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DICKMAN 79 RONNIE MacKAY 79 ELIZABETH PEZZULLO 79 BILL LOTHIAN 79 Chris Briddon 79 MARY JO MONNIN 79 Claude Solnik 79 Efrain Viscarolasaga 79 Tosin Omojola #.#.# 78 Joy Lanzendorfer 78 JIMMY MYERS 78 Alorie Gilbert News.com 78 Aaron Bichard 78 DEAN COHEN 78 ERICA MORRISON 78 Lea Blevins STAFF WRITER 78 dave knapper @ thesentinel.co.uk 78 Nick Capehorn 78 Brad Petrishen Staff Writer 78 Perry Schaible 78 Sinead McCavana 78 Bryan Kritz 78 Lee Joon seung 78 KRISTY BROWNLEE QMI Agency 77 ANDREA CRUZ 77 DAVID HOLLOWAY 77 Cassie Shaner 77 HEATHER BAUGHMAN 76 Gina Brockenbrough 76 Nick Curcuru Correspondent 76 BILL STANLEY 76 Wael Yousef 76 HAROLD GOODRIDGE 76 Karyn Monget 76 SALLY MORRIS 76 CHRISTELLE DE JAGER 76 MARY BETH SMETZER 76 Tricia Caspers 76 GreenerDesign Staff GreenerDesign 76 Dave Gagon 76 Alex Angert 76 RICK ALBIN 76 Elyse Moody AviationWeek.com 76 Josette Keelor 76 ROOP RAJ 75 Vicki Needham 75 LESLEY ALDERMAN 74 Aeron Marcott Plooy 74 Mike Trosvig 74 LUKE CORNISH 74 Nahuel Foronda 74 Elaine Mitropoulos Comox Valley 74 Jeff Carlisle ESPNsoccernet 74 Lindsay Pykosz 73 LINDA QMI Agency 73 GREG WITTER 72 Dan Thisdell 72 Peter Brownfeld 70 Justine Wettschreck 69 ThisDay Reporter 68 Matt Natali 67 reporter Rebecca Hyam 66 Charlie Caroe 65 Denis Leblanc 63 Sumba Snr 63 reporter Lexi Metherell 63 Kelli Cheatham kcheatham@wsbt.com 55 Carl Bergquist 54 ANDREA MOSS Staff Writer 53 Mike Taugher covers 52 Ron Paglia 52 Equitymaster India 50 DataPipe Improve your 49 GSK Janssen Pharmaceutica 49 ocher colored crude 48 nightclubs Scoville 48 Expect flyspeck scrutiny 48 DISORDERS #-#:# pm 47 Use soaker hoses 46 TruckersB2B www.truckersb2b.com 45 Kelly Schricker Events 45 GreenCar.com 44 Icra Online 44 via LAist flickr 44 Qualify prospective 43 Recieve huge 43 eResearch sole 43 jointly trusteed 43 diverted Roederer 43 bat cave Avenatti 43 NetCracker delivers 43 BoxesOS connects 43 RAV4 crossover blend 42 Honda Civic Nissan Sentra 42 Dana Blankenhorn Shared 42 hosting THQ Homefront 42 Reliance demerger 42 integrating disparate 41 vexed TEPCO 41 integrators ISVs 40 TORC integrated 40 ACORD Standards 40 situ inferred 40 through scenic canyonlands 40 Skip Schumaker RBI groundout 40 origination underwriting 39 BC EFA raises 39 unifying disparate 39 grow yerba mansa 39 Irrevocable Life 38 Lemos Stein 38 Combine errands 38 leveraging 38 Inyx focuses 38 Protracted litigation 37 Health Reimbursement Accounts 37 Pooled Registered Pension Plan 37 Use hose nozzle 37 Harvesting rainwater 37 forums NACHA 37 GoHealth Workplace 36 Reinsurers sell 36 de carbonizing 36 Commute Trip Reduction 36 sometimes ignites immolating 36 Good Housekeeping TIME 36 SSASs 36 Premiums receivable net 35 plantlike bacteria 35 Globus Alliance 35 regulations Territo 35 Climate KIC 35 THE SAVINGS GAME 35 routine neonatal circumcision 35 put ROIC divides 35 forming strategic alliances 35 solar biomass geothermal 35 HEALTH INSURANCE Individuals 35 exacta wagering 34 HighTower advisors 34 corporations foundations endowments 34 Anger brews 34 organizations OPOs 34 Yodlee patented 34 dynamically allocating 34 