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(Click for frequent words.) 73 refinancings 63 refis 59 Refinancings 56 foreclosures 56 mortgage originations 55 Underwater mortgages 55 homebuyer tax 55 mortgages 54 Mortgage originations 54 mortgage loan originations 53 mortgage 53 delinquencies 53 nonprime mortgages 53 mortgage defaults 53 loan originations 53 foreclosure resales 53 originations 53 subprime borrowers 52 ARM resets 52 Distressed properties 52 Refis 52 Remortgages 52 forclosures 52 nonmortgage 52 Loan originations 52 loan defaults 51 remortgaging 51 homebuying 51 loan fundings 51 refinancers 51 FHOG 51 Remortgaging activity 51 refi boom 51 cardmember spending 51 Marshall Prentice DataQuick 51 Noncurrent loans 51 refinances 51 mortgage delinquencies 51 borrowers 51 Summary Box Fixed 51 homebuyers 51 CMBS issuance 50 foreclosure moratoriums 50 lending 50 Subprime lending 50 refinancing 50 Homebuyer Tax Credit 50 subprime loans 50 chargeoffs 50 Delinquencies 50 subprime mortgage delinquencies 50 HELOCs 49 residential mortgage originations 49 FHA insured mortgages 49 subprime lending 49 paydowns 49 Adjustable Rate Mortgages ARMs 49 Lawrence Yun NAR 49 loan modifications 49 nonprime loans 49 Foreclosures 49 ARMs reset 49 Lucien Salvant spokesman 49 Subprime borrowers 48 Remortgaging 48 spur homebuying 48 Originations 48 FHA insures 48 CMBS delinquencies 48 Unsecured lending 48 equity withdrawls 48 homeownership 48 mortgage loan fundings 48 Home Affordable Refinance 48 multifamily mortgage originations 48 loan outstandings 48 distressed properties 48 adjustable mortgages 48 foreclosure filings 48 Chargeoffs 47 subprime originations 47 principal paydowns 47 nonrecourse loans 47 nonrevolving debt 47 rate mortgages ARMs 47 delinquent borrowers 47 lease originations 47 subprime mortgage defaults 47 HAMP modifications 47 refinance 47 Condo conversions 47 lenders SVRs 47 chargeoff 47 Option ARMs 47 First Time Homebuyer 47 borrowers defaulting 47 Freddie NYSE FRE 47 subprime mortgages 46 resales dipped 46 overextended borrowers 46 resales 46 David Dooks 46 Credit HRTC 46 prepayment speeds 46 nonowner occupied 46 Ginnie Maes 46 uncreditworthy borrowers 46 loans 46 nonaccruals 46 subprime mortages 46 Refinancing 46 mortgage resets 46 Nothaft 46 Tax 46 deliquencies 46 negatively amortizing 46 re mortgaging 46 adjustables 46 FHA loans 46 nonprime borrowers 46 Mortgage 46 Foreclosures spiked 46 foreclosed homes 46 Nominal incomes 46 Mortgage delinquencies 46 Michael Fratantoni 46 DISTRESS SALE Bank 46 LibertyBank Acquisition 46 mortgages ARMs 46 permanent HAMP modifications 46 Unsold inventory 46 FCDU loans 46 Jay Brinkmann MBA 46 loan originations totaled 45 deemed uncollectable 45 Karevoll 45 Mortgage approvals 45 MORTGAGE lending 45 creditworthy homebuyers 45 loan delinquencies 45 jumbo mortgages 45 Summary Box Foreclosures 45 Prepayment speeds 45 Nonresidential construction 45 Reverse mortgages 45 mortages 45 FirstMortgage Inc. 45 mortgate 45 origination volumes 45 remortgage approvals 45 mort gages 45 Fixed annuity 45 mortgage origination 45 Foreclosure deeds 45 nonrevolving credit 45 Subprime loans 45 subprime mortgage originations 45 Tighter lending standards 45 Lawrence Yun 45 nonprime mortgage 45 Michael Fratantoni MBA 45 FHA 45 Ellen Zentner 45 conforming mortgages 45 nyse FRE news 45 delinquencies defaults 45 subprime