Related by context. Frequent words. (Click for all words.) 78 Partially offsetting 76 Offsetting 67 partially offset 65 primarily attributable 63 partly offset 56 favorably impacted 56 adjusted capitalization 47 negatively impacted 46 reflecting 46 offset 46 currency translation 45 credit ratings ICR 45 rating ICR 44 principally 44 Sequentially 44 noninterest expenses 44 asset impairments 44 primarily 43 noninterest income 43 attributable 43 Pretax 43 Excluding 42 Rating Outlook 42 Noninterest expenses 42 viii 42 Unfavorable 42 Issuer Default Rating IDR 42 AM Best Affirms 42 Included 42 positively impacted 42 adversely impacted 41 non recurring 41 Indemnity 41 Contributing 41 reinsurance 41 offsetting 41 amortization expense 41 asset impairment 40 Stable Outlook 40 counterbalanced 40 Reinsurance 40 Aa3 40 noninterest expense 40 incurrence 40 currency translations 39 vi 39 reinsured 39 underwriting 39 asset dispositions 39 obsolete inventory 39 iii 39 casualty reinsurance 39 early extinguishment 39 Interest expense 39 administrative expenses 39 goodwill impairment 39 Asset impairment 39 AM Best 38 counterparty credit 38 Casualty Insurance Company 38 unrealized losses 38 xv 38 Noninterest income 38 OREO 38 diluted share 38 mitigated 38 #Q'# 38 inventory write downs 38 Gross margin 37 reflected 37 Due 37 Noninterest expense 37 Concurrently AM Best 37 resulting 37 capitalization 37 geographic diversification 37 Mutual Insurance 37 Underwriting 37 Negative Outlook 37 bbb 37 Personal Lines 37 goodwill impairment charge 37 xiii 37 pretax 37 impairment charges 37 iv 37 xvii 37 accruals 37 persistency 37 Non recurring 37 pricing pressures 37 Baa2 37 Aa2 36 unrealized gains 36 xvi 36 intangible asset 36 xiv 36 temporary impairments 36 valuation allowances 36 discontinued operations 36 Accounts receivable