Related by context. All words. (Click for frequent words.) 67 Job Seekers Allowance 66 jobseekers allowance 65 Jobseekers allowance 65 Jobseekers Allowance 65 jobseeker allowance 65 Jobseeker Allowance 64 JSA claimants 62 claiming jobseekers allowance 62 Jobseeker allowance 61 Job Seeker Allowance 61 claiming Jobseeker Allowance JSA 60 carer allowance 60 Incapacity benefit 60 claiming Jobseeker Allowance 59 Carer Allowance 59 Jobseeker Benefit 59 claiming Jobseekers Allowance 59 Incapacity Benefit IB 58 Jobseekers Allowance claimants 58 IB claimants 58 claiming jobseeker allowance 58 Allowance JSA 58 Working Tax Credits 57 Allowance ESA 56 Austudy 56 Newstart Allowance 56 Incapacity Benefit claimants 56 Jobseeker Allowance JSA 56 Incapacity Benefit 55 Newstart allowance 55 jobseeker allowance claimants 55 statutory redundancy 55 incapacity benefit 54 Child Tax Credits 54 claiming incapacity 54 dole claimants 54 claiming Job Seekers 54 Attendance Allowance 53 claiming Job Seeker 53 Jobseeker Allowance claimants 53 £ #.#million [006] 52 Newstart 52 Domestic Purposes Benefit 52 Education Maintenance Allowance 52 Carers Allowance 52 Stamp Duty threshold 52 claimant count 52 childcare rebate 52 PRSI contributions 52 Postcode lottery 51 Sickness absence 51 claimants 51 overclaimed 51 Educational Maintenance Allowance 51 workless 51 superannuitants 51 redundancy payouts 51 sicknote culture 50 minimum wage NMW 50 Incapacity Benefits 50 Appeal Tribunal EAT 50 jobcentres 50 workless households 50 Statutory Sick Pay 50 Education Maintenance Allowances 50 Job Seekers Allowance JSA 50 smooths volatility dipped 50 Insurance Contributions NICs 50 concessionary fares 50 DPB recipients 50 unemployed Alabamians 50 Maternity Allowance 50 pensioners 50 smooths volatility fell 50 Failed asylum seekers 49 Mr Ruffley 49 Sickness Benefit 49 Jobcentres 49 Icesave savers 49 Unfair dismissal 49 Summary Box Jobless 49 JobCentres 49 employer PRSI 49 employers PRSI 49 Equitable policyholders 49 Jobcentre 49 kinship carers 49 mesothelioma sufferers 49 payroll withholdings 49 unpaid carers 49 Carer Payment 49 Plaid Cymru AMs 49 NQs 49 Minister Mihai Seitan 49 Jobseekers Benefit 49 superannuation entitlements 48 Nominal incomes 48 Mrs Shoesmith 48 pleural plaques sufferers 48 Disability Allowance 48 Tony McNulty 48 Disability Living 48 CGT exemption 48 Ucea 48 registered childminders 48 Educational Maintenance Allowances 48 Mrs Ilott 48 carers 48 Appeals Tribunal EAT 48 Small Businesses FSB 48 Affairs Mary Hanafin 48 NCEA qualifications 48 nonfarm payrolls shrank 48 £ #.#m [005] 48 nonworking spouses 48 National Statistics ONS 48 Childcare vouchers 48 co.uk domain names 48 London Weighting 48 concessionary fares scheme 47 £ 47 unauthorized overdraft charges 47 Mr Raynsford 47 Tir Mynydd 47 Employment Tribunals 47 Chris Grayling 47 claiming Incapacity Benefit 47 Inheritance Tax threshold 47 payrises 47 Mr Macniven 47 LFASS 47 persistent absentees 47 FSCS levy 47 Ms Harman 47 #.