organizations RHIOs 34 hearten proponents 34 Flexible Spending Accounts FSAs 34 Enormous amounts 34 consolidated Och Ziff 34 patenting inventions 34 inadvertently puncturing 34 RPGEH 34 calculating distributable cash 34 reintegrate deportees 34 combinable fares 34 carpooling vanpooling 34 Symbility Solutions automates 34 eXelate Targeting eXchange 34 grid V2G 34 erecting wind turbines 34 iBank.com 34 Core Mediware 34 spraying brine 33 dynamically provisioned 33 Roger Urwin 33 combining 33 Peugeot Citroen Mitsubishi 33 subways trolleys 33 Health ConneXion 33 Beazley syndicates 33 Shiny slicks 33 virtualising 33 SIMPLE IRAs 33 Dr. Anand Rohatgi 33 Cheaper airfares 32 Wealthier tribes 32 SMSF trustee 32 Commingled 32 optimizing 32 notoriously gridlocked 32 Phased retirement 32 Coverdell ESAs 32 ethanol bio diesel 32 Landfilling 32 sequestering carbon dioxide 32 Voluntary Employee Beneficiary Associations 32 FlexCar 32 dazed Keheley 32 constitutionally protected rainy 32 Medisafe 32 Chief Executive Jan Ake 32 likeminded peers 32 Ms. Dabu 31 PRPPs 31 Antitrust immunity 31 disintermediating 31 Attic insulation 31 Tiering 31 AvantGard helps 31 Beechwood Trails 31 Associa client 31 Jim De Clerck 31 Markit BOAT 31 having kilometric lengths 31 replenishing groundwater 31 Youtube Flickr 31 Mastercard Visa accepted 31 SAHIE 31 FastFleet 31 Samuel Unglo 31 Winterthur Wealth Management 31 SDR denominated 31 premature institutionalization 31 PRPP 30 sidewalks driveways 30 integrating 30 Renault Nissan Daimler 30 strategic alliances TradeMark 30 piece mealing 30 Actuate continually 30 NIEM conformant 30 Decentralize 30 engines stampings 30 IRAs Roth IRAs 30 CO2CRC 30 Onboard Advisor 30 geo sequestration 30 vertically integrating 30 self insured retentions 30 carpooling bicycling 30 optimally allocate 29 Availity optimizes 29 Reduce Emissions 29 Crowdsourcing 29 seg ment 29 HSA compatible 29 ACORD Framework 29 Gaselys 29 curbing urban sprawl 29 Flexicar 29 Rechargeable electric 29 manual pipetting 29 GreenRide 29 Caixa Terrassa 29 virtualized compute 29 repairing leaky 29 Decentralizing 29 FINCAD analytics 29 pooling 29 carsharing 29 Steve Folkard 29 Branchless banking 29 intergrating 29 photosynthetic microorganisms 29 CUSOs 29 carpools vanpools 29 streamlining workflow 28 forming alliances 28 advantaging 28 maximizing 28 interdepartmental collaboration 28 Louisiana Vallot buys 28 flextime telecommuting 28 electrolyze 28 cross pollinating 28 Ashland Holliston 28 SmartBike DC 28 transboundary waters 28 Copart sells 28 intermediating 28 incorporating 28 vanpooling 28 inter dependencies 28 unsprung masses 28 Ramfos 28 VPEP 28 compute grids 28 Renault Nissan Bajaj 28 EHR implementations 28 Benefit Gateways 28 devolving 28 overlaying 28 tele commuting 28 carpooling biking 28 SuperSIV 27 segmenting 27 winwin situation 27 abruptly derailing 27 CityRyde 27 spousal RRSPs 27 biking carpooling 27 Qatari sovereign wealth 27 extract bitumen 27 noninsured 27 utilizing 27 synergising 27 partitioning 27 mini Isas 27 inflating bubbles 27 eliminating duplicative 27 unconventional hydrocarbon 27 spokesman Charles Territo 27 Presidion 27 OPera 27 GoLoco 