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(Click for frequent words.) 53 Persistency 52 policyholder dividends 52 reinsurance 52 indexed annuity 51 Conseco Insurance 51 disciplined underwriting 51 Annuity 51 reinsured 50 premiums 50 annuity 50 MGUs 50 Regulation XXX 50 underwriting 50 Separate Account 50 Coinsurance 49 Reinsurance Assumed 49 CastlePoint Re 49 nonadmitted 49 BOLI COLI 49 COLI 49 persistency 49 nonlife 49 insureds 49 keyman insurance 48 lapsation 48 LTCi 48 Variable annuity 48 reinsurance treaties 48 Gross Written Premiums 48 variable annuity 48 RRGs 48 Coverages 47 cedant 47 Reinsurance 47 reinsuring 47 nongroup 47 nonlife insurance 47 policyholder surplus 47 intercompany reinsurance 47 Income Annuities 47 XLFA 46 PLIC 46 fixed indexed annuities 46 Retirement Annuities 46 reinsures 46 premiums ceded 46 Gerling Global 46 Hiscox Bermuda 46 policyholders 46 BEST RE 46 Medicare Supplement 46 ULIPS 46 policyowners 46 Ansvar 46 Statutory surplus 46 Med Supp 46 policyowner 46 policyholder 45 MGAs 45 ROP Term 45 HMO PPO 45 UPCIC 45 AXXX 45 PFFS 45 MasterDex 45 Lloyd Syndicate 45 PVNBP 45 Variable Universal 45 nonstandard automobile 45 insurance 45 captive reinsurance 45 Operating Profit Margins 45 KICO 45 ceded reinsurance 45 Fixed Annuity 45 Flagstone Suisse 45 Ambac Assurance Corporation 45 reinsurers 45 Life Insurance 45 Annuities 44 FAFLIC 44 fixed annuities 44 nbAccelerator 44 ULLICO Casualty 44 Premium Equivalent APE 44 Personal Lines 44 Lloyd Syndicates 44 inforce premium 44 EPLI 44 Medicare Supplement Earned 44 GBP#.#b 44 Torchmark 44 Pacifico Vida 44 recoverables 44 MIICL 44 AMEX Assurance 44 CastlePoint Insurance 44 AmerInst 44 insurer 44 reinsurance recoverables 44 Premiums 44 Policyholder 44 Fixed annuities 44 casualty reinsurance 44 ceding commissions 44 Specialty Casualty 44 mediclaim 44 GAFRI 44 LIMRA International 44 Donegal Mutual 44 Employers Liability Compulsory 43 FEGLI 43 MBASK 43 ANICO 43 Valiant Specialty 43 GMDB 43 Insurance 43 Lonpac 43 Unit Linked 43 THB# #mn 43 Ulip 43 Variable Annuity 43 annuities 43 NAICO 43 Insureds 43 LTCI 43 Radian Asset 43 Gross Premiums Written 43 Unitrin 43 Century Indemnity 43 PLICO 43 HSA HDHP 43 Mine LOM 43 Overhead Expense 43 outwards reinsurance 43 Facultative 43 Kingstone Insurance 43 written NPW 43 Domestic Brokerage 43 PPO HMO 43 Specialty Admitted segment 43 Reinsurance receivables 43 nonlife premiums 43 Forethought 43 CSHI 43 insurers 43 AGCS AG 43 retrocessional 43 MCCSR ratio 43 MXN# #mn 43 insurance BOLI 43 cedent 43 medigap 43 adjusted capitalization 42 reinsure 42 premiums GWP 42 LNL Agency 42 Segregated Account 42 equity indexed annuity 42 BestWire Feb. 42 Professional Liability PL 42 ULIP 42 SunGard iWorks 42 Immediate Annuity 42 Underwriting 42 Guaranteed Minimum Withdrawal 42 PARIS RE 42 retrocessions 42 deferred variable annuity 42 IBNR 42 Preferred