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(Click for frequent words.) 59 Pension SIPP 54 Ssas 52 Self Invested Personal 52 Stamp Duty Land 51 SIPPs 51 Laith Khalaf pensions 51 SIPPS 51 compulsory annuitisation 51 Individual Savings Accounts 51 Qualifying Recognised Overseas 51 Pensions SIPPs 51 FSCS levy 51 Discounted Gift 50 prudential borrowing 50 Deductibility 50 Capital Gains 50 trusts VCTs 50 LONDON Citywire 50 SIPP 50 FRS# accounting standard 50 Pensions Sipps 50 Mattioli Woods 50 Furnished Holiday Lettings 49 FirstBuy scheme 49 Taper Relief 49 Sipps 49 SSASs 48 Vantage SIPP 48 Stamp Duty threshold 48 Mr Modray 48 Tax Simplification 48 Exchequer Alastair Darling 48 Cash ISAs 48 National Rental Affordability 48 PersonalFinance 48 THE SAVINGS GAME 48 Tax SDLT 48 maxi Isa 48 mini Isas 47 expert Ros Altmann 47 Social HomeBuy 47 Flexible Lifetime 47 Private Rented Sector 47 Fossil Fuel Levy 47 FSA Sants 47 Mr Boulger 47 non domiciliaries 47 PPF levy 47 Isas 47 Commissioner Diana Crossan 47 Aim VCT 47 Savings Scheme NPSS 47 PAYG installments 47 Homebuy Direct 47 Derek Brownlee 47 Securitized Debt 47 David Gauke 47 Shapps 47 Pension Schemes 46 Gain Supplement 46 Acuity Brands Declares Quarterly 46 Qrops 46 trivial commutation 46 maturing SSIAs 46 NHS Pension Scheme 46 easi buy 46 Homebuy scheme 46 Sharesave 46 annuitisation 46 VCTs 46 Richard Eagling 46 Sailesh answers hi 46 ISAs 46 Defined Benefit DB 46 SSIA savers 46 Adrian Lowcock senior 46 AVCs 46 Managed Balanced 46 Individual Savings Account 46 bonus supertax 46 Suren Thiru economist 46 Equitable Life Payments 46 specie transfers 46 Isa savers 46 IFA Bestinvest 46 FiTs 46 Employee Benefits Trusts 45 Nonqualified 45 Occupational Pension Schemes 45 Laith Khalaf 45 Scheme EIS 45 Stamp Duty 45 ELSS schemes 45 IHT mitigation 45 KiwiSavers 45 Flexi Debt 45 SPENDING REVIEW 45 LandSecs 45 DBIS 45 Individual Retirement Arrangements 45 SSIA holders 45 Stakeholder pensions 45 Superfast Broadband 45 advisers Hargreaves Lansdown 45 SAYE schemes 45 Superannuation Guarantee 45 Baroness Hollis 45 Axa Winterthur 45 Executive NIHE 45 PRSI ceiling 45 Income Funds RRIFs 45 SAYE 45 Inheritance Tax 45 Adrian Lowcock 45 Stephen Ingledew 45 proc fees 45 complying superannuation 45 Contribution Limits 45 MyChoice HomeBuy 45 annuitise 45 SSIAs 45 ISA wrapper 45 minister Grant Shapps 45 Tax Beater 45 Property Federation BPF 45 Non Doms 45 Home Reversion 45 CGT taper relief 44 Rate Matcher 44 HM Treasury 44 TIAA Traditional 44 Rowanmoor 44 BRIEF RESEARCH ALERT Numis 44 Renewables Obligation RO 44 Qualified Default 44 Christine Farnish 44 nondeductible IRAs 44 Rachel Thrussell head 44 Irrevocable Life 44 POMIS 44 GBP#.