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(Click for frequent words.) 64 Zinedine Zidane Lilian Thuram 60 Marcel Desailly Lilian Thuram 58 talisman Zinedine Zidane 49 skipper Martin Laursen 47 playmaker Deco winger Cristiano 45 Shane Warne Adam Gilchrist 43 Nelson Piquet jnr 43 Upon Dobrynin 43 Mia Hamm Julie Foudy 41 Emile Bouchard 41 Guy Whittall 41 Bordeaux Gironde region 40 Shane Warne Glenn McGrath 40 Walter Neusel 40 Justin Langer Damien Martyn 39 Belgians Kim Clijsters 39 Glenn McGrath Adam Gilchrist 39 Matthew Hayden Justin Langer 38 Adam Gilchrist Matthew Hayden 38 greats Shane Warne 38 Glenn McGrath Justin Langer 38 Adam Gilchrist Glenn McGrath 38 Adam Gilchrist Brad Hogg 38 Ruben Wiki Stacey 37 Warne Glenn McGrath 37 Shane Warne Justin Langer 36 Laura von Bertouch 36 greats Glenn McGrath 36 Martina Navratilova swears 35 Greg Chappell Dennis Lillee 35 shooters Sharelle McMahon 35 Mawae NFLPA president 34 Warne McGrath 33 Lesley Rumball 33 NPR Carl Kasell 33 Glenn McGrath Shane Warne 32 deputy Thurman Higginbotham 32 LearnCenter platform manages 32 Justin Langer Matthew Hayden 32 Dennis Lillee Greg Chappell 32 Aston Croall 32 Chris Guccione Peter Luczak 31 Mark Mercuri 31 Retirements 31 retirements 31 tighthead prop Salesi Ma'afu 31 Stuart Maxfield 30 Baptist preacher invoke 30 retired 30 Frenchman Olivier Jacque 30 Beetle Bailey nears 29 FOXBOROUGH Mass. Junior Seau 29 retiring 29 departees 28 daybreak terrorizing 28 retirment 28 replacements 28 retirement 28 Rev. Bennie Whiten 28 unretirement 28 Petero Civoniceva Brad Thorn 28 unceremonious exits 27 Retiring 27 MEXICO CITY Lorena Ochoa 27 Bath shipbuilders 27 severely depleted 27 Al Kanaar 27 retires 27 retire 27 succeeded Ella Bully 27 PLT arrivals exceeded 27 absentees 26 RETIREMENT 26 Diron Reynolds 26 chief Dietmar Droste 26 Carolyn Kimbrell 26 positional switches 26 diverging narratives 25 Rusty Wallace Terry Labonte 25 Bucs Alstott 25 DeMarre Carroll Leo 25 PLT departures 25 farmers Roger Burtchin 25 babyboomer generation 25 Jagels prepares 25 Cal Poly Ellerson 24 pensionable age 24 PLT arrivals 24 late bloomer Delic 24 Aly Wagner Abby Wambach 24 prime childbearing 24 farewells 24 tackle Willie Roaf 24 departures 23 briefer bouts 23 falling birthrates 23 LeRoys employing 23 nest eggs shrank 23 babyboomers 23 mass emigration 23 Trucker YRC Worldwide 23 axings 23 oustings 22 reshuffles 22 multi partyism swept 22 avai . 22 graying 22 mass exodus 22 Kathy Casey Kirschling 22 depature 22 Defined benefit 21 ETMC CROCKETT 21 spouses surviving spouses 21 Chief William Bamattre 21 Marge Roukema 21 Renault Nick Heidfeld 21 factory Yamahas 21 preretirees 21 UPSers Eskew 21 postretirement 21 exodus 21 postretirement benefits 21 baby boomers retire 21 halfback Tiki Barber 21 millenials entering 20 reshuffle 20 Sens. Ernest Hollings 20 Payrolls shrank 20 signings 20 Injuries 20 lay offs 20 droughts melting glaciers 20 pensions 19 Charlesbank focuses 19 backline reshuffle 19 called Sorcerers Apprentices 19 baby boomers 19 Cully Barraclough 19 Mitchell Van Yahres 19 Alan Alborn 19 employments 19 Thienhaus 19 overfunded pension fund 