#ppl [001] 47 rent arrears 47 Abstudy 47 jobcentre 47 smooths volatility rose 47 antenatal appointments 47 Justice Foskett 47 Ł# [002] 47 Ms Kirkbride 47 jobless 47 rateable values 47 spokeswoman Sarah Teather 47 Statutory Maternity Pay 47 Minister Pearnel Charles 47 Cafcass 47 JobCentre Plus 46 fortnightly installments 46 co habiting couples 46 Remortgage approvals 46 Pupil Premium 46 Total nonfarm payroll 46 Educator Expense Deduction 46 HMRC 46 5per cent 46 Mr Shapps 46 Ms Shoesmith 46 dole queue 46 Dr Saiger 46 minister Grant Shapps 46 HECS debts 46 Jobcentre Plus 46 economically inactive 46 Colleges Admissions Service 46 Mr Heathcoat Amory 46 Farepak collapse 46 LITRG 46 Thompsons solicitors 46 FE lecturers 46 Cllr Thornber 46 unfair dismissal 46 newly qualifieds 46 childcare vouchers 46 PMS savers 46 Business FPB 46 Workshops Lackawanna 46 headships 46 Mr Gauke 46 FJF 46 CTF vouchers 46 Mrs Azmi 46 Pensions DWP 46 stakeholder pensions 46 smooths fluctuations dipped 46 Bellwin scheme 46 JobCentre 46 Mrs Jaconelli 46 Ms Tapui 46 Mr Connarty 46 pensionable salary 46 Government DCLG 46 James Clappison 46 Ms Primarolo 45 Edward Garnier 45 spokeswoman Loree Levy 45 persistent truants 45 sickness absence 45 SSIA savers 45 Research CEBR 45 Chancellor Alastair Darling 45 Redditch constituency 45 Dementia sufferers 45 Seasonally adjusted nonfarm 45 workless families 45 WorkCover premiums 45 charity Barnardo 45 mortgage repayments 45 childminders 45 LHA tenants 45 Mr Stunell 45 Insolvency Service 45 president Ged Kearney 45 Redundancy Payment 45 Asbos 45 assured shorthold tenancy 45 Lees Galloway 45 Citizens Advice Bureaux 45 PAYE deductions 45 unemployed 45 DOWNTOWN DANCIN #:# 45 Seasonally adjusted insured 45 subvention scheme 45 Equitable Life policyholders 45 Ms Casalme 45 Minimum Wage NMW 45 contributory pensions 45 Research NIESR 45 Claimant Count 45 Paid maternity 45 EUC benefits 45 Lump sum payments 45 homebuy 45 leavers 45 Mr Spellar 45 £ 9billion 45 SuperGold card 45 Mr Serwotka 45 undischarged bankrupts 45 secretary Fiona Hyslop 45 Stamp Duty holiday 45 asbos 45 mydeposits.co.uk 45 Mr Farron 45 #pc #pc 45 R1 9m 45 Fatal stabbings 45 Single mums 45 Ms Arthurworrey 45 Stakeholder pensions 45 Weathertight Homes Tribunal 45 tution fees 45 NEETs 44 & pound# [001] 44 concessionary fare 44 £ #.#billion [005] 44 ISA savers 44 £ #.#ma [001] 44 NOP poll 44 Farepak savers 44 Barnett consequentials 44 OBR forecasts 44 hardship deferment 44 Des McNulty 44 SBRR 44 Unite balloted 44 Tim Loughton 44 £ #.#m overspend 44 Wintertons 44 workshy 44 Force Survey LFS 44 Tir Cynnal 44 Research IPPR 44 Pensions Regulator TPR 44 Clr Khan 44 Minister Andrew Refshauge 44 #.#MILLION 44 £ #.#million [007] 44 Accountants KPMG 44 Fewest requests 44 Devon Pensioners 44 Ms Hyslop 44 redundancy entitlements 44 Fostering Network 44 Bellwin Scheme 44 Ms Goldie 44 Esol 44 Citizens Advice bureaux 44 vocational qualifications 44 2per cent 44 Labour AMs 44 Anger brews 44 TEUC 44 Homebuy scheme 44 Mr McLetchie 44 pensionable age 44 Rough sleepers 44 Stephen Hesford 44 neets 44 Remploy factories 44 Mr Clappison 44 Ms Seabeck 44 EI claimants 44 Dolores Cristina 44 £ 2billion 44 MMR uptake 44 spokeswoman Jackie Baillie 44 PPF levy 44 Irene Oldfather 44 Joseph