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(Click for frequent words.) 65 Jessica Oppenheim 61 Mike Hanretta 61 Ron Gruendl 60 Michael Hanretta 60 Bill Halldin spokesman 59 Jerry Dubrowski 58 Michael Duvally 58 Randy Whitestone 58 spokesman Bill Halldin 58 Ed Canaday 58 Michael DuVally 58 Michael Hanretta declined 57 Andrea Rachman 57 Craig Siegenthaler 57 Justin Perras 57 Jon Diat spokesman 56 Derek Aney 55 Tsukasa Noda 55 Teri Schrettenbrunner 55 Bill Halldin 55 Curt Ritter 55 Kris Kagel 55 Mary Sedarat 55 spokesman Michael Hanretta 55 Andy Brimmer 54 Brian Marchiony 54 Anne Eisele 54 Joe Evangelisti 53 Joseph Evangelisti spokesman 53 Christy Pollak 53 spokesman Kris Kagel 53 Dominik von Arx 53 Robert Julavits 52 Christine Holevas 52 Rohini Pragasam spokeswoman 52 Michael Rehaut 52 Mary Athridge 52 Christina Pretto 52 Doug Braunstein 51 Scott Silvestri 51 spokeswoman Kristin Lemkau 51 Pen Pendleton 51 Jumana Bauwens spokeswoman 51 George Ledwith 51 Stephanee Smith 51 William Tanona 51 Herb Perone 51 Susan Katzke 51 David Bleustein 51 Steven Vames 50 Kerrie Cohen 50 Eloise Hale 50 officer Renato Fassbind 50 Fred Laberge 50 spokesman Barry Koling 50 Michael DuVally Goldman Sachs 50 Peter Tulupman 50 Anthony Mirenda 50 Charles Salmans 50 Scott Tagliarino 49 Armel Leslie 49 Alain Karaoglan 49 spokeswoman Jeanmarie McFadden 49 analyst Albert Savastano 49 Sterling Auty 49 Brian Goerke 49 Bruce Harting 49 Sylvia Morin 49 Andrew Kligerman 49 Tom Dresslar Lockyer 49 Eric Wasserstrom 49 Joseph Evangelisti 49 John Bukovinsky 48 analyst Frederick Searby 48 John Gerspach 48 Virginia Genereux 48 Mary Eshet 48 Tom Goyda 48 Ed Barbini 48 Brandy Bergman 48 Brock Vandervliet 48 Nicholas Ashooh 48 Steven Alexopoulos 48 Bancorp USB.N 48 Hugh Suhr 48 analyst Lori Appelbaum 48 Tamara Kravec 48 Farooq Hanif 47 Glen Mathison 47 Manus Costello 47 analyst Brad Hintz 47 analyst Alexia Quadrani 47 Bob Toevs 47 analyst Bijan Moazami 47 Edward Barbini 47 Excluding goodwill impairment 47 Charles Sipkins 47 Treasurer Elaine Lintecum 47 noncash accounting 47 Claudia Baucus 47 Peter Lucht 47 Debra DeCourcy 47 Danny Ludeman 47 Brian Beades 47 Jerome Fons 47 analyst Vicky Binns 47 Tod Tamberg archdiocese 47 analyst Vivek Juneja 47 analyst Betsy Graseck 47 Dr. Jim Birchenough 47 Jeff Leebaw 47 spokesman Charlie Rowton 47 Rick Swagler 47 Joshua Raskin 46 Rosemary Berkery 46 Andy Kaplowitz 46 CDO writedowns 46 Arnaud Langlois 46 Wells NYSE WFC 46 NewMil 46 analyst Stuart Plesser 46 Jamie Dimon JPMorgan 46 Jeff Wlodarczak 46 Kerry Killinger WaMu 46 Frank Bisignano 46 Ken Hoexter 46 Ned Seubert 46 Sipkin 46 analyst Jefferson Harralson 46 Allan Schoenberg 46 Jamie Forese 46 Robert Sherbin 46 Jamie Dimon JPMorgan Chase 46 analyst Laurent Horrut 