Related by context. All words. (Click for frequent words.) 72 IRA Roth IRA 71 rollover IRA 70 IRA rollover 69 IRA rollovers 68 k rollovers 67 #k #b 66 IRA custodian 66 ROTH IRA 65 rollover IRAs 65 Traditional IRAs 65 IRAs Roth IRAs 64 SIMPLE IRA 64 #l k 63 SIMPLE IRAs 63 Rollover IRAs 63 IRA Individual Retirement 63 Flexible Spending Accounts FSAs 62 www.fidelity.com 62 ProManage 62 #k Toolbox 62 IRAs SEPs 62 Solo #k 62 IRAs 61 nondeductible IRAs 61 Lifecycle Funds 61 Required Minimum Distributions 61 Health Savings Account 61 GHESP 61 SEP IRA 61 Individual Retirement Account 61 Prudential IncomeFlex 61 NQDC 61 IRA Rollover 60 GuidedChoice 60 Qualified Default 60 deferred variable annuity 60 Roth IRA 60 recordkeepers 60 SEP IRAs 60 www.troweprice.com 60 Nonqualified 60 subaccounts 59 Roth IRA conversion 59 Coverdells 59 UMAs 59 IncomeFlex 59 Coverdell Education Savings Accounts 59 Individual Retirement Accounts 59 Coverdell Education 58 subaccount 58 annuitize 58 Coverdell ESAs 58 Retirement Savings Account 58 annuitizing 58 Unit Investment Trusts 58 Equity Indexed Annuity 58 annuitized 58 CD laddering 58 CollegeAdvantage 58 Coverdell ESA 58 recordkeeper 58 Indexed annuities 58 TreasuryDirect account 58 nonretirement 58 FOLIOfn Investments Inc. 58 RRSPs RRIFs 57 IRAs annuities 57 online Retirement Estimator 57 inherited IRAs 57 Roth IRAs 57 Coverdell accounts 57 Schwab Managed Portfolios 57 QDIA 57 Flexible Spending 57 ShareBuilder #k 57 elective deferral 57 Defined Contribution Plans 57 hsa Trustee Services 57 Retirement Account 57 deductible IRAs 57 Income Annuities 57 Fund SERV 57 High Deductible 57 traditional IRAs 57 Smart#k 57 decumulation phase 57 Chequing 57 FDIC insured savings 57 Isa wrapper 57 mutual funds 56 Coverdell Education Savings Account 56 Contribution Limits 56 UGMA UTMA 56 Vantagepoint 56 annuitization 56 Individual Retirement 56 POMIS 56 IRAs #Ks 56 SSASs 56 RRSP RRIF 56 RolloverSystems 56 lifestyling 56 GMWBs 56 nonretirement accounts 56 Investment Alternative QDIA 56 nonqualified retirement 56 Lump sum 56 Defined Contribution Plan 56 deferred annuity 56 fidelity.com 56 uFund ® 56 Christine Marcks president 56 Roth Individual Retirement 55 PersonalFinance 55 RRSP contribution room 55 RDSPs 55 spousal IRA 55 Required Minimum Distribution 55 ISA wrapper 55 nondeductible IRA 55 UGMA 55 Individual Retirement Arrangement 55 Fidelity Investments Charles Schwab 55 nondeductible contributions 55 eMoney 55 elective deferrals 55 WellsTrade 54 k 54 Folio Investing 54 Defined Contribution DC 54 Irrevocable Life 54 HSA 54 CSRS Offset 54 nonspouse beneficiary 54 Flexible Lifetime 54 RMFs 54 CheckFree APL 54 Transamerica Retirement 54 Upromise rewards 54 etrade.com 54 Mainspring Managed 54 Meritage Portfolios 54 uMonitor uOpen & 54 Managed Accounts 54 nonspouse beneficiaries 54 Ugift 54 MullinTBG 54 Actively Managed 54 Way2Save 54 Health Reimbursement Arrangement 54 Guaranteed Minimum Withdrawal 54 Retirement Savings Accounts 54 Sharebuilder 54 stakeholder CTFs 54 Individual Retirement Arrangements 54 Expense ratios 54 Health Reimbursement Account 54 LifeYield 