Rowntree Foundation 44 Citizens Advice Bureaux CAB 44 m illions 44 Skills DfES 44 GPs surgeries 44 Citizens Advice 44 Minister Jolanta Fedak 44 LABGI 44 Lib Dems 44 Dr Stoate 44 £ 1m 44 NHSLA 44 remortgage approvals 44 takehome pay 44 Justice Goldring 44 Accommodation Supplement 44 Ms Shortall 44 minister Hazel Blears 44 talk pakages available 44 payrise 44 Justice McCombe 43 contributions NICs 43 smooths fluctuations dropped 43 dearness allowances 43 £ 6billion 43 conveyance allowance 43 BENEFITS cheat 43 Dearness Relief 43 PRSI ceiling 43 non contributory pension 43 Ms Trumble 43 legitimate herbal mixtures 43 invalidity pensions 43 school leavers 43 CRB checks 43 Tapui 43 unpaid PAYE 43 Iain Duncan Smith 43 Over twentyone 43 admissions tutors 43 3p liter 43 Commerce BCC 43 #p pint 43 Age Concern 43 ConDems 43 smooths volatility 43 Carers 43 Nick Gibb 43 Citizens Advice Bureau 43 LibDems 43 € #.#m [002] 43 Less Favoured Area 43 Neets 43 IBGE statistics institute 43 NUPE 43 sickness absences 43 overclaiming 43 Ms Spelman 43 children charity Barnardo 43 Mr Maurici 43 LOS ANGELES Edith Shain 43 constructive dismissal 43 HM Revenue 43 shopworkers 43 Nigel Meager 43 MP Nadine Dorries 43 Factories sliced 43 Boiler Scrappage Scheme 43 EI recipients 43 Ms Teather 43 £ #.#ma [004] 43 HSMP visa 43 Ms Ussher 43 Minister Rosie Winterton 43 foster carers 43 Deficit widens 43 pensioners carers 43 workweek lengthened 43 Individual Voluntary Arrangement IVA 43 Tánaiste Mary Harney 43 smoothes volatility 43 www.hmrc.gov.uk sa 43 benefit scroungers 43 Mr Woolas 43 Paul Burstow 43 + bens 43 aweek 43 ContactPoint database 43 Development CIPD 43 Indians Earn Rs.# 43 Northavon 43 payslips 43 redundancy payout 43 minister Rosie Winterton 43 Witney MP 43 leader Kate Hollern 43 poorer backgrounds 43 Compensatory damages 43 SAYE scheme 43 Gift Aid 43 shillings #p 43 Ms Winterton 43 parish precept 43 spokeswoman Rhona Brankin 43 occupational pension 43 BlindCraft 43 Employment Confederation 43 chairwoman Hazel Blears 43 Skilled vacancies 43 properly costed 43 £ #million £ #million 43 Skills BIS 43 Mr Achterstraat 43 Association BBPA 43 Personal insolvencies 43 Powys LHB 43 Ms Featherstone 43 leader Harriet Harman 43 profits annuitants 43 Lm4 43 Karl Chircop 43 Bulk billing 43 HECS repayment 43 £ 3billion 43 #.#pa liter [006] 43 Stamp duty 43 Cllr Beesley 43 Nonfarm payrolls rose 43 Pavala Vaddi scheme 43 voluntary liquidations 43 selfemployed 43 John Spellar 43 Individual insolvencies 43 HomeBuy scheme 43 Clr Pinnock 43 Lisa Meddock OhioHealth 43 MSP Alasdair Allan 42 equalities minister 42 Lm6 42 golden hellos 42 Remuneration Panel 42 Ian Swales 42 £ 2m 42 sharesave 42 Homestart 42 pupillages 42 Working Neighbourhoods Fund 42 Guardian ICM 42 TUC 42 6per cent 42 Exceptional Hardship Scheme 42 £ #.