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(Click for frequent words.) 32 By ERIC GOLDSTEIN 28 NCPA accepts 28 retailers registers ringing 28 Councilor Erick Erickson 28 Silar Advisors LP 27 QS H# Quantum Sniffer 27 endowments 26 Farepak Response Fund 26 Mohammed Shayba general 26 radiofrequency procedure 26 ONLY HOPE 26 purse strings 25 Mixons 25 Backboards everywhere kids 25 Edith Falk 25 dwindling nest eggs 25 Tsogo Investment 25 Great Recession 24 LIBRARIES 24 pocketbooks 24 economic downturn 24 ill conceived divisive 24 THEY DO NOT KNOW 24 checkbooks 24 RELIGION IS 24 sister Denise DeBartolo 24 localize merchandise 24 wallets 24 hiring freeze 23 toenails yanked 23 Milton Pedraza chief 23 AURORA COLO 23 bureaucratic inflexibility 23 contouring skin 23 PROPERTY OWNERS 23 Fidel Castro lorded 23 tightening purse strings 23 credit crunch 23 ONLY WAY OUT 23 Wyle privately 22 Watley Ale brewing 22 Victor MacFarlane 22 floodgates 22 Travelers repacked 22 planning consolidations scorecarding 22 Markus Liebherr 22 recession 22 conspicuous consumption hostile takeovers 22 stimulus packageThe 22 automotive airbags microfluidic 22 BY LOONG MENG YEE 22 Aki Iwamura tag 22 abrasives diamond 22 Hamas wrested 22 financial straits 22 Pimpri Chinchwad municipal 22 initiatives PFIs 22 checkbook 22 Yuji Kameoka currency 22 Pilani Investments 22 snowbird migration 22 coffers 22 Jeremy Woodrum co 22 fellow strugglers West Bromwich 21 cardiac neurological 21 downturn 21 Inc. NASDAQ CZWI 21 multibillionaire 21 specialist Eric Dezenhall 21 John Dastlik 21 Concertgoers sick 21 BY BRIAN ANDERSON 21 coffer 21 freewheeling boomtown racking 21 Sacha Gaydamak 21 fillings toppings 21 Oona Rokyta felt 21 caretaking duties 20 PROFITS 20 life vests Zanoni 20 owner Chad Konzen 20 FirstPro 20 palatial McMansions aside 20 tycoon Randy Lerner 20 Stacy Janiak vice 20 Competing brothel 20 Ed Perlmutter D Colo 20 Nano scroll wheel 20 chairman Bjorgolfur Gudmundsson 20 Jill Nishi 20 Tight fisted 20 spigot 20 MYRTLE BEACH Horry 20 Frugal shoppers 20 slave rebelling against 20 LAS VEGAS Kelly Pavlik 20 tether Yearwood 20 positions unfilled 20 quasi governmental entities 20 Croat Velimir Zajec 20 stockpiles dwindle 20 BANKS ARE 19 losing Yemen Sharqieh 19 CEO Margy Osmond 19 Joan Van Offeren 19 bland backbencher 19 Financially strapped 19 magnetic clasp 19 financially 19 entrepreneurial dynamism 19 economic downturns 19 financial 19 boot straps 19 Todd Taskey 19 Chairwoman Linda Cropp 19 workers caulked siding 19 Nonetheless Jefri 19 wealthy benefactors 19 Groupe SCA 19 Affluent shoppers 19 Rob Bickhart 19 Swingeing cuts 19 registers humming 19 paneling peeled 19 giveth 18 Icelandic owner Bjorgolfur 18 re sponsibility 18 Tom Luchento president 18 financially strapped 18 Howard Socol 18 Tourists theatergoers 18 OTTAWA NEWS# 18 Pres Allinder director 18 cash strapped 18 unredeemed certificates 18 splurging restrained 