19 succession 19 Laura Ecklar spokeswoman 19 CDLA Driver 19 furloughs shrunken 18 Marcia Wellstone Markuson 18 Cheap Thrills Jakarta 18 hurricanes floods droughts 18 midcareer 18 Resignations 18 nonretirement accounts 18 Outplacement firm 18 Shorter winters 18 Baby Boom generation 18 Herney Nisimblat Darien Conn. 18 Defined Benefit Plans 18 hospitalized Streck 18 golden handshake 18 Baby Boomers 17 temporary nonagricultural 17 Dismissals 17 pensionable 17 cites strident partisanship 17 reemployed 17 graying population 17 Thomas Chapmond 17 baby boomer 17 Michael Podgursky 17 superannuation payouts 17 selfless sacrifices 17 Shakman exempt 17 fills vacancy 17 sackings 17 Baby Boom 17 Retirement Plans 17 pension 17 attrition 17 retiral 17 Patent expirations 17 golden handshakes 17 Sen Morimoto 17 attritions 17 Defined contribution 17 Layoffs furloughs 17 baby boomer cohort 17 retirees 17 boomer cohort 17 nonpension 16 Holmbeck 16 unfunded accrued 16 Rehiring 16 injuries 16 baby boomer retirements 16 Hirings 16 Dirk Deville 16 UAAL 16 boomers 16 ministerial resignations 16 careers 16 salaried nonunion 16 mass desertions 16 dismissals 16 DEER CREEK NURSING 16 dismissal 16 Daniel Akaka 16 i4LIFE R Advantage 16 boomer generation 16 Capping tumultuous 16 Retirement Confidence 16 inside linebackers Tedy 16 demographic bulge 16 #/Hr part 16 retiring baby boomers 16 noncombat roles 16 fulltime 16 PBGC insures 16 Lastusky 16 Fidayeen Saddam 16 defections 16 Ken Dychtwald Ph.D. 16 absences 16 Simplified Employee Pensions 16 CSRS annuity 16 departure 16 Chief Jay Lastusky 16 owner Dyke Messinger 16 rehiring 16 Mayor Christoph Ahlhaus 16 unfunded pensions 16 old Jan Gissel 16 Retrenchments 16 re tirement 15 brass woodwind percussion 15 midlevel managers 15 burnout 15 NABE economists 15 voluntary retrenchments 15 nonbargaining employees 15 Absences 15 preretirement 15 longer lifespans 15 GRPS Superintendent 15 preretirement income 15 aging baby boomer 15 reestimates 15 Kaye Stripling 15 voluntary separations 15 successions 15 Charlotte Placide 15 Layoff 15 unreduced pension 15 voluntary redundancy scheme 15 resigning 15 pullouts 15 Tenured faculty 15 Retirement System CSRS 15 demotion 15 Pension 15 stoppages 15 specially serviced assets 15 rehired 15 Baby Boomer generation 15 Pamela Hess Hewitt 15 boomer retirements 15 boomer retirees 15 These auroral flare 15 severance outplacement 14 Retirement 14 Peter Forsberg Adam Foote 14 seemingly indestructible Favre 14 withdrawals 14 Baby Boomer retirements 14 nonworking spouses 14 Shirley Alvira 14 VanDerhei 14 Luminas Astro vans 14 Osteoporotic fractures 14 defection 14 presidentially declared disasters 14 reshufflings 14 DNQs 14 aging baby boomers 14 severence 14 unfunded actuarial liability 14 reshuffling 14 annuitants 14 OPEB obligations 14 retirements attrition 14 nickname robo signers 14 excessed teachers 14 Bankruptcies skyrocketed 14 superannuating 14 mass sackings 14 reenlistments 14 severance accruals 14 borrower depositor 14 desertions 14 Teachers Retirement Fund 14 laidoff workers 14 Narciso Rodriguez Zero 14 bumpings 14 downsizing rightsizing 14 rehires 