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(Click for frequent words.) 68 Citizens Advice 66 Malcolm Hurlston 64 Beccy Boden Wilks 63 Peter Tutton 61 Malcolm Hurlston chairman 60 Gordon Lishman 60 Rhian Beynon 60 Shelter Cymru 59 Emma Boon 59 Lucy McTernan 59 Wes Cuell 59 Stuart Bernau Nationwide 59 Debt Advice 59 Keith Tondeur 59 Citizens Advice Bureaux 59 Citizens Advice Bureau 58 UK Insolvency Helpline 58 Joanna Elson 58 Mervyn Kohler 57 Mick McAteer 57 Nigel Peaple 57 Kate Jopling 57 charity Barnardos 57 Nici Audhlam Gardiner 56 Alison Garnham 56 officer Catherine Wolthuizen 56 Eric Leenders 56 Julia Unwin 56 Rachel Thrussell 56 Citizens Advice Bureaux CAB 56 Stephen Haddrill 56 Age Concern Cymru 56 Clive Briault managing 56 Imelda Redmond 55 Peter Vicary Smith 55 Consumer Credit Counselling 55 Theresa Fyffe 55 Stuart Etherington 55 Sheila Nicoll 55 Citizen Advice 55 Leslie Morphy 55 Truett Tate 55 Allan Asher 54 Sarah Woolnough 54 Lesley Titcomb 54 charity 4Children 54 Kieran Breen 54 David Dooks BBA 54 Age Concern 54 Peter Montagnon 54 Archie Stoddart 54 Stuart Glendinning 54 Mervyn Pedelty 54 Graeme Trudgill technical 54 Charlotte Linacre 54 Stephen Bubb 54 Alcohol Concern 54 Nick Bish 54 Don Shenker chief 54 Frank Soodeen 54 charity Alcohol Concern 53 Anne Longfield 53 Francis Ghiloni 53 National Debtline 53 Malcolm Tarling 53 Moira Swann 53 Payplan 53 Lucy Neville Rolfe 53 Ricky Okey 53 Matthew Wyles 53 Ray Boulger 53 Susie Squire 53 Clare Tickell chief 53 Michael Coogan CML 53 Dr Ros Altmann 53 Nuffield Trust 53 Landlord Assist 53 Frances Blunden 53 Aisling Reidy 53 Paul Versteege 53 Stephen Alambritis 53 Ros Altmann 53 Alistair Lipp 53 Susan Seenan 53 Steve Folkard 53 Don Shenker 53 Mick Gorrill 52 Loretta Minghella 52 Dame Suzi Leather 52 David Dooks 52 Reza Attar Zadeh 52 Robert Pulster 52 charity Rethink 52 Euan Stirling 52 Thami Bolani 52 Martin Narey 52 Lifesearch 52 Carl Emmerson 52 Mortgage Intermediaries 52 Peter Montagnon director 52 NSPCC Cymru Wales 52 Phil Orford 52 Clive Briault 52 Lesley Strathie 52 Deirdre Hutton 52 Liz Baxendine 52 Ros Altman 52 Christine Farnish 52 Andrew Hagger 52 LACORS 52 SCVO 52 Infertility Network 52 Debtline 52 CFDG 52 Andy Rickell 52 Bob Reitemeier 52 MyCallcredit 52 Professor Stephen Glaister 52 Heather Henare 52 Mark Boleat 52 FSCP 51 Peter Chadborn 51 Sophie Corlett 51 Robert Tapsfield 51 Stuart Bernau 51 energywatch 51 Denis Orrock 51 Lord Victor Adebowale 51 Benenden Healthcare 51 Avine McNally 51 Parentline Plus 51 Hanne Stinson 51 Janet Paraskeva 51 Postwatch Scotland 51 Torquil Clark 51 Alan Lakey 51 Jeremy Peat 51 Kevin Mountford 51 Evelyn Gillan 51 Srabani Sen 