18 transfer window 18 businessman Eggert Magnusson 18 BY MIKE MASTOVICH 18 circuses bullhooks electric 18 farthest frontiers 17 hiring freezes 17 appointive powers 17 ECONOMIC MELTDOWN 17 Todd Saliman 17 Stocking stuffer 17 clipping shears 17 Budgeting 17 Sherri Pinkerton 17 bonus supertax 17 Ho ho hum 17 Zululand Anthracite operation 17 clasp 17 electrician Rasta Kente 17 fiscal 17 Supan technique 17 Don Borut 17 largess 17 chief Tamen Sitorus 17 pocketbook 17 #U BladeSystem 17 Farepak savers 17 Jon Beyrer 17 Andreas Widmer 17 soundly soundly 17 Rachelle Bernstein 17 O'Gallerie reserves 17 octogenarian grandparents 17 governors mansions 17 #:#.# Vitantonio Liuzzi 17 LICENSING AND 17 philanthropically minded 17 Hideo Kumano chief 17 Emda 17 Steve Borley 17 CASH STRAPPED 17 Pellengahr 17 Tom Daxon 16 SINCE WHEN 16 prewar jitters 16 Lynette Khalfani Cox 16 Dragonomics Beijing research 16 unfilled positions 16 YOU PERSONALLY 16 RedGroup 16 wizarding worlds 16 Carson Yeung 16 registers ringing 16 EquityMarketReport.com viewers should 16 bank Straumur 16 Wholesale inventories 16 Soaring loonie 16 murderAn 16 sphincter 16 owner Bjorgolfur Gudmundsson 16 Barry Moat 16 spigots 16 Spendthrift 16 Prabhat Jha tobacco 16 wealthy non doms 16 Enzo Raimondo 16 HiDef Corporate 16 veto pen 16 Borel sensed 16 customer jumped Szwalla 16 RECESSION 16 violently suppressing democracy 15 Yasuaki Kagami 15 Expanding waistlines 15 Giving detainees greater 15 Tripoli Zawiya 15 dual officeholding 15 pockets 15 banning coeducation 15 finances 15 Martin Jacomb 15 Balram Chainrai 15 DEALS 15 financial institutions GFIs 15 Aramoana tragedy 15 Ms. Verneuille 15 munificence 15 strings attached 15 corporations 15 pursestrings 15 Cosmo Duff 15 bloated bureaucracies 15 nominates Jacob Lew 15 baubles 15 xxiv import export 15 WASTEFUL 15 FINANCES 15 Dilip Bhatia executive 15 THE RECESSION 15 Cape Town unicity 15 Rivercorp 15 clasps 15 Aaron Gornstein executive 15 borrowing binge 15 hearts 15 Stephen Wiehe president 15 MANAGING 15 leader Kate Hollern 15 cutbacks 15 Mellon Arena sensed 15 peppercorn rents 15 Bassem Kamel member 15 wrested control 15 unscrupulous moneylenders 15 bare essentials versus 15 leaner staffs 15 grip Momcilo Trajkovic 15 behest 14 Earmarking allows 14 al Faraj 14 Guy Elliffe 14 wealthiest 14 sinecures 14 piggy bank 14 megafunds 14 Maltby Acquisitions 14 Patrick Cryne 14 Sasha Gaydamak 14 moneybags 14 BY DANIEL BROWN 14 Nadji Tehrani founder 14 PAYGO rule 14 billfolds 14 Treasurer Caprio 14 tummies 14 RETAILERS 14 Janet Bodnar author 14 red tape 14 impulse purchases 14 Scrimping 14 plutocratic 14 Papandreou PASOK party 14 Carson Yeung completes 14 £ 7billion 14 deeply indebted 14 belt tightening 14 easternmost frontier 14 EpicStockPicks.com viewers should 14 overspending 14 recessionary pressures 14 Al Faraj 14 Overspending 14 Interior Appropriations subcommittee 14 IOC HPCL 14 barons 14 