14 Bethlehem Steel retirees 14 pension schemes 14 Stakeholder pensions 13 baby boomer generation 13 Achilles Melendres 13 unreduced 13 Salaried 13 skilled machinists 13 RRIFs 13 attrition retirements 13 becomes amendable 13 John Linder R-Ga. 13 buyouts spinouts 13 Baby boomers 13 victories 13 Defined Benefit DB 13 retiree 13 buydowns 13 Lump sum payments 13 patent expirations 13 shakeup 13 relapse dimming 13 noncontributory 13 tenured 13 severance package 13 IRAs #ks 13 SBPA substitution 13 baby boomer retirees 13 Shortfalls 13 drastic cutbacks 13 hirings firings 13 Aging baby boomers 13 Lynelle Jolley spokeswoman 13 salaried employees 13 unfilled vacancies 13 Decherd Tenn. 13 reemployment 13 underfinanced pension 13 retiring Baby Boomers 12 improverished areas 12 Kurzarbeit 12 salaried workers 12 RIFed 12 Chris Omodt 12 Defined Benefit 12 Alan Glickstein 12 CRDP 12 Mark Ruloff 12 Redundancies 12 Underfunded pension 12 NQTs 12 ousters 12 nonrepresented 12 PRSAs 12 Deferred Compensation 12 Deferred Retirement 12 Golden Handshake 12 Tatkovski 12 inductions 12 re enlistment bonuses 12 concessionary bargaining 12 paycuts 12 Iridium MSS offerings 12 unplanned blackouts 12 FERS employees 12 retirements resignations 12 FERS 12 benefits OPEB liability 12 Retirement Savings Accounts 12 furloughed pilots 12 demotions 12 Salaried workers 12 OPEBs 12 severance 12 Gebhardtsbauer 12 unemployed Alabamians 12 Maria Menconi 12 unfunded obligations 12 striking fallouts 12 involuntary separations 12 Salary freezes 12 Casanega 12 casualised 12 motorcoach crashes 12 SIMPLEs 12 belt tightening measures 12 Buyouts 11 Labour Brendan Howlin 11 #Ks [002] 11 Moulton Powden 11 overfunded pension 11 salaried 11 journeypersons 11 Delphi salaried retirees 11 aging Baby Boomers 11 IPERS 11 Unfunded liabilities 11 hires 11 Teachers Defined Contribution 11 imposing unpaid furloughs 11 unionized workforce 11 overfunded 11 PBOR 11 Achramovitch 11 Paul Fronstin EBRI 11 severance packages 11 budgetary belt tightening 11 rehire 11 deductible IRAs 11 delistings 11 cooks custodians 11 Company noncontributory defined 11 eliminate accidental needlestick 11 nest eggs 11 postions 11 compressed workweeks 11 Unfunded pension liabilities 11 Emile Chevrette 11 positons 11 Vince Snowbarger 11 jobholders 11 redundancy payouts 11 MGIB benefits 11 counselors librarians 11 patent expiries 11 sessionals 11 Israeli Passports Scandal 11 separations 11 Aliya Wong 11 reorganisations 11 FERS retirement 11 carryovers 11 salary 11 leaving vacancies unfilled 11 workforce 11 positions unfilled 11 Connarton 11 temporary shutdowns 11 enlistments 11 salaries 10 FEHBP enrollees 10 double dippers 10 Layoffs 10 nontenured teachers 10 careerists 10 layoff 10 TRSL 10 KiwiSavers 10 openings 10 Fahlund 10 unvested options 10 salaried retiree 10 solvency deficiency 10 Severance packages 10 voluntary redundancy 10 rescheduling elective surgeries 10 shorter workweek 10 DeLorean DMC eventually 10 nontenured 10 CSRS 10 extracurricular stipends 10 postretirement obligations 10 underfunding 10 Mainar 10 decommitments 10 cable splices 10 recruitments 10 chaotic unwinding 