46 Guy Moszkowski 46 Gary Pastorius 46 Kim Hillyer 46 analyst Christopher Mutascio 46 Deborah Lilienthal 46 Hexagon Securities 46 Panagiotis Spiliopoulos 46 Gary Weitman 46 JPMorgan 46 Matt Spick 46 Peter Faur 46 Dhruv Chopra 46 Mayopoulos firing 46 Christopher Mutascio 46 Roger Schrum 46 Vin Loporchio 46 Edwin Groshans 46 CDO write downs 46 Claudia Shank Hueston 46 Scott Brockelmeyer 46 Robert Toevs 45 Kian Abouhossein 45 Randall Samborn declined 45 Sheri Woodruff 45 Stephanie Honan 45 Burl Osborne Freedom 45 analyst Jeffrey Zekauskas 45 Irene Esteves 45 analyst Gregory Melich 45 analyst Peter Ruschmeier 45 Jay Gelb 45 Christopher Horvers 45 John Schneidawind 45 Edward Najarian 45 Jeff Lettes 45 Srini Pajjuri 45 A. Greig Woodring 45 David Gunasegaram 45 Smith Barney MSSB 45 Kirkpatrick Pettis 45 Lloyd Avram 45 Andrew Obin 45 repays TARP 45 Thomas Singlehurst 45 analyst Michael Rehaut 45 Ladenburg Thalmann Bove 45 Harry Yanowitz 45 Lawrence Zweifach 45 David Hochstim 45 Corp. BAC.N 45 Marc Monseau 45 Bob Delaporte 45 Kynikos 45 Pamela Knous 45 analyst Sanjay Sakhrani 45 Jack Zwingli 45 Shannon Troughton 45 Oscar Suris 45 Carlos Peyrelongue 45 Chuck Noski 45 Mike Trippitt 45 Leroy Jessop 45 Jerry Doctrow 45 Fred Alverson 45 Bob DeFillippo 45 Adam Klauber 45 CEO Jack Bovender 45 analyst Kirk Materne 45 Kurt Ebenhoch 45 officer Marc Oken 45 spokesman Tyler Gronbach 45 Todd Bault 45 Len D' Eramo 45 MER.N 45 Forster Muhlenkamp 45 Todd Duvick 45 Thomas Cholnoky 45 Analyst Bill Pecoriello 45 Nigel Dally 45 please visit www.ml.com 45 Liam McGee 45 Lyle LaMothe 45 Merrill 44 Dale Lattanzio 44 Adam Barkstrom 44 Molowa 44 Andrew Kearnan 44 Sabra Purtill 44 strategist Adrian Mowat 44 Brian Rieselman 44 Charles Sahner 44 Ronald J. Kruszewski 44 Sempra Commodities 44 Robert Lacoursiere 44 Daniel Kerven 44 bankā 44 Credit Suisse CSGN.VX 行情 44 Craig Woker 44 Thomas Watjen 44 Ed Trissel 44 Andy Backover 44 spokesman Terry Balluck 44 analyst Nigel Dally 44 Creditsights 44 Morgan Stanley 44 4Q Profit Beats Expectations 44 Matthew Heimermann 44 Jeff Mirasola 44 BHW Holding 44 Natalie Lowman 44 analyst Moshe Orenbuch 44 Christopher Conkey 44 Homebanc 44 Ed Steadham 44 Tad Piper 44 Officer Stephen Swad 44 analyst Alain Karaoglan 44 Marc Oken 44 Kevin Allexon 44 CEO Frederic Oudea 44 Glen Ponczak 44 Investment Managers MLIM 44 Michael Taiano 44 Viniar 44 Jason Gurda 44 Thomas Renyi 44 Peter Rozenberg 44 Gerald McCaughey 44 pretax 44 Charles Blixt 44 Chairman Walter Kielholz 44 Jack Malvey 44 CEO Oswald Gruebel 44 Ed Groshans 44 nonrecurring expenses 44 subprime originations 44 Spin Off Discover 44 Scott Geels 44 Thomas McCrohan 44 firmā 44 Corp CFC.N 44 Ladenburg Thalmann analyst 44 William Ruberry 44 Jim Vitak 44 Vincent Galifi Magna 44 analyst Andrew Obin 44 Colm Kelleher Morgan Stanley 44 analyst Tal Liani 44 Francisco Oaxaca 44 Credit Sights 44 Anthony Piszel 44 analyst Srini Pajjuri 44 American Bankers Assn 44 PTPP 44 Ackor 44 #.