51 Catherine Wolthuizen 51 Samuel J. Gerdano 51 Deanne Loonin 51 Fiona Neary 51 Patient Involvement 51 Mary Newburn 51 Pennine Acute 51 Sian Davies 51 Clare Tickell 51 Shane O'Riordain 51 Tony Hobman 51 Bill Dodwell 51 Miles Templeman 51 Tax Payers Alliance 51 Cumbria Primary Care 51 ABCUL 51 Unison branch 51 SocietyGuardian.co.uk 51 Chris Sorek 51 Payment Clearing 51 Andrew Copson 51 Amy Barasch 51 Ian Corfield 51 Martyn Saville 51 Kristy Sheppard 51 VCOSS 51 Stuart Eizenstat Carter 51 Louise Cuming head 50 Peter Cardy 50 licensed insolvency practitioner 50 Karl Hick 50 Baigrie Davies 50 Oliver Buston 50 Widney Brown 50 Sue Slipman 50 Raewyn Fox 50 spokesman Shane O'Riordain 50 Gordon Lishman director 50 Tenant Participation Advisory 50 Brigid Simmonds 50 adviser Thierry Kesteloot 50 Fambai Ngirande 50 Ciaran Devane 50 Cathy Pharoah 50 Rachael Stiles 50 Authorities Co ordinators 50 Christine Beddoe 50 Robina Qureshi director 50 Walter Merricks 50 Pam Musland 50 Ira Rheingold executive 50 Neil Greig 50 Brian Strutton 50 Philippa Gee 50 Ray Dabrowski 50 Anastasia de Waal 50 Carolyn Steppler 50 Alexander Justham 50 Nicolas Beger 50 James Chessen chief 50 Ian Willmore 50 Joanne Segars chief 50 Alambritis 50 Ben Summerskill 50 Association IMLA 50 Gary Lumby 50 Chris Wiscarson 50 Maree O'Halloran 50 Iain Cornish 50 LifeSearch 50 Helplines 50 Andy Willox 50 Glenn Byres 50 Dermot Finch 50 Cifas 50 Elspeth Atkinson 50 Esmee Fairbairn Foundation 50 minister Dawn Primarolo 50 Ruth Ehresman 50 Ira Kalish 50 Women Refuges 50 Toby Nicol 50 Tina Woolnough 50 Sefton PCT 50 4Children 50 Wear Valleys 50 Alan Silman 50 Jonathan Stearn 49 SAMH 49 Colette Bowe 49 Cambridgeshire Primary Care 49 Melanie Bien 49 Andrew Haldenby 49 Aged Age Concern 49 Addaction 49 David Yeandle 49 association Apacs 49 Voluntary Organisations SCVO 49 reduction charity Nacro 49 Richard Diment 49 Jeanne Monahan 49 Citizens Advice bureaux 49 Hertsmere Primary Care 49 Niace 49 Michael Izza 49 Citizen Advice Bureaux 49 Legal Advice 49 Belinda Phipps 49 Deborah Arnott 49 Satinder Chera 49 Weight Concern 49 Claire Melamed 49 Samuel Gerdano 49 Homestart 49 Dr Katherine Rake 49 Iain Frame 49 Laurie Maggiano policy 49 Finlay Spratt 49 Emma Holyer 49 Iain McMillan 49 Martijn van der Heijden 49 Jane Farleigh 49 Cassandra Goldie 49 Macular Disease Society 49 Anti Bullying Alliance 49 visit www.svcoa.org 49 Wyre Hospitals NHS 49 Enver Solomon 49 Jenny Willott 49 Service CCCS 49 Alan Tuckett 49 Redundancy Payments 49 Christine Northam 49 CBK Colchester 49 Jane Cocking humanitarian 49 Nigel Terrington chief 49 Cancer Screening Programmes 49 Michael Kissman 49 Andrew Colquhoun 49 Daniel