10 Bert Bleke 10 Clarisa Jimenez president 10 slipups 10 wage rollbacks 10 incentive accruals 10 laidoff 10 occupational pension 10 annuitization 10 nonmanagement 10 spokeswoman Yvonne Yoerger 10 rollover IRAs 10 Michelle Tinson 10 nonunion salaried 10 involuntary furloughs 10 ineligibles 10 verbal missteps 10 Alan Glickstein senior 10 adjustments COLAs 10 corporations foundations endowments 10 noncareer 10 CalPERs 10 RRSP contributions 10 involuntary terminations 10 Longevity Bonus Program 10 outplaced 10 downsizing 10 nonpartisan Employee Benefit 10 #ks [001] 10 Superintendent Kathy Leedom 10 vacancies unfilled 10 Carol Parmelee Blancato 10 collective bargaining agreements 10 severances 10 resignations 9 positions 9 JROTC instructors 9 PFRS 9 Broening Highway plant 9 bankruptcy reorganizations 9 #l k 9 Defined Benefit pension 9 Artemus Ward Northern 9 annuitisation 9 underfunded 9 actuarially 9 baby boomer bulge 9 voluntary severance packages 9 secondary SSNs 9 buyouts 9 snowplow drivers 9 unionized workforces 9 payscale 9 Jack Barshinger 9 nominaton 9 CFOs polled 9 compulsory superannuation contributions 9 departmental reorganizations 9 downsize 9 shorter workdays 9 Jerome Belair 9 Social Security 9 Voluntary Retirement 9 factory shutdowns 9 thieves Boeger 9 plant idlings 9 Ellen Minihan 9 prefunding 9 fill vacancy 9 hedge fund liquidations 9 Dublon 9 elective deferrals 9 BOSTON Putnam Investments 9 resignation 9 OPEB liabilities 9 horsepower sapping restrictor plate 9 insures pensions 9 Unforeseen circumstances 9 aging Baby Boom 9 instructional assistants 9 retirement nest egg 9 underfunded pensions 9 reorganizations 9 triennial valuation 9 Rarely Salmonella 9 nonspouse beneficiaries 9 unfilled 9 Gerald Browell 8 downsizings 8 Luana Tavale 8 Hiring freezes 8 companywide reorganization 8 Voluntary redundancies 8 nonteaching 8 nonregular workers 8 rightsized 8 sabbaticals 8 nonfaculty 8 vacancy 8 seasonal upticks 8 redeployments 8 nonunion retirees 8 reschedulings 8 tuition reimbursement 8 superannuants 8 Aon Benfield restructuring 8 nonwage 8 shakeups 8 dissaving 8 actuaries 8 RESP contributions 8 shorter workweeks 8 re enlistments 8 William Andrekopoulos 8 payouts 8 retirement nest eggs 8 Living Adjustment COLA 8 voluntary redundancies 8 elective deferral 8 hirings 8 liquidations 8 Consolidations 8 intraparty battle 8 nonmanagement employees 8 washouts 8 redeployment 8 Leblanc Considine 8 absenteeism 8 involuntary layoffs 8 Changing demographics 8 Lump sums 8 re enlistment 8 spokeswoman Scarlett Bouder 8 hourly wage earners 8 lump sum distributions 7 SIMPLE IRAs 7 nonunionized 7 Heinz Ciesinski 7 actuarial valuations 7 deferred compensation 7 secretaries paraprofessionals 7 Sirtris Pharmaceuticals involve 7 Middlesex Retirement System 7 Eduardo B. Carballo 7 senority 7 Furloughed 7 filling vacancies 7 adopting clawback provisions 7 undersheriffs 7 expat pilots 7 Robert Kochly 7 self proclaimed noncombatant 7 superannuation entitlements 7 Provost Phil DiStefano 7 MassHealth Basic 7 unfunded pension 7 KPERS 7 unused sick 7 Vaczovsky 7 paydays 7 Tom Gillaspy 7 hiring 7 unfilled positions 7 