#m H# 42 Kerbside recycling 42 Mr Hain 42 chartered surveyors reporting 42 undeliverable refunds 42 Ian Liddell Grainger 42 VCOSS 42 Non doms 42 Families DCSF 42 GNVQs 42 Ms Farnish 42 £ 4bn 42 Dr Mattu 42 nondoms 42 WITH BLUE SQUARE 42 Unemployment Benefit 42 Minister Grant Shapps 42 WorkDirections 42 arrangement IVA 42 TimePlan Education believes 42 conacre 42 £ 8billion 42 laidoff workers 42 Reoffending rates 42 trainee solicitors 42 Advice Unit NHPAU 42 Euromillions jackpot 42 NCHDs 42 £ 7billion 42 Mr Blunkett 42 Capability Assessment 42 PAYG installments 42 FoI request 42 seasonally adjusted nonagricultural 42 Stg £ 42 Ms Blears 42 MoJ 42 Labour backbench rebellion 42 HARD UP 42 Lindsay Hoyle 42 Government CLG 42 WETHERSFIELD Conn. Connecticut 42 £ 2bn 42 outgoings 42 Dawn Primarolo 42 Kevin Callori 42 Migrationwatch 42 Madam Halimah Yacob 42 Ms Thorp 42 Mr Banuve 42 claimant RFC 42 Gesamtmetall employers federation 42 £ #.#m [002] 42 Mr Shipside 42 golden goodbyes 42 Housebuilder Redrow 42 Teachers Pension Scheme 42 Parentline 42 ONS 42 HM Revenue & 42 Neighbourhood Renewal Fund 42 MMR jabs 42 www.direct.gov.uk 42 Westcountry 42 lei euro# 42 Mrs McTear 42 voluntary arrangements IVAs 42 Payrolls grew 42 instructing solicitors 42 unsocial hours 42 Regulatory Reform BERR 42 Vicky Redwood economist 42 Â £ 42 Baroness Hollis 42 KiwiSavers 42 Previously MOVED 42 Silvio Parnis 42 Mortgage Lenders CML 42 #.#pa share [003] 42 CGT taper relief 42 Nia Griffith 42 overclaim 42 £ #.#billion [001] 42 2pc 42 charity WellChild 42 re mortgaging 42 homeworkers 42 Homeowner Mortgage 42 nonseasonally adjusted basis 42 Grommek 42 #m Hfd 42 pounds# [001] 42 paybill 42 incomes 42 PAYE 42 Philip Hammond 42 frivolous Mulrain 42 charity Childline 42 Commission EHRC 42 unemployed Kentuckians 42 Barbara Follett 42 unemployment 42 £ 1bn 42 Compulsory redundancies 42 stg# [002] 42 Incidental Expenses Provision 42 ConfiDent R 42 £ 4m £ 5m 42 Secretary Fiona Hyslop 42 Nationalist MSPs 42 Mr Dromey 42 unadjusted jobless 42 devolved assemblies 42 der Leyen 42 Alan Smithers 42 £ #.#ma [002] 42 Sandra Gidley 42 IHT threshold 42 NHS Primary Care 42 Mr Alambritis 42 Housing Federation NHF 42 dishonestly claiming 42 quango chiefs 42 invalids beneficiaries 42 PENSIONERS 42 Minister Olaf Scholz 42 Mr Martlew 42 Chancellor Alistair Darling 42 Pendine Park 42 Ann McKechin 42 #,#,# approx 42 MMR jab 42 Wage earners 42 intestacy rules 42 pa pro rata 42 ben efits 42 Fixed Penalty Notice 42 orders Asbos 42 Payrolls shrank 42 Real disposable incomes 42 Mr Senibulu 42 Mr Starmer 42 tackle worklessness 42 Sir Alan Beith 42 GBP7 42 Lm3 42 Times Educational Supplement 42 Remploy 42 pensionable salaries 42 incomes flatline 42 Darien Fenton 41 YPDP 41 leader Rod Bluh 41 MPIG 41 fact Shemelya 41 Mortgage approvals 41 & pound# [002] 41 Harsh snowstorms 41 Miss Blears 41 EITC refunds 41 #pc mortgages 41 Child Benefit 41 ASBOS 41 Salary circa 41 Cassandra Goldie 41 EduAction 41 & CAE Unpaid 41 Gordon Lishman 41 4p liter 41 unarranged overdraft 41 9per cent 41 blue badge holders 41 #.#p valuing [001] 41 JOLTS report 41 backpay 41 Lord Filkin 41 Dearness allowance 41 Bellwin 41 Warm Front 41 charity Age Concern 41 Ipsos Mori survey 41 Decree Absolute 41 Loddon Mallee region 41 Mr Gahbauer 41 Pay 41 leaky aortic valves 41 Miss Winkfield 41 epilepsy sufferers 41 Sats exams 41 UHY Hacker Young 41 construction union Ucatt 41 employment 41 Mrs Winterton 41 #k pa 41 Social Work DipSW 41 Fiscal Studies 41 Don Touhig 41 Ms Mactaggart 41 claimant 41 insured Escalades 41 SSDI benefits 41 Ms Randerson 41 Bekhradnia 41 bumped involuntarily 41 bursary schemes 41 ACOSS 41 SureStart 41 traineeships 41 GH ¢ #,#,#.