Provider Organizations PPOs 42 Casualty Reinsurance 42 Critical Illness Cover 42 Property Catastrophe Reinsurance 42 medically underwritten 42 Specialty Lines 42 IBER 42 Voluntary Benefits 42 Century Surety 42 de tariffed 42 Bima Plus 42 PVNBP basis 42 SCNYL 42 deductibles copayments 42 actuarially determined 42 GNY 42 SHKPI 42 retrocession 42 EquiTrust Life 42 Surplus Lines 42 Taiping Life 42 nonadmitted insurance 42 GMWBs 42 USHEALTH Group Inc. 42 AXA RE 42 IPCRe 41 UNIFI Companies 41 policyholder retention 41 GMIB 41 Insurance VPI 41 reinsurance broking 41 reinsurer 41 VGLI 41 CIRe 41 ULPs 41 viatical settlements 41 Professional Liability Insurance 41 indexed annuities 41 Professional Indemnity 41 bancassurers 41 RiverSource Life 41 overinsured 41 Vitality Re 41 retrocessionaires 41 Balboa Reinsurance 41 catastrophe reinsurance 41 VUL 41 casualty insurance 41 equity indexed annuities 41 XLCA 41 FirstComp 41 insured 41 Actuarial Guideline 41 YoverY 41 FirstBest UMS 41 Defined Benefit 41 deferred annuity 41 FBL 41 Lloyd syndicates 41 Indexed Universal 41 Annuity Insurance 41 Tokio Millennium 41 IBNR reserves 41 ULIPs 41 Folksamerica Re 41 Wiener Städtische 41 OM Kotak Mahindra 41 reinsurance intermediaries 41 HUK 41 NBCR risks 41 Re Takaful 41 cessions 41 Hiscox Guernsey 41 Property Casualty 41 Indexed annuities 41 variable annuities 41 Medigap 41 VGBL 41 ING Asigurari de Viata 41 Inviva 41 IFS Ratings 41 Earned Premiums 41 Multi Peril 41 Delvag 41 Assurant Preneed 40 EquiTrust 40 compulsory insurances 40 Fixed annuity 40 COLI BOLI 40 Retakaful 40 underwritings 40 Pohjola Non 40 NAIC RBC 40 EUR#.#b 40 non cancelable 40 RGA #/#/# PriceWatch 40 Discontinued Lines 40 BSLI 40 UILIC 40 VPAS R 40 ARIG 40 Bajaj Allianz Life 40 viatical settlement 40 Indemnity 40 Bancassurance 40 reinsurance cessions 40 reinsurance receivables 40 PUTs 40 Indemnity Insurance 40 Tranquilidade 40 PHL Variable Insurance 40 Symetra Life 40 LTCG 40 Surrender Value 40 INSURANCE 40 Guaranteed Minimum Income 40 HUF# #mn 40 Jevco 40 lakh folios 40 mediclaim policies 40 Bajaj Allianz 40 MVAs 40 CIIH 40 bancassurance 40 Transamerica Life 40 bancassurance channel 40 Sum Assured 40 Grandfathered 40 Pruco Life Insurance 40 UM UIM coverage 40 reinsureds 40 Mapfre Re 40 Converium 40 equivalent APE 40 covering elective abortions 40 GMWB 40 nsurance 40 BillingCenter 40 noninsurance 40 capitalization 40 Excess Liability 40 Fac Re 40 First Allmerica Financial 40 AmerUs 40 Takaful 40 reinsurance recoverable 40 Mapfre Tepeyac 40 Seguros 40 SunAmerica Financial 40 AAIC 40 variable annuity guarantees 40 Insurers 40 TMNF 40 ZEP RE 40 ACR ReTakaful SEA 40 Labuan Re 40 Medicare Advantage PFFS 40 Not Formally Followed 40 Bosna Re 40 VARDS 40 BlueChoice 40 Long Term Disability 40 KFSI 40 reversionary bonus 40 HCL IBS 40 Variable Annuities 40 Home Reversion 39 Guidewire PolicyCenter 39 