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(Click for frequent words.) 78 Financial Investments UKFI 65 Robin Budenberg 62 Myners 59 Northern Rock 57 HM Treasury 56 Lloyds Banking Group 56 Stephen Hester 56 Horta Osorio 55 Antonio Horta Osorio 55 Stuart Gulliver 55 HBoS 55 Jayne Anne Gadhia 54 HBOS 53 Douglas McIldoon 53 NAPF 53 Lloyds 52 Mr Sants 52 Acevo 52 António Horta Osório 52 ITV plc 52 Lord Myners 52 Lloyds HBOS 52 Ron Sandler 51 Paul Myners 51 LAPFF 51 NPRF 50 Andy Hornby 50 RBS 50 FSCS 50 BVCA 50 NBNK Investments 50 Hector Sants 50 Mr Elderfield 50 Chancellor Alistair Darling 49 Marcus Agius 49 Luqman Arnold 49 Capacitybuilders 49 NBNK 49 Donal O'Connor 49 Archie Norman 49 Isis Asset Management 49 nonexecutives 49 Lloyds Banking 49 Jonathan Bloomer 49 Banking ICB 48 HBOS Lloyds 48 Richard Pym 48 Stephen Bubb 48 FRRP 48 Pensions Regulator 48 Mr McGauchie 48 mutualisation 48 minister Alistair Darling 48 quango 48 quangos 48 Declan Quilligan 48 Knight Vinke 47 LGIM 47 Close Brothers 47 FSCP 47 Francis Maude 47 Sandy Crombie 47 Governor Mervyn King 47 BERR 47 boss Luqman Arnold 47 Gieve 47 RREV 47 Horta Osório 47 Nick Prettejohn 47 BSkyB 47 Lloyds TSB HBOS 47 TheCityUK 47 Remuneration Committee 47 Adrian Montague 47 Budget Responsibility 47 Pension Funds NAPF 47 BT Pension Scheme 47 BoSI 47 Fundsmith 47 CoRWM 47 Apcims 47 NBIM 47 Victor Blank 47 Keith Skeoch 47 Sir Sandy Crombie 46 EHRC 46 Alistair Darling chancellor 46 Amyas Morse 46 Watmore 46 Chief Executive Adam Applegarth 46 DMGT 46 Mr Pessina 46 Adam Applegarth 46 Stewardship Code 46 DBIS 46 Phil Hodkinson 46 Towry Law 46 Tripartite Authorities 46 IPGL 46 STANDARD Life 46 Richard Lapthorne 46 Mr Lenihan 46 NEDs 46 RLAM 46 Cattles 46 RBS Lloyds 46 nationalized RBS 46 Votron 46 Peston 46 Royal Mail 46 Sir Win Bischoff 46 FSA Hector Sants 46 Hawkpoint 46 Adam Crozier 46 Pensions Regulator TPR 46 GESB 46 Chief Executive Sandy Crombie 46 FSA 46 Vince Cable 46 Andy Kuipers 46 Sir Martin Jacomb 46 British Bankers Association 46 Ritblat 45 AbCap 45 Dick Olver 45 Network Rail 45 City grandee Sir 45 Equitable Life 45 Management Agency NTMA 45 Fred Goodwin 45 prudential regulator 45 Philip Yea 45 CFEB 45 chancellor Alistair Darling 45 nationalized lender 45 Pru 45 Alistair Darling 45 LLOYDS Banking Group 45 Baroness Hogg 45 devolved administrations 45 de Larosière 45 Calman Commission 45 Futurebuilders 45 minister Lord Myners 45 Central Huijin 45 Loretta Minghella 45 Harriet Harman 45 Regulatory Reform BERR 45 IAASB 45 Chancellor Alastair Darling 45 Nuclear Decommissioning Authority 45 BNFL 45 CIPFA 45 David Kenmir 45 Clive Briault 45 Olivant Advisers Ltd. 45 Lord Falconer 45 Aidan Barclay 45 PLC LYG 45 mutuals 45 secretary Vince Cable 45 Naguib Kheraj 45 Steve Bundred 45 