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(Click for frequent words.) 62 Taxable equivalent 61 SUBSIDIARIES Unaudited Condensed Consolidated 61 NET INTEREST MARGIN 61 Balance Interest Rate 60 Average Balance 60 NYSE SOV 59 visit http:/www.sovereignbank.com/ 59 Sovereign NYSE SOV 58 -KIM MURPHY 58 Average Yield Balance 58 Average Yield 57 Lowers Prime 57 visit http:/www.sovereignbank.com 57 SMARTREND WATCHING FOR 56 Average Yield Taxable 56 Repays TARP 56 Balance Paid 55 VIENNA Austria Erste 55 CFS Bancorp Inc. 55 Mulvihill Premium Canadian 55 call #-#-SOV-BANK 55 Balance Rate 55 Carlynn Finn #-#-# 54 LIONS GATE FOR 54 LUXOTTICA GROUP CONSOLIDATED FINANCIAL 54 Personalized Sweat Suits Baby 54 Realty Trust Announces 54 RMBS Servicer Ratings 54 Bank visit http:/www.sovereignbank.com 53 Turkey Oyak 53 MASSBANK Corp. 53 SOV.N Quote Profile Research 53 Interest Earning Assets 53 TARP Repayment 52 SLC Student Loan 52 Rate Balance 52 STREET MOVES 52 swaps 2s #.#bps 52 By Thomas Gryta 52 www.wsfsbank.com 52 KNBT Bancorp Inc. 52 Republic Bancorp CRBC 52 Rate Fix Desk 52 OCTOBER ISSUES Fannie Mae 52 RISKS THAT INCLUDE BUT 52 TOLLGRADE COMMUNICATIONS INC. 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