#bn writedown 43 Edward Ditmire 43 noncash pretax 43 Abouhossein 43 aftertax gain 43 Tom Cirigliano 43 excluding nonrecurring 43 analyst Elizabeth Osur 43 Josh Braverman 43 Ambac insured 43 Nisource 43 expert Graef Crystal 43 Innovis Entities 43 Walt Riker 43 analyst Gregory Badishkanian 43 Rene Locher 43 analyst Glenn Schorr 43 BAC.N 43 Inc WM.N 43 Shelley Whiddon 43 analyst Anthony Chukumba 43 Jacksha 43 analyst Aninda Mitra 43 analyst Mikir Shah 43 Ed Grebeck 43 James Ackor 43 Moszkowski 43 Carol Hively Walgreens 43 MSSB 43 spokeswoman Jumana Bauwens 43 Gary Perlin 43 James Janesky 43 analyst Guy Moszkowski 43 George Harad 43 Michael Kilpatric 43 Douglas Harned 43 Neace Lukens 43 Brad Morrice 43 Doug Petkus Wyeth 43 Citigroup CN 行情 43 Henri Alexaline 43 spokeswoman Debbie Bosanek 43 Joseph Greff 43 Carol Hively 43 Eric Licoys 43 Lizabeth Zlatkus 43 Claude Zehnder 43 Vijay Jayant 43 Walt Cherniak 43 nyse MER news 43 William Fuhs 43 excludes noncash 43 Merrill Lynch 43 Lee Pinkowitz 43 Ted T. Cecala 43 Ambac insures 43 Robert Willens 43 Douglas Sipkin 43 Clint Roswell 43 analyst Ann Duignan 43 Chief Executive Michel Tilmant 43 Goldman SachsGS 43 AIGâ 43 Michael Siemienas 43 Cindy McCaffrey 43 Amy Burrell Tichy 43 Capt. Amy Malugani 43 Prashant Bhatia 43 GCA Savvian Advisors 42 Rollover Options Bob 42 economist Rob Subbaraman 42 FleetBoston Financial Corp 42 Gus Mojica 42 nothing Silvio Bartolotti 42 modified coinsurance 42 WordWave 42 Janice Fukakusa 42 Stephan Kalb 42 analyst Kian Abouhossein 42 Wachovia SouthTrust 42 Ahmass Fakahany 42 NikkoCiti 42 Alberto Cribiore 42 Fassbind 42 CEO Laurence Fink 42 BofA NYSE BAC 42 Mitch Lubitz 42 Sandra Jansky 42 Koling 42 Steve Caulk 42 Jeff Yabuki 42 Home BancShares 42 AG DBK GY 42 Geoff Kieburtz 42 Howard Sosin 42 Allan Krauter 42 Roger Hendriksen 42 strategist Brian Belski 42 MER Loading 42 Andrew Hinkelman 42 d Represents 42 FAFLIC 42 Alexander Yavorsky 42 Anthony Bucalo 42 Zweifach 42 Geraud Charpin 42 Wintrob 42 Don Civgin 42 adequately collateralized 42 JB Hanauer & 42 Joel Tranter Phoenix 42 Thomas R. Wadewitz 42 Rescap 42 Corp BBT.N 42 bespoke tranche 42 Tanona 42 GS Loading 42 Treasurer Paolo Tonucci 42 Michael Cembalest 42 Wazir Pacha provincial 42 analyst Mark Wienkes 42 spokesman Steve Tragash 42 pretax writedowns 42 Surface Specialties acquisition 42 Edings Thibault 42 Excluding nonrecurring items 42 Ken Zerbe 42 Emile Courtney 42 Edith Behr 42 Jon Langenfeld 42 Jane Pedreira 42 Goldman Sachs GS.N 行情 42 Citgroup 42 Chase Kishner 42 Zions Bancorp 42 spokesman