Financial Regulator 45 Pluthero 45 Railtrack 45 N.Rock 45 Andrew Tyrie MP 45 PLC LON LLOY 44 communications regulator Ofcom 44 Mr Elstone 44 ICAEW 44 RBSI 44 Mr. Wetston 44 former Whitehall mandarin 44 Ian Watmore 44 macro prudential regulation 44 Mike Clasper 44 Win Bischoff 44 Adair Turner 44 Lloyds TSB 44 Tony Hobman 44 Tom McKillop 44 BoE 44 David Deverall 44 Derek Wanless 44 Cicutto 44 HEFCE 44 Alun Cathcart 44 Allan Leighton 44 Christine Farnish 44 CityWest Homes 44 SVG Capital 44 Innovation Universities 44 Peter Cawdron 44 KKR Pessina 44 Gerry Grimstone 44 chairman Marcus Agius 44 DIUS 44 Welsh Assembly 44 Sanjeev Shah 44 Tidjane Thiam 44 Hawkpoint Partners 44 Nirex 44 PFI schemes 44 Rick Haythornthwaite 44 Sir Callum 44 Tim Cobbold 44 IFSRA 44 Oudea 44 NCVO 44 Sir Winfried Bischoff 44 OFMDFM 44 PfS 44 IoD 44 Sants 44 CEHR 44 Olivant 44 Lord Mandelson 44 NAO 44 Tim Breedon 44 Prof Honohan 44 Colm Doherty 43 Andrew Tyrie 43 ELDC 43 spokesman Shane O'Riordain 43 Luqman Arnold Olivant 43 Ricky Okey 43 Revival Acquisitions 43 Ingenious Media 43 Nic Coward 43 Lib Dem Vince Cable 43 Mrs Spelman 43 Alain Grisay 43 Railpen Investments 43 GFSC 43 Delivery Authority PADA 43 Bhs 43 Exchequer Darling 43 Barclays PLC BARC.LN 43 Peter Montagnon 43 Viridor 43 FCPT 43 EEAS 43 GCap 43 Occupational Pensions Regulatory Authority 43 PFRDA 43 Mapeley 43 Temasek 43 Hefce 43 Ian Hannam 43 Kevin Loosemore 43 Winfried FW Bischoff 43 £ #bn [002] 43 remutualisation 43 Mr Coucher 43 RBS LON RBS 43 Andrew Mohl 43 SCVO 43 short termist 43 Gleacher Shacklock 43 Practitioner Panel 43 Trinity Mirror 43 Kleinwort Capital 43 George Mathewson 43 Olivant Advisers 43 Pensions Ombudsman 43 NDPB 43 Investment Authority QIA 43 Tim Bowdler 43 remuneration packages 43 Hypo RE 43 Varley Barclays 43 Sir Derek Wanless 43 Huw Jenkins 43 Kleinwort Benson 43 Frédéric Oudéa 43 Stephen Lansdown 43 Mr Spellar 43 Sipps 43 Friends Provident 43 Remuneration Committees 43 Candover Investments 43 Lady Royall 43 Ofqual 43 Richard Huntingford 43 nationalized Lloyds Banking 43 Carphone 43 Callum McCarthy 43 Chief Executive Laurence Fink 43 HBOS HBOS.L 43 Rijkman Groenink 43 John Pluthero 43 Robert Talbut 43 Budget Responsibility OBR 43 Equitable Life policyholders 43 Towergate Financial 43 Jeremy Helsby 43 Rob Templeman 43 superbank 43 Alchemy Partners 43 Crown Estate 43 Financial Stability Board 43 Gartmore 43 Alliance Boots 43 Derek Higgs 43 Isas 43 Alan Bowkett 43 UKSA 43 Shadow Chancellor 43 LGPS 43 Sir Gus O'Donnell 43 IFAonline 43 shadow chancellor 43 LLOY.L Quote Profile Research 43 NHS Commissioning Board 43 Wolfgang Berndt 43 Lloyds LLOY.L 43 Cesr 43 Alison Carnwath 42 Donald Brydon 42 sovereign wealth funds 42 HMRC 42 DBERR 42 Joanne Segars 42 Directgov 42 IMFC 42 Crofters Commission 