lenders 45 Supervalu 3Q 45 remittance inflows 45 Mortgage Bankers Assn 45 Mortgage loan originations 45 loan origination fees 45 borrowers defaulted 45 Marisa Di Natale 45 Option Adjustable Rate 45 fatter paychecks 45 foreclosure 45 subprime ARMs 45 steeper yield curve 45 FHASecure 45 housing slump 45 Clunkers rebates 45 foreclosure Sharga 45 adjustable rate 45 Homeownership 45 Mr Pensabene 45 jumbo loans 45 refinanced mortgages 45 noninterest expense partially offset 45 economist Martin Gahbauer 45 Nonrevolving credit 45 Blackened lengths 45 Foreclosure resales 45 withdrawal MEW 45 Zoltan Pozsar 45 creditworthy borrowers 45 incomes barely budged 45 recordation taxes 44 mortagage 44 net chargeoffs 44 dwelling approvals 44 equity loan fundings 44 foreclosed properties 44 hardship withdrawals 44 redefaults 44 Annualized PCL 44 Mr Gahbauer 44 HDB upgraders 44 tax rebate checks 44 defaults 44 Sophia Koropeckyj 44 Mr Dastlik 44 Walter Molony spokesman 44 HomeVestors franchisees 44 covenant lite loans 44 interestrates 44 barometers suggest 44 OFW remittances 44 nonprime lending 44 EITC recipients 44 Mounting foreclosures 44 securitized loans 44 Time Homebuyers 44 Unsecured borrowing 44 lender Accredited 44 remortgages 44 Hund Mejean 44 unsold homes 44 Layoff announcements 44 Remortgage 44 Lending Practices 44 option ARMs 44 nonmortgage debt 44 Yelena Shulyatyeva 44 Summary Box Pending 44 incomes scarcely budged 44 carrybacks 44 Housing Tax Credits 44 Summary Box Mortgage 44 Paul Dales 44 LIHTC 44 Celia Chen 44 Home resales 44 Subprime mortgage 44 borrower refinances 44 refilling stockpiles 44 nonemployer businesses 44 Barrett NDEx 44 delinquent loans 44 securitized pools 44 GMAC ResCap 44 Joe LaVorgna 44 Equity Conversion Mortgages 44 nonresidential construction 44 Telephone Excise Tax 44 CarMax 2Q 44 pressured appraisers 44 Homebuilder stocks 44 borrower defaulted 44 mortgages resetting 44 noninterest bearing deposits 44 rebate checks 44 lax lending 43 Leveraged buyouts 43 homeloans 43 FRMs 43 disposable income 43 Soybeans grains 43 Home Affordable Foreclosure 43 Mr Hanlan 43 Nothaft predicted 43 FHA borrowers 43 FHA insured mortgage 43 homebuyer 43 securitizing mortgages 43 Dennis Jacobe Gallup 43 headwinds buffeting consumers 43 stroke humorist Keillor 43 yearover 43 chief economist Fionnuala 43 noninterest bearing deposit 43 robo signing controversy 43 housing bubble 43 bankroll expansions 43 interbank borrowing 43 Dataquick 43 deliquency rates 43 risky subprime mortgages 43 Tighter lending 43 HAMP 43 Discretionary spending 43 Markit CIPS survey 43 Subprime delinquencies 43 introductory teaser 43 remortgage 43 securitization 43 Mortgage Originations 43 pentup demand 43 SmartGrowth Loans 43 CREL DI 43 nonfarm nonresidential 43 loan chargeoffs 43 credit 43 nontraditional mortgages 43 Saccacio 43 Zayat Stables defaulted 43 homeowners 43 repossessions 43 Gahbauer 43 Chief Executive Ara Hovnanian 43 LendingTree Loans 43 USD #bln [002] 43 restock inventories 43 shrinking paychecks 43 Daren Blomquist spokesman 43 subprime 43 nonaccruing 43 backorders signaled 43 mortgagers 43 interest rates 43 Nonprime 43 downward repricing 43 growing leeriness threatens 43 conforming jumbo 43 mortgage lenders 43 Delinquencies Rise 43 Delinquent loans 43 Serious delinquencies 43 Tori Bund levee 43 Fiserv Case Shiller 43 Millan Mulraine economics 43 Mortgage Bankers