# Billion [002] 44 Homeowner Mortgage 44 stakeholder pensions 44 Balanced Managed 44 Aston Goodey 44 Aberdeen SCOTS 44 FirstBuy 44 Contributory Pension Fund 44 Car Scrappage Scheme 44 HomeBuy Direct scheme 44 non domiciles 44 EFRBS 44 Exchequer Darling 44 Salary Pension Scheme 44 Aggregates Levy 44 Homebuy 44 Clr Khan 44 Rollover Application 44 Rental Accommodation 44 Loan Guarantee Scheme 44 New Build HomeBuy 44 FTBI 44 superannuants 44 PLC FRN Variable 44 Diana Crossan 44 Load Structure 44 CTFs 44 APRA regulated 44 Investec Cautious Managed 44 triennial valuation 44 Rent Supplement 44 RRSP contribution room 44 Mr Raynsford 44 PIEs 44 Renewable Obligation 44 Index Linked Gilts 44 unit trusts OEICs 44 & Pensions Moneyfacts 44 minister Yvette Cooper 44 BestInvest 44 GBP #bln [001] 44 Icesave savers 44 Baigrie Davies 44 Homebuy Direct scheme 43 AWD Chase 43 Friends Prov 43 FundsNetwork 43 Rowanmoor Pensions 43 Mortgage Interest Deduction 43 Workplace Nurseries 43 non doms 43 lifestyling 43 taxfree 43 LGPS 43 AXA Winterthur Wealth Management 43 Plans PRPPs 43 Menashy 43 reversion schemes 43 Free Savings Accounts 43 Prepaying 43 largest ever amoun 43 Individual Retirement 43 IDFC MF 43 Nick Ainger 43 Actively Managed 43 CAPITAL GAINS TAX 43 MF Declares Dividend 43 leaseback arrangements 43 Property Tax Deferral 43 Pre Budget 43 moneyback 43 HICL 43 rateable values 43 Saver Account 43 Regular Saver account 43 Nisource Inc NI 43 Moorfield Real Estate 43 ISA savers 43 Defined Benefit pension 43 Baroness Noakes 43 Marlborough Special Situations 43 Defined Benefits 43 Marino Valensise 43 Calman proposals 43 Philippa Gee 43 Torquil Clark 43 exchequer Alistair Darling 43 Childcare Vouchers 43 REPEAT BMO 43 Oliver Gilmartin 43 Finance Guarantee EFG 43 Tax Advantaged 43 Colin Jelley 43 mutualisation 43 Coverdell Education 43 sharesave 43 Churchouse Financial 43 First Asset PowerGen 43 Unsecured Loan 43 Lifetime Savings Accounts 43 AIM VCT 43 PIFs 43 Trust TSX MMP.UN 43 spokesperson Stewart Hosie 43 Joanne Segars chief 43 Ucits III powers 43 Trust ANZO 43 Inheritance Tax IHT 43 Boiler Scrappage Scheme 43 quango cull 43 Kiwi Saver 43 Ian Spreadbury 43 Baronsmead 43 Connexions Personal 43 Punter Southall 43 Indexation 43 Chelverton 43 boiler scrappage 43 EISs 43 cash Isas 42 UITFs 42 Isa allowance 42 Coverdell accounts 42 Melanie Bien 42 Trusts VCTs 42 Gains Tax 42 Distribution Reinvestment 42 Calastone settlement 42 Stamp Duty holiday 42 Chief Executive Giles Thorley 42 Rollover IRAs 42 Mortgagees 42 assured shorthold tenancies 42 Authority LPFA 42 PPF NSC 42 FTBs 42 Wichford 42 subvention scheme 42 Stewardship Code 42 disapply 42 Saver Accounts 42 Landfill Allowance 42 CaRIT 42 Childcare vouchers 42 WilliamHill.com Get free 42 Insulation Scheme 42 Operational Efficiency Programme 42 Moana Mackey 42 Trust Declares Preferred 42 KiwiSaver schemes 42 Ben Yearsley 42 Redrow easi buy 42 Closely Held Business 42 Salary Sacrifice 42 Mrs Bratley 42 CPI indexation 42 Lord Sassoon 42 Additional Voluntary Contributions 42 remutualisation 42 BofE 42 Dr Ros Altmann 42 adviser Bestinvest 42 routine neonatal circumcision 42 Liability Driven 42 Letting Agents 42 Alternatively Secured 42 Tai Ceredigion 42 Foster Denovo 42 nondoms 42 Non doms 42 KiwiSaver scheme 42 Section #EC 42 Fairinvestment.co.uk 42 QROPS 42 GETTING PERSONAL CANADA 42 Rathbones 42 MyChoiceHomeBuy 42 Vehicle Excise Duty VED 42 commonhold 42 occupational pension 42 Kiwisaver 42 Chancellor Alastair Darling 42 NPRF 42 conacre 42 Terry Le