liability CGL 39 MCCSR 39 Combined Ratio 39 HLR Bermuda 39 Jeevan Varsha 39 Mortgage Guaranty 39 flow NIW 39 financial guaranty reinsurance 39 facultative reinsurance 39 AnnuityNet 39 WR Berkley 39 CastlePoint 39 Liability Coverage 39 assurers 39 unitised 39 Conning Research 39 inforce premiums 39 Travelers Indemnity Company 39 takaful operators 39 counterparty exposures 39 Seguros SA 39 Casualty 39 VNB 39 CMTPL 39 Bradesco Seguros 39 Professional Liability 39 Seguros ING 39 Irda 39 Mbask 39 Assured Guaranty Re 39 CNY# #mn 39 Removes Ratings 39 underinsured motorist coverage 39 RenRe 39 RSUI 39 Pension Reform Act 39 BICI 39 Specialty Reinsurance 39 Accenture Claim Components 39 EAIG 39 Insurity 39 multiperil 39 Asset Accumulation 39 IRDA 39 Navigators Specialty 39 IFS rating 39 Nonlife 39 Revios 39 Shipping Packing 39 Grandfathered Plans 39 Admin Re 39 BNL Vita 39 PMACIC 39 detariffed 39 AFLIC 39 Revises Rating Outlook 39 Operating Percentages 39 FSAH 39 gross NPL ratio 39 ILWs 39 Generali Pilipinas 39 Modified Pool 39 PFFS plans 39 Folksamerica 39 Hinsdale Suburban 39 Ulips 39 USHEALTH Group 39 Holdings AMEX UVE 39 Holding AG SLHN.VX 39 Loss Ratio 39 subaccounts 39 reinsurance ceded 39 Byron Udell founder 39 Salaam Halal 39 Reinsurance recoverables 39 PurinaCare Pet Health 39 finite reinsurance 39 ARS# #mn 39 MNYL 39 insur ance 39 HGIC 39 Insurer Financial 39 IDBI Fortis Life 39 professional indemnity 39 Forethought Life 39 Jeevan Shree 39 Malayan Insurance 39 Risk Retention Groups 39 BCR Asigurari de Viata 39 Unibanco AIG 39 Ambac Assurance Corp 39 pojistovna 39 ILIT 39 ProCentury 39 GeoVera 39 Cholamandalam MS General 39 Assumed Reinsurance 39 Max Bupa 39 Deductible 39 USAble Life 39 ICICI Pru Life 39 PPO POS 39 subrogation 39 LIMRA 39 takaful 38 RenaissanceRe Syndicate 38 Uninsured motorist 38 BestWire 38 Suomi Mutual 38 AutoOne 38 Guaranteed Minimum Death 38 IFS ratings 38 Defined Benefit Plans 38 annuitized 38 SCOR SE 38 COLI policies 38 finite reinsurance contracts 38 Uni.Asia 38 AequiCap 38 Medmarc 38 Ageas 38 Selects Guidewire 38 Earned premiums 38 FirstBest UMS TM 38 AGCS 38 Ternian 38 DZI Insurance 38 DTRIC 38 Plans ULIPs 38 CNinsure 38 Medicare Advantage MLR 38 uncollectible reinsurance 38 monoline 38 CUMIS 38 Guidewire Insurance 38 Medicare Advantage HMOs 38 Liability Insurance 38 Indemnities 38 BHAC 38 Allmerica 38 Slome notes 38 American Amicable 38 MMFs 38 Merastar Insurance 38 Thunderhead NOW platform 38 Tahan Insurance 38 RMBS exposures 38 nonstandard auto 38 SBLIC 38 collateralized reinsurance 38 Canara HSBC 38 Intercompany Pool 38 financial guaranty reinsurer 38 Umbrella Liability 38 Medicare Advantage 38 ChannelRe 38 MLIC 38 Lumbermens Mutual Casualty 38 guaranty 38 HCSC 38 Premiums Written 38 HMO 38 CGU 38 Fubon Life 38 Stable Value 38 Premiums ceded 38 Stranger Originated Life 38 AVON Conn. BUSINESS WIRE 38 MoneyGuard 