42 ISIS Asset Management 42 Finma 42 pension schemes 42 Association BVCA 42 Halladale 42 Moneygate 42 Exista 42 HBOS PLC 42 chairman Donald McGauchie 42 bonus supertax 42 remuneration 42 PIRC 42 Pension Regulator 42 Socitm 42 LHBs 42 Kaupthing Edge 42 Brysam 42 APCIMS 42 JLR 42 Landsbanki 42 Sir Kenneth Calman 42 Cenkos Securities 42 £ #billion [002] 42 Marc Bolland 42 Robert Talbut chief 42 Exchequer Alistair Darling 42 Eaga 42 £ #bn [001] 42 Telereal Trillium 42 housebuilding 42 occupational pensions 42 triennial valuation 42 Rampl 42 LEPs 42 SIPPs 42 Jorge Cosmen 42 Philip Broadley 42 Postcomm 42 Northern Rock NRK.L 42 Lady Butler Sloss 42 Special Situations fund 42 Jon Aisbitt 42 Moss Bros 42 Cynotech 42 Baroness Vadera 42 Mr Horta Osório 42 RBoS 42 Scotland RBS.L 42 Personal Accounts 42 £ 5bn 42 Martin Broughton 42 Lord Penrose 42 2plan 42 Giles Thorley 42 Ocado 42 Plc LLOY LN 42 DCMS 42 DCLG 42 Oliver Heald 42 Baronsmead 42 John von Spreckelsen 42 LON LLOY 42 OFRs 42 JJB 42 chairman Peter Kurer 42 Cenkos 42 Chairman Marcus Agius 42 Walter Merricks 42 Thinc Destini 42 GBP #bln [001] 42 Redrow 42 AIG Edward Liddy 42 Stuart Etherington 42 Candover 42 RBOS 42 Authority FSA 42 FSA Sants 42 Prudential Regulatory Authority 42 Mike Aynsley 42 Mr Hain 42 Operational Efficiency Programme 42 Laurence MacKenzie 42 Mike Kellard 42 Ford Ennals 42 Lord Heseltine 42 Alain Dromer 42 Alen Buckley 42 Clive Cowdery 42 Tidjane 42 Peter Kurer 42 Prupim 42 chancellor Alastair Darling 42 Matalan 42 nationalize Anglo 42 Sir Angus Grossart 42 Pounds #bn [001] 42 Frederic Oudea 42 Kieran Poynter 42 ALLIED Irish 42 Cater Allen 42 Treasury 42 OFT 42 Ms Harman 42 subsidiarisation 41 Tony Chanmugam 41 QFC Regulatory Authority 41 Postwatch 41 Baroness Usha Prashar 41 Angus Monro 41 FSOC 41 Mattioli Woods 41 Candover Partners 41 Hanif Lalani 41 Sheila Nicoll 41 Dame Suzi Leather 41 Aer Lingus 41 bankers bonuses 41 Oswald Grübel 41 accountancy profession 41 Sesame Bankhall 41 BestInvest 41 Parliamentary Standards 41 UKAEA 41 Tax Simplification 41 Lords Appointments Commission 41 JP Morgan Cazenove 41 Telent 41 IFAs 41 Ms Farnish 41 Lady Vadera 41 Equalities Review 41 Eeda 41 FSSC 41 Rail Regulator 41 Marcel Rohner 41 Cosmen 41 Honister Capital 41 HFSB 41 Tynwald 41 De Larosière 41 Jan Nooitgedagt 41 Bestinvest 41 Ms Gadhia 41 Odey Asset Management 41 Elwa 41 NewSmith 41 nonexecutive directors 41 Commerce OGC 41 Dame Marjorie Scardino 41 AMs 41 Lord Browne 41 Employment Confederation REC 41 Grisay 41 Groenink 41 Ms Spottiswoode 41 Tony D' Aloisio 41 Vanni Treves 41 Accountancy Age 41 Judicial Appointments Commission 41 Life assurers 41 NWDA 41 BBC Robert Peston 41 shadow chancellor Alistair 41 Herman Verwilst 41 £ 3bn 41 & Bingley 41 Sir Bryan Carsberg 41 Lynne