Alberman 49 Farepak collapse 49 Credit Regulator NCR 49 Fostering Network 49 Karl Deeter 49 Louise Cuming 49 Alcohol Concern Cymru 49 MoneySolve 49 Jane Cocking 49 Sheila Rainger 49 Sally Dewar 49 Romilly Greenhill 49 Neil Betteridge 49 Paul Cavadino 49 association APACS 49 Treating Customers Fairly 49 Jenny Randerson AM 49 Frances Gibb 49 Purnima Tanuku 49 LITRG 49 Mervyn Kohler special 49 Moore Blatch 49 Dean Mirfin 49 Joanne Segars 48 Stephen Sklaroff 48 Jesse Slome 48 Graeme Trudgill 48 CIEH 48 Cyrenians 48 Marcus Godinho 48 Arlene Wilkie 48 Mr Clappison 48 TAEN 48 Bahram Bekhradnia 48 IFA Promotion 48 Frances Crook 48 Australia MFAA 48 Sue Chetwin 48 Dr. Debbie Saslow 48 Dermot Jewell 48 van den Hende 48 Donald Findlater 48 TPAS 48 Gawain Kripke 48 Punter Southall Financial 48 NICVA 48 Sandra Braunstein 48 Elan Closs Stephens 48 Barbara Stocking 48 general Turlough O'Sullivan 48 Hannah Mercedes Skenfield 48 Mike Petrook 48 Tom Pey 48 Ursula Woolley 48 Dr Peter Brambleby 48 Linda de Caestecker 48 Niki Cleal 48 Kaye Stearman 48 Calderdale Primary Care 48 APCIMS 48 Julie Gugin 48 Hector Sants FSA 48 Nicholas Leeming 48 Jonathan Fielden 48 Adrian Boulding 48 shopworkers union USDAW 48 Superannuants Association 48 Mr Munchenberg 48 Energywatch 48 Barnados 48 Adrian Lowcock senior 48 Shaheen Chughtai 48 MGM Advantage 48 Monica Meyer OutFront 48 Gaynor Hartnell 48 Rachel Thrussell head 48 Harriet Lamb 48 Monique Goyens 48 Dr Susanne Sorensen 48 Tim Wolfenden 48 Intermediary Mortgage Lenders 48 Leeds Teaching Hospitals 48 Angus Maciver 48 Lisa Nandy 48 Voluntary Organisations 48 Francis Saturnino Juan 48 Kara Suffredini 48 Wrightington Wigan 48 Mortgage Intermediaries AMI 48 Farepak Response Fund 48 Icas 48 Edward Garnier 48 Miles Shipside commercial 48 Harry Cayton 48 Chi Chi Wu 48 MiP 48 Bill Frelick 48 YoungMinds 48 Sara Hiom Cancer 48 Finsec 48 Murray Georgel 48 Moneynet.co.uk 48 Orson Aguilar 48 Sandwell Homes 48 FINANCIAL SERVICES AUTHORITY 48 Antoinette McKeown 48 Graham Badman 48 Steven Munchenberg 48 Alec van Gelder 48 Doug Beirness 48 James Hookham 48 Groundwork Hertfordshire 48 Highclere Financial 48 Turlough O'Sullivan 48 Redundancy Payments Office 48 Eamon Timmins 48 Barry Naisbitt 48 Wulvern 48 Ecpat UK 48 TaxPayers Alliance 48 Chris Viale 48 Darra Singh 48 Neil Greig IAM 48 Ray Boulger senior 48 Peter Boutell 48 chairman Ric Traynor 47 broker Charcol 47 Seamus McAleavey 47 Peter Garuccio 47 NFEA 47 Rachael Le Mesurier 47 NIACE 47 Oxfam Cymru 47 Carers 47 LGiU 47 Richard Eagling 47 Halton Hospitals NHS 47 Licensed Victuallers Association 47 Mind Cymru 47 Moshe Orenbuch managing 47 Briault 47 public prosecutions Keir 