27 centralizing 27 constructing latrines 27 SIVs CDOs 27 Amanda Eaken 27 GMAB 27 genetically altered pigs 27 harvesting rainwater 27 creeks rivers 27 manages HSAs HRAs 27 organize carpools 27 harnessing 26 copays deductibles 26 curbing sprawl 26 peppercorn rents 26 unidirectional flushing 26 installing drip irrigation 26 GP Consortia 26 fecally contaminated 26 regionalising 26 anaerobic oxidation 26 investable hedge 26 Car2go 26 streamlining 26 musharaka 26 standardizing 26 eliminating duplication 26 RHIOs 26 needless duplication 26 Integrating 26 levering 26 shari'a compliant 26 ZipCar 26 permeable surfaces 26 ACORD standards 26 decentralizing 26 recombining 26 diseconomies 26 generates mappings 26 unnecessary readmissions 26 vegetated buffers 25 VBID 25 feebate 25 Setting 25 MGUs 25 towels razors 25 SIMDAT 25 eaves troughs 25 City CarShare 25 GPPs 25 grantwriting 25 tele interviewing 25 diverts scarce 25 Chase McEachern Tribute 25 ridesharing 25 disparate silos 25 LinuxLink reduces 25 Colour coding 25 deep saline aquifer 25 subnational governments 25 synchronizing 25 installing bike racks 25 unionized workforces 25 consociational 25 repurposing 25 BloomNet Florists 25 clustering 25 VPSI 25 reconsolidating 25 bewilderingly complex 25 allocating scarce 25 liquefying 25 rehiring retirees 25 Optimising 25 emitting CO2 25 RelayRides 25 Caisses d' Epargne 25 Calif. Errand Solutions 25 feebates 25 unelected quangos 25 disposable utensils 25 filters spark plugs 25 eliminate duplications 25 reinsuring 25 backover deaths 25 VOTE COPE 25 disintermediate 25 reusing 25 GS1 GDSN 25 QuadrantOne 25 Cobbling 25 overprovisioning 24 GG CAP 24 aggregating 24 reinjecting 24 equitably distributing 24 WeCar 24 IMoSEB 24 deductibles copayments 24 Tripartite Authorities 24 structuring 24 desalinating seawater 24 RideFinders 24 securitising 24 shanks pony 24 Decentralized 24 Carsharing 24 dynamically allocate 24 recharging groundwater 24 agroecological 24 gainsharing 24 tainted transfusions 24 Kacha Puka saw 24 cherry picking 24 pensions endowments foundations 24 IWRM 24 minimizing wastage 24 Pala Investments seeks 24 annuitizing 24 KRM commuter rail 24 mitigate counterparty risk 24 disaggregating 24 divvying 24 Maximizing 24 forming clots 24 crowdsourcing 24 disincentivising 24 vanpoolers 24 conserving 24 avoids duplication 23 megaregion 23 tranching 23 Dunedin Invercargill 23 technically infeasible 23 MVRBC 23 arrange carpools 23 businesess 23 acquisitions Riboud 23 gritting pavements 23 remarketers 23 Subsidising 23 Assay QA QC 23 CDMs 23 correcting imbalances 23 Spousal RRSPs 23 aggregation 23 regionalizing 23 impermeable surface 23 inter jurisdictional 23 sandaled feet 23 RWIs 23 sharing 23 carpooling telecommuting 23 metabolize fat 23 coordinator Peter Shaplen 23 interstate compacts 23 RideShare 23 vanpool 23 outermost regions 23 Solarize Portland 23 Homeworkers 23 stockpiling antiviral drugs 23 DBPs 23 collective brainpower 23 dividing 23 revocable trust accounts 23 minimize wastage 23 Reallocating 23 intermediated 23 consolidating 23 upwardly spiraling 23 bundling 23 reallocating 23 unequally distributed 22 cross margining 22 