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(Click for frequent words.) 71 economist Fionnuala Earley 63 chief economist Fionnuala 62 Fionnuala Earley 61 Martin Gahbauer 59 Chief Economist Fionnuala 56 economist Paul Samter 55 economist Andrew Hanlan 55 Gahbauer 55 Fionnuala Earley Nationwide 54 pollsters GfK NOP 54 Stuart Bernau 54 Paul Samter economist 53 Mr Gahbauer 53 Oliver Gilmartin 53 economist Lawrence Yun 52 Keith Astill 52 Jason Mercer TREB 51 Robyn Adamache 51 David Dooks 51 Mortgage Bankers Assn 51 Eunan King 51 Francis Ghiloni 50 Martin Gahbauer Nationwide 50 Walter Molony 50 Mortgage approvals 50 Milan Khatri 49 Ray Boulger 49 Melanie Bien 49 David Dooks BBA 49 deliquencies 49 Mr Boulger 49 Cameron Kusher 49 Summary Box Fixed 49 Home Builders Federation HBF 48 Allan Monks 48 Mortgage originations 48 broker Savills 48 Ciaran Barr 48 Nationwide HPI 48 Ricky Okey 48 RealtyTrac Rick Sharga 48 Remortgaging activity 48 Marisa Di Natale 48 Kristy Sheppard 48 Simon Tennent 47 Nothaft predicted 47 Solveen 47 Mr Hanlan 47 Nici Audhlam Gardiner 47 Matthew Wyles 47 Commsec economist Savanth Sebastian 47 Chief Executive Ara Hovnanian 47 Miles Shipside commercial 47 Walter Molony spokesman 47 Summary Box Mortgage 47 CMBS delinquencies 47 Mr Dinte 47 Michael Coogan CML 47 HBOS.L 47 Mr Halmarick 47 pct yy 47 Unsecured borrowing 47 Miles Shipside 47 Mr Rubinsohn 47 spokesman Walter Molony 47 Summary Box Foreclosures 46 stroke humorist Keillor 46 Nominal incomes 46 economist Helen Kevans 46 broker Charcol 46 Schoefisch 46 Angie Zigomanis 46 Permanent tsb 46 Glenda Whitehead 46 Wilhelm Harnish 46 Economist Vicky Redwood 46 jumbo refinance 46 MORTGAGE lending 46 housebuilders Persimmon 46 Nigel Terrington 46 Jamie Woodwell 46 Richard Donnell Hometrack 46 Abbey Mortgages 46 Personal insolvencies 46 Peter Hemington partner 46 UMich index 46 Brigid O'Leary 46 economist Joseph LaVorgna 46 adviser Ian McCafferty 46 payments association Apacs 46 Rachel Thrussell head 46 Lending Practices 45 Nicholas Leeming 45 Current Mortgage Rates 45 Galliford Try Homes 45 Dale Ripplinger 45 Roehmeyer 45 Remortgaging 45 Persimmon Barratt 45 mform 45 Propertyfinder.com 45 By Frank Byrt 45 mform.co.uk 45 residential mortgage originations 45 CommSec economist Savanth Sebastian 45 remortgage approvals 45 Hassan Mirza Gay.com 45 Underwater mortgages 45 Melanie Bien director 45 Mr Shipside 45 Marc Savitt president 45 Mortgage Rates Decline 45 Hometrack Ltd. 45 Karevoll 45 Insolvencies 45 John Karevoll DataQuick 45 Gary Lumby 45 Gfk consumer 45 Paul Samter 45 Average SAT scores 45 dwelling commencements 45 mortgage delinquencies 45 resales dipped 45 Marshall Prentice DataQuick 45 Homeowner Confidence 45 Stuart Bernau Nationwide 45 Mr Koukoulas 45 Celia Chen 45 Suren Thiru economist 45 mortgage refinancings 45 CBI distributive