47 charity Age Concern 47 Allyson Pollock 47 MoneyExpert.com 47 Anthony Ozimic 47 Insolvency Practitioners Association 47 Torlach Denihan 47 Minister Bridget Prentice 47 NHS Cumbria 47 Greg Tanzer 47 Paul Burstow 47 Audrey Birt 47 Dara Duguay 47 chairman Malcolm Hurlston 47 Catch# 47 spokeswoman Sarah Teather 47 Childwise 47 Gino Vumbaca 47 Mehrdad Yousefi 47 Conveyancers 47 Robbie Marsland 47 Geoffrey Theobald 47 LawWorks 47 Nessa Feddis senior 47 Age Concern Gordon Lishman 47 Dianne Hayter 47 Gavin Dufty 47 Charles Abugre 47 Mortgages plc 47 watchdog Postwatch 47 Homeloan 47 Dame Clare Tickell 47 Pauline Vamos 47 Joseph Rowntree Foundation 47 Stephen Glaister 47 Steve Bundred 47 Solly Mabotha 47 Licensed Multiple 47 Credit Counselling 47 Sara Hiom 47 Daycare Trust 47 NSPCC 47 CPAG 47 Laurence Madin research 47 Nessa Feddis 47 Clive Bannister 47 National Childbirth Trust 47 Cwm Taf NHS 47 Malcolm McVicar 47 John Gorle 47 Norah Gibbons 47 Powys LHB 47 Equal Opportunities Employer 47 Nick Pomery 47 Karen Poutasi 47 Ian Readhead 47 Havebury 47 Sina Bugeja 47 Sir Archy Kirkwood 47 FWAG 47 moneyfacts.co.uk 47 charity NCH 47 Jocelyn Frye 47 Philippa Roe 47 Allan Wilen 47 Unclaimed Assets 47 John Bowis 47 Mike Ockenden 47 Carole Heatly 47 Agricultural Benevolent 47 Carolyn McAdam 47 Stamford Hospitals NHS 47 GetSafeOnline.org 47 SSAFA Forces Help 47 Informed Choice 47 think tank Civitas 47 Redundancy Payment 47 Robert Stheeman 47 David Gauke 47 FSA Sants 47 Kim Rebecchi 47 Niall Crowley 47 Carl Francis Pester 47 Mortgage Arrears 47 Leonie Trimper 47 Ms Primarolo 47 Murray Edridge 47 Dame Deirdre 47 Andrea Minichiello 47 NUT Cymru 47 Kip Meek 47 Dr Mark Walport 47 AG Klei 47 Cruse Bereavement Care 47 Depute Leader 47 Geethika Jayatilaka 47 Gideon Amos 47 Nigel Meager 47 Andrew Stettner 47 Blane Judd 47 Eyecare Trust 47 Richard Aylard 47 RMIF 47 Kristine Foye 47 Charlene Crowell 47 nfpSynergy 47 Kensington Mortgages 47 Service FOS 47 minister James Plaskitt 47 Rosemary Hignett 47 Nicola Dandridge chief 47 Natalie Ceeney 47 Incommunities 47 Ros Altmann pensions 47 Drinkaware 47 Brendan Barber 47 Yolande Barnes 47 Maeve Sherlock 47 Carmarthenshire NHS 47 Rachael Maskell 47 Bob Bullivant 47 Scambusters 47 MoneySavingExpert.com 47 Danny Gabay 47 Mr Alambritis 47 Mr Shapps 47 spokeswoman Jackie Baillie 47 Trading Standards 47 Building Societies 47 Charcol 47 Barnet PCT 47 Crusaid 47 Nicola Harwin 47 IIB Homeloans 46 children charity Barnardo 46 Dr. Martha Pavlakis 46 Ron Gainsford 46 Medway NHS 46 Andy Sawford 46 George Ledwith 46 Paul Cavadino chief 46 Wirral Primary Care 46 Paul Rawkins senior 46 Philip Cullum 46 RBS NatWest 46 fpa formerly 