Commingling 22 blending 22 spokeswoman Susan Raichel 22 confi dential 22 Rideshare 22 reducing 22 PacAdvantage 22 Flexcar 22 overexploit 22 fertilising 22 restricts airflow 22 transboundary rivers 22 Kirkham Baths 22 PickupPal 22 togeth er 22 carpool vanpool 22 http:/www.capitalcarloans.com 22 recharging aquifers 22 Pensionsfonds 22 childcare voucher 22 Peconic Estuary 22 fix leaky pipes 22 vanpools 22 piggy backing 22 intersectoral 22 engergy 22 SIEF 22 disaggregation 22 merging 22 subsidiarisation 22 redistributing 22 remunerating 22 environmentally considerate 22 efficiencies 22 Trayless dining 22 Regionalizing 22 porous pavement 22 unnecessary cesareans 22 PAYE umbrella 22 distributed unevenly 22 AHPs 22 multilateralization 22 Carpooling 22 roasting s'mores 22 rechargeable hybrid 22 centralized clearinghouse 22 corpuses 22 eliminate racial disparities 22 channeling 21 Medilink 21 amalgamating 21 interconnecting 21 #bn sovereign wealth 21 painstakingly sifting 21 Insurance Facility CCRIF 21 strollers wheelchairs 21 taxing 21 balancing 21 exhaustible 21 lubricates joints 21 restrictive formularies 21 BRTs 21 duplicating 21 extracting 21 desalinating 21 MoPEP 21 scheme ELSS 21 maximize 21 medically uninsurable 21 Rideshare Program 21 Reusing 21 Asian Monetary Fund 21 harmonizing 21 ISOs RTOs 21 CPP QPP 21 productivities 21 Fund JIF 21 movable partitions 21 tiering 21 geographically contiguous 21 geo mapping 21 drainers 21 Caja Canarias 21 GDSN certified data 21 Karen Burnaska 21 Carpool Zone 21 arbitraging 21 subsuming 20 compartmentalization 20 REs 20 MWPAT 20 effluent reuse 20 desalinating sea water 20 movable bulkhead 20 Zimride 20 culverts ditches 20 cobbling together 20 federating 20 effi cient 20 insuring 20 Commute Challenge 20 Demountable 20 healthplans 20 mutualization 20 geographical dispersion 20 maximization 20 centralized 20 mica sheets 20 hydrate crystals 20 Merging 20 carpooling 20 standardization 20 bottle necking 20 ringfencing 20 clumping 20 HAN Bulletin 20 mutualise 20 JTTFs 20 PABI Plan 20 apportioning 20 augmenting 20 Ithaca Carshare 20 shoveling 20 banding together 20 saving 20 ashen Gardner 20 Shi'ites Kurds 20 Salary Sacrifice 20 extract actionable insights 20 GP consortiums 20 privatizing 20 injecting 20 bicycling 20 CLTs 20 allocate scarce 20 allocating 20 Presumed consent 19 cross subsidization 19 Mahawili 19 yoking 19 congealing 19 eliminate duplication 19 Centralizing 19 deriving 19 segregating 19 Amalgamating 19 NQDC plans 19 Azul compute 19 L3Cs 19 optimally utilize 19 mutualized 19 accountants actuaries 19 Draining 19 complex interrelationships 19 reusing rainwater 19 regionalized 19 rearranging 19 decumulation phase 19 voluntary payroll deductions 19 becomes scarcer 19 hoteling 19 Pooling 19 rehypothecation 19 MIIs 19 NGOs CBOs 19 EcoAction 19 diluting 19 rechanneling 19 Depositing 19 heretofore unavailable 19 intermunicipal agreements 19 joint ventures 19 Huge sums 19 complementary 19 Bundling 19 swim ming 19 piggybacking 19 telecommuting 19 lumping 19 incentivization 19 centralization 19 piecemealing 19 carpools 18 hydrochloric acid leaked 18 Maximising 18 sagittal sinus 18 