lump sum payments 7 turnarounds restructurings 7 Libby Burmaster 7 Preston Doerflinger 7 Layoffs loom 7 rollovers 7 spokeswoman Evelyn Tatkovski 7 custodians secretaries 7 vacancies 7 privatizing custodial 7 nonqualified retirement 7 hiatuses 7 ineligibilities 7 unfunded liabilities 7 overstaffing 7 Employment Retirement System 7 contractually guaranteed 7 Utkus 7 fill vacancies 7 Reductions 7 Rouseys 7 reenlistment bonuses 7 FICA withholding 7 Ric Ayer 7 principalships 6 VEBAs 6 Jim Lowham 6 layoff announcements 6 Cutbacks 6 IRAs Roth IRAs 6 nonteaching positions 6 headcount reduction 6 subcommittee chairmanships 6 unmanageable workloads 6 re skilling 6 redundancies 6 changes 6 Dana Bilyeu 6 Retirement Incentive 6 shortfalls 6 retrenchment 6 Retirement System 6 Phased retirement 6 Social Security recipients 6 untenured teachers 6 severance payouts 6 unfunded liability 6 downsizes 6 addition indibulin 6 pensionable salaries 6 chairmanships 6 layoffs 6 rehiring retirees 6 Ford Crown Victorias 6 budgetary pressures 6 APERS 6 wage freezes 6 retire rehire 6 Coverdells 6 salary freezes 6 Richard Rhau 6 IMRF 6 Tom Scullen 6 underfunded pension 6 FERS retirees 6 AHCCCS enrollment 6 Unemployment Compensation Trust 6 rehirings 6 nontenured faculty 6 midcareer professionals 6 Bielang 6 relocations 6 Teachers Retirement 6 Voluntary Separation Program 6 Happenings BlogTime 6 janitors secretaries 6 Rollovers 6 nonbargaining unit 5 Sandra Smyser 5 Cal PERS 5 involuntary redundancies 5 ed techs 5 nonrepresented employees 5 EUTF 5 adjustment COLA 5 incumbents 5 pensionable salary 5 Pink slips 5 unused vacation 5 unionized 5 prefund retiree health 5 Richard Robbat 5 Richard DiPatri 5 outyear 5 Employee Retirement System 5 accrued vacation 5 unbudgeted expenditures 5 Damian LaCroix 5 Joseph Zarra 5 cuts 5 Cadime 5 Len Casanega 5 excessed 5 James A. Caradonio 5 paychecks shrink 5 cutbacks 5 CSRS retirees 5 Budgetary constraints 5 jobs 5 RIFs 5 nonuniformed 5 retrenchments 5 Dr. Jerome Pecko 4 seniority 4 charitable bequests 4 NORCs 4 lump sum payouts 4 vastly underfunded 4 Chronic underfunding 4 workload 4 Coverdell ESAs 4 librarians counselors 4 Thomas Gathen 4 Walt Rulffes 4 hiring freeze 4 reappointments 4 parapros 4 layoffs unpaid furloughs 4 spokeswoman Lynelle Jolley 4 lateral hires 4 shortfall 4 cutback 4 Retirement Incentive Program 4 nonuniformed employees 4 unfunded actuarial 4 Kozleski 4 wage freeze 4 tenured faculty 4 deferrals 4 payless paydays 4 Burckbuchler 4 Colucciello 4 budgetary shortfalls 4 Genuario 4 LOPFI 4 enlisted airmen 4 unfunded 4 nonrenewed 4 staffing shortages 4 Don Helmstetter 4 voluntary buyouts 4 heavier workloads 4 paycheck 4 canceling elective surgeries 4 furloughed 4 heavier workload 4 terminations 4 Adjunct professors 4 overbudgeted 3 pink slips 3 recissions 3 secretaries janitors 3 salaried workforce 3 issuing layoff notices 3 lump sums 3 Demographic shifts 3 vacant judgeships 3 PBGC 3 noncontract 3 overexpenditures 3 PERS 3 reassignment 3 FTEs 3 Bonakoske 3 Employee Retention Incentive 3 bequests 3 hirees 3 overfunding 3 Kvarsten 3 Randy Liepa 3 James Pughsley 3 Culbreth Graft 