38 mediclaim policy 38 BOLI 38 Risk Retention Group 38 Susep 38 IRAs #Ks 38 Insur 38 Firemans Fund 38 Quota Share 38 Casualty Insurance 38 InsPro 38 Azal Sigorta 38 Assumed premiums 38 Partners LTCFP 38 Insurance Underwriting 38 BHCs 38 ParallelPay 38 Kingsway Reinsurance Corporation 38 reinsurance Hannover Re 38 Trenwick 38 Bermuda reinsurers 38 BKIC 38 Superintendent Alessandro Iuppa 38 TIG Insurance 38 Nipponkoa 38 MedAmerica 38 Nichido Fire 38 UM UIM 38 MEMIC 38 QBE 38 NJNJ AM BEST 38 Defined Benefit DB 38 Critical Illness 38 High Deductible 38 Guaranty Insurance 38 REQUIREMENTS FOR INDIVIDUALS Individuals 38 ACGL 38 Iffco Tokio 38 A.M. Best Assigns Ratings 38 rent escalations 38 UICI 38 Gen Re LifeHealth 38 Torus Insurance 38 Fixed Annuities 38 AdminServer 38 Subrogation 38 Retirement Annuity 38 Allianz SpA 38 PruLife 38 PrefSure 38 premium GWP 38 HSA enrollees 38 DPAC amortization 38 AMP Sanmar Life 38 Mr Makove 38 Medicare Advantage membership 38 Fortegra Financial 38 Northwind Holdings 38 RRG 38 guaranty reinsurance 38 pd ratings 38 PT Asuransi 38 Assurant Inc 38 Jeevan Anand 38 MedicareAdvantage 38 LIDMA 38 BlueOptions 38 LIC 38 Unitrin Specialty 38 EXAMPLE Platform 38 Consistent Embedded 37 Allianz Bajaj 37 ACIC 37 cedents 37 Leadway 37 RVUs 37 FSAH acquisition 37 UFCS 37 Mediclaim policy 37 Syncora Holdings Ltd. 37 OMFN 37 Aurigen 37 IFS Rating 37 Bao Minh CMG 37 eRisk Hub 37 subaccount 37 OneBeacon 37 Tokio Marine 37 WholesaleInsurance.net 37 actuarial valuations 37 ELH 37 MBIA Insurance 37 Required Minimum Distributions 37 Limra 37 HDFC Chubb 37 AVMA GHLIT 37 Separate Accounts 37 SUA Insurance 37 Amlin Bermuda 37 Assigned Risk 37 DRC DecisionMaker 37 Harleysville Mutual 37 Sompo Japan 37 rating affirmations 37 LoJ 37 SALAMA 37 Reinsurer 37 Flagstone Re 37 Uninsured Motorist 37 dealer floorplan ABS 37 Cobalt Gordian 37 NBV margin 37 cedants 37 property catastrophe reinsurance 37 STOLI 37 Seguros de 37 AnnuityNet Platform 37 retakaful 37 OPEBs 37 Aioi Nissay Dowa 37 HBDT 37 retroceded 37 InsPro Enterprise 37 Aviva plc 37 noncancelable 37 actuarial calculations 37 Seguros Argos 37 HDI Industrie 37 Jamaica LOJ 37 Yapi Kredi Sigorta 37 Amounts recoverable 37 QGIR 37 Future Generali 37 HDI Gerling 37 MNRB 37 guaranty insurers 37 Sapiens INSIGHT TM 37 Liability 37 Praetorian Financial 37 NAIC Suitability 37 Wilton Reassurance Company 37 iPipeline 37 Assigns Ratings 37 PV NIM 37 Minimum Continuing 37 retentions 37 FEHB 37 Unirisx 37 Groups Directive IGD 37 Aegon Religare 37 CSRS Offset 37 TIAA Traditional 37 Lasaco 37 EUR1 #mn 37 Healthplans 37 Hodgkins Suburban 37 Itau Seguros 37 CGNU Life 37 Infrassure 37 mortality morbidity 37 Dental PPO 37 pro forma MADS 37 incepting 37 TPA 37 Property Casualty Insurance 37 Merastar 37 shareowner accounts 37 Folksamerica Reinsurance Company 37 CGNU 37 Expense ratio 37 La Grange Suburban 37 Transsib