54 www.fool.com 54 www.schwab.com 54 IRA withdrawals 54 Roth IRA conversions 54 visit www.fidelity.com 54 GoalMine 54 AdviceAmerica 54 Altegris Companies 54 Easy Saver 54 CREF Stock 54 Lifetime Savings Accounts 54 Ascensus 54 ETF Portfolios 54 LoanServ 54 www.finra.org 54 Revare 54 Simplified Employee Pension 53 DRIPs 53 Pension SIPP 53 taxfree 53 HSA compatible 53 QDIAs 53 Defined Benefit DB 53 Actively Managed ETFs 53 TFSA 53 PIEs 53 Amerivest 53 ELSS schemes 53 preprinted checks 53 FERS annuity 53 specie transfers 53 maxi Isa 53 America marketFLEX 53 Smartleaf 53 laddered portfolio 53 Dividend reinvestment 53 TDFs 53 UITs 53 Sophis VALUE 53 Fiserv ISS 53 Health Reimbursement Accounts 53 reimbursement arrangements HRAs 53 uFund 53 ACH origination 53 Principal LifeTime 53 TreasuryDirect 53 Magazine newstand price 53 FERS retirement 53 www.etrade.com 53 Qtrade 53 Health Reimbursement Arrangements 53 SIPP Self Invested 53 Income Funds RRIFs 53 UTI Retirement 53 Systematic Investment 53 BondWave 53 Defined Benefit 53 Foliofn 53 Hardship withdrawals 52 unitrust 52 Direct Deposit 52 Managed Portfolios 52 WTDirect 52 ESPPs 52 uTransfer 52 StatementOne 52 Covered Calls 52 FEGLI 52 FINCAD analytics 52 annuity 52 scheme ELSS 52 Retirement Accounts 52 ActivePassive Funds 52 annuitise 52 TDAmeritrade 52 ETFs ETNs 52 HSAs HRAs 52 WealthStation 52 commingled trusts 52 Defined Benefit Plans 52 Flexible Spending Account 52 Tax Advantaged 52 IncomePlus 52 SIMPLEs 52 RRIF 52 RRSP TFSA 52 Portfolio Rebalancing 52 Roth IRA Conversion 52 tax advantaged 52 www.socialsecurity.gov estimator 52 spousal RRSPs 52 Laddering 52 RRSP 52 PerTrac Analytical Platform 52 AVCs 52 summary prospectuses 52 DPSPs 52 FSAs HRAs 52 decumulation 52 Liability Driven 52 WebPay 52 Lifetime Savings Account 52 Automatic Rollover 52 unit trusts OEICs 52 investment advisors RIAs 52 ExpertPlan 52 RRIFs 52 SMART# ® 52 BenefitStreet 52 RSPs 52 Fixed Maturity Plans 52 chequing 52 Dividend Reinvestment Plans 52 Fund Distribution Reinvestment 52 Health Savings Accounts 52 subaccounting 52 THE SAVINGS GAME 52 Reginald Bowser 52 SIPP 52 RIA Benchmarking Study 52 Prepaid Tuition Program 52 Simplified Employee Pensions 51 SteelPath 51 Vestmark Platform 51 HSA Clearing Corp 51 Account Balances 51 FOLIOfn 51 Retirement Savings 51 Accountholders 51 Quotential 51 Marketocracy Masters 51 UTMA 51 automatic dividend reinvestment 51 Immediate Annuity 51 ROBS 51 MyMoney 51 Transacting 51 LUCRF 51 Summary Prospectus 51 Skyline DirectFED 51 Hueler Companies 51 deductibles copayments 51 custodied 51 Fintura 51 Lifestyle Portfolios 51 Morningstar Principia 51 Archer MSAs 51 Wasatch Funds 51 nonqualified deferred compensation 51 Epack 51 www.morningstar.com 51 GMAB 51 TIAA Traditional 51 IDFC MF 51 PLANSPONSOR Magazine 51 Upromise Investments Inc. 51 Stable Value 51 accounts HSAs 51 WisdomTree ETFs 51 complying superannuation 51 eChecks 51 Yodlee BillPay 51 SmartGrowth ® 51 Defined Benefit pension 51 Wealth Management Accelerator 51 Wealthfront 51 nondiversified 51 etfs 51 Comparison Calculator 51 ProSystem fx 51 deferred annuities 51 