Sueur 42 incentivisation 42 Mr Gauke 42 Bestinvest 42 Canara Robeco Balance 42 Baroness Andrews 42 Statutory Sick Pay 42 GBP2bn 42 Regular Saver 42 Chancellor Alastair 42 Xafinity 42 Housebuilder Barratt 42 tackle worklessness 42 non dom 42 Daejan 42 Flexible ISA 42 Gartmore Cautious Managed 42 Secondment 42 Tir Mynydd 42 Justin Modray 42 Asset Allocator 42 www.iShares.ca 42 MGM Advantage 42 Nigel Peaple 42 monthly outgoings 42 BTL landlords 42 indexation allowance 42 Information Packs HIPS 42 Education Maintenance Allowances 42 certificates GICs 42 Advice Unit NHPAU 42 Nicola Mallard 42 Annington 42 Individual Retirement Arrangement 42 Child Tax Credits 41 Partybets account 41 #k #b 41 Punter Southall Financial 41 Equity Indexed Annuity 41 Steve Folkard 41 devolved assemblies 41 Jacqui Lait 41 Year Fixed Rate 41 Ms Ussher 41 Mr. Poschmann 41 Invicta Telecare 41 NZSF 41 Depute Leader 41 Kiwisaver scheme 41 JLT Benefit Solutions 41 concessionally taxed 41 BlueCrest AllBlue 41 HECM Standard 41 Underlying Entities Shares 41 Postcodes 41 Ms Farnish 41 KiwiSaver Scheme 41 DPSPs 41 homebuy 41 EPF Employees Provident 41 mortgagers 41 eSaver 41 Amyas Morse 41 savers 41 Tom Greatrex 41 Jeremy Peat 41 association Apacs 41 B2L 41 IFAs 41 Julietta Patnick director 41 Share Ownership 41 unitrust 41 stamp duty 41 Assessed Value 41 Close Invoice 41 Free Savings Account 41 Strathclyde Pension 41 RRSPs RRIFs 41 scrap HIPs 41 Mr Umunna 41 Unquoted 41 IRA Individual Retirement 41 Initiatives PFI 41 Crofters Commission 41 Winterthur Wealth Management 41 UGMA UTMA 41 compulsory superannuation scheme 41 Lump sum 41 ATS Andlauer Income 41 Rachel Thrussell 41 Pounds #bn [002] 41 Stewart Hosie MP 41 SIPP Self Invested 41 Tenancy Deposit Protection 41 PRSAs 41 Sipp 41 LAQC 41 ROTH IRA 41 Melanie Bien director 41 IRA Rollover 41 Edelweiss MF 41 Pooled Registered Pension 41 Information Packs Hips 41 Rent Zestimates 41 Jobseeker allowance 41 non contributory pension 41 Fund PPF 41 Axis MF 41 TCIG 41 Stamp duty 41 Defined Contribution DC 41 Lorna Bourke 41 Jeff Salway 41 Peps 41 Landlord Accreditation 41 Amyas Morse head 41 Tax Avoidance Schemes 41 Teachers Pension Scheme 41 Fund MSIF 41 Incentive RHI 41 Inheritance Tax threshold 41 David Salusbury chairman 41 Energy Efficiency Scheme 41 Thomas Pippos 41 Xit2 41 Minister Grant Shapps 41 Multimanager 41 boiler scrappage scheme 41 Pibs 41 Homebuyer Show 41 Invesco Perpetual Income 41 Mr Shapps 41 spokeswoman Sarah Teather 41 Alex Brummer 41 Hargreave Hale 41 chancellor Alistair Darling 41 HECM Saver 41 Attendance Allowance 41 Trusts 41 Stamp Duties 41 Fidelity FundsNetwork 41 fiscally neutral 41 Simon Ripton 41 Sickness Absence 41 Mr Plaskitt 41 CHRIS EVANS Well 41 Alleasing 41 NPPF 41 dividend imputation 41 commingled discretionary 41 Charitable Rollover 41 CGT exemption 41 LFASS 41 Dunnin 41 SBI Magnum Contra 40 NAPF 40 Defined Contribution Plan 40 employer PRSI 40 Russet Homes 40 overpayments underpayments 40 ULLICO Investment 40 SMSF trustees 40 Shared Ownership 40 Zenith Provecta 40 Reza Attar Zadeh 40 Trust KHI Declares 40 employers PRSI 40 