Related by context. All words. (Click for frequent words.) 47 TEXOMA Water 46 defaulted 45 Similar schisms 45 default 44 Institutionalized racism 43 defaulting 42 Foreclosures skyrocketed 42 borrower defaulting 42 NHRP eligible 42 BB + RR1 42 CCJ IVA 41 Banco Hipotecario Argentina 41 Abuelazam terrorized 41 bough MBNA Corp. 41 defaults 41 Subprime borrowers 41 resolved Sukhum 41 overindebtedness 40 forfeit Northrup 40 Nelnet Student Loan 40 Self cert 40 SLC Student Loan 40 Predatory lending practices 40 CADDO Water 40 unpayable debts 40 Fifteenth Amendment 39 negative amortizing 39 blacks hispanics 39 Gurdgiev 39 mortgager 39 Subprime loans 39 Syngenta assumes 39 faxless payday loan 39 Option ARMS 39 FFEL loans 39 Armed Zawiya 39 systematically discriminated 39 Inflation erodes 39 unalienable Rights 39 freedom Ellabarger 39 LNR Partners 39 COMET Issuance Trust 38 Bayview Loan Servicing 38 moral obligation 38 borrower creditworthiness 38 AAAsf 38 overborrow 38 LIABILITIES Deposits 38 secured lender DMRJ 38 Subservicing volume 38 Ruben Krakauer 38 HomeEq 38 mortgages 38 Synplicity disclaims 38 Sallie Mae Servicing LP 38 institutionalized discrimination 38 Fovissste 38 Westmoore Lending 38 injustices inflicted 38 AAA arg 38 franc denominated 38 Steep prepayment penalties 38 indebtedness 38 FHA insured mortgage 38 wrote Newitz 38 FAYETTE Water 38 teletrack 38 AAA zaf 38 nonprime loans 38 yearlong breather 38 Subprime mortgages 38 TPGI expectations 38 Medicago assumes 38 Marauding thieves 38 RMBSs 38 assign Outlooks 37 CCJs IVAs arrears 37 #,#,# #,#,# Unsecured 37 hardship deferment 37 Nakheel sukuk 37 CCJs IVA 37 d defeasance 37 CWCapital LLC 37 overcollateralized 37 Mounting defaults 37 mortages 37 deliberately obfuscating 37 borrower defaulted 37 spokeswoman Debora Blume 37 Racial discrimination 37 Unsecured loans 37 irredeemably racist 37 debt peonage 37 CCC/RR4 37 depreciating asset 37 nonprime mortgages 37 injustice perpetrated 37 guarantor 37 mortgagors 37 borrower refinances 37 Zayat Stables defaulted 37 student Abu Fatmah 37 ZYPS indentures including 37 Predatory lending 37 Citimortgage 37 mortgate 37 Special Servicer 37 VRDOs 37 Predatory lenders 37 Tighter lending standards 37 unrepayable 37 changing Mwakasungure 37 CPF monies 37 nonagency mortgage backed 37 Adolphe Bouguereau 37 EEOC enforces 37 glaring inequities 37 Monoline insurers 37 homeowning 37 Bob Rosato SI 37 Upcountry Tamils 37 Tumbleweed assumes 37 euroskepticism 37 unalienable rights 37 EMCP notes 37 Abraxis assumes 37 Fong maternal grandfather 36 alternative QDIA 36 Foreclosures spiked 36 Skilled Healthcare disclaims 36 subprime loans 36 Ocwen Loan Servicing 36 Geller Rudman PLLC 36 Ioannis Sokos 36 lender forecloses 36 poolwide characteristics modeled 36 net R#.#bn worth 36 OCC regulates 36 CEMEX assumes 36 oppressed minorities 36 socioeconomic disparities 36 Ukreximbank 36 Vangelakos mortgage 36 warrantor 36 uncreditworthy borrowers 36 nonprime residential 36 IntelGenx assumes 36 permanent HAMP modification 36 loans collateralizing 36 founding fathers envisioned 36 Re REMIC classes 36 Amended Facility 36 mortgagor 36 FHA HECM 36 wrongfully foreclosed 36 June 9/NA NA 36 iSIGN Media assumes 36 Datawatch dependence 36 discriminations 36 collaterised 36 widening inequality 36 subservicer 36 unsecured indebtedness 36 dischargeable 36 Olefson 36 landlessness 36 Sara Steffens covers 36 borrowers 36 Metrofinanciera 36 subprime mortgages 36 Collateralized Debt Obligations CDO 36 Gamma Sigma