trades 44 Michael Fratantoni 44 Housebuilder Barratt 44 Niesr 44 Rightmove Miles Shipside 44 Mform 44 Delinquencies Rise 44 lenders SVRs 44 Mortgage delinquencies 44 Mr Dastlik 44 Shipside 44 Louise Cuming head 44 Unsold inventory 44 DataQuick statistics 44 statewide unadjusted jobless 44 Kieran Davies 44 Refinance Mortgage Rates 44 Eaqub 44 Ms Polygenis 44 Vicky Redwood 44 tenant lettings 44 Association IMLA 44 SmartNewHomes.com 44 Rehaut 44 Investec PMI 44 Vicky Emmott 44 Insurer Amlin 44 spokesman Daren Blomquist 44 Mortgage Approvals 44 Kensington Mortgages 44 Economist BMO Capital 44 chartered surveyors reporting 44 Michael Izza 44 Steve Neimeth senior 44 NAR PULSE 44 economist Holger Schmieding 44 Dennis Jacobe Gallup 44 Robert Kleinhenz 44 Mr Redican 44 Markit CIPS PMI 44 Antoinette McKeown 44 MORTGAGE RATES FALL 44 Housebuilding 44 Accredited Mortgage 44 Michael Polzler 44 GDP deflator gauge 44 Gilles Moec economist 44 deliquency rates 44 Matt Packey 44 Paragon Mortgages 44 CIPS Markit manufacturing 44 Remortgages 44 Knebworth Herts SG3 6RR 44 Rainer Guntermann 44 gilt yields 44 Mortgage Lenders CML 44 Fixed Mortgage Rates 44 Donald MacRae 44 Chris Brendler 44 Traders mulled 44 Unsecured Personal 44 CBI Distributive Trades 44 CIPS Markit PMI 44 Sandra Petcov 44 John Dastlik 44 SmartNewHomes 44 NHPAU 43 Erica McLerie 43 Acadametrics Ltd. 43 Yolande Barnes 43 Rics 43 Iain Cornish 43 Mortgage Lenders 43 Tatsuo Ichikawa 43 Ian Shepherdson 43 John Charcol 43 Nitesh Patel 43 subprime mortgage delinquencies 43 Michael Gapen 43 James Saccacio RealtyTrac 43 Andrew Hanlan 43 strategist Stephen Koukoulas 43 Supervalu 3Q 43 J. Per Brodin 43 Nonfarm productivity 43 Paul M. Pantozzi 43 delinquencies 43 housebuilder Barratt 43 rate mortgages FRMs 43 Lucian Cook 43 Nigel Terrington chief 43 IIB Homeloans 43 Firm NorCal 43 Howard Archer 43 Orawin Velz 43 Landlord Assist 43 LTVs 43 RBC CASH Index 43 Quotable Value QV 43 Mr Rumbens 43 Ms Kevans 43 QBE LMI 43 dwelling consents 43 Foreclosures accounted 43 READ MORE > 43 FRMs 43 MetroStudy 43 Steven Wieting 43 setter Andrew Sentance 43 Wattret 43 LONDON MNI 43 jumbo ARMs 43 Geoff Dicks 43 Walt Molony 43 SVRs 43 Chris Tilly IGN 43 mortgage broker Coreco 43 Rob Druitt 43 foreclosure resales 43 Layoff announcements 43 repossessions 43 Claude Gautreau CMHC 43 Fixed Rate Mortgages 43 Georges Pahud 43 Jamie Woodwell MBA 43 Dr. Reza Barazesh 43 Jay Brinkmann MBA 43 Rachel Thrussell 43 lender HBOS 43 UK Mortgage Approvals 43 Soybeans grains 43 Housebuilder Barratt Developments 43 Dataquick 43 adjustables 43 Durable goods inventories 43 Zaki Kada 43 Mortgage Interest Rates 43 REINSW 43 David Bexon managing 43 credit extension PSCE 42 interest rates 42 Jacques Cailloux economist 42 Elwin de Groot 42 BoE Sentance 42 executive Adam Applegarth 42 Hamptons Mortgages 42 Government