principal paydowns 40 Absolute Return Bond 40 John Ralfe 40 IRA Roth IRA 40 Magnum Taxgain 40 Trust Funds CTFs 40 FDI FII 40 Tax Deferral 40 SORP 40 Nici Audhlam Gardiner 40 housebuilders Persimmon 40 Ros Altman 40 EUSD 40 Selftrade 40 CLICO policyholders 40 advisers IFAs 40 housebuyers 40 Payroll Deduction 40 Commercial Mortgages 40 Aegon Ethical 40 Gift Aid 40 Ms. Dabu 40 Traditional IRAs 40 HCRs 40 Pounds #bn [001] 40 Mr Letwin 40 noble Baroness 40 economist Paul Samter 40 Incurring debt 40 EPF contributors 40 Leaviss 40 Thinc Group 40 Phased retirement 40 Minister Stephen Timms 40 Renewables Obligation 40 FITs 40 Joanne Segars 40 unmortgaged 40 Mr Salusbury 40 bandings 40 Preston Tithebarn 40 Employees Superannuation 40 Capital Accumulation 40 Carers Allowance 40 decumulation phase 40 IFA Hargreaves Lansdown 40 Creststreet Power & 40 MVRs 40 Homefinder 40 Fair Fuel Stabiliser 40 Architas Multi Manager 40 GPPs 40 PFIs 40 Alastair Darling 40 spousal RRSPs 40 NASDAQ FADV 40 Funded Status 40 PruICICI 40 undeducted contributions 40 ISA allowance 40 wealthy non doms 40 Life assurers 40 Share Incentive Plan 40 Pensions Regulator TPR 40 Roth IRA conversion 40 rollover IRAs 40 Cazalet Consulting 40 Pupil Premium 40 Heritable Bank 40 associations Taft Hartley 40 steeper yield curve 40 Cashplus 40 Fixed Rate Savings 40 Shareholder Applicants 40 Home Builders Federation HBF 40 Con Lib 40 Section #CCF 40 Grant Bather 40 KiwiSaver 40 microgeneration technologies 40 bubble deflates 40 SWIP Property 40 mydeposits.co.uk 40 SmartGrowth ® 40 Tax Credit LIHTC 40 APMS contracts 40 investment trusts Reits 40 Scottish Equitable 40 Santander Mortgages 40 Fidelity Moneybuilder 40 ADZs 40 Trust Companies AITC 40 Coverdells 40 SmartNewHomes.com 40 SSAS 40 Saving Scheme 40 Richard Diment 40 FCPT 40 Louise Cuming head 40 VED bands 40 Mineral Resources Rent 40 GBP1 Billion 40 Flexible Saver 40 personal pensions Sipps 40 Residential Letting Agents 40 minister James Plaskitt 40 voluntary contributions AVCs 40 Scottish Widows 40 shadow chancellor Alistair 40 adviser Hargreaves Lansdown 40 Jamie Golombek CA 40 inefficient boilers 40 Moneynet.co.uk 40 Paymentshield 40 Homestead Tax Exemption 40 NPSS 40 RRSP contributions 40 Vehicle Excise Duty 40 Defined Contributions 40 Government Equalities 40 Remortgage 40 Beneficiary designations 40 maxi ISA 40 CGT rollover 40 ZDP 40 Moneyextra 40 Housing Allowance LHA 40 Moneyback Bank 40 LITRG 40 categoric assurances 40 DRIPs 40 LHA tenants 40 deferred variable annuity 40 Comprehensive Spending Review 40 Based Lettings 40 SuperGold Card 40 NDO 40 Welwyn Hatfield MP 40 Esmee Fairbairn Foundation 40 Airedale Primary Care 40 Accountancy Age Professional 40 mortgageable assets 40 Tir Cynnal 40 Wiley Chichester 40 Moneyback 40 Sesame Bankhall 40 Tax Incentivised Savings 40 Magnum Multiplier Plus 40 tax deductibility 40 Incentivising 40 RRSPs TFSAs 40 Retirement Annuities 39 FRSSE 39 Tax CGT 39 GBP#.