Alpha 36 Mahesh Swaminathan mortgage 36 Tirado landlord 36 Sparton assumes 36 parishioner Pat Patello 36 borrower repays 36 subordinate tranches 36 GCP Liquors Horseheads 36 scarifies 36 SLM Student Loan 36 rated RPS1 36 Orb MyCasting gives 36 morale Lobel 36 FNC pioneered 36 undersecured 36 sub ordinated 36 unlinked shekel 36 problem Wiart 35 AAA rus 35 Cassy Herkelman 35 securitized mortgages 35 Federally insured 35 PIK toggle notes 35 CMBS mezzanine 35 collateralized debt 35 socioeconomic inequalities 35 BackWeb assumes 35 nonconforming mortgages 35 debts 35 negatively amortizing 35 Special Servicer Rating 35 jumbo RMBS 35 Loss Severity LS 35 sub prime 35 Ned Sveum 35 citizens 35 predatory lending practices 35 CLO Residential 35 securitized pools 35 CCJs 35 uncollateralized 35 FHA insures 35 Services Loan Facilitation 35 temporary sojourners 35 Bakeer naturalized 35 performing obligors 35 Option ARMs 35 Underinsurance 35 Pents 35 FFEL Program 35 DISTRESS SALE Bank 35 Africans Coloureds 35 subprimes 35 Dhimmis 35 contractual subordination 35 c defeasance 35 interracial marriages multiracial 35 Master Servicer 35 4C Controls undertakes 35 Summary Box Fixed 35 pari passu basis 35 Dejour assumes 35 disjunction between 35 promissory note 35 mortgagers 35 Namcal 35 educational backwardness 35 company MyFonts brand 35 securitisers 35 recourse 35 Reverse mortgages 35 FFELP student 35 Lighter skinned 35 Orckit assumes 35 mort gages 35 Centerra Lifestyle Center 35 CDO squared transactions 35 RPS1 35 Yucheng assumes 35 Applied Energetics undertakes 35 disproportion 35 Hamada Dougan 35 Packeteer assumes 35 Ellen Roseman writes 35 dunning letters 35 guarantors 35 rated AA/F1 + 35 nondischargeable 35 TLCVision assumes 35 CollaGenex assumes 35 FeliCa chips 35 Bioenvision disclaims 35 HECMs 35 forclosures 35 Van der Sloot Amesz 35 NexBank SSB 35 CCCF Act 35 losing Yemen Sharqieh 35 mortgagees 35 Actiga assumes 35 Foreclosures skyrocketed mortgage 35 Delinquent borrowers 35 Yield spreads 35 subordinated unsecured 35 friend Francie Vos 35 mortgagebacked securities 35 STTC assumes 35 Ellison D Minn 35 dual citizenships 35 CharterBank deposits 35 rated AAA Aaa 35 mortgage 35 toward Anglo unguaranteed 35 Equity Conversion 35 refundable Earned Income Tax 35 securitizer 35 Mellon Twentieth Century 35 RH Donnelley connects 35 trustor 35 Ptf Ex 35 Osamu Shimomura Japanese 35 socioeconomic disadvantages 35 risky subprime mortgages 35 Argent Mortgage Co. 35 INSURANCE MANDATE Almost 35 Baratunde Thurston declared 35 LogicVision disclaims 35 CANYON LAKE Water 34 Manugistics assumes 34 Defaulting 34 CMBS CDO 34 DEFAULT Any Bidder 34 inherent unfairness 34 Ginnie Mae MBS 34 PIIGS Portugal Ireland 34 scntx.com 34 rated RPS2 34 HBFC 34 Brightpoint undertakes 34 GreenHunter Energy undertakes 34 Niklas Clackamas Greenhouses 34 Convertible Tranche 34 go2geiger.com unless mentioned 34 quasi sovereign 34 RPS2 + 34 BVR undertakes 34 Wider spreads 34 Celent Narter 34 re remics 34 Synalloy Corporation assumes 34 FRNs 34 contagion spreads 34 unpayable debt 34 obligations 34 evict delinquent borrowers 34 BY ANDY THOMPSON 34 institutionalized racism 34 KRIS sovereign 34 bounden 34 Navios expressly disclaims 34 fulfill zakat 34 Oaker Hills Indian 34 downgraded Ambac 34 co signer 34 ⅝ % 34 overcollateralization ratios 34 Watsco assumes 34 Secured Term 34 negative convexity 34 racially inferior 34 Lipid Sciences assumes 34 Hanzimanolis 34 mort gage 34 undercollateralized 34 met Kunis gushes 34 ATMI