Associations 43 deemed uncollectible 43 LTV ratios 43 chargeoff rate 42 riskiest borrowers 42 shrunken nest eggs 42 nonenergy 42 LIHTCs 42 Mr. Eishen 42 loan disbursals 42 REO saturation 42 homeloan 42 Case Shiller indexes 42 Wealthier shoppers 42 Jamie Woodwell 42 HECM Saver 42 Nondurable goods orders 42 dwelling commencements 42 Refinancings accounted 42 Lereah 42 surge inland Suhayda 42 yearearlier 42 HAMP mods 42 foreclosure prevention 42 FirstHome 42 Default notices 42 Mr Dinte 42 bank repossessions 42 Rick Sharga RealtyTrac 42 Jan Hatzius chief 42 FreddieMac 42 Economic Stimulus Act 42 write offs 42 Recovery Rebate Credit 42 HAMP modification 42 Marisa DiNatale 42 AmNet 42 unsecuritized 42 Option ARM resets 42 Anna Piretti 42 distressed borrowers 42 introductory teaser rates 42 Flow NIW 42 economist Paul Samter 42 spendable income 42 lax underwriting 42 mort gage 42 recovery falters defaults 42 fraudulent appraisals 42 Fro m 42 rebates 42 overstretched homeowners 42 balance sheet deleveraging 42 subprimes 42 mortgage fundings 42 mortage 42 inventory restocking 42 HELOC 42 Fannie NYSE FNM 42 Foreclosures accounted 42 household durables 42 Unsold homes 42 Non accruing 42 Most islanders hunkered 42 nonrevolving 42 ECONOMIC REPORT 42 Toll Brothers 4Q 42 Private nonresidential 42 foreclosed 42 leveraged buyouts LBOs 42 loan modification 42 John Karevoll DataQuick 42 economist Andrew Hanlan 42 Summary Box Treasurys 42 subprime mortgage 42 Vehicles Manufacturing ATVM 42 accounts receivable factoring 42 Nicolas P. Retsinas 42 CDFIs 42 Interbank lending 42 cardmember lending 42 negative amortizing 42 CREL CDO delinquencies 42 Loan originations totaled 42 Social Security recipients 42 CMBS delinquency 42 restocking inventories 41 bloated inventories 41 yearlong breather 41 TALF 41 soured subprime mortgages 41 souring subprime 41 conforming jumbo mortgages 41 FHA Secure 41 Subprime lenders 41 Way2Save 41 CommSec economist Savanth Sebastian 41 MBS AFS 41 Home Lenders Holding 41 loan paydowns 41 David Lereah NAR 41 Daniel Oppenheim 41 Foreclosure resales accounted 41 FHLB borrowings 41 http:/www.calculatedriskblog.com/ shows 41 wrote Guy LeBas 41 riskiest subprime 41 Joseph LaVorgna 41 pressuring appraisers 41 Option ARMS 41 Riccadonna 41 mortgagebacked securities 41 securitized mortgages 41 stockbuilding 41 spendable 41 STIMULUS WATCH Weatherizing 41 nonmanufacturing sector 41 Summary Box Wholesale 41 Real disposable incomes 41 FHLBs 41 cramdowns 41 Mortgage Delinquencies 41 Ms Kevans 41 nonaccruing loans 41 FHA insured 41 securitize mortgages 41 SUBPRIME TODAY 41 debit card overdraft fees 41 Refinance 41 securitizations 41 clunkers rebate 41 G#/#.#-GHz Apple PowerBooks 41 charge offs 41 LTVs 41 Chief Executive Kenneth Chenault 41 Orawin Velz 41 Mr Rumbens 41 undisbursed portion 41 yield curve steepen 41 Mr Boulger 41 milder recessions 41 Gregory Klump 41 Olefson 41 Freddie Mac OTCBB FMCC 41 incomes stagnate 41 DataQuick statistics 41 Current Mortgage Rates 41 survey Painfully 41 Resales 41 CDARS deposits 41 refi 41 Michael Gapen 41 Delinquency rates 41 creditworthy 41 prepayments 41 NABE economists 41 defeased loans 41 SoftSecond 41 Mortgage HECM 41 jumbo adjustable 41 Loan Originations 41 hybrid ARMs 41 CNBC Diana Olick 41 FannieMae 41 Barbara Desoer president 41 backfire catastrophically 41 Ellen Beeson Zentner 41 itemizing deductions 41 city martin spinks 41 #.