pinching pennies 14 Carson Yeung takeover 14 Lisa Signori 14 Su trudged 14 OUR MONEY 14 wealthy 14 dad Kynan Wynne 14 LOS ANGELES Moviegoers 14 fisc 14 tech savvy Gen Xers 14 umbilical cord 13 CARLOS HARRISON 13 budgetary pressures 13 Patti Gravitt Johns Hopkins 13 experience www.alvarion.com 13 credit crunch eases Piane 13 pokie trusts 13 bankrolls 13 Mardell Steines let 13 quasi autonomous 13 war fatigued publics 13 CREDIT crunch 13 GOVERNMENTS 13 Candover Cinven 13 U Patanyale 13 bulging wallets 13 unrepayable debt 13 Falcondrone Limited 13 Bill Ablondi 13 antagonize Kern 13 Ellen Reckhow chairwoman 13 severely crimped 13 heartstrings 13 Owner Roman Abramovich 13 finical 13 stalemate drags 13 PETER LOVENKRANDS 13 approves impeaching Blagojevich 13 Henriette dumped 13 Angus MacIsaac 13 Steven Wastie senior 13 advises unplugging chargers 13 By JIM KOZUBEK 13 Constance Gager sociologist 13 antibusiness sentiment 13 Calum Melville 13 indebting 13 midterm elections shadowed 13 fiduciary responsibility 13 bureaucracies 13 budgetary constraints 13 governorships 13 pinch pennies 13 celebrities socialites 13 owner Carson Yeung 13 Yesawich 13 owner Sacha Gaydamak 13 Want cheapskates 13 overspends 13 Pinched 12 spending sprees 12 director Kobi Haber 12 Stan Marshburn 12 supervoting stock 12 fiefdoms 12 Richard Giss 12 petty tyrants 12 patronage 12 Whoever inherits 12 Stagnant wages 12 proprietary algorithms Mint.com 12 budgetary sleight 12 Strongtower 12 bearhug squeezing 12 Habitual listening 12 independents caucusing 12 hock 12 doldrums 12 nonrefundable tickets 12 ribbon 12 Alice Bredin small 12 £ #million £ #million 12 Lib Dem SNP 12 Zabritski 12 Bjorgolfur Gudmundsson 12 BERYL CROSBY 12 dear 12 nonelected 12 Gordian knot 12 sphincters 12 Phil Rist 12 finance 12 Zhang Huiguang 12 Fortis FOR.BR FOR.AS 12 overly meddlesome 12 Robert Genuario Rell 12 fetters 12 Dr. Roland Goertz 12 constraints 12 filibuster proof majorities 12 #billion £ #billion [001] 12 jaw muscles 12 Cash strapped 12 directorships 12 largesse 12 conglomerates wield 12 Jock Connell 12 Midas touch 12 defer gratification 12 Â £ #million [001] 12 comparatively unscathed 11 scrooge 11 fatcats 11 Darragh MacAnthony 11 splashing paddle 11 Lawrence Hamermesh 11 household incomes 11 Carsen Yeung 11 pleged 11 scepter 11 tiller 11 iron grip 11 nicknamed Lord Cashpoint 11 culturals 11 banksâ 11 dismayed disheartened 11 pips squeak 11 Nigel Doughty 11 Finances 11 buckles 11 Mijac 11 fingertips 11 paychecks shrink 11 reign 11 Beverly Goulet 11 Jonathan Loynes economist 11 cookie jar 11 LCCCA 11 cronies 11 credit crunch bites 11 native Calabria exerting 11 ballooning deficits 11 fi nances 11 Swampscott Mass. Consumers 11 Nanci Caldwell 11 junking clunkers 11 picture darkens 11 tenuous grip 11 Patrick Sokhela 11 warchest 11 Strapped 11 heartstring 11 Net Geners 11 vise 11 Tomoaki Iwai political 11 indebted 11 SISU 11 splurge 11 undue