Related by context. Frequent words. (Click for all words.) 63 disincentives 62 moral hazard 53 unintended consequences 51 incentivized 50 inefficiencies 48 inefficiency 47 systemic 47 inequitable 47 disincentive 45 inequities 45 incentivize 44 inequity 44 inefficient 44 distortions 43 unsustainable 43 perverse 43 bureaucracies 43 inequalities 43 greed 42 housing bubble 42 vicious circle 42 unintended consequence 42 loopholes 42 imbalances 42 inequality 42 incentive 41 unfairness 41 socialistic 40 incentives 40 penalizes 40 vicious cycle 40 monopolies 39 bureaucracy 39 vested interests 39 capitalism 38 prescriptive 38 irresponsibility 38 size fits 38 inflexible 38 unscrupulous 38 fundamentally flawed 38 excesses 38 single payer 38 imbalanced 38 Dodd Frank 38 reform 38 laissez faire 38 socialized medicine 37 uncompetitive 37 inertia 37 windfall profits 37 polices 37 HMOs 37 GSEs 37 disparities 37 capitalistic 37 monopolistic 37 onerous 37 unworkable 37 exploitative 36 deregulation 36 pernicious 36 penalize 36 reforms 36 fat cats 36 red tape 36 HSAs 36 frivolous lawsuits 36 pension schemes 36 flawed 36 policies 36 systemically 36 regulatory framework 36 bureaucratic 36 root causes 36 profiteers 36 accountability 36 asset bubbles 36 entitlement 36 Reforms 36 ruinous 36 unaccountable 36 schemes 36 vast sums 36 selfishness 36 Stiglitz 36 deeply flawed 36 penalizing 36 bureaucrats 36 mortgage brokers 36 unregulated 36 fatally flawed 36 moral imperative 35 golden parachutes 35 burdensome 35 ambiguities 35 Reforming 35 irrationality 35 well intentioned 35 profiteering 35 ObamaCare