CLG 42 indexed adjustable 42 Supply Cips 42 jumbo adjustable IO 42 CAAMP 42 jumbo adjustable mortgage 42 Loss severities 42 ECB Bonello 42 HDB resale 42 RICS 42 Savills Private 42 FirstMortgage Inc. 42 MBCPO 42 economist Sal Guatieri 42 Kevin Mountford 42 Daren Blomquist spokesman 42 Louise Cuming 42 Estate Agents NAEA 42 Chartered Surveyors Rics 42 yearover 42 Standard Variable Rate 42 RightMove 42 Frketich 42 chargeoff 42 Banks repossessed 42 BBA Mortgage Approvals 42 Rick Sharga RealtyTrac 42 Joe LaVorgna 42 Unsecured lending 42 Purely Mortgages 42 director Jonno Ingerson 42 Housing Affordability Index 42 Chartered Surveyors RICS 42 Miles Shipside Rightmove 42 remortgaging 42 LSL Acadametrics 42 Persimmon Taylor Wimpey 42 homewares retailer Dunelm 42 gilt yield 42 CIPS RBS 42 REO saturation rates 42 CMBS issuance 42 Refis 42 CEBR predicts 42 Omair Sharif 42 Ellen Zentner senior 42 Ray Boulger senior 42 LTV ratios 42 Jeremy Helsby 42 Ms Beacher 42 David Seiders NAHB 42 Ian McCafferty 42 Imtiaz Farookhi 42 indexed ARM 42 fed cattle marketings 42 COMMERCIAL REAL ESTATE OUTLOOK 42 consultancy Hometrack 42 Mortgage Lender 42 Nick Levidy 42 benchmark refi 42 Hometrack 42 Remodeling Activity LIRA 42 Polzler 42 Repossessions 42 #-# Darkes Lane 42 jumbo adjustable 42 Summary Box Pending 42 Acadametrics 42 Homebuilder stocks 42 BOE Sentance 42 nationalize Anglo 42 Lereah 42 website Rightmove 42 Veros Real Estate 42 Juichi Wako senior 42 Ron Silberberg 42 Mr. Eishen 42 Mortgage Intermediaries AMI 42 B2L 42 Orlando Parfitt IGN 42 remortgagers 42 Bernard McAlinden strategist 42 Eric Lascelles 42 Skipton BS 42 delinquencies defaults 41 multifamily delinquency 41 Klaus Baader 41 HDB upgraders 41 Research Cebr 41 Henk Potts strategist 41 Research NIESR 41 builder Taylor Wimpey 41 Government DCLG 41 Drew Wotherspoon 41 Try BetClic 41 REIWA 41 adjustable mortgages 41 John Karevoll 41 MONEY MARKETS Libor 41 hybrid adjustables 41 Chargeoffs 41 Chartered Surveyors 41 Chris Iggo 41 Ms. Braxton Grassgreen 41 Land LON BLND 41 Intermediary Distribution 41 Vicky Redwood economist 41 NIESR 41 Baygun 41 Permanent TSB ESRI 41 Medicare Advantage MLR 41 loan fundings 41 Mortgage Rates Fall 41 UMich consumer 41 Victor Calanog 41 Fathom Consulting 41 mortgages 41 builder Persimmon 41 CML 41 Barry Naisbitt 41 Daren Blomquist RealtyTrac 41 Blerina Uruci 41 nonprime lending 41 Sophia Koropeckyj 41 Supply Markit 41 Hiroki Shimazu 41 HBOS PLC HBOS.LN 41 Prepayment speeds 41 Individual insolvencies 41 Foreclosure Filings 41 Scott Scrase trader 41 Remortgage approvals 41 Steve Ricchiuto 41 remortgages 41 Persimmon Redrow 41 president Noel Dyett 41 Dwelling approvals 41 Genworth Mortgage 41 Housebuilder Redrow 41 Martin Hamblin GfK 41 Halifax HPI 41 Foreclosure resales accounted 41 Remortgage 41 Housing Federation NHF 41 Refinance Rates 41 