influence 11 profited mightily 11 chokehold 11 tightfisted 11 Jorge Retamal 11 fiscally 11 umbilical chord 11 pips squeaked 11 notoriously insular 11 Sandie Dawe chief 11 cashstrapped 11 trickledown economics 11 Peter Risdale 11 respons ibility 11 oppressive yoke 11 Pearse Flynn 11 piggybank 11 Purse strings 10 inventory Cars.com 10 Director Peter Orzsag 10 STOP DOING 10 bridle 10 Waterboard Bernanke 10 bureaucracy 10 stranglehold 10 lid 10 Scott Huebler 10 Barnaby Levin 10 apron strings 10 relinquish 10 pinched pennies 10 Emma Okonji Head 10 website www.leaguemanagers.com 10 vise grip 10 Gloom deepens 10 bargepole 10 mega bucks 10 Upbeat outlooks 10 discretionary spending 10 hammerlock 10 Privy Purse 10 fiefdom 10 splurging 10 SWSDA 10 grossly overspent 10 budget 10 mitts 10 rentiers 10 unaccountable bureaucracies 10 hands 10 misspending tens 10 spendings 10 sizable chunk 10 Swampscott Mass. Anything 10 spender 10 spendthrift ways 10 transfer kitty 10 bottomless pockets 10 lavish junkets 10 end Kolomona Kapanui 10 scrimp 10 underspends 10 Arvid Petersen 10 dire straights 10 splurged 10 tightwads 10 spendthrifts 10 postholiday 10 Euroskeptics 10 sinews 10 supervise nonbank 10 budgets 10 budgeting 10 strictures 10 stall short circuiting 10 tighter leash 10 Bruce Shalett 10 penny pinching 10 seemingly unshakable 10 AtomSphere connects providers 10 Dario Franchitti unsponsored 10 scrimping 10 sizable majorities 10 filthy rich 10 Tom Kalenderian 10 GP consortiums 10 expenditures 9 pursed lips 9 Kazuyuki Kato treasury 9 Recession weary 9 chairman Bill Kenwright 9 overspend 9 Boyd Barbary Coast 9 viselike 9 SEFTON 'S 9 PORT Vale 9 CBO crunches 9 sofa cushions 9 loosen purse strings 9 leashes 9 unelected 9 omnipotent 9 entitlements 9 ironclad grip 9 Wii Remote sideways 9 recessionary 9 Mr Rumbens 9 Qiu Xiaohua deputy 9 inflated egos 9 BUDGET 9 tighten purse strings 9 amove 9 budgetary 9 proudest legacies 9 teat 9 Pamela Codispoti 9 chairman Asgeir Fridgeirsson 9 overextending itself 9 Kelly Hlavinka 9 ecomony 9 Simon Nyilassy 9 shareholder Stan Kroenke 9 padlock 9 doctrinaire liberals 9 Matthew Crenson political 9 thrifty habits 9 disposable income 9 Stephanie Dhue reports 9 hearts throb 9 Irene Leech 9 Belt tightening 9 shoestrings 9 farmer Ricardo Vallot 9 Bill LeFurgy 9 straitened circumstances 9 bony fingers 9 headphone cords 9 overextend themselves 9 razor thin majority 9 sphincter muscle 9 Fritz Elmendorf 9 Hanna Pioli 9 recession deepens 9 destinies 9 HARD UP 8 pinched 8 reins 8 mismanage 8 daggers drawn 8 paypackets 8 Sustained turnarounds 8 sugar daddy 8 belts 8 earlobes 8 frugality 8 money grubbing 8 Kathee Tesija executive 8 Wior 8 managerial 8 Joseph Zock 8 taxpayersâ € ™ 8 scrooges 8 Gavin Opperman 8 Harold Chizick vice 8 tills ringing 8 money 8 minds 8 Unsecured borrowing 8 newfound frugality 8 hammerlock Barry Diller 8 overspent 8 SPENDING 8 Margy Osmond 8 Robert Dennerly 