#B [002] 39 Tony Tassell 39 LLoyds TSB 39 nondeductible contributions 39 broker Charcol 39 Conveyancing Alliance 39 Actuarial Profession 39 buyers FTBs 39 Hassan Mirza Gay.com 39 Nigel Waterson 39 bibanja 39 NHBC warranty 39 Grant Bather spokesman 39 GBP#bn [002] 39 Axa Wealth 39 Saffery Champness 39 Assureweb 39 GHESP 39 SCITI 39 PPS3 39 Leader Alfred Sant 39 deductible IRAs 39 Castle Morpeth Housing 39 Keith Skeoch 39 IAPF 39 Arbuthnot Banking 39 Redundancy Payment 39 Isa wrapper 39 Louise Cuming 39 PPFs 39 Credit HRTC 39 Tax Rebate 39 RCT Homes 39 Abbey Mortgages 39 proc fee 39 k rollovers 39 EasyBuy 39 Fixed Rate Mortgages 39 Self Employed Persons 39 SFLG 39 Futurebuilders 39 RDSP 39 Northwater Market Neutral 39 microgeneration 39 CP#/# 39 Barnett Waddingham 39 Impax Environmental 39 1 Owner CarFax 39 PRPPs 39 Homeworking 39 FJF 39 Company noncontributory defined 39 Malcolm Tarling 39 Mr Rubinsohn 39 Rent Arrears 39 Magazine newstand price 39 Bookkeeping Weekly 39 Regulatory Regime 39 Pension 39 RSSs 39 Flow Through SIFT 39 Plc NRK LN 39 TERs 39 NiteLites lighting system 39 Social Security Authority GPSSA 39 MATTHEW SCOTT 39 Rollover IRA 39 Helical Bar 39 Kitces 39 Investment Alternative QDIA 39 Cathy Peattie 39 Administrators PFAs 39 NLGN 39 Government Actuary 39 Asset Values 39 John Spellar 39 Investment Schemes 39 alternative QDIA 39 Pensions 39 Coverdell Education Savings Accounts 39 Savills Private 39 PDSs 39 Pension Funds NAPF 39 Fixed Income Interval 39 Nigel Lawson 39 Exposure Draft 39 Rob Burman IGN 39 Housebuyers 39 Segregated Funds 39 NewEnergyFocus.com story 39 Andrea Rozario 39 Treasury Stephen Timms 39 Ros Altmann 39 assured shorthold tenancy 39 sav ings 39 inherited IRAs 39 ratio LVR 39 FSCS levies 39 quango chiefs 39 Anne Craine 39 Phil Hodkinson 39 Funding Requirement 39 Shropshire Primary Care 39 George Luckraft 39 Reversions 39 Arthur Midwinter 39 Leaseback 39 HMRC 39 Coverdell ESA 39 mortgate 39 concessionary fares scheme 39 Nigel Terrington 39 Lord Lipsey 39 Socking away 39 grantor retained annuity 39 Clerical Medical 39 ITEM Club 39 Fixed Term 39 Guaranteed Income 39 STAMP DUTY 39 stakeholder CTFs 39 HOME OWNERS 39 IRAs annuities 39 Evennett 39 Nationwide HPI 39 PMS savers 39 £ #/sq ft. 39 Exchequer 39 HBOS.L 39 Skipton BS 39 Remortgaging 39 Bedfordshire Pilgrims 39 YOUR FUNDS 39 UTI Mid Cap 39 TSX EIT.UN 39 BSOG 39 Gerry Grimstone 39 IFA Promotion 39 Barnett consequentials 39 Pension Regulator 39 OBR forecasts 39 Keith Churchouse 39 TORONTO RioCan Real 39 Alison Seabeck 39 HomeLet 39 SE# # 39 CRC Energy Efficiency 39 RSM Bentley Jennison 39 Kitty Ussher 39 refundability 39 Assetz 39 BT Pension Scheme 39 Cassandra Goldie 39 Treasury Yvette Cooper 39 A# dualling 39 IRA custodian 39 HDFC Prudence 39 Recapitalisation 39 GESB 39 Grantor Retained Annuity Trusts 39 Unsecured loans 39 IFAonline 39 BCIMC 39 Secretary Tonio Fenech 39 DBERR 39 Roth IRA Conversion 39 DIFs 39 Invesco Perpetual Corporate 39 Allenbridge 39 Lyndon Trott 39 leader Kate Hollern 39 Chancellor Alistair Darling 39 Nhs 39 Comprehensive Spending 39 Section #CCC 39 Money Laundering Regulations 39 Scrappage scheme 39 Bellwin Scheme 38 nhs remuneration 38 Redrow Homes Lancashire 38 affairs Peter Montagnon 38 Cordea Savills 38 Retirement Annuity 