Peacock 41 Hermes Pensions 41 Sir Stelios 41 Cosmens 41 Rob Devey 41 ATVOD 41 Research Consultants PIRC 41 Mr Cicutto 41 RAB Capital 41 Ofcom 41 FTSE# [002] 41 arch Blairite 41 Marcel Ospel 41 Select Committees 41 GP consortiums 41 Anthony Habgood 41 ifs ProShare 41 Policing Board 41 governor Mervyn King 41 Francis Salway 41 Alan Santini 41 Wichford 41 BioIndustry Association 41 macro prudential supervision 41 Futurebuilders England 41 HEFCW 41 Barclays Stockbrokers 41 CLRG 41 Bramdean Alternatives 41 Santander 41 NHS Confederation 41 Rob Margetts 41 John van Kuffeler 41 Conygar 41 lender HBOS 41 Sly Bailey 41 Equitable policyholders 41 Protium 41 Peter Ventress 41 LLoyds TSB 41 Patrick Cescau 41 Eatonfield 41 chairman Alun Cathcart 41 Rathbone Brothers 41 Lord Levene 41 Chelsfield 41 Mr Clegg 41 MoJ 41 Mr D' Aloisio 41 Tom Kalaris 41 FDs 41 Ann Godbehere 41 Paul Idzik 41 Iceland Landsbanki 41 Frits Seegers 41 minister Francis Maude 41 George Osborne 41 Kraehe 41 Openreach 41 £ 4bn 41 Insolvency Service 41 Keith Butler Wheelhouse 41 Lamfalussy 41 Private Rented Sector 41 BarclaysBarclays 41 British Waterways 41 Carphone Warehouse 41 ELWa 41 Carsten Kengeter 41 Locog 41 Invista Real Estate 41 Carolyn McCall 41 Compensation Scheme FSCS 41 Straumur 41 minister Nick Raynsford 41 Clive Hollick 41 Prudential Regulation Authority 41 Georges Pauget 41 Rensburg Sheppards 41 Oswald Grubel 41 Matthew Elderfield 41 Eureko 41 Terra Firma 40 Moneysupermarket 40 Bramdean 40 TNK BP 40 Schools PfS 40 Paris Moayedi 40 Briault 40 NLWA 40 Lord Donoughue 40 SWFs 40 Robert Chote 40 Scotland RBS 40 RBSRBS 40 DCSF 40 Lord Kirkham 40 Anthony Salz 40 Equitable Life Payments 40 Eric Anstee 40 HBOS Lloyds TSB 40 Guy de Blonay 40 Aifa 40 Standard Chartered PLC STAN.LN 40 Bramdean Asset Management 40 Peter Voser 40 Labour AMs 40 £ #billion [001] 40 Castle Bidco 40 GPhC 40 Trevor Moeke 40 Mr Dromey 40 NHRKF 40 Lord Hollick 40 British Insurers ABI 40 Authority Ipsa 40 ISAs 40 OGCbuying.solutions 40 £ 1bn 40 JPMorgan Cazenove 40 Financial Advisers Aifa 40 Jerker Johansson 40 Telewest 40 RDAs 40 Sharesave 40 Ms Spelman 40 Arbuthnot Banking 40 director Karim Naffah 40 FTAdviser 40 micro prudential regulation 40 Huijin 40 Scheme APS 40 SWIP 40 incentivisation 40 Majedie Investments 40 ARLA 40 Azman Mokhtar 40 Cosmen family 40 Shadow Chancellor George 40 quango cull 40 Patience Wheatcroft 40 Lord Oxburgh 40 Mountgrange 40 Finance Brian Lenihan 40 FHFA Acting 40 minimize compulsory redundancies 40 CCGG 40 CP#/# 40 Sir Reg 40 Con Lib 40 Scottish Widows 40 BankCo 40 Fidelity Special Situations 40 Lord Hutton 40 Railways Pension Scheme 40 Bruce Van Saun 40 Aldermore 40 Nicholas Shott 40 Water NIW 40 Salmaan Hasan 40 Mr Dunstone 40 Ian Meakins 40 Alliance UniChem 40 Edward Liddy