46 Melanie Leech 46 economics Stephen Halmarick 46 Mortgageforce 46 Aston Goodey 46 Barnardo Scotland 46 Barnado 46 Gilles Marchildon 46 Takeshi Fushimi 46 FRSB 46 Nhs 46 David Kenmir 46 Voluntary Sector 46 Rohit Malpani 46 Willie MacDiarmid 46 Lord Filkin 46 KENNETH HARNEY 46 Tax Incentivised Savings 46 John O'Roarke managing 46 Stephen Haddrill director 46 Lord Adebowale 46 Deborah Annetts 46 Emele Duituturaga 46 Oliver Rapf 46 Janet Epp Buckingham 46 Rochdale Boroughwide Housing 46 Derek Brownlee 46 Wiltshire Primary Care 46 Betsy Broder 46 Carers Support 46 Daryl Smeaton 46 John Charcol 46 BMA GP 46 Richard Klipin 46 Afzal Akram 46 Trewin Restorick 46 Peter Staddon 46 moneynet.co.uk 46 Trudi Beswick 46 Fraser Macpherson 46 Dee Edington 46 Lacors 46 Leaky Homes 46 Dame Elisabeth Hoodless 46 Jill Michelson 46 Sir Derek Wanless 46 Philip Lymbery 46 Richard Wastcoat UK 46 Martina Milburn 46 Nicola Reindorp 46 Invicta Telecare 46 Dr Mahmoud Fikri 46 Pete Kuhnmuench executive 46 NZUSA 46 Katherine Rake 46 payments association Apacs 46 official Darron Burness 46 Kurt Pfotenhauer 46 BUPA Wellness 46 Housing Federation NHF 46 Oliver Marc Hartwich 46 UKDPC 46 Allan Pacey secretary 46 Terrence Higgins 46 Research ippr 46 charity Drinkaware 46 Gerald LeMelle 46 Anthony Toderian 46 Gimeno Guerrero 46 Phyllis Salowe Kaye 46 officer Premila Kumar 46 Peter Melchett Soil 46 Sarah Boyack MSP 46 Bert Massie 46 Jamie Golombek managing 46 Rex Makin 46 Jennifer Zuccarelli 46 National Childminding Association 46 Keith Astill 46 Demos nonpartisan 46 expert Ros Altmann 46 John Fingleton OFT 46 HAZARD TO 46 Mick Brookes general 46 charity ChildLine 46 BMA GPs Committee 46 Barnardo Cymru 46 Mform 46 Stefano Zannini 46 Grahame Madge 46 Sanctuary Shaftesbury 46 Medecins Sans Frontiere 46 Andrew Montlake 46 Apacs 46 Ira Lustbader 46 Tihomir Toshev 46 Janet Fyle 46 Munchenberg 46 RBS Intermediary Partners 46 Payment Clearing Services 46 union UNISON 46 IOTF 46 Treasury Stephen Timms 46 children charity Barnado 46 ACPOS 46 Lorely Burt 46 Hassan Mirza Gay.com 46 Visit www.davesays.org 46 Worcestershire Primary Care 46 Simon Fishel 46 Barry Hellberg 46 Herbert Mkhize 46 Tom Greatrex 46 UnitingCare Burnside 46 International Obesity Taskforce 46 Peterborough Primary Care 46 minister Delyth Morgan 46 Robert Shireman 46 Lucian Cook 46 Rick Bettle 46 WaterVoice 46 David Salusbury chairman 46 Nigel Gibbens 46 André Roux 46 Scottish Cot Death 46 Rospa 46 FSCS levy 46 minister Lynne Featherstone 46 Headteachers NAHT 46 Drinkaware Trust 46 CCPAS 46 Minister Dawn Primarolo 46 Barbara Sard 46 Debt Counsellors 46 shopworkers union Usdaw 46 uswitch.com 46 Mangere Budgeting 