38 Deficit widens 38 laddered portfolio 38 Hempsons 38 Wisdomtree Midcap Dividend 38 Employers Liability Compulsory 38 Petrowest Energy Services 38 MacarthurCook Industrial Property 38 PUTs 38 Dr Nanette Milne 38 EHR Incentive Programs 38 Ucits IV 38 Adrian Boulding 38 NZ Superannuation 38 PCRS 38 Adviser Exemption 38 Contributory 38 section #CCF 38 Ballpark Estimate 38 PFI schemes 38 easymover 38 ANZO 38 Qualified Retirement 38 Hymans Robertson 38 millage rollback 38 Research Cebr 38 pensions endowments 38 Market HomeBuy 38 Average Avg 38 You Earn SAYE 38 Lib Dem manifesto 38 Individual Annuity 38 Settlor 38 APN UKA European 38 Oeic 38 Downpayment Assistance 38 AEGON Asset Management 38 Working Tax Credits 38 Ms. Nalbantoglu 38 IRAs Roth IRAs 38 CFEB 38 SSIA 38 Easy Saver 38 TFSAs 38 PRPP 38 Affordable Housing Programme 38 Mortgage Arrears 38 Schemes 38 life assurers 38 Landsbanki Guernsey 38 Unit Trusts 38 Information Packs HIPs 38 fixedrate 38 Vine Lott 38 Financial Advisers AIFA 38 Half Yearly 38 Charitable Remainder Trusts 38 Savings Scheme 38 Monthly Saver 38 Flexible Isa 38 EBTs 38 deferred annuity 38 itemizers 38 TFSA 38 HomeBuy Direct 38 Maximum Rollover 38 GBP#.#b 38 Coverdell ESAs 38 Fee Disclosure 38 ARFs 38 Kotak MF 38 Stephen Haddrill 38 properly costed 38 RBS Lloyds 38 incentivising 38 Crofting 38 Mais lecture 38 Tory Lib Dem 38 Lump Sum 38 minister Don Touhig 38 leasebacks 38 Revaluations 38 UKAEA Limited 38 Handelsbanken Liv 38 Loan Modification Programs 38 information packs Hips 38 Minister Yvette Cooper 38 www.isa inc.com 38 Oliver Heald 38 Mr Prisk 38 NZ Superannuation Fund 38 Supplement GIS 38 Bill Esterson 38 IHT threshold 38 Selestia 38 Lord Darzi NHS 38 Minister Lord Rooker 38 Jenny Willott 38 Invocas 38 Serviced Office 38 Casualty Underwriter CPCU designation 38 FSCS 38 Occupational Pensions 38 Redundancy Payments Office 38 Subsidise 38 UCITS IV 38 OEIC 38 Redundancy Payments 38 compulsory superannuation contributions 38 excise duty VED 38 partial climbdown 38 forthcoming Comprehensive Spending 38 George Osborne 38 Building Societies 38 Shelter Offshore 38 HomeBuy scheme 38 LTV mortgages 38 CQS Rig Finance 38 Apprentice Kickstart 38 Eurovestech 38 Retirement Villages 38 Reits 38 Skilled Migrant Category 38 Invesco Perpetual Monthly 38 Land Secs 38 SuperStream 38 REFIT 38 ABCUL 38 RREV 38 Remuneration Code 38 Securities PLC LAND.LN 38 Crerar Hotels 38 forestry MIS 38 Low Carbon Transition 38 Glenn Byres 38 Registered Disability 38 Performance Certificates EPCs 38 Permanent tsb 38 LIHTCs 38 superannuitants 38 Godiva Mortgages 38 Limited Altus Geomatics 38 Parmenion 38 Compensation Scheme 38 AHIPP 38 SIFT Rules 38 Lloyds TSB HBOS 38 Hampshire Generational 38 Remuneration Panel 38 Ray Boulger 38 Roth IRA conversions 38 Eaton Vance Floating Rate 38 Tenanted pubs 38 Landlords 38 Trust TSX BNP.UN 38 contributions NICs 38 FRS# 38 RDSPs 38 Insurance Contributions NICs 38 Amalgamated LP 38 Ms Spottiswoode 38 S2P 38 Mr. Mastracci 38 Sheltered Housing 38 SEFTON 'S 38 ABST 38 Bima Nivesh 38 Income Trusts 38 7IM 38 Mr Ruffley 38 GP consortiums 38 RNBCs