#tn pesos [001] 41 efficiency retrofits 41 noninterest bearing checking 41 suburban survivalists 41 Shipside 41 MFB Corp 41 Jeager Junior 41 Summary Box Rates 41 PowerMax Great 41 monetizations 41 Average SAT scores 41 Loan Mods 41 nonbusiness filings 41 dark Belgira 41 Securities Loan Facility 41 non itemizers 41 inventory restocking fade 41 Clunkers rebate program 41 refinanced 41 leveraged buyouts 41 HECM Standard 41 HomeEq 41 Jason Mercer TREB 41 READ MORE > 41 MBCPO 41 ECONOMIC REPORT Consumer 41 Vitner 41 unclog credit 41 ITINs 41 Mr Senlitonga 41 Deluard 41 Mortgage Interest Deduction 41 NJ SAVER 41 Gumbinger 41 NAR Yun 41 equity 41 Isa savers 41 Fovissste 41 WALL STREET Stocks 41 Rupkey 41 Multigenerational households 41 preowned homes 41 mortgage originators 41 broker Charcol 41 RBC Expectations 41 securitization trusts 41 Commercial Multifamily 41 Federally insured 41 disbursals 40 undesignated reserves 40 FOVISSSTE 40 homebuilder sentiment 40 Summary Box Jobless 40 conforming jumbo loans 40 LTV mortgages 40 low introductory teaser 40 backed securities 40 weatherize modest 40 ARM originations 40 UMich index 40 nondistressed 40 Brokered deposits 40 Demographers attribute 40 Adjustable Rate Mortgage 40 LBOs 40 Student Loan Interest Deduction 40 insurer Genworth Financial 40 La Currita mine 40 SmartGrowth Deposits 40 repurchases 40 Variable annuity sales 40 Quizno franchises 40 HDB resale 40 multifamily delinquency 40 Loan Modification Program 40 LoanWeb 40 TARP repayments 40 Salary freezes 40 ABN AMRO Mortgage 40 Moodys Economy.com 40 Lending 40 METALS Copper dips 40 OTTI write downs 40 nonaccrual loan 40 paychecks shrink 40 Vicky Redwood 40 Fixed Rate Mortgages 40 Jankiel Santos chief 40 Jamie Woodwell MBA 40 Assessed valuation 40 Home Modification Program 40 Foreclosure resales peaked 40 lenders 40 borrower repays 40 Feroli 40 Foreclosure 40 Steep prepayment penalties 40 Lou Tisler executive 40 seasonably adjusted 40 percentWASHINGTON AP 40 option ARM resets 40 condo conversions 40 Sunni irregulars 40 HORSHAM Pa. Toll Brothers 40 Rapid Refunds 40 Fannie Mae FNM.N 40 Nonfarm productivity 40 unsold condos 40 subprime adjustable 40 theFederal Reserve 40 undeliverable refunds 40 Protectionist sentiment 40 Temporary expensing 40 Countrywide 40 Baumohl 40 Assessed values 40 loan servicers 40 negative convexity 40 DeQuadros 40 distressed homeowners 40 Sharga 40 SBAExpress 40 Rmb#.# trillion 40 nonconforming mortgages 40 Investors reacted coolly 40 OFW inflows 40 borrowing 40 flattening yield curve 40 overstretching themselves 40 Homebuyer Credit 40 clunkers rebates 40 theeconomy 40 sub prime 40 Temeraire novels increased 40 firsttime buyers 40 redefault 40 subprime mortgage fiasco 40 Homebuyer 40 FDIC indemnification asset 40 eMortgages 40 financially strapped homeowners 40 loan participations 40 unfurnished rental 40 Piszel 40 nontax revenues 40 Bubble Epoque 40 housing affordability 40 Homebuilding Gross Margin 40 Summary Box Metals 40 Martin Gahbauer Nationwide 40 Subprime mortgages 40 share repurchases 40 Corporate dealmaking 40 homebuilding 40 DHUE 40 downpayments 40 Lotto Powerball jackpots 40 WHEELING W.Va. WesBanco 40 Durable goods inventories 40 FHA modernization 40 unsubsidized Stafford 40 lender forecloses 40 housing 40 debt paydown 40 Struggling homebuilders 40 incomes 40 bankless 40 NOD LIS 