AIG 40 Close Bros 40 Mr Kraehe 40 Ipic 40 Broads Authority 40 Witan 40 Edward Bonham Carter 40 RBSG 40 Hector Sants FSA 40 Mr Moayedi 40 Ofwat 40 Sovereign Reversions 40 Wieandt 40 Nichola Pease 40 McCreevy 40 ADXADX 40 Lloyds TSB LYG 40 Mr Alambritis 40 ODPM 40 Guinness Peat 40 stockbroker Panmure Gordon 40 AIFMs 40 Robert Swannell 40 Gilodi Johnson 40 OLINT 40 AfI 40 Banking Supervisors CEBS 40 chairman Lord Triesman 40 airport operator BAA 40 OMAM 40 Ospel 40 Investments SLI 40 Shadow Cabinet 40 Fund PPF 40 VMtv 40 Mr Blunkett 40 NPSS 40 ADIA 40 Dowgate 40 Ms Furse 40 Addworth 40 Ken Surgenor 40 Bentley Jennison 40 housebuilder Crest Nicholson 40 Selestia 40 prudential regulation 40 Oswald Gruebel 40 Benmosche 40 Francesco Caio 40 avoid compulsory redundancies 40 Secretary Lord Mandelson 40 Virgin Media 40 ITV 40 LLoyds Banking Group 40 CtW 40 Schroders 40 Peter Meinertzhagen 40 SFLG 40 Erinaceous 40 £ 8bn 40 variable remuneration 40 Joanne Segars chief 40 Jeremy Darroch 40 Gary Favell 40 Higher Remuneration 40 Gauke 40 Chief Executive Vikram Pandit 40 Pre Budget 40 GoldenTree 40 plcs 40 Bankhall 40 Gordon Brown 40 CIPD 40 Winfried Bischoff 40 Grübel 40 Hans Ulrich Doerig 40 Capita 40 Tory frontbench 40 Iain Lumsden 40 Pension Funds 40 Mr Tchenguiz 40 Rijkman Groenink ABN Amro 40 Housebuilder Taylor Wimpey 40 Marten Hoekstra 40 FTSE4Good index 40 Peter Gershon 40 Laurent Mignon 40 VCTs 40 HMIC 40 KiFin 40 Weavering 40 Voluntary Organisations 40 PFIs 40 Sedgemoor District Council 40 BEREC 40 Group PLC RBS.LN 40 Igal Mayer 40 BAA 40 NDPBs 40 ESRC 40 LandSecs 40 Primary Care Trusts 40 BTPS 40 Marinya 40 PMS replied 40 Eric Pickles 40 boardroom reshuffle 40 John Ritblat 40 Throgmorton Trust 40 LloydsTSB 40 RadioCentre 40 £ 6bn 40 SSRB 40 Mr Starmer 40 bancassurer 40 WLGA 40 Professor Honohan 40 Hans Wijers 40 Williams de Broë 40 AXA Wealth 40 EEDA 40 Nedcor 40 Lanty Smith 40 regulator Matthew Elderfield 40 lord chancellor 40 Val Gooding 40 Monetary Policy Committee 40 Moira Gibb 40 care trusts PCTs 39 Darren Shapland 39 Lord Chadlington 39 De Blonay 39 £ 9bn 39 PADA 39 postal regulator Postcomm 39 BVRLA 39 Wastcoat 39 REPIC 39 chairman Emilio Botin 39 Barclays 39 Morgan Sindall 39 Whitehall mandarins 39 SMD Strategic 39 Friends Prov 39 Simon Botherway 39 Fru Hazlitt 39 Chinalco 39 J Sainsbury 39 Speaker Bercow 39 OSCR 39 Tube Lines 39 conglomerate GUS 39 Eli Lederman 39 Metrix consortium 39 Wm Morrison 39 Treasury Yvette Cooper 39 financial regulator FINMA 39 boardroom clearout 39 unelected quangos 39 Hasgrove 39 Holyrood 39 Karel De Boeck 39 chairman Vanni Treves 39 boss Marc Bolland 39 Drumaville 39 Cllr Storey 39 Ecofin 39 Kaupthing 39 Varley 39 IASC Foundation 39 Elsina 39 Duelguide 39 Arculus 39 Mumtalakat 39 PlaneStation 39 2plan