Bob Chlopak 42 Jonathan Gasthalter 42 Ben Mogil 42 Philippe Krakowsky 42 Andrew Cecere 42 David L. Donihue 42 NatCity 42 Mark Molzen 42 Moshe Orenbuch managing 42 DAC unlocking 42 Rehaut 42 HVM GY Germany 42 subprime collateralized debt 42 Alexander Averi 42 Steven Winoker 42 b Excludes 42 excluding goodwill impairment 42 DAC unlock 42 Gerspach 42 JPM.N Quote Profile Research 42 Elisabeth Rudman 42 Mark Fetting 42 Greg Brostowicz 42 Jeffery Yabuki 42 CDO squared transactions 42 Moszkowski wrote 42 Stuart Plesser 42 analyst Darko Mihelic 42 Wachovia Corp WB.N 42 TO BE OBTAINED 42 Jonathan Golub 42 J. Larry Sorsby 42 pretax writedown 42 Michaela Donnelly 42 guaranty insurers 41 Iraqi Kurdistan Peshmerga 41 Chairman Lanty Smith 41 Bo Gowan 41 Bob Brammer 41 Horst Hueniken 41 Stephen Tusa 41 Hugo Benettieri 41 Abacus CDOs 41 analyst Stacy Turnof 41 EBITDAS EBITDA 41 2Q Profit Slips 41 monoline exposure 41 Amy Rotenberg 41 nondeductible expenses 41 millioncompared 41 Provident Bankshares 41 Alexia Quadrani 41 analyst Vivek Arya 41 analyst Gurinder Kalra 41 Tony Cudmore 41 John Herrlin 41 JPMorgan Jamie Dimon 41 Ms Villalba 41 John Kartsonas 41 Margaret Mellott 41 Amber Gowen 41 EBITDAO 41 George Staphos 41 Tabitha Zane 41 J. Heym 41 accrual reversals 41 Jim Holbrook EMAK 41 Orenbuch 41 Freidman Billings Ramsey 41 Kathleen Bostjancic 41 Michael Vinciquerra 41 pretax goodwill impairment 41 bln Sfr 41 Peter Blackmore UTStarcom 41 exclude noncash 41 intangible impairments 41 John DiFucci 41 Joshua Shanker 41 Steele Alphin 41 analyst Stephen Tusa 41 analyst Donald Fandetti 41 BoNY Mellon 41 Peter McNierney 41 Jeffrey Dorschner 41 Analyst Rebecca Arbogast 41 Perry Grueber 41 Alan Schankel 41 Chief Executive Ara Hovnanian 41 Arnaud Mares 41 Jim Maiella 41 write downs 41 Vikram Pandit Citi 41 Brett Rabatin 41 modestly dilutive 41 Georg Kanders 41 Wells Fargo WFC.N 41 Russ Stolle 41 J. Steele Alphin 41 Ivan Wahl 41 Louise Purtle 41 Keith Plowman 41 AmericaBAC 41 Mikhail Foux credit 41 BofA 41 CitigroupC 41 Tellabs Presentation 41 Mark Giuffre 41 Kari Aakre 41 Rod Bourgeois 41 Mark Rouck 41 Nils Larsen Tribune 41 Shareholders Approve Buyout 41 Barbara Cappaert 41 Michael Polzin 41 Romit Shah 41 Eric Selle 41 Prosperan 41 Joe Kirik 41 strategist Teun Draaisma 41 Citigoup 41 R. Scott Siefers 41 WR Hambrecht reiterate 41 Putnam Lovell NBF 41 Shebetich 41 Deepak Tolani 41 Cochran Caronia 41 Georg Marti 41 Debra Weierman 41 C. McCrohan 41 Tom Gerke EMBARQ 40 Chris Donlay 40 Daniel Oppenheim 40 earnigns 40 card issuer Metris 40 Banco Pactual 40 Grasher 40 TARP repayment 40 analyst Philippe Huchois 40 noncash impairments 40 operatingincome 40 Putnam Lovell 40 Officer Eric Sieracki 40 Equity Investees 40 Tempus Advisors 40 Co JPM.N 