8 milch cow 8 Tonino Perna 8 straps 8 Ran Quail 8 grasp 8 Anne Swift Kayatta 8 sneaker laces 8 iron fisted grip 8 overextending themselves 8 wield undue 8 britches 8 skinflint 8 controls 8 managerial sackings 8 bottomlines 8 destiny 8 prorogue parliament 8 Thaba Mufamadi 8 appetites 8 grasps 8 Penny pinching 8 puppet strings 8 unaccountable bureaucrats 8 breathe sigh 8 inefficient bureaucracies 8 strangleholds 8 Purse Strings 8 overborrowed 8 Discretionary spending 8 Nameless faceless 7 Jenifer Zeigler 7 Neville Dickens 7 financially solvent 7 strings 7 prerogatives 7 leash 7 acted prudently 7 staunchest supporters 7 tightfistedness 7 profligate spenders 7 Acurox partly 7 budgetary restraints 7 noose 7 Chairman Dino DeBartolomeis 7 bulging coffers 7 found Krolicki skirted 7 resoundingly reject 7 cautious spenders 7 lips 7 bottomless pit 7 seemingly bottomless pockets 7 Grant Balfour bailed 7 forelock 7 entrust 7 clerisy 7 tightwad 7 economy sours 7 resonsibility 7 chafe 7 accountants Pricewaterhouse Coopers 7 S.Africa c.bank 7 relinquishes 7 grip 7 overspending overtaxing 7 treading cautiously 7 turnstile clicks 7 chairmanships 7 noses 7 Rothschild Cabal 7 Highly leveraged 7 frosty relations 7 superwealthy 7 spendaholic 6 unelected quangos 6 cast envious glances 6 wields enormous 6 speaker gavel 6 overstep boundaries 6 profligate 6 Stefano Pessina Alliance Boots 6 fortunes 6 batterers accountable 6 faceless bureaucrats 6 patronage plums 6 helm 6 depreciating asset 6 breathing sigh 6 respon sibility 6 retrenching 6 marionette strings 6 beholden 6 bungee cord 6 spenders 6 affairs 6 Becky Sturdevant 6 spendthrift 6 collective breaths 6 Boss Gareth Southgate 6 departmental budgets 6 quangocracy 6 shindigs 6 IF THERE 'S 6 relinquishing 6 lapels 6 monopsony 6 tightens 6 quangocrats 6 salaries 6 chastity belt 6 noose Gillers 6 tightened purse strings 6 plutocrats 6 ears 6 hawing 6 Budgetary constraints 6 pork barrell 6 fiscally responsible 6 Mockel replied 6 notoriously frugal 6 tight fistedness 6 Walloon politicians 6 slimmer pickings 6 heavily indebted 6 overmighty 6 Loeger 6 Illuminists 6 moneymen 5 finanacial 5 thrall 5 Fiscally conservative 5 necks 5 megabillion dollar 5 recentralization 5 answerable 5 exert undue 5 sinecure 5 cheapskate 5 TechStat sessions 5 hand 5 budgeters 5 loosen 5 oversight 5 tab 5 viselike grip 5 garter 5 tight fisted 5 tongues 5 buck stops 5 bean counters 5 bobby pin 5 wields 5 straitjacket 5 Sir Iain Vallance 5 displease 5 fingers 5 drunken sailor 5 knickers 5 drunken sailors 5 Wu Jiaxiang former 5 shareholder Edward Lampert 5 Gawrylow 5 GREEDY 5 bra strap 5 clout 5 trimming payrolls 5 vast sums 5 poobahs 5 responsiblities 5 Gil Meche Ricciardi 5 criminally liable 5 disposable incomes 5 tethers 5 STIMULUS WATCH Less 5 Automatic stabilizers 5 Zarin Patel 5 whims 5 teet 5 loosening 5 puppetmaster 4 gravy train 4 chafing 4 quaint notions 4 Camorra godmothers