alternative QDIA 51 Discounted Gift 51 RRSPs 51 Diversified Portfolios 51 OpenNow ® FundNow ® 51 Charitable Remainder Trusts 51 Cash ISAs 51 PMFM 51 WebSeries 51 ScholarShare 51 TFSAs 51 Schwab.com 51 TransferNow 51 PenChecks 51 FoFs 51 PPO HMO 51 DataView# 51 minimum distributions RMDs 51 Brokerage commissions 51 www.principal.com 51 portfolio margining 51 Emigrant Direct 51 Debt Consolidation Loan 51 FundSERV 51 HostPilot Control Panel 51 Savingforcollege.com 51 Load Structure 51 wirehouse channel 51 Retirement Calculator 51 Card Issuers 50 HRAs 50 Account Settings page 50 ICMA RC 50 Savings Plan 50 Reward Checking 50 uOpen & 50 Ballpark Estimate 50 Managed Account 50 InnoTrust 50 muni bond ETFs 50 Expense Analyzer 50 DIGIPASS #a 50 householding 50 Eaton Vance Floating Rate 50 BMO InvestorLine 50 Multiemployer 50 ICICI Pru MF 50 Morningstar www.morningstar.com 50 maxi ISA 50 HMO PPO 50 GMIB 50 TDX Independence Funds 50 ISAs 50 IDeal 50 preretirement 50 Item Processing 50 HSA HRA 50 WisdomTree Trust 50 visit www.bankofamerica.com 50 Invesco Trimark Ltd. 50 USAllianz 50 PortfolioServices 50 grantor trusts 50 TIP DU JOUR 50 Securian Retirement 50 InvestorSure CD 50 PortfolioCenter 50 Flexible Spending Accounts 50 Investment Minimums 50 UTI ULIP 50 Qtrade Financial Group 50 ultrashort bond 50 Variable Annuity 50 First Horizon Msaver 50 demat 50 provident fund PPF 50 YOUR FUNDS 50 Consolidation Loan 50 UVEST 50 Placemark 50 SmartyPig Cash 50 Robert Brokamp Rule 50 Rollover Application 50 FDx 50 nonqualified 50 SECURE eBill 50 FundVest 50 RightPath 50 Sailesh answers hi 50 NYLIM Retirement Plan 50 Claymore ETFs 50 Account Updater 50 Kotak MF 50 insured depositories 50 Numerix Portfolio 50 IRAs #ks 50 www.ingdirect.com 50 Disclosure Booklet 50 CDIC insured 50 BuyerZone.com 50 RDSP 50 Engines NASDAQ FNGN 50 INVEST ONE 50 Fee Disclosure 50 concessionally taxed 50 multiemployer defined 50 ClearCourse 50 Chola MF 50 se2 50 InterestPlus Online Savings 50 www.mint.com 50 MyFolio 50 InterFirstlink 50 Policyholder 50 Plans RRSPs 50 beneficiary designations 50 ELSS 50 Self Invested Personal 50 FirstChoice 50 transfer EFT 50 Funds Declare Monthly Distributions 50 Bpay 50 POPmoney 50 undeducted contributions 50 Low Mileage Discount 50 RESPA compliant 50 Deluxe Provent 50 EFTPS 50 Continuing Monthly Distributions 50 Beneficial unitholders 50 Fahlund 50 accounts HRAs 50 Sole proprietors 50 gain MUCH HIGHER 50 FDx Advisors 50 CareGain 50 Qualifying Recognised Overseas 50 PRAs 50 FMSB 49 Variable Contracts 49 See IRS Publication 49 Limited Duration 49 Defined Benefits 49 NYLIM 49 AGIFM 49 asset allocation 49 via BPAY 49 OpenWealth 49 Retirement Estimator 49 Chartwell Unitholder Distribution Reinvestment 49 Roth IRA withdrawals 49 BLDRS 49 www.aboutschwab.com 49 Retirement Plan 49 Qualified Retirement 49 E RADE 49 Funds Distributor 49 LifeGuard Freedom 49 HumanaOne 49 Equity Fixed Income 49 Member NASD 49 Outright.com 49 chequing accounts 49 foundations endowments corporations 49 FSA HRA 49 Reverse convertibles 49 CaliforniaChoice 49 Neuberger Berman Socially Responsive 49 www.vanguard.com 