行情 40 Angelo Mozilo Countrywide 40 Collyn Gilbert 40 Zekauskas 40 writedowns 40 JPM Loading 40 Geoff Ruddell 40 LIFO accounting 40 Kyle Edelen 40 GreatBanc 40 Joey Mooring 40 pretax noncash 40 Ton Gietman 40 Moodyâ 40 Chairman Sanford Weill 40 aftertax charge 40 spokesman Steven Tragash 40 Han Tjan 40 Richard Kwas 40 Deane Dray 40 BlackRock Fink 40 SAMCO Capital Markets 40 UBS Warburg LLC 40 analyst Mark Edelstone 40 Thomas F. Motamed 40 Jennifer Donnals 40 Bogdan Chirieac Romanian 40 SUBPRIME TODAY 40 Peter Thonis Verizon 40 C. Berenato 40 Sakhrani 40 Brian Luscomb 40 Barry Zubrow 40 Ben Bubeck 40 Mike Siemienas 40 analyst Patrice Cochelin 40 Rick DeLisi 40 CEO Marcel Rohner 40 Glenn Schiffman 40 Bear Stearns BSC.N 40 Pasciucco 40 Joseph M. Zubretsky 40 Underlying pretax 40 Wintrust Financial 40 Allianz Dresdner Bank 40 Aeltus Investment Management 40 Robeco Sage 40 WM Advisors 40 spokeswoman Janis Tarter 40 HIG.N 40 JPMorgan Chase 40 analyst Jon Bergtheil 40 Steven Bensinger 40 trust preferreds 40 analyst Bruce Harting 40 Bob Drbul 40 Kimmo Rama 40 James Chessen chief 40 Eastdil 40 Kristi Pankratz 40 Sanjiv Khattri GMAC 40 Wang Xiaogang 40 reporter Rebecca Hyam 40 intangible assets impairment 40 Dominic Konstam 40 analyst Shebly Seyrafi 40 Richard Bilotti 40 CHF#.#bn [002] 40 Julie Gentz 40 Ms. Krawcheck 40 Bear Stearns Asset Backed 40 Gamaitoni 40 Dain Rauscher 40 firmâ 40 Daniel Fannon 40 Genesco Finish Line 40 SFSB Inc. 40 Kinner Lakhani 40 spokesman Don Vecchiarello 40 - Non Shane Germann 40 Sfr#.#bn [002] 40 bankâ 40 Finish Line Genesco 40 analyst Ashwin Shirvaikar 40 AmerUS 40 Joe Tedino 40 Sheila Wilbanks 40 David Trone 40 Kash Rangan 40 Joseph Abate 40 & Co. MERPO 40 spokesman Peter Thonis 40 STI.N 40 analyst Robert Sedran 40 Frederick Searby 40 Sanja Gould 40 Hal Covert 40 Jim Sluzewski Macy 40 analyst Dan Wantrobski 40 Annual Incentive Plan 40 BofA Citi 40 F. Reda 40 Ron Iori 40 Gantt Walton 40 Scott Snyder XPRESSTRADE 40 Brenda Lum 40 Michael Natzic 40 JON SEIDEL Post 40 AmNet Mortgage 40 Don Friske 40 Transeastern joint venture 40 Christopher Danely 40 spokesman Bob Toevs 40 Hugo Banziger 40 attorney Reed Oslan 40 Alliant Foodservice 40 1Q Profit Grows 40 Chief Executive Kenneth Chenault 40 Credit Suisse 40 Lew Borman 40 Chuck Hartlage 40 Group PLC RBS.LN 40 Paul Draffin 40 WebSource Media 40 Rebekah Carmichael prosecutor 40 noncash goodwill impairment 40 Suspends Quarterly Dividend 40 Olaf Kayser 40 Donald Fandetti 40 MSR hedging 40 Terence O'Hara 40 Tien tsin Huang 39 noncash pretax charge 39 f Represents 39 Aareal 39 John Janedis 39 Analyst Richard Withagen 39 Co Inc MER.N 39 Chief Executive Jamie Dimon 39 Chief Executive Leland Brendsel 39 Sylvain Raynes 39 NETg acquisition 39 Christine Dugas 39 Jon Balkind 39 Paul Kelash 39 JPMorgan Chase JPM.N 39 Aryeh Katz 39 Equinix excludes 39 ııı#.