40 Inc WM.N 40 SONYMA 40 accretable yield 40 Banks repossessed 40 efficient Elantra sedan 40 Freddie Mac 40 subprime Alt 40 puchases 40 multidecade lows 40 Freddie Mac FRE.P FRE.N 40 Refi 40 Grains soybeans 40 Nonresidential structures 40 FHA insured loans 40 Consolidation Loan 40 insurer MGIC Investment 40 information packs Hips 40 relapse dimming 40 Zandi 40 STOCKS Indexes flat 40 nondurable items 40 Retsinas 40 HECMs 39 mezzanine financings 39 Mortgage Forgiveness Debt 39 CMHC insured mortgages 39 Noriyuki Fukuda fixed 39 AHMSI 39 durable goods orders 39 nyse BZH news 39 Irrigation Segment 39 overstuffed mailboxes 39 rediscounting facility 39 Average noninterest bearing 39 payroll stubs 39 yield curve inverts 39 precollegiate education 39 Refund anticipation 39 DataQuick 39 Richard Donnell Hometrack 39 REOs 39 tempering optimism 39 cautious spenders 39 Keith Gumbinger 39 Georges Pahud CREA 39 selembu 39 Moshe Orenbuch 39 reposessions 39 capitalized preacquisition cost 39 homestead exclusion 39 Projections ranged 39 Loan Facilitation Services 39 weatherizes 39 borrower defaults 39 plain vanilla mortgages 39 weatherization 39 repaying TARP 39 Unsecured loans 39 foreclosures Saccacio 39 Fannie Mae 39 Minority Homeownership 39 Pell Grant 39 Loonie tumbles 39 Fionnuala Earley Nationwide 39 Gregory Daco senior 39 discounted foreclosed properties 39 Insured Mortgage 39 Homebuyer Tax Credits 39 jumbo adjustable IO 39 spokesman Walter Molony 39 reversion schemes 39 loanbook 39 cyclical upturns 39 souring loans 39 Walter Molony 39 Mortgage Bankers Association 39 economist Lawrence Yun 39 Tony Pensabene 39 #B Slashes Dividend 39 YonY 39 lender SVR 39 CMBS delinquency rate 39 exempt munis 39 overlimit fees 39 Homebuilder sentiment 39 Dwelling approvals 39 subordinate lien holders 39 unsophisticated borrowers 39 bigger enlistment bonuses 39 MONEY MARKETS Libor 39 Freddie Mac FMCC.OB 39 NatCity 39 Total nonfarm payroll 39 Renovation Tax 39 Countrywide Mozilo 39 ultrashort bond 39 jumbo conforming 39 BABs 39 Mortgage Modifications 39 Nonfinancial 39 vintage subprime RMBS 39 Realtors NAR 39 CarMax 2Q profit 39 borrower FICO 39 Durable goods orders 39 CRE loans 39 housing bubble burst 39 briskest pace 39 economist Michael Feroli 39 analyst Michael Rehaut 39 Home Mortgage Refinance 39 Klepper Smith 39 John Karevoll 39 refilling depleted 39 recessionary headwinds 39 builder DR Horton 39 Foreclosure notices 39 subprime mortgage crisis 39 Jonathan Golub 39 Home Affordable Modifications 39 forex inflows 39 Freddie Mac FRE.N 39 Adjustable Rate Mortgages 39 Prepaid debit cards 39 minimum downpayments 39 Unemployment Insurance Reauthorization 39 JM Smucker 4Q 39 Mounting defaults 39 Colonial BancGroup 39 iNest 39 durables 39 Malaysian advices 39 Foreclosure Moratorium 39 Bounced checks 39 maturing FHLB advances 39 Foreclosure Filings 39 federally funded weatherization 39 nonaccrual loans 39 Allan Monks 39 jumbo ARMs 39 ARMs 39 Clunkers rebate 39 Inflated appraisals 39 Steven Wieting 39 nonperforming assets NPAs 39 Retail Leathercraft posted 39 Excluding autos retail 39 Mortgages 39 homestead deduction 39 AAMG 39 Orrstown Financial 39 UK Mortgage Approvals 39 TD Ameritrade 2Q 39 factories humming 39 Reverse Mortgages 39 deductible IRAs 39 liqudity 39 Downpayment 39 federally insured mortgages 39 Walsh DataQuick 39 Sales excluding autos 39 Maintenance