homeloans 41 Enzo Raimondo 41 re mortgaging 41 moneyfacts.co.uk 41 BRENT DEAN ~ 41 Taylor Wimpey PLC 41 Wiley Chichester 41 Imtiaz Farookhi chief 41 Bob Dugan CMHC 41 unsecuritized 41 Eurozone Manufacturing PMI 41 Roy Ayliffe 41 Rajiv Setia 41 Intermediary Mortgage Lenders 41 Homebuilder sentiment 41 Rajeev Malik Singapore 41 builder Bellway 41 Adrian Tink 41 Chartered surveyors 41 AP-Re/Max 41 Takeshi Minami 41 Gumbinger 41 SalesTraq reported 41 Amit Kara 41 Spicerhaart Financial 41 Gregory Klump 41 Stuart Glendinning 41 CMBS delinquency rate 41 Housebuilder Crest Nicholson 41 CMHC 41 Dan Frahm 41 Nationwide Consumer Confidence 41 Rate Dips 41 OIS curve 41 Denis Orrock 41 David Lereah NAR 41 Obrinsky 41 Simon Rubinsohn RICS 41 Christopher Joye 41 Matthew Sharratt 41 smooths volatility rose 41 Building Societies 41 chargeoffs 41 RAC motoring strategist 41 Mr. Ridgill 41 Wilhelm Harnisch 41 Peter Boutell 41 Foreclosure deeds 41 economist Vicky Redwood 41 FHA insures 41 Michael Fratantoni MBA 41 Lawrence Yun NAR 41 Loan Delinquencies 41 Area PMSA 41 Aldermore 41 Moneyfacts.co.uk commented 41 economist Kyohei Morita 41 Ken Wattret 41 HDB resale flats 41 Credit Card Defaults 41 extension PSCE 41 mortage lender 41 foreclosure tracker RealtyTrac 41 Nick Kounis 41 Skilled vacancies 41 Peter Vanden Houte 41 DISTRESS SALE Bank 40 economist Benjamin Reitzes 40 OLTV greater 40 Markit CIPS 40 claiming Jobseeker Allowance JSA 40 economist Jonathan Loynes 40 Kgotso Radira 40 housebuilder Bellway 40 Pieter Burghout 40 Mr Pensabene 40 Australian Property Monitors 40 Service CCCS 40 Glenigan Index 40 jumbo adjustable rate 40 non conforming RMBS 40 REO saturation 40 tracker mortgages 40 Richard Goatcher 40 mortgage fundings 40 HOUSEBUILDER Persimmon 40 Ian McCafferty CBI 40 RBS Intermediary Partners 40 Connells Survey 40 OBR forecasts 40 John Wriglesworth Hometrack 40 McLEAN Va. Rates 40 0pc 40 economist Pascal Gauthier 40 dwelling approvals 40 mso font pitch 40 Refinancings 40 Redrow Plc 40 Mortgages 40 Oliver Gilmartin RICS 40 Emma Boyes GameSpot 40 Heritable Bank 40 Teresa Perchard 40 Jonathan Loynes economist 40 Ipsos Mori survey 40 GMAC RFC 40 Jarrod Kerr 40 Eurozone PPI 40 Bob Cunneen 40 Daniel Oppenheim 40 ooba 40 Masuhisa Kobayashi chief 40 Australia REIA 40 Saul Geffen 40 Sibor 40 Mform.co.uk 40 Delinquency Survey 40 BOE Posen 40 Gregory Klump CREA 40 Moneynet.co.uk 40 AHIPP 40 homebuilder Persimmon 40 HDB resale flat 40 Adjustable Rate Mortgages ARMs 40 Seiders 40 refinancings 40 Melfyn Williams 40 Zabritski 40 financial publisher HSH 40 Mortgage Rates Remain 40 £ #.#billion [003] 40 Chiara Corsa 40 Real disposable incomes 40 RateWatch 40 Housebuilder Persimmon 40 Bob Rosato SI 40 Yolande Barnes head 40 David Bexon 40 chartered surveyor estate 40 Rob Carnell 40 MoneyExpert 40 loan outstandings 40 Bernard McAlinden 40 RMB BER BCI 40 Antony Savvas Computerworld 40 Henry Willmore 40 Eric Leenders 40 J. Neithercut Equity 40 #.