAP 11 Medi Cal recipients 11 nonteaching employees 11 Wal Mart skimps 11 Teachers Retirement 11 single payer 11 TriCare 11 Bethlehem Steel Corp. 11 Coverdell accounts 11 Maumee Stamping Plant 11 unfunded accrued 11 Advantra Freedom 11 Generous Motors 11 progressive indexing 11 Behrensprung 11 Medicare 11 premiums copays 11 TRICARE Prime 11 donut hole 11 SBP DIC offset 11 Twinsburg Stamping Plant 11 RRIF 11 copays deductibles 11 elective deferrals 11 premiums 11 nonworking spouses 11 medigap 11 copayments coinsurance 10 aging baby boomer 10 LAGERS 10 Medigap 10 Cal PERS 10 furlough 10 outsource janitors 10 wage freeze 10 Pension Benefit 10 BeneCard Services Inc. 10 Mike Ryer firefighter 10 dues checkoff 10 medicare 10 non contributory pension 10 nonrepresented 10 SBCERA 10 GovGuam retirees 10 #l k 10 annuitants 10 COLAs 10 occupational pension 10 payroll deduction 10 deductibles coinsurance 10 Postretirement Benefits 10 unfunded liabilities 10 prefunded 10 Automobile Workers 10 Defined Benefit pension 10 PEIA 10 baby boomer retirees 10 Social Security recipients 10 Cigna 10 Health Reimbursement Account 10 deferred compensation 10 postretirement benefits 10 deductibles copayments 10 Multiemployer 10 VEBAs 10 AdultBasic 9 overfunded pension 9 payroll deductions 9 salaried 9 lump sum distributions 9 lump sum payment 9 VA Dependency 9 employer 9 preretirement 9 CIGNA 9 Operating Expenses Salaries 9 noncurrent liabilities 9 deductibles copays 9 Public Employee Retirement 9 LOPFI 9 RRIF withdrawals 9 Voluntary Employee Beneficiary Associations 9 underfunded pensions 9 wage buydown 9 NON INTEREST EXPENSES Salaries 9 Tricare Prime 9 Roth IRAs 9 Fireman Retirement System 9 boomer cohort 9 shorter workweeks 9 Social Security actuaries 9 unionized 9 union 9 accrued vacation 9 PEBB 9 PEBP 9 nonqualified deferred compensation 9 severance packages 9 healtcare 9 Beneficiary Associations 9 IRA withdrawals 9 UAW Retiree Medical 9 Medicare beneficiaries 9 PERSI 9 General Motors Corp. 9 OPEB obligation 9 unfunded actuarial liability 9 KPERS 9 Slome explains 9 prefunding 9 HMO 9 deductible IRAs 9 accounts HSAs 9 Voluntary Employees Beneficiary Association 9 hourly wages 9 copays 9 called Voluntary Employees 9 Beneficiary Association 9 VEBA 9 unfunded retiree 9 HSAs 9 Postretirement 8 MPSERS 8 nonunionized 8 lump sum 8 BestWire Feb. 8 Mcare Fund 8 CSRS 8 Newark Del. assembly 8 workers comp 8 asbestos claimants 8 Bethlehem Steel 8 COLA 8 Retirement Plan 8 FEHB 8 unused vacation 8 FRS# accounting standard 8 Medicare enrollees 8 Social Security withholdings 8 Deferred Retirement 8 United Autoworkers 8 enrollee 8 Medicare prescription 8 lump sum payout 8 copayments 8 Retirement System CSRS 8 indefinite layoff 8 annuity 8 tuition reimbursement 8 nonrepresented employees 8 Voluntary Employee Beneficiary Association 8 postretirement benefit expense 8 Medicare HMO 8 underfunded pension 8 nonforfeitable 8 Machinists 8 Middletown Works 8 Medigap supplemental insurance 8 copay 8 FEGLI 8 retire rehire 8 RRIFs 8 severance payouts 8 multiemployer 8 Employee Retirement System 8 annuitize 8 Chevrolet Buick 8 NHRS 7 HealthChoice 7 pocket maximums 7 unused sick 7 Voluntary Employee Benefit 7 hour workweeks 7 multiemployer pension plans 7 PGBC 7 FICA withholding 7 wages 7 unfunded pensions 7 Underfunded pension 7 nonwage 7 FERS annuity 7 HMOs 7 CRDP 7 PSERS 7 Firemen Retirement System 7 pension underfunding 7 Defined benefit 7 postretirement benefit 7 Employees Pension Plan 7 nonretirement accounts 7 annuitization 7 massively underfunded 7 unsecured bondholders receiving 7 OPEB liability 7 Traditional IRAs 7 ConnPACE 7 Spokesman Fred Laberge 7 Pension Benefit Guaranty 7 Deferred Compensation 7 LeRoys employing 7 Teachers Defined Contribution 7 postretirement obligations 6 Idaho PERSI 6 regulator Consar 6 Medicare Advantage enrollees 6 unfunded 6 nonunion salaried 6 Medicaid enrollees 6 Retirement System 6 Roth IRA 6 OPEB liabilities 6 hardship withdrawals 6 Saving Scheme NPSS 6 postretirement benefit plans 6 mini med 6 pension schemes 6 nonbargaining employees 6 IPERS 6 ERISA 6 traditional IRAs 6 CalPERs 6 UAW Retiree 6 PBGF 6 noncontract employees 6 HSA HDHP 6 FERS 6 unfunded retiree health 6 FICA taxes 6 UAW VEBA 6 Medigap policies 6 nonunion employees 6 PERS 6 IRA Roth IRA 6 hourly 6 Social Secu rity 6 givebacks 6 Tricare 6 ineligible dependents 6 prefund retiree health 6 multiemployer pension 6 FERS retirement 6 FEHBP enrollees 6 CalPers 6 PAAD 6 unionized workers 6 NMI Retirement Fund 5 CPP QPP 5 Unfunded liabilities 5 Employees Retirement System 5 Unfunded Liability 5 SEP IRAs 5 Pension Plan 5 contributory pensions 5 unfunded actuarial accrued 5 solvency deficiency 5 StanCERA 5 severance 5 noncash charge 5 k 5 Employees Retirement 5 Tricare beneficiaries 5 Aetna 5 SIMPLE IRA 5 postemployment benefits 5 APERS 4 secured debtholders resisted 4 nongroup 4 nonmanagement 4 benefits OPEB liability 4 trusteed 4 severance package 4 actuarially determined 4 Lump sums 4 nonvested 4 enrollees 4 Defined contribution 4 FERS employees 4 FSAs 3 buydowns 3 CALPERS 3 Medicare reimbursements 3 Employee Retirement Income 3 nonpension 3 OPEB 3 Individual Retirement Account 3 Defined Benefit 3 NYCERS 3 PRAs 3 Unfunded pension 2 Medicare Part 2 nonunion 2 liabilities 2 SEP IRA 1 Medicare Advantage premiums 1 EUTF 1 overfunded 1 PFRS 1 nonretirement 0 OPEB obligations 0 Pension Fund 0 MV7 celebrity marketing -2 OPEBs -3 unfunded actuarial -3 Pension Scheme

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