Related by context. Frequent words. (Click for all words.) 48 geographic diversification 45 adjusted capitalization 44 Stable Rating Outlook 44 Partially offsetting these 44 geographically diversified 43 rating affirmations 43 partially mitigated 42 geographic 42 Stable Outlook reflects 41 guaranty 40 geographical diversification 40 Negative Outlook 40 Financial Strength Rating 40 geographic footprint 40 geographic diversity 40 nonperforming assets 39 cyclical nature 39 Casualty Insurance Company 39 xxi 39 BBB + rating 39 AM Best Affirms 39 cyclicality 38 fluctuations 38 insureds 38 capitalization 38 pricing pressures 38 Stable Outlook 38 nonperforming loans 38 Rating IDR 38 submarket 37 rating ICR 37 multifamily properties 37 AM Best Assigns 37 xv 37 nonaccrual loans 37 geographical proximity 37 deterioration 37 Life Ins 37 noninterest 37 seasonality 37 Casualty Insurance 37 viii 36 xviii 36 obligor 36 adverse 36 casualty coverages 36 Catastrophe losses 36 counterparty credit 36 Indemnity 36 rated BBB + 36 BBB rating 36 underwriting 36 IFS rating 36 Offsetting 36 iv 36 Indemnity Ltd. 36 fluctuation 36 vii 36 undercapitalized 36 reinsured 36 collateralized 36 submarkets 36 somewhat mitigated 36 operates 35 materially adversely affect 35 loan delinquencies 35 Moody downgrades 35 geographically diverse 35 ICRs 35 negatively impact 35 Mortgage Guaranty 35 seasonal fluctuations 35 geographical 35 bbb + 35 charge offs 35 unfavorable 35 technological obsolescence 35 Issuer Default Rating IDR 35 CRE loans 35 noninterest expenses 35 Lloyd Syndicate 34 iii 34 vi 34 concentration 34 Outlook Stable 34 inherent 34 underwrites 34 Rating Outlook 34 AmTrust 34 Insurer Financial 34 xvii 34 credit ratings ICR 34 negatively impacted 34 geographical regions 34 subsidiaries 34 catastrophe reinsurance 34 casualty reinsurance 34 goodwill impairment 34 changing demographics 34 metropolitan statistical areas 34 indebtedness