Re 37 Assistance Program NAP 37 Nonqualified 37 Liability EPL 37 Andy Goldby 37 Oracle Documaker 37 Medicare Advantage enrollees 37 mortgage loan originations 37 Multi Peril Crop 37 ING Seguros 37 administrator TPA 37 RAAs 37 SurePower Innovation 37 Gentle EVER 37 de Seguros y 37 Commissioner Sean Dilweg 37 AMBest 37 BT Asigurari 37 Medigap policies 37 Underwriting Income Loss 37 Sword Intech 37 Sri Lanka IBSL 37 Workers Comp 37 EbixExchange 37 Liability Risk Retention 37 FoFs 37 ReTakaful 37 securitization exposures 37 TPFT 37 LPT deferred 37 Segregated funds 37 CDPCs 37 HealthFund 37 Ambac Assurance Corp. 37 MGIS 37 Fiduciary Liability 37 SOGAZ 37 ClaimCenter 37 Counterparty credit 37 Discounted Gift 37 Gerling NCM 36 COBRA continuation 36 Broadview Suburban 36 HDFC Taxsaver 36 uninsured underinsured motorist 36 insurer Kiln 36 Withdraws Rating 36 RLI Insurance 36 DNBi 36 self insured retentions 36 Strength IFS rating 36 Allianz Tiriac 36 Underwriters 36 Compania de Seguros 36 receivables factoring 36 ARMtech 36 trust preferreds 36 Delvag Rueck 36 Ameritas Acacia 36 Harcase 36 Marketform 36 Indemnity Co. 36 noninterest bearing deposit 36 CULAC 36 Accident Ins 36 Athilon 36 CommInsure 36 MEEMIC Insurance Company 36 ISMIE 36 Transamerica Re 36 ICICI Prudential Life 36 AXA Equitable Life 36 Life Assurance 36 noninterest bearing transaction 36 Stephan Christiansen 36 confiscatory penalties 36 Autoben 36 PLN# #mn 36 MCEV 36 Mendakota Insurance Company 36 MediGap 36 insurance premiums 36 HSA HRA 36 guaranty associations 36 KZT #.#bn [001] 36 coverholder 36 TPAs 36 Sigorta 36 Casualty Ins 36 AmTrust 36 HG LV 36 MajescoMastek 36 Biotech Yield 36 Mr. Mathas 36 ROTH IRA 36 subaccounting 36 PacificMas 36 GHI HMO 36 OBPI 36 Strength IFS 36 XN Risk 36 RIMS Benchmark Survey 36 Continental Casualty 36 HMO POS 36 catastrophe reinsurance reinstatement 36 WMRe Bermuda 36 AmAssurance 36 Jeevan Aastha 36 Electro Re 36 Swiss Re Capital Markets 36 Jerneh Insurance 36 Surplus Lines segment 36 casualty facultative 36 DecisionMaker 36 Oak Brook Suburban 36 FinCor 36 GARs 36 Livestock Gross Margin 36 actuarially 36 ERGO Insurance 36 HSAs HRAs 36 TS Vijayan 36 Compcare Health 36 AEGON Religare 36 StoneRiver 36 prudentially regulated 36 Ingosstrakh 36 PurinaCare 36 Capital Adequacy 36 reinsurers Hannover Re 36 Highline Data 36 MediCare 36 AEIX 36 receivable balances 36 FHCF 36 Strength IFS ratings 36 NQDC 36 Stickney Suburban 36 SecurePath 36 Maintenance Organizations 36 SINOSURE 36 OSIL 36 PruProtect 36 Deutscher Ring 36 Solvency II Directive 36 Omniasig 36 InsuranceNoodle 36 Underinsured Motorist 36 securitizer 36 Ullico Casualty 36 MPS Vita 36 Chubb CB 36 coinsurance 36 Basak Inam 36 PhilNaRe 36 multiline insurer 36 casualty insurer 36 CTPL insurance 36 IRDA norms 36 Guidewire PolicyCenter ® 36 Ceded premiums 36 PHP# #mn 36 DLF Pramerica Life 36 Prudential