#bn writedown 40 Alan Bowkett 40 Guillaume Menuet 40 Allied Surveyors 40 loan disbursals 40 Paul Pucino 40 Residential Lettings Agents 40 Mortgage Delinquencies 40 claiming Jobseekers Allowance 40 Roy Ayliffe director 40 Cairns Lockie 40 Economist Nigel Gault 40 Nationwide economist Fionnuala 40 Wendy Marlett 40 curve inversion 40 Mike Ockenden 40 Swiss SVME PMI 40 LTV mortgages 40 RLJP 40 RealtyTrac Foreclosure 40 Lawby 40 Harvinder Sian 40 economy.com 40 Defaults Rise 40 Edeus 40 e.surv 40 Bob Pannell CML 40 Most islanders hunkered 40 Fires raged buildings 40 permanent HAMP modifications 40 Sales NA NA 40 yields US5YT = RR 40 staggered maturities 40 Raza Mumtaz Pakistan 40 Iscaro 40 Moneyextra.com 40 Demographers attribute 40 Wriglesworth 40 DataQuick Information 40 DCLG 40 Housebuilder Bovis Homes 40 Flexible ISA 40 RateCity 40 Mortgage Bankers Associations 40 Persimmon PSN.L 40 Merrion Stockbrokers 40 Ciaran Phelan 40 Scott Corfe 40 Iain Frame 40 Quinn Eddins 40 CIPS PMI 40 Zoopla 39 Anh Nguyen Computerworld 39 economist Jan Hatzius 39 bund yields 39 Libor OIS spreads 39 Homeloans 39 Cathy Whatley 39 Foreclosure Freeze 39 nonmortgage 39 Mortgage Originations 39 Charles Diebel 39 QV Valuations 39 president Dale Ripplinger 39 FirstClose TM 39 housebuilder Bovis Homes 39 homeloan 39 Stewart Baseley executive 39 Treasury notes UST#Y 39 CFLP PMI 39 Grondel 39 yield JP5YTN = JBTC 39 Assetz 39 Yingxi Yu precious metals 39 Unity Homeloans 39 Personal Consumption Expenditures PCE 39 permanent tsb 39 Realpoint LLC 39 HAMP modifications 39 Interbank lending 39 Nondurable goods orders 39 Tom Vosa 39 Tighter lending standards 39 CASH Index 39 Kristjan Kasikov currency 39 Karl Deeter 39 claiming jobseekers allowance 39 Jumbo Mortgage Rates 39 maker Andrew Sentance 39 Ted Tsiakopoulos CMHC 39 Lorenzo Codogno 39 NMA L 39 Mortage 39 Naeem Wahid currency 39 Begbies 39 Huw Worthington 39 GfK Consumer Confidence 39 NatWest Intermediary Solutions 39 Andrew Montlake 39 implied deflator 39 Mamoru Yamazaki 39 Hotel Consultancy Services 39 Implied vols 39 struggling Pinkowski 39 yield curve steepen 39 #.#pc #.#pc 39 Shanna Vicker @ 39 Fixed Rate Mortgage 39 OUTLOOK BoE 39 Markit Chartered 39 Frank Nothaft 39 propertyfinder.com 39 nonbusiness filings 39 Mortgage 39 month sterling Libor 39 Claimant Count 39 Steve Ozonian 39 Ian Kernohan economist 39 HBOS Plc Britain 39 housebuilder Barratt Developments 39 Prior Wandesforde 39 David Hochstim 39 Tomohisa Fujiki 39 Ed Teather 39 growing leeriness threatens 39 Gilt yields 39 Laure Maillard 39 borrowers defaulting 39 Lothar Hessler 39 Dave Forsey 39 Ellen Zentner 39 RPIX 39 CreditCards.com Weekly Credit Card 39 claiming jobseeker allowance 39 EU Harmonised Index 39 Barratt