# billion [001] 39 Jim Cracchiolo 39 Cribiore 39 Freadhoff 39 noncash goodwill 39 Martin Fridson chief 39 David Wajsgras Raytheon 39 Nishu Sood Deutsche 39 Student Loan Corp 39 noninterest expense partially offset 39 Co. MER 39 DB.N 39 Benoit Savoret 39 Mohammed Nakhooda 39 Feinseth 39 analyst Marci Ryvicker 39 Mutascio 39 repaying TARP 39 spokesman Andy Backover 39 America BAC.N 39 spokesman Stephen Pagnani 39 Lehman Brothers LEH.N 39 SwFr# 39 Waid Funeral Home 39 Khalid Howladar 39 Susan Garontakos 39 Vance Edelson 39 Deborah L. Weinswig 39 Malon Wilkus 39 Chief Executive Marcel Rohner 39 ZKB trader 39 Chris Perille 39 Lt. Abe Sipe 39 unexercised stock 39 Michael T. Avara 39 Donna Kush 39 Derryl D' silva 39 Jessica Reif Cohen 39 Quinton Crenshaw 39 Natixis SA 39 By Nat Worden 39 CDS counterparties 39 Ken Shinjo 39 Fridson Investment Advisors 39 Tahira Afzal 39 Anurag Rana 39 Gerd Haeusler 39 Sally Yim 39 SS Ranjan 39 Ken Komoroski 39 Greg Lagana 39 Mannesmann supervisory board 39 Robert Koort 39 Fine Arts Engraving 39 Qualcomm Strategic Initiatives 39 Wells Fargo 39 BERLIN Commerzbank AG 39 Lenny Caponigro 39 Park Kie duk 39 normalized EBIT 39 Christina DiIorio Sterling 39 analyst Joshua Shanker 39 ResCap GMAC 39 MER.N Quote Profile Research 39 Paul Kranhold 39 ANALYST TAKE Banc 39 Bisys 39 Jeffrey Luth 39 Matthew Perra 39 analyst William Tanona 39 Bill Trubeck 39 Ajit Pai 39 economist Sylvain Broyer 39 proforma EPS 39 UBS 39 Justin Sebastiano 39 TRSL 39 Shanny Basar 39 Chris Danely 39 Punk Ziegel analyst 39 adopting SFAS #R 39 LNR Property 39 Tom Cholnoky 39 Sets Quarterly Dividend 39 Stephen Pagnani 39 CEO Mark Ordan 39 Hugh Depland BP 39 Deutsche Hypothekenbank 39 1Q Profit Climbs 39 Citigroup Charts Fortune 39 Societe Generale SA #.FR 39 QSI segment certain 39 Catherine Cosentino 39 Kalpesh Kapadia 39 del Missier 39 Sven Jari Stehn 39 Brian Poissant 39 John Stomber 39 nyse MBI 39 Randy Belote Northrop 39 Glenn Schorr 39 Kate Varden 39 Accelerated vesting 39 FNMA preferred 39 Vocabulary loves 39 Clif Webb 39 Susan Roth Katzke 39 carrybacks 39 CHF3 39 Randy Binner 39 JP Morgan 39 Erik Oja 39 Mark Urness 39 Jodi Bjornson 39 analyst Sumit Dhanda 39 Bank TD.TO Quote 39 Lynnette Hotchkiss 39 Ronald Logue 39 Fiduciary Asset Management 39 BlueMountain Capital Management 38 Drew Herdener 38 GS Jaggi 38 Joel Levington 38 Larry Seastrom 38 Plodwick 38 Richard Russack 38 Brian Akre 38 nonprime mortgage 38 Rebecca Bortner 38 nonpension 38 Carl Christensen XPRESSTRADE 38 DPAC amortization 38 Robert McKinnon ASAS 38 posts 1st qtr 38 Scott Reigstad 38 Reversal Soon 38 Goldfarb Branham 38 Gaby Abdelnour 38 Sanjiv Wadhwani 38 