3 realignments 3 hiring freezes 3 Laura Kornasiewicz 3 Sal Pascarella 3 nonteaching employees 3 McCaudy 3 Wage freezes 3 Illinois Terrorism Task 3 unplanned absences 3 paychecks 3 WorkCover premiums 3 nonsworn 3 noncontract employees 3 belt tightening 3 Coverdell accounts 2 nonunion employees 2 workweeks 2 Lane Plugge 2 Charles Gobron 2 shutdowns 2 Sejen 2 payroll 2 repricings 2 provisionals 2 consolidations 2 civilianization 2 mergers consolidations 2 PBGF 2 bankruptcies 2 Retirement Incentive Plan 2 unapproved absences 2 RIF Reduction 2 James Kapsa 2 Roger Erdahl 2 nonteachers 2 TMRS 2 unbudgeted 2 Schools Dorothy Galo 2 pension underfunding 2 paraprofessionals 2 unbudgeted expenses 2 Ron Heilmann 2 Charlie Krogmeier 2 Fare hikes 2 OPEB liability 2 Shrinking budgets 2 nonpersonnel 2 Unpaid furloughs 2 Public Employee Retirement 2 COLAs 1 StanCERA 1 curtailments 1 living adjustment COLA 1 dealership closings 1 COLA 1 VEBA 1 involuntary mobilizations 1 lease expirations 1 firings 1 restaff 1 Kitces 1 Michael Kavenius 1 Furloughs 1 paraeducators 1 nonsworn employees 1 savings 1 college tuitions 1 Calaveras Unified 1 appointments 1 LAGERS 1 uncontrollables 1 SAFER grants 1 staffing 1 preliminary layoff notices 1 closings 1 OPEB 1 tenured teachers 1 Keith Sockwell 1 reallocation 1 nonmilitary discretionary 1 Pierczynski 1 budget shortfall 1 furloughing 1 buybacks 0 Fireman Retirement System 0 reductions 0 interfund borrowing 0 nonbargaining 0 sav ings 0 governors mansions 0 budget shortfalls 0 enrollments 0 mandatory furloughs 0 nonrevenue generating 0 reassignments 0 biweekly paychecks 0 appellate judgeships 0 reprioritization 0 Godefroidt 0 Bill Niday 0 Layoff notices 0 midyear 0 Rorrie 0 reorganization 0 graduations 0 Mcare Fund 0 Malainy 0 understaffing 0 givebacks 0 layoffs furloughs 0 Jeffrey Speicher 0 paycheck deductions 0 issuances 0 redistributions 0 Laura Imerman 0 Furloughing 0 payless payday 0 PERS TRS 0 declining enrollment 0 Superintendent Linda Kaumeyer 0 SAFER grant 0 disenrolling 0 Rick Terres 0 declining enrollments 0 Stapczynski 0 shifting demographics 0 voluntary severance 0 spendable income -1 assistantships -1 rolling brownouts -1 PSERS -1 ERIP -1 committee chairmanships -1 departmental budgets -1 Dan Lowengard -1 insurance premiums -1 mill levy overrides -1 layoff notices -1 EduJobs -1 workmen comp -1 Medi Cal reimbursements -2 hazard mitigation grants -2 Declining enrollments -2 unpaid furlough days -2 cost avoidances -2 quadrennial reassessment -2 rescind layoff notices -2 judgeships -2 budgeted conservatively -2 outyears -2 excessing -3 Dependent Eligibility Audit -3 furloughs -3 mandatory unpaid furloughs -3 nonrenewals -3 RIF notices -3 payroll deduction -3 disenrollments -3 biennium -3 bienniums -3 textbook adoptions -3 re districting -3 Tighter budgets -3 reevaluations -4 withholdings -4 nonsalary -4 MCAS remediation -4 reallocations -5 preselections -5 furlough -5 biennia -5 redistricting -5 recusals -5 COPS grant -5 reorganizational -5 reapportionment -6 Declining enrollment -6 underenrolled schools -6 categoricals -7 decennial redistricting -7 payraise -9 ESDs