49 Automatic Enrollment 49 Kirk Hoewisch 49 eDelivery 49 Finadium 49 Simplified Prospectus 49 UHNW clients 49 MARSHALL LOEB 'S 49 MasterCard inControl 49 www.hsabank.com 49 Assureweb 49 BlackRock Dividend Achievers 49 LTFs 49 UMBFS 49 QIF 49 annuities 49 Self Directed 49 grantor retained annuity 49 Ed Slott 49 RESP 49 HD Vest 49 PruICICI 49 AIG VALIC 49 Reverse Mortgage Loans 49 Pension Schemes 49 SMSF 49 Princor 49 #k rollover 49 INTRUST 49 reloadable cards 49 Withdrawal Benefit 49 YieldPlus Funds 49 AssetMark 49 QPRT 49 SEPs 49 Trustmark Mutual 49 Ms. Dabu 49 Charitable Gift 49 Hindu Undivided Families 49 Fidelity.com 49 HDFC Taxsaver 49 Underlying Entities Shares 49 Installment Agreement 49 Winterthur Wealth Management 49 Kinetics Paradigm 49 nonworking spouse 49 http:/www.jhfunds.com 49 Inflation Protected Securities 49 Rydex Funds 49 FDIC Insured 49 HealthShares ETFs 49 Isas 49 Cachematrix 49 iSectors 49 FDIC insures 49 LDI strategies 49 deferred variable annuities 49 Mr Modray 49 QwickRate 49 RRSP withdrawals 49 QROPS 49 Kitces 49 noninterest bearing transaction 49 LifeStage 49 Segregated funds 49 FCMs 49 FoFs view 49 Pensions SIPPs 49 fillable forms 49 ShareBuilder Advisors 49 withdrawable 49 UNIFI Companies 49 Flexi Debt 49 RidgeWorth Funds 49 PrinceRidge Group 49 CheckFree RXP 49 Kasasa Cash 49 brokersXpress 49 Selestia Investment Solutions 49 Scivantage Professional 49 ePlan Services 49 Harry Domash Online 49 Reverse Mortgage Counseling 49 Kilroy Realty Declares Quarterly 49 DoubleLine Total 49 www.FidelitySouthern.com 49 HSAs 49 Rebalance 49 sole proprietorship partnership 49 Vanguard Inflation Protected 49 F Squared 49 recharacterizing 49 ParallelPay 48 GMWB 48 moneyback 48 Equens Italia 48 Dividend Date 48 equity Isas 48 FTAM 48 PPIFs 48 SMART# 48 mutual fund 48 Account Aggregation 48 Hedge Fund Replication 48 custodied assets 48 Member FINRA 48 Taurus MF 48 Guaranteed Lifetime 48 Questrade 48 hardship withdrawals 48 passbook savings 48 Married Filing Separately 48 annuitisation 48 Wealth2k 48 SponsorMatch 48 ATM Debit card 48 UTMA accounts 48 schwab.com 48 RRSPs TFSAs 48 GMWB rider 48 Yodlee patented 48 spousal RRSP 48 reloadable prepaid 48 BytePro 48 Magnum Taxgain 48 UChoose Rewards 48 Variable Universal 48 Thrift Savings Plan 48 nonpension 48 Fedwire 48 Federally insured 48 Cypress Sharpridge 48 Loan Servicing Platform 48 SMSF trustees 48 AnnuityNet 48 TD AMERITRADE Clearing 48 Futuretrust 48 SmartPlan Enterprise 48 PPF NSC 48 Visa ReadyLink 48 Balance Transfers 48 ERISA 48 medically underwritten 48 BMG BullionFund 48 NASDAQ ADVNB 48 SWYSX 48 Immediate annuities 48 Covered Call 48 Arrangements IRAs 48 SAYE 48 Coverdell 48 RH Reward 48 Benergy 48 uninvested cash 48 DailyAccess 48 revocable trusts 48 Creststreet Resource Fund 48 Equity Linked 48 FHA HECM 48 voluntary contributions AVCs 48 Shelf Registration 48 Indexed Universal 48 Motivano 48 Vanguard GNMA fund 48 Long Term Disability 48 revocable living 48 FFIs 48 shareowner accounts 48 Compcare 48 Multimanager 48 paycard 48 AFBA 48 OMS EMS 48 Paymode X 48 ShareBuilder.com 48 LTCG 48 Proxy Voting 