46 Sheryl Cates 46 Bob Satchwell 46 Analysis CEPA 46 Antony Sumara 46 Tim Straughan 46 Hamish Meldrum 46 Prisoners Abroad 46 Eifion Huws 46 Michel Sidibe UNAIDS 46 Geraint Davies 46 Debbie Kievits 46 Nick Sheron 46 Harpal Kumar 46 Ric Brazzale 46 Crisis Pregnancy Agency 46 Stonewall Ben Summerskill 46 Devon Primary Care 46 Fiona Moriarty 46 Beth Kallmyer 46 Volunteers CSV 46 BUSINESS WEEK 46 unbiased.co.uk 46 Teenage Pregnancy Independent 45 Malawi Cama 45 Rebecca Mairone 45 Jubilee Debt 45 Michele Shambrook 45 Amyas Morse 45 Kathleen Stoll 45 MoneyExpert 45 charity CancerBACUP 45 Joint Commissioning 45 ACEVO 45 Estate Agents OEA 45 Baroness Noakes 45 Andrew Stettner deputy 45 Gearoid Lane 45 Slough Borough Council 45 Calderdale 45 Firstplus 45 Patient Advice 45 Ed Bowsher 45 Teign Housing 45 Punter Southall 45 Roofie Foundation 45 Underwater Homeowners 45 Anglicare Victoria 45 Olive Braiden 45 Laidlaw Dickson 45 Broomleigh 45 Mr Burstow 45 minister Paul Burstow 45 Myvesta UK 45 Stephen Ingledew 45 Acute Hospitals NHS 45 MoneyFacts 45 Postwatch 45 Grahame Maxwell 45 Nigel Hawkes 45 Jobseeker allowance 45 Steve Munby 45 Richard Vautrey 45 unarranged overdrafts 45 John Rother AARP 45 Mark Lyonette 45 Scams Targeting 45 Barnett Waddingham 45 IMLA 45 Vikas Vasal 45 Sheelagh Cooper 45 CCWater 45 Hidden Harm 45 Angela McNab 45 Ira Rheingold 45 Dermot Blastland 45 Place2Be 45 INHOPE 45 Small Businesses FSB 45 NHS Confederation 45 Steffers 45 Corporate Enforcement ODCE 45 Dr Allan Pacey 45 Zahida Manzoor 45 workers union Finsec 45 Fiona Macrae 45 Steve Huxham 45 Edwin Borman 45 Corinne Pohlmann 45 Ian El Mokadem 45 Stewart Baseley executive 45 Gloucestershire Primary Care 45 Mid Staffs 45 Nick Horler 45 Les Iversen 45 Thinc Group 45 Neva Khan 45 Pennine Acute Hospitals NHS 45 Jerry Blackett 45 CAFCASS 45 RIGT 45 SECOND GUIDE TO 45 Cancerbackup 45 Jody Huckaby executive 45 Dr. Susan Yanovski 45 Steve Tatlow 45 Property Federation BPF 45 Dr Faiza Asghar 45 UUK 45 Dr. Ted Boadway 45 Melfyn Williams 45 Other Current Directorships 45 Stonewall Cymru 45 Alcohol Healthwatch 45 Mform.co.uk 45 Mohammed Jan Rasoolyar 45 Alasdair Breckenridge 45 Postcode lottery 45 Lincolnshire Primary Care 45 Vallance Owen 45 Dominic Grinstead 45 Llamau 45 Fionnuala Earley 45 Nicholas Collishaw 45 Tena Friery research 45 Joan Henneberry 45 Richard Donnell Hometrack 45 Taxation CIOT 45 Doug Sellman 45 Mark Tenhundfeld 45 Cipfa 45 Keir Starmer 45 Mark Walport 45 Oona Stannard 45 Murray Mollard executive 45 Dermott Jewell 45 Derek Wanless 45 Foyer Federation 45 Ben Willmott CIPD 45 ippr 45 Drew Wotherspoon 45 Alastair McWhirter 45 Axa PPP 45 Alistair Buchanan 45 