# [002] 41 mother Diane Dernie 41 Research Cebr 41 Flu jabs 41 Tatton MP 41 paypacket 41 spokeswoman Jenny Macklin 41 KPMG REC 41 8per cent 41 flu jab 41 Clubcard vouchers 41 #/Hr part 41 Mr Jongen 41 superannuation surcharge 41 redundancy 41 ALMOs 41 Skills UKCES 41 Leader Alfred Sant 41 DUA benefits 41 MP Elliot Morley 41 £ #.#m [001] 41 Housebuilder Barratt 41 honourarium 41 averagely priced 41 GBP #.#million [001] 41 boiler scrappage scheme 41 DirectGov website 41 SECOND SPOT DISPATCHES FROM 41 Liberal Democrats 41 Jackie Baillie 41 Gillbanks 41 pounds# [002] 41 Modern Apprenticeships 41 Offer 41 Sir Digby 41 Redundancy Payments Office 41 Grant Shapps 41 minister Nick Raynsford 41 besides Giandomenico Livengood 41 £ #.#billion [003] 41 retail union Usdaw 41 Friction Dynamics 41 allowances 41 拢 41 Initial Jobless 41 boiler scrappage 41 £ 5m 41 Poms raked 41 Britons claiming jobseeker 41 Plaid AMs 41 Mr Plaskitt 41 irrecoverable VAT 41 Grassroots Grants 41 tenancy deposit 41 READ MORE > 41 £ #m [002] 41 resales dipped 41 Beverley Hughes 41 Sir Alan Haselhurst 41 Rudi Vis 41 Minister Phil Woolas 41 Foreclosure deeds 41 Ansett levy 41 HECS HELP 41 Mrs Keeble 41 Mr Djanogly 41 Conservative frontbench 41 arrears amounting 41 secretary Yvette Cooper 41 £ #.#BILLION 41 anti depressant prescriptions 41 Mr Robathan 41 Justice Charleton 41 Renewables Obligation RO 41 smooths fluctuations 41 Mrs Jowell 41 GP surgeries 41 Permanent placements 41 advantaged backgrounds 41 assured shorthold tenancies 41 com pensation 41 £ #.#bn [003] 41 CIPD KPMG 41 partial climbdown 41 Weekday Shifts 41 Ipsos MORI poll 41 Ms Gainsford 41 president Sharan Burrow 41 indexation allowance 41 brushed aside Heene 41 Lecturers ATL 41 TANF caseloads 41 seasonably adjusted 41 Cambridgeshire PCT 41 Wansdyke 41 Yearly memberships 41 Employment Tribunal 41 OAPs 41 Harrowgate Hill 41 Ms Ladele 41 MP Eric Martlew 41 England Hefce 41 Mr Clegg 41 overpayments underpayments 41 tallied Roogow 41 Zimbabwean asylum seekers 41 Equalities Minister 41 Doug Naysmith 41 #pc [002] 41 Liam Byrne 41 State AGs Craigslist 41 NZ Superannuation 41 £ 1billion 41 Leaving Cert Applied 41 DCLG 41 Makerfield 41 Smaller webcasters 41 3per cent 41 thalidomiders 41 Daycare Trust 41 GBP9 41 salaried GPs 41 unemployed TANF recipients 41 destitute asylum seekers 41 policemen al Jubouri 41 Equality Tribunal 41 Herdwicks £ 41 minister Dawn Primarolo 41 value ratios LTVs 41 Farepak Response Fund 41 Cancellation fees 41 Cebr 41 Secretary Cheryl Gillan 41 Devine dishonestly 41 LSE RSA 41 5p liter 41 SNP Lib Dem 41 Learndirect 41 £ #bn [001] 41 SE# # 41 Workplace Relations skilled 41 subminimum wage 41 #.