plc 36 actuarially equivalent 36 HMOs PPOs 36 Surplus Lines Insurance 36 MHPAEA 36 CAMICO 36 reinsurers Swiss Re 36 NYMAGIC 36 tele interviewing 36 Transatlantic Holdings 36 Excess Casualty 36 A#/P# 36 RPLI 36 HealthMarkets 36 Retirement Savings Account 36 FINEOS Claims 36 SCOR Global 36 GV Nageswara Rao 36 Assurant 36 Santam 36 non cancellable 36 CountryPlace Mortgage 36 payor mix 36 Variable Annuity Life 36 notional amounts 36 NASDAQ ANAT 36 Gerling Konzern 36 Bodily Injury 36 GMACI 36 inter vivos trust 36 Montpelier Re 36 Premium persistency 36 facultative 36 Inc. NASDAQ MIGP 36 RLI specialty 36 Tillinghast Towers Perrin 36 Morningstar Managed Portfolios 36 Employer Provided 36 Adjudicare software 36 AmTrust Financial 36 NYPIUA 36 HDFC Ergo General 36 NIPPONKOA Asia 36 Rescissions 36 Plan HDHP 36 LAE ratio 36 Swiss Reinsurance 36 OREO write downs 36 grossly underinsured 36 eHealthInsurance.com 36 reinsurance recoveries 36 Unearned Premiums 36 Sino US MetLife 36 Critical Illness Insurance 36 Variable annuity sales 36 Encompass Floridian Indemnity 36 ASPCA Pet 36 supplemental Medigap 36 Protective Life 36 Expense Ratios 36 Talanx AG 36 Unitrin Direct segment 36 viatical 36 Inc EMCI 36 insurnace 36 party administrators TPAs 36 chairman SB Mathur 36 Nodak Mutual 36 CLHIA 36 Asigurari de Viata 36 ProAg 36 underinsured motorist 36 retrocessional reinsurance 36 Indemnification 36 NYSE PRU 36 Nationwide YourLife 36 solvency ratio 36 Securitizations 36 #.#:# #.#:# [001] 36 premiums copays 36 Retrocession 36 INDM 36 MYR# #mn 36 Kamesh Goyal 35 Willowbrook Suburban 35 FDIC indemnification asset 35 IGD surplus 35 Universal Sompo 35 Payor 35 Deerbrook R 35 FNLC 35 Behavior Spotlight 35 IRAs Roth IRAs 35 Jerneh Insurance Berhad 35 RAM Reinsurance 35 NYLIFE Securities 35 moneyback 35 Life Reassurance 35 Al Fajer Re 35 deductibles copays 35 Epack 35 Balanced Portfolio 35 Verlan Fire 35 Novae Re 35 BNY Trade 35 Fiserv ISS 35 Insurer 35 Slome explains 35 iPartners 35 IFSR 35 LTC Consultants 35 AMP Sanmar 35 viatical investments 35 originations 35 STG Billing 35 Royal Sundaram 35 Net Premiums Written 35 Medicare Advantage Plans 35 Countryway 35 CORPORATE AND OTHER 35 casualty insurers 35 MGIC Radian 35 HDHP 35 Rating Notification 35 Asirom 35 deferred annuities 35 CIFG NA 35 Cattolica Assicurazioni 35 trusteed 35 NYMAGIC INC. 35 Debt Obligations 35 HumanaOne 35 InSetCo 35 Operating Expense Ratio 35 noninterest 35 Assurant Specialty Property 35 Glacier Reinsurance 35 ABS CDOs 35 Bima Account 35 Clarendon Hills Suburban 35 noncovered 35 Natural Catastrophes 35 GuideOne 35 Captive Insurance Companies 35 MPLI 35 Automatic Rollover 35 AHPs 35 Gramercy Realty 35 MLRs 35 preneed 35 workersa compensation 35 Stoneheath Re 35 Nippon Life 35 Plan OHIP 35 Financial Strength Rating 35 insure 35 Insurance Regulatory 35 Talbot Underwriting 35 FDIC insured institutions