48 Stakeholder pensions 48 HRBFA 48 WealthCentral 48 subchapter S corporations 48 Revolution MoneyExchange 48 National Finl FNF 48 JennisonDryden 48 demat account 48 Firstrade 48 Finaplex 48 EPN STP 48 Allsup Medicare 48 Fidelity Investments Vanguard 48 Rewards Prepaid MasterCard 48 retirement nest egg 48 www.ssa.gov 48 taxpayer itemizes deductions 48 automatic debits 48 Edelweiss MF 48 ShareBuilder 48 GruntWorx 48 www.socialsecurity.gov planners 48 #-# MEDICARE 48 Xactly Rewards 48 NetExchange Pro 48 MasterDex 48 Unsecured loans 48 Defined Contribution 48 Pepsiamericas Inc PAS 48 Futuretrust MasterCard 48 Alternatively Secured 48 TxVia 48 Variable Interest Amount 48 member FINRA www.FINRA.org 48 expense ratios MERs 48 Individual Savings Account 48 CollegeBoundfund 48 RetirementReady 48 Exchanges Brokers 48 PowerShares ETFs 48 testamentary trust 48 RTGS NEFT 48 Federated Clover Value 48 Demat account 48 SunGard WealthStation 48 Your Tax Refund 48 Invesco AIM 48 Retirement Income 48 iShares ETFs 48 trusteed 48 MoneySend 48 NJBEST 48 SmartStops 48 HI PAYS 48 Vanguard GNMA 48 Pooled Funds 48 Premium DRIP 48 www.social 48 Voluntary Contributions 48 Actively Managed ETF 48 multicap funds 48 MortgageServ 48 ALTIN 48 EuroPacific 48 NetSpend prepaid 48 Fiduciaries 48 multiemployer 48 Equity Indexed Annuities 48 Asset Allocator 48 PerksCard 48 accounts receivable factoring 48 Westpeak 48 Rewards Checking 48 repayment IBR 48 PENSCO Trust Company 48 UITFs 48 www.prudential.com 48 Saylent 48 HighTower advisors 48 Donor Advised Funds 48 Charles Schwab YieldPlus 48 Rewards Checking account 48 GainsKeeper 48 Ssas 48 Amerivest Investment Management 48 Inverse ETFs 48 PRPP 48 TD AMERITRADE 48 PayCard 48 InfoSphere Information 48 checkless 48 Dalrada 48 Maximiser 48 ROP Term 48 Guaranteed Minimum Withdrawal Benefit 48 www.savingforcollege.com 48 Kelmoore 48 SAYE schemes 48 accretable yield 48 FDIC insured 48 inverse ETF 48 Ucits compliant 48 M Com BankAnywhere 48 SecureMail 48 InsPro Enterprise 48 Wachovia.com 47 LifePlan 47 reloadable prepaid cards 47 DoubleLine Funds 47 Eaton Vance Limited Duration 47 franking credits attached 47 Residual Income 47 Clawbacks 47 reloadable prepaid debit cards 47 Buyside 47 Upromise Investments 47 rebalance portfolios 47 Health Expense Tracker 47 Mutual Funds Hedge Funds 47 Regence Engine 47 autopay 47 HFN database 47 Corporation NASDAQ SCHW 47 CSHD 47 REWARDChecking ® 47 Sagitec 47 Appendix 3B Exercise 47 AFBA 5Star Funds 47 callable CDs 47 UESP 47 Mandatorily redeemable preferred 47 HNW clients 47 Quicken Beam 47 Toskes reminds investors 47 Peachtree LBP 47 GRATs 47 Horizons BetaPro ETFs 47 miscellaneous itemized deduction 47 Economic Stimulus Rebate 47 admin@betfirms.com 47 VALIC 47 deposits FDs 47 Acuity Brands Declares Quarterly 47 BenSoft 47 TIGRcub TM 47 Vanguard Managed Payout 47 Fiduciary Benchmarks 47 TradeCard Platform 47 Nationwide YourLife 47 Micro Cap Value 47 VARDS 47 Charles Schwab SCHW 47 ARFs 47 Trinz 47 Wyomissing PA offering 47 SIPPS 47 eEnrollment 47 Schwab YieldPlus Funds 47 CIFs 47 PayFlex 47 AIP Mutual Funds 47 # Chullora Equity 