Shared 18 allocative 18 synergize 18 commingling 18 GTL Barge 18 folding 18 saccos 18 squeezing 18 jitneys 18 using 18 Carnegie Dadush warns 18 keycard unlocks 18 Servicing Agreements 18 storing 18 distributed unequally 18 CRPs 18 mobilizing 18 Centralization 18 installing speed humps 18 rideshare 18 RRSPs TFSAs 18 Commercially viable 18 interlocking directorships 18 collaboratives 18 Carshare 18 Stationnement de Montréal 18 misallocate 18 wasteful duplication 18 tapping 18 Pareto optimal 18 patchwork quilt 18 putting 18 judicious utilization 18 Redistributing 18 contibuting 18 regionalization 17 regionalize 17 Balkanize 17 sav ings 17 Sharing 17 decentralized 17 federated 17 overstraining 17 cryogenic propulsion 17 unnecessary duplication 17 FCPE 17 geographically disparate 17 unitisation 17 mutualised 17 spreading 17 optimum utilization 17 phony promissory notes 17 multijurisdictional 17 Shrinking 17 parceling 17 duplication 17 poli cies 17 muncipalities 17 marshaling 17 Rerouting 17 redivide 17 mutualisation 17 cerate 17 depleting 17 accumulating 17 swapping 17 interlocal 17 comingling 17 loosely federated 17 Solar2World 16 groundwater seepage 16 parcelling 16 rerouting 16 transferable 16 organi zations 16 CITs 16 dispersing 16 interlinking 16 everincreasing 16 pools 16 jurisdictional boundaries 16 non lapsable 16 Divvying 16 Redirecting 16 Storing 16 Dividing 16 sopping 16 equitable distribution 16 channelising 16 organizations NPOs 16 bunching 16 Westphalia Lippe 16 silo mentality 16 arbitraged 16 supplementing 16 intermunicipal cooperation 16 Pooled 16 equitable apportionment 16 PEFs 16 exchanging 15 sloshing 15 overallocated 15 channelizing 15 forming 15 transferring 15 enlarging 15 emptying bins 15 Enormous sums 15 carpool 15 Aero Linx 15 SCAs 15 Buqo 15 reductio 15 reallocation 15 unevenly distributed 15 intermunicipal 15 reuse 15 car poolers 15 effec tively 15 utilization 15 marrow donor registry 15 channelize 15 ULBs 15 redistribute 15 transfusion transmitted infections 14 unitization 14 donorship 14 maximized 14 transference 14 noncontiguous 14 CarShare 14 Consolidating 14 operationally feasible 14 synergy 14 splitting 14 overspilling 14 reserving 14 workable 14 jacking 14 Dipping 14 draining 14 fractioned 14 optimally utilized 14 Funneling 14 confederated 13 artisanal fishers 13 VSCs 13 pooled 13 Geographical proximity 13 devise workable 13 divisibility 13 centralize 13 devel opers 13 overlapping 13 divvy 13 pool 13 coordinating 13 disparate 13 proportioning 13 Squeezing 13 multi jurisdictional 13 NORCs 13 sucking 12 washing 12 Transferring 12 OPOs 12 pouring 12 INBC 12 altruistic donors 12 Swapping 12 desludging 12 collective 12 Enlarging 12 congealed 11 merge 11 Dispersed 11 reciprocals 11 aggregations 11 cobbling 11 arrangement 11 suctioning 11 commingle 11 shared 11 brainstorming 11 donating 11 Nicolas Bollen 11 husbanding 11 storing umbilical cord 10 Splitting 10 ad hoc 10 DIP financings 10 piggyback 10 Exchanging 10 operat ing 10 divy 9 insur ance 9 marshalling 8 bottomless 8 transmountain 8 brainstorm 8 coordinate 7 comingled 7 tap 7 coordination 7 washes bake 6 flow 6 drain 5 Stalinists Marxists