rank 4 fates 4 strangehold 4 unaccountable 4 Whitehall mandarins 4 CONVENTIONAL wisdom 4 Mrs Arkley 4 Alex Salmond SNP 4 poisoned chalice 4 MAJORITY 4 tolerating dissent 4 consumerqueen.com 4 budgetwise 4 outlays 4 bureaucrats 4 Ralph Basham commissioner 4 preteen daughters 4 Budgets 4 wield enormous 4 tighten 4 mistrustful 4 Fergus Muirhead 4 hell bent 4 expenditure 4 outsized influence 4 Marcella Macko 4 resist temptation 4 ecomonic 4 esteem 3 underspent 3 avaricious 3 Governing fickle 3 EL Consult 3 ride rough shod 3 unelected unaccountable 3 frugal 3 wisely 3 Bahr Eddin 3 bureacrats 3 kow towed 3 wrists 3 KAREN TSO 3 chairmen 3 throats 3 wielded 3 dangling carrot 3 discretionary 3 straitened times 3 eyeteeth 3 exerted undue 3 buget 3 cashcow 3 perogative 2 egos stroked 2 obedient servants 2 gleefully rubbing 2 compulsive spenders 2 reigns 2 grossly overpaid 2 levers 2 wonÕt 2 Spenders 2 stewardships 2 gaze inwards 2 loadsamoney 2 loosening purse strings 2 defies frugality 2 straitened 2 Don Truell 2 restraints 2 Opposition Leader Hugh McFadyen 2 lionshare 2 Pam Goodfellow 2 unappointed 2 marginal propensity 2 dosh 2 swallow bitter pill 2 squirming 2 persaude 2 currying favor 2 screws 2 puppet masters 2 tightly 2 kowtowing 2 reined 2 sizeable chunk 2 vested interest 2 faceless bureaucrat 2 freespending 2 straightjacket 1 canniness 1 nondefense discretionary 1 Hectic lifestyles 1 parsimony 1 tummy tickled 1 adamantly refusing 1 exerts 1 carte blanche 1 tongue 1 carte blanc 1 pathologically incapable 1 congenitally unable 1 thumbscrews 1 incomings 1 Richard Dicerni 1 subservient 1 bloated egos 1 warier 1 HATCHET MAN 0 Damoclean sword 0 wields considerable clout 0 GLENN STEVENS 0 control 0 majorty 0 fiscally prudent 0 spendthrift habits 0 economize 0 delegating authority 0 courting assuaging 0 paymasters 0 kow tow 0 spending 0 fatcat 0 overindebted 0 ox gored 0 forelocks 0 appease disgruntled 0 Leader Marjory LeBreton 0 infuence 0 kowtow 0 hasn'ta clue 0 abdicate 0 pliant 0 accountability 0 prorogues Parliament 0 upshot 0 economising 0 acquiesce 0 savviest 0 riding rough shod 0 spendaholics 0 coattail 0 loftier ambitions 0 wield 0 accountable 0 responsibil ity 0 lording 0 micromanage 0 sway 0 hind tit 0 capitulate 0 corportate 0 micromanaging -1 rein -1 loathe -1 slack -1 prerogative -1 tighter -1 cottoning -1 proverbial carrot -1 risk averse -1 acquiescent -1 loath -1 discretionaries -1 rubberstamps -2 responsibilty -2 Put crudely -2 exert -2 increasingly disenchanted -2 GURVEY -2 tread warily -2 cannier -2 twiddling -2 behave unethically -2 fiscally challenged -2 loyalties -3 micromanages -3 spend -3 distrusting -3 disinclined -3 itchy fingers -3 delegating responsibilities -4 delegating -4 Sautman -4 understandably reluctant -4 accountabilty -4 shrewder -5 beancounters -5 micromanagers -5 unwilling -5 increasinly -6 twiddle -6 reluctant -6 nervously anticipating -7 savvier