Organization MISMO 39 interest margins NIMs 39 Walt Molony 39 Hardest Hit Fund 39 Countrywide Financial 39 Cary Leahey 39 Slackening 39 Goldman Sachs Jan Hatzius 39 buybacks 39 Victor Calanog 39 Ladenburg Thalmann Bove 39 Tax Credit LIHTC 39 Michael Taiano 39 overborrowing 39 bottomless piggy 39 Hatzius 39 Sector Snap Homebuilders 39 TREASURIES Bonds slip 39 Real Estate Owned 39 morgage 39 restocked depleted 39 federally funded LIHEAP 39 restocking depleted inventories 39 Abiel Reinhart 39 Mortgage Modification Program 39 nondurables 39 NAR Pending 39 Balance Transfers & 39 dwindling nest eggs 39 WEAKER ORDERS 39 WCRI Study Reports 39 including Hellenistic silverware 39 OOMC 39 wood pellet stoves 39 Unseasonable weather 39 multifamily 39 stimulative effect 39 dubbed Operation Malicious 39 Customer Repo 39 splurging restrained 39 mortgage backeds 39 Margin compression 39 mortgage repayments 39 chartered surveyors reporting 39 VHFA 39 HAFA 39 repricing 39 timeshare receivables 39 lender Countrywide Financial 39 Augustine Faucher 39 NSF OD 39 RALs 39 Leveraged loans 39 Low Mortgage Rates 39 noninflationary growth 39 jumbo adjustable rate 39 ForeclosureListings.com 39 Vicky Redwood economist 39 excluding autos 39 re mortgagers 39 assignee liability 39 Uncle Sam IOUs 39 Medicare Advantage premiums 39 balance sheet securitized cardmember 39 enacted foreclosure moratoriums 39 pre forclosure 39 overextending themselves 39 Sophia Koropeckyj managing 39 Builder Confidence 39 Commonfund Strauss 39 inflated appraisals 39 Tomnitz 39 resecuritizations 39 Sam Khater 39 Troubled Asset Relief Program 39 overextend themselves 39 IndyMac depositors 39 uninvested cash 39 including Bclear ADV 39 tracker mortgages 39 iAdvance 39 refund anticipation 39 P LSTA 39 Nakheel Sukuk 39 Andrew Hanlan 39 mortgage brokers 39 builder Beazer Homes 39 FCDU 39 FDIC indemnification 39 Stakeholder pensions 39 Foreclosure filings 38 ratio LVR 38 OLTV greater 38 invisibles surplus 38 receivables factoring 38 Realtors 38 Hovany 38 loan 38 FHA insured loan 38 Subprime Loans 38 Economy.com predicts 38 resetting adjustable 38 reinvesting proceeds 38 HomeComings Financial Network 38 conforming jumbos 38 CFC.N 38 Gustafsons 38 inventory overhang 38 CMBS 38 MONEY MARKETS US 38 Baygun 38 Homeowner Affordability 38 superprime 38 SmartGrowth deposits 38 SunRun 38 FHLB advances decreased 38 HECM reverse 38 formidable foe Navteq 38 Conrad DeQuadros economists 38 Predatory lenders 38 PLT migration 38 NMA L 38 Mr Redican 38 noncurrent loans 38 SSIA scheme 38 McLEAN Va. Rates 38 tax withholdings 38 Nigel Gault 38 durable goods 38 fab utilization 38 NYHELPs 38 Foreclosed properties 38 TREASURIES Prices rise 38 Richard Parkus 38 fixedrate 38 hedge fund redemptions 38 nonprime 38 Arch Coal 2Q 38 Deleveraging involves 38 jumbo refinance 38 Total nonaccrual loans 38 condo resales 38 Ted Gayer 38 Obrinsky 38 prerecession peak 38 NRI deposits 38 FFEL 38 insured depositories 38 excluding unconsolidated entities 38 AXFJ 38 Bridal boomBad economic 38 Mr Smirk 38 Sweden Riksbank unexpectedly 38 Mortgage Servicing Rights 38 Mokrzan 38 Jeff Bater Of 38 Excluding autos sales 38 JEHT closure 38 IVEY PMI 38 NAR 38 purchases securitizes sells 38 Homeowner Confidence 38 Mortgage loan fundings 38 Bottfeld 38 Mr de Garis 38 stimulative 38 MDA DataQuick 38 Ocwen Financial Corp. 38 Washington Mutual WM.N 38 Hormel 1Q