Developments Plc 39 Pinewood Shepperton PLC 39 rate mortgages ARMs 39 Terry Duddy 39 Glenigan 39 Upmarket estate 39 Shuchita Mehta 39 FCAI 39 CHL Mortgages 39 Rightmove 39 MMR uptake 39 image Sobrinho 39 Royal LePage Real Estate 39 housebuilder Redrow 39 Persimmon PLC 39 Foreclosures Rise 39 QSBO 39 Saccacio 39 adjustable jumbo 39 Dominic Konstam 39 subprime originations 39 setter Tim Besley 39 HSH Associates publisher 39 Lodden River 39 Michael Polzler executive 39 net PLT inflow 39 EI beneficiaries 39 SLC Student Loan 39 gilt issuance 39 housebuilder Persimmon 39 Residex 39 Keith Gumbinger 39 Bernd Weidensteiner 39 homemovers 39 interestrates 39 AEP Schedules 39 Lindsey Piegza 39 Nonresidential construction 39 Christoph Balz 39 Bunds yielded 39 By Robert Briel 39 Rate setters 39 Bottfeld 39 BoE policymaker 39 multifamily mortgage originations 39 haart estate 39 Eurozone PMI 39 borrowing costs 39 Gregory Daco 39 Wartime PTSD 39 powerlessness Suker 39 chain JD Wetherspoon 39 Pat Vredevoogd Combs 39 Kenro Kawano 39 remortgage 39 redefaults 39 Treasury indexed ARMs 39 Foreclosure resales 39 Craig Strent co 39 MAAR 39 Sally Dewar 39 BCREA 39 IVEY PMI 39 website Rightmove.co.uk 39 Christoph Weil economist 39 Guatieri 39 Jonathan Loynes 39 Affordability Index 39 Egelton 39 HOME LN 39 Chase De Vere 39 Libor interbank lending 39 subprime ARMs 39 analyst Vivek Juneja 39 Jeager Junior 39 Terraced houses 39 NTRA Thoroughbred Facts 39 Jimmy Tallent 39 Jim Cusser 39 Rick Egelton chief 39 forecaster BIS Shrapnel 39 Treasury Yvette Cooper 39 Trouble Tracker 39 Refinance Loan 39 analyst Michael Rehaut 39 Paul Samter CML 39 property consultancy DTZ 39 Gfk NOP 38 RIAR 38 Darren Shapland 38 Primelocation.com 38 Hirschmueller 38 Rural Mainstreet Index 38 mortgate 38 Centaline Property Agency 38 Eric Fishwick 38 CIPS NTC 38 bonds UST#Y 38 Sunil Kapadia 38 Holger Schmieding economist 38 cebr 38 Blemain 38 Sumita Kale 38 Nothaft 38 MyCallcredit 38 Nessa Feddis 38 Toll Brothers 4Q 38 Mortgage Lending 38 HomExpert 38 CIPS Markit 38 Homebuyers 38 Arifa Sheikh Usmani 38 Fratantoni 38 CanaData 38 Benenden Healthcare 38 Su Lin Ong 38 FRM averaged #.# 38 Christoph Weil 38 Nonresidential structures 38 Persimmon Plc 38 mortgage originations 38 Ryan McMaken spokesman 38 TRI Hospitality Consulting 38 yield curve flattened 38 Dawn Treglown • 38 economist Avery Shenfeld 38 Philippa Roe 38 Sherry FitzGerald 38 CoreLogic HPI national 38 Mortgage Defaults 38 Phil Soper 38 flat yield curve 38 Carl Riccadonna 38 Mortgage Rates Drop 38 CBRE Econometric Advisors 38 MRSA bloodstream infection 38 Victoria REIV 38 Tori Bund levee 38 CREL CDO delinquencies 38 mortgage loan fundings 38 website Zoopla.co.uk 38 mortgage repayments 38 Servicer Rating 38 Markit Economics showed 38 origination volumes 38 GBP#.