#pa share [002] 41 CPAG 41 grandparent carers 41 Jenny Willott 41 Paul Dimoldenberg 41 MP Grant Shapps 41 childcarers 41 exhaustions 41 Margaret Ritchie 41 unaccompanied asylum 41 childminding 41 CHARLES WALLACE 41 Hassan Mirza Gay.com 41 Remploy factory 41 renter households 41 union UNISON 41 jobless benefits 41 Ghurtani complained 41 £ #BILLION 41 Sir Reg Empey 41 Ucas 41 Montgomeryshire MP Lembit Opik 41 Fund PPF 41 ITEAs 41 BENEFIT cheat 41 Cheryl Gillan 41 Cde Chigwedere 41 Mrs Gloag 41 bursaries 41 Coun Rudge 41 Headman Binson Chinkhota 41 Sexually explicit productions 41 GBP#.# [001] 41 Obama Refi Programs 41 DETI 41 Moneyback Bank 41 Cancer Screening Programmes 41 completed Abrames 41 cohabitees 41 £ #.#MILLION 41 PFI schemes 41 Ilkley Grammar 41 Liverpool Wavertree 41 superannuation payouts 41 David Willetts 41 Al Hanay 41 Kwasi Adu Amankwah 41 Von der Leyen 40 gainfully occupied 40 Poverty Datum Line 40 Gurkha veterans 40 Comprehensive Spending Review 40 Teenage pregnancies 40 #.#per cent [003] 40 setback Kobach 40 Margaret Hodge 40 BPHA 40 lowincome families 40 fee maxima 40 8Mb 40 Childcare Vouchers 40 Social HomeBuy 40 Union TEEU 40 Lands Tribunal 40 tenancies 40 MP Julie Kirkbride 40 Ms Plibersek 40 MORTGAGE lending 40 Blaenau Gwent 40 DfES 40 Meirionnydd Nant Conwy 40 Sara Trumble 40 Nonetheless Jefri 40 chancellor Alistair Darling 40 HUF #.#bn [004] 40 prog ramme 40 seasonally unadjusted payroll 40 EFRBS 40 bursary scheme 40 Individual Savings Accounts 40 Ms Turei 40 rehoused 40 monthly outgoings 40 Jacqui Smith 40 Employment Confederation REC 40 claimable 40 EBTs 40 ½ p valuing 40 PLT departures 40 Geoffrey Giudice 40 unauthorized overdrafts 40 Hue Huynh Binghamton 40 #.#p valuing [004] 40 C2DE 40 Penalty Charge 40 headline unadjusted jobless 40 monthly repayments 40 ZNAT Insurance Company 40 Mr Cruddas 40 Dale Dauten resolves 40 Ms Sturgeon 40 £ #.#m [003] 40 OAPS 40 expectant mums 40 EEA nationals 40 procuration fee 40 Minister Emilia Maslarova 40 Glencraft 40 4per cent 40 allowance HRA 40 accountants PKF 40 charity Mencap 40 #pence 40 CityLine pilots 40 Energy regulator Ofgem 40 PAYG withholding 40 GH ₵ 40 DPP Nicholas Cowdery 40 Demetrious Panton 40 € 9m 40 Finance Guarantee EFG 40 SA Seifsa 40 National Childbirth Trust 40 CARERS 40 CPP QPP benefits 40 stg# [001] 40 Natascha Engel 40 IBI therapy 40 antenatal classes 40 Labour 40 R1 8m 40 remortgage 40 ethnic BME 40 actuaries Watson Wyatt 40 £ 7k 40 Sure Start 40 Barnados 40 TUPE Regulations 40 Shelter Cymru 40 claimant solicitors 40 Inheritance Tax IHT 40 leader Peter Britcliffe 40 prescribed anti psychotics 40 Orlando Parfitt IGN 40 FSCS 40 A# dualling 40 childcare 40 Nhs 40 Program ODSP 40 GEERS 40 sh#.#b [001] 40 Union UCU 40 Philippa Roe 40 Sharon Shoesmith 40 Allowance DLA 40 Sir Gus O'Donnell 40 rateable value 40 concessional contributions 40 Ann Winterton 40 Mrs Lutua 40 Remuneration Authority 40 railcard 40 Rob Burman IGN 40 MUMS TO BE 40 recession Altig 40 outplaced 40 Service FOS 40 Development Zola Skweyiya 40 re homed 40 KEVIN ANDREWS Well 40 GBP4m 40 Mr Varadkar 40 pound stg 40 Nondurable goods orders 40 Mid Beds 40 Mr Druitt 40 Justice Musinga 40 Isa savers 40 Waveney 40 EI premiums 40 TSR acknowledges 40 Lm7 40 involving Grammond 40 lender SVR 40 Omang cards 40 Unison GMB 40 Manorlands hospice