Chief Executive Josef Ackermann 38 Jeremy Zweig 38 Clarkson Hine 38 adviser Miller Buckfire 38 spokesman Nick Iammartino 38 ChannelRe 38 Maura Wogan 38 Abhijit Chakrabortti 38 Jan Oksum 38 analyst Amir Rozwadowski 38 Kutak Rock LLP 38 CityBank 38 analyst Maarten Altena 38 Ed Van Herik 38 Colin McBean 38 Quarterly Loss Narrows 38 Allianz SE AZ 38 write offs 38 Lee Mitau 38 Conseco CNO 38 ABCP trusts 38 Patrick Winsbury 38 Visa indemnification 38 Amy Brei 38 2Q Profit Doubles 38 c Excludes 38 Commerce CM.TO Quote Profile 38 FirstMortgage Inc. 38 Bear Stearns Cos. BSC 38 Compass Bancshares 38 GimmeCredit 38 LEH.N 38 Ladenburg Thalman 38 GCIB 38 Wauwatosa Savings 38 MGIC Investment 38 Swiss Re Capital Markets 38 MSR impairment 38 Dexia DEXB.BT 38 Christophe Prazuck French 38 Legg Mason Capital Markets 38 IStar Financial 38 Hugh Imhof 38 loss carrybacks 38 Greywolf CLO 38 Marcey Evans Ford 38 Gabrielle Chapin 38 FrontPoint Partners hedge fund 38 Citigroup 38 Q4 adj 38 Corp NYSE BAC 38 prized Neuberger Berman 38 Kronthal 38 Rajiv Setia 38 covenant calculations 38 Fraser Engerman 38 Don Truslow Wachovia 38 Michael Nank 38 Dan Heyler 38 MERRILL Wis. WSAU 38 valuation adjustments 38 Canada TSX RY 38 Pascal Decque 38 Federal Mogul Alapont 38 HBOS.L 38 OTTI charges 38 Countrywide 38 Todd Blecher 38 4Q Profit Doubles 38 ARSs 38 William L. Trubeck 38 David Kanihan 38 pershare 38 DJO Merger 38 Claudia Shank 38 Treveria 38 Nick Levidy 38 Dave Hirschman 38 spokeswoman Kristin Huguet 38 Rob Saliterman Treasury 38 Timothy Thein 38 Bursor 38 Serene Lim commodity 38 Tokyo Michihiro Yamamori 38 repaying TARP funds 38 Unizan merger 38 Berbee Information Networks 38 Mary Bippus 38 noncash pretax impairment 38 SMTEK 38 Philip Schrank 38 Gus Melonas BNSF 38 inadequately capitalized 38 US#.#m [002] 38 Rietbrock 38 lifecos 38 Robert Kurtter 38 Taunya Sell 38 Kristine Grow 38 Bullish Engulfing Formed 38 Nasgovitz 38 ZURICH Switzerland UBS AG 38 Toshiro Yoshinaga 38 CHF#.# billion [001] 38 Don Wellendorf 38 Teresa Ovalle 38 Executive Exercises Options 38 Clayt Daley 38 bln usd writedown 38 aftertax 38 identifiable intangible 38 Rebekah Lampman Fort Hood 38 Philip Alling 38 Laurus Valens 38 Jim Badenhausen 38 Harrah's Caesars merger 38 Chief Executive Georges Pauget 38 TeamBank NA 38 Joseph Osha 38 William F. Tanona 38 Officer Buddy Piszel 38 Nyiko Mageza 38 Linenberg 38 Ron Tadross 38 Steven Rogel 38 John Tofarides 38 Maury Lane 38 Ambreesh Srivastava 38 Supertel Hospitality 38 adopted SFAS #R 38 Rebekah Lampam Fort Hood 38 Joseph Ficalora 38 Larry Zimpleman chairman 38 Damien Chew 38 TMRS 38 Jennifer Whitlow 38 BAC.N Quote Profile Research 38 Billion Writedown 38 Rick Meslin 38 lien RMBS 38 Amvescap AVZ 38 Petrasic 38 FINDEP 38 ABCP holdings