47 NASDAQ FADV 47 ASPPA 47 Investment Managers MLIM 47 pensions endowments 47 HDHPs 47 Grail McDonnell 47 Savings Incentive 47 FSAs HSAs 47 QTIP trust 47 PerTrac Online 47 www.bankrate.com 47 Defined Contributions 47 ProFunds mutual funds 47 HSBCdirect.com 8x 47 FNBO Direct 47 CalFile 47 www.irs.gov efile 47 revocable trust 47 accts 47 subadvisory 47 Zions Direct www.zionsdirect.com 47 telebanking 47 APYs 47 earning 8X 47 Sharia'h compliant 47 Home Reversion 47 WealthADV 47 www.claymore.com 47 subsidiary OceanFirst 47 socialsecurity.gov 47 Kelmoore Investment Company 47 KBOX appliances 47 S1 Postilion 47 eStatements 47 Professionally Managed 47 Diversified Alternatives 47 GDNAuto 47 www.treasurydirect.gov 47 PENSCO Trust 47 federally chartered mutual 47 visit www.nuveen.com cef 47 datamart 47 dividend reinvestment 47 CoreSource 47 Uncle Sam IOUs 47 Wesabe.com 47 FIS Profile 47 Morningstar Managed Portfolios 47 noninterest bearing deposit 47 ING Vysya MF 47 Wastcoat 47 MF Declares Dividend 47 MoneyPak 47 ClientConnect 47 Remote Capture 47 Separate Accounts 47 BCLOC 47 Junxure 47 Model Portfolios 47 ICBA Bancard 47 Vanguard Primecap Core 47 Franklin Templeton MF 47 Quantitative Equity 47 Mass Affluent 47 Variable Interest Amounts 47 Fortune Brands Declares Regular 47 Investran 47 imprudently invested 47 TODAY 'S TIP 47 Mutual Funds 47 Pay stubs 47 RiskManager 47 Spb Finance 47 revocable trust accounts 47 Variable Annuities 47 fcmi buying 47 Roth IRA Conversions 47 Younger Boomers 47 STEP2 47 PIN Debit 47 BancWare 47 mini Isas 47 - Total noninte-Frito Lay snack foods 47 savings schemes ELSS 47 Advent Axys 47 HDFC Prudence 47 NETFILE 47 NUA 47 Intrasweep 47 wholesale lockbox 47 broker dealers 47 GuideStone Funds 47 Credit Sesame 47 Saver Credit 47 Annuities 47 ssa.gov 47 Credit Card Debt Settlement 47 www.iShares.ca 47 IA Clarington Investments 47 Separate Account 47 Account Transfer 47 Benefitfocus eBilling 47 Principal LifeTime Funds 47 UBS Fiduciary Trust 47 ACH Clarity 47 Xplan 47 CUSIPs 47 Pletschet 47 Cazalet Consulting 47 Managed Balanced 47 Rewards cardholders 47 Nonqualified Deferred Compensation 47 SEAMARK 47 FutureTrade Securities 47 Large Capitalization 47 Tiburon Strategic 47 Inovium 47 Assentor 47 NCR APTRA 47 SSAS 47 FHLBank Cincinnati 47 Primecap Management 47 IOLTA accounts 47 Member SIPC 47 IVANS Transformation Station 47 Variable annuities involve 47 RESPs 47 Stakeholder Pensions 47 myWireless 47 Seligman Advisors 47 Pershing Advisor Solutions 47 Mitek Mobile 47 Rafferty Asset Management 47 Announce Distributions 47 Fixed annuities 47 PrimeTerminal 47 Klick SM Banking 47 BCX Split Corp. 47 Carrier Billing 47 Diebold Agilis 47 expert Ed Slott 47 FundQuest Incorporated Registered 47 GradGuard 47 SIPPs 47 Fairholme Focused Income 47 ISE FX 47 Jerry Miccolis 47 Closed End 47 Nationwide FlexAccount 47 BKMU 47 Brandes Investment 47 ZuluTrade 47 NYLIFE Distributors LLC 47 ProShares ETFs 47 SilverSneakers ® 47 ShareFile 47 FHA Streamline 47 DCS CardWizard software 47 Cigna discontinued 47 REX Agreement 47 Altegris Advisors 47 Understand companys 47 SputnikNet