Connexions Personal 45 Zarin Patel 45 Ron Silberberg 45 HKPR 45 Mr Stunell 45 Fairinvestment.co.uk 45 Alan Kazdin 45 Ms Mactaggart 45 AWD Chase 45 Anaphylaxis Campaign 45 Croydon Primary Care 45 voluntary serv 45 NHS Kirklees 45 Judith Hackitt 45 Nacro 45 Val Gooding 45 Justin Modray 45 RNIB Cymru 45 Sir Jeremy Beecham 45 Peter Skyte 45 Blackpool Fylde 45 Hugh Macken 45 Muckle LLP 45 WPP Burson Marsteller 45 Tenant Loans 45 IPPR 45 Madeleine Brindley 45 Licensed Victuallers Associations 45 Dame Suzi 45 Gerhard Joubert 45 John Cridland 45 EHRC 45 Mark Paustenbach Treasury 45 cahoot 45 Churchouse Financial 45 NHS Primary Care 45 Craegmoor 45 Waleed Rauf 45 analyst Harry Senlitonga 45 QCOSS 45 Mr Sheerman 45 IVA.co.uk 45 consumer watchdog Energywatch 45 JobCentre Plus 45 mortgage broker Coreco 45 Tim Brigstocke 45 Combat Poverty 45 Shaks Ghosh 45 Poverty Reduction CSPR 45 Cornelia Kutterer BEUC 45 FinMark Trust 45 helpline 45 MP Grant Shapps 45 CESI Debt Solutions 45 Childminding 45 Evert Knoesen 45 Dr Nanette Milne 45 MP Alan Beith 45 Sylvie Briand 45 Fergus Finlay 45 firm Pinsent Masons 45 Suzie Hayman 45 Business FPB 45 Paul Clein 45 Elaine Kempson 45 Dan Campsall 45 NCH Cymru 45 Keith Hellawell 45 Mick Laverty 45 Rooftop Mortgages 45 Moneysupermarket 45 Unbiased.co.uk 45 Rowanmoor Pensions 45 Purnima Mane 45 Bacs Payment Schemes 45 Drugscope 45 mydeposits.co.uk 45 Dennis Jacobe Gallup 45 fpa 45 Child Poverty 45 Keith Allott 45 Raj Mody 45 Childnet International 45 Ruth Carnall 45 Smallpeice Trust 45 charity Combat Stress 45 Cheshire Primary Care 45 Ana Oliveira 45 Teenage Pregnancy Unit 45 uSwitch.com 45 Peter Ashkenaz 45 Keeble Hawson 45 Melanie Bien director 45 Julie Gerberding MD MPH 45 Jennifer Zuccarelli Treasury 45 British Bankers Association 45 Elizabeth Brodkin 45 Mick Brookes 45 Delia Rickard 45 Dr Phyllis Starkey 45 leader Kate Hollern 45 Danny Sriskandarajah 45 Voluntary Organisations NCVO 45 charity Barnardo 45 Vince Taskunas 45 Mortgage Packagers 45 Hugo Thorman 45 Tim Loughton 45 Neonatal Death 45 Jules Lobel vice 45 Barbara Romeril 45 Tim Karsky 45 Ali Nikpay 45 Jonathon Porritt 45 Orlando Parfitt IGN 45 FirstPlus 45 Spicerhaart Financial 45 Graham Archard 45 Ganesh Nana 45 general Lesetja Kganyago 45 Tyneside PCT 45 AA Motoring Trust 45 claiming Jobseeker Allowance JSA 45 Debt Consolidation Loans 45 BPPG 45 Kristie Darien 44 Plas Madoc 44 Terry Aulich 44 Tower Hamlets Primary Care 44 Tina Shortle marketing 44 Andrew Baranoski 44 Plymouth Hospitals NHS 44 Plas Madoc Communities 44 Xie Duo 44 Peter Piot UNAIDS 44 Insolvency Service 44 ISPCC 44 Group CPAG 44 Richard 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