# billion [001] 38 Low Mortgage Rates 38 IAS# [001] 38 Carol Frketich 38 CGBs 38 Foreclosure Rates 38 Childe Freeman 38 KEVIN HARLIN INVESTOR 'S 38 Adjustable Rate Mortgage 38 FTBs 38 Loan originations totaled 38 CNBC Diana Olick 38 EMEA CMBS 38 Loan Defaults 38 Holger Schmieding 38 Zoopla.co.uk 38 BIS Shrapnel 38 Housebuilder Taylor Wimpey 38 week avg. 38 Pack Providers AHIPP 38 Accord Mortgages 38 Mortgages plc 38 Uwin statistics 38 Propertyfinder 38 fixedrate 38 securing MFA MBS 38 Residential Mortgages 38 seasonably adjusted 38 precedes recessions Ozyildirim 38 Christopher Macgowan 38 Headline CPI 38 Countrywide Residential Lettings 38 GfK NOP barometer 38 BY TRAVIS COLEMAN 38 Hbos 38 Mr Senlitonga 38 Akira Takei fund 38 lenders 38 loan originations totaled 38 hybrid ARMs 38 LVRs 38 homebuilder sentiment 38 Godiva Mortgages 38 Gavin Redknap 38 Swiss KOF 38 DB Mortgages 38 Statscan revised 38 Henrik Gullberg 38 Cebr 38 Ian Kernohan 38 Fixed Rate ISA 38 Junko Nishioka 38 loss severities 38 SRAR 38 Charcol 38 STILL LOW 38 Richard Iley 38 Leading Indicator Index 38 Stephen Alambritis 38 HOUSEBUILDER 38 Nakheel Sukuk 38 Rates Euribor 38 Crowe NAHB 38 Marc Savitt 38 surgically implanted valves 38 Nick Tuffley 38 Lai Wah Co 38 value LTV ratios 38 Yasutoshi Nagai 38 refis 38 Mortgage Rates Dip 38 Residential Letting Agents ARLA 38 Al Tielemans SI 38 Julian Callow 38 Darren Winder 38 Augustine Faucher 38 Kenneth Wattret 38 Christopher Macgowan SMMT 38 Mortgage Rates Rise 38 Jan Friederich 38 gain amplifiers VGAs 38 Mounting foreclosures 38 Ian Corfield 38 Misperception Index 38 refinancing 38 analyst Sanjay Sakhrani 38 Seasonally Adjusted Annual 38 note UST#Y 38 Jade Zelnik chief 38 Housebuilder Bellway 38 RPX Composite 38 Mr de Garis 38 housebuilder Bovis 38 James Saccacio 38 Mortgage Intermediaries 38 Case Schiller 38 NAAMSA 38 loanbook 38 incomes scarcely budged 38 Haart estate 38 chargeoff rate 38 jumbo conforming 38 Knold 38 Spherion Employee Confidence Index 38 value ratios LTVs 38 GLVAR 38 ARMS averaged 38 Pat Lashinsky 38 Patrik Schowitz European 38 Ian Stannard senior 38 CPIX inflation headline 38 Association BBPA 38 preowned homes 38 Yanick Desnoyers assistant 38 Geoffrey Dicks 38 CarMax 2Q profit 38 mortgage 38 Debby Reynolds DEFRA 38 mortgage resets 38 By Chris Dziadul 38 NABE economists 38 Metrostudy 38 Guy Cecala 38 Christian Koefoed Nielsen 38 Mortgageforce 38 RBC Expectations 38 CarMax 2Q 38 celebrity spokespeople Goll 38 Vacancy Rate 38 Credit Card Interest Rates 38 GFK NOP 38 Ryan McMaken 38 nonprime residential 38 Upad 38 refi boom 38 BDO LLP 38 riskiest borrowers 38 Mr Frazis 38 Loan Interest Rates 38 Steep prepayment penalties 38 Low Interest Rates 38 housebuilding 38 Paul Andre Pinsonnault 38 Loans Originated 38 M PF YieldStar 38 yearlong breather 38 Credit Card Delinquencies 38 Stenake Johansson chairman 38 FNB BER 37 Rian le Roux