Wealth Management 39 Curbishley 39 Norges Bank Investment 39 IFA Promotion 39 Mr Rowsthorn 39 Jacksha 39 Dave Forsey 39 Parliamentary Ombudsman 39 PAAMCO 39 Marcus Agius Barclays 39 DDDA 39 Alastair Darling 39 RCHT 39 Rowanmoor 39 Voluntary Organisations NCVO 39 3i Infrastructure 39 Rowan Dartington 39 NNS Holding 39 Westminster sleaze watchdog 39 chairman Daniel Bouton 39 OFR 39 Lou Jiwei 39 Lazards 39 GP commissioning consortia 39 Kurer 39 Mr Bercow 39 Dame Suzi 39 AIFMD 39 Biffa 39 Trading Emissions 39 Mr Letwin 39 Mustier 39 Barclays BARC.L 39 Olivier Fleurot 39 BT 39 Cazenove 39 Lord Sainsbury 39 Regulatory Reform 39 Botin 39 mutualised 39 Lord Sassoon 39 Defra 39 Mr Briault 39 Denise Kingsmill 39 Fedbond 39 Backbench Business 39 Gavyn Davies 39 Chris Wiscarson 39 AIBIM 39 Lord Rooker 39 Crown Dependency 39 Murdoch MacLennan 39 Robert Druskin 39 Mr Gauke 39 Lord Elis 39 GFHCB 39 occupational pension 39 Bob Yerbury 39 Kheraj 39 Barclays Capital BarCap 39 chairman Gerry Grimstone 39 ConstructionSkills 39 ADCBADCB 39 Sam Laidlaw 39 Ms Kroes 39 chairman Graham Kraehe 39 YJB 39 chairman Maurice Lippens 39 stockbroker Cazenove 39 NatWest Intermediary Solutions 39 Joseph Kinsch 39 NHS 39 Chief Executive Marcel Rohner 39 housebuilders 39 Cafcass 39 AirTanker consortium 39 Toscafund 39 Authority ODA 39 Motivcom 39 Spain Ferrovial 39 JOHCM 39 WPP 39 personal pensions SIPPs 39 Ms. Furse 39 Remuneration Report 39 Majedie 39 Mr Pidgley 39 Len Duvall 39 Teesland 39 Mervyn Davies 39 Chief Executive Rijkman Groenink 39 NBGI Private Equity 39 Secretary Cheryl Gillan 39 Michel Peretie 39 ECOFIN 39 Landsbanki Guernsey 39 Philip Mountford 39 LLoyds 39 Mark Paustenbach Treasury 39 Esom 39 HSBC Holdings plc 39 Xafinity 39 Kurt Viermetz 39 Ofgem 39 Chancellor Alastair 39 Scudamore 39 CEIOPS 39 Localism Bill 39 GP consortia 39 GLCs 39 JPMAM 39 Spain Cosmen family 39 WealthBriefing 39 Parex Banka 39 Cosla 39 Mr Allert 39 Samir Assaf 39 Peter Crossgrove Excellon 39 Chief Executive Oswald Gruebel 39 Sally Dewar 39 Wyevale 39 Arch Cru 39 Asset Management RLAM 39 Punter Southall 39 Stephen Couttie 39 Eric Varvel 39 René Carron 39 Constitutional Affairs 39 Witan Investment Trust 39 Walter Kielholz 39 Riza promotion 39 Bellway 39 life assurer 39 sovereign wealth fund 39 Whitehead Mann 39 Ian Coull 39 Seymour Pierce 39 secondee 39 AOFM 39 Hymans Robertson 39 FINANCIAL SERVICES AUTHORITY 39 macro prudential 39 Laragrove 39 Resolution RSL.L 39 non dom 39 Cllr Heesom 39 SAYE schemes 39 Kip Meek 39 Wuffli 39 SHAs 39 housebuilder 39 minister Yvette Cooper 39 Scottish Equitable 39 Foster Denovo 39 Ennstone 39 AADB 39 Aabar Investments 39 Shadow Chancellor Oliver Letwin 39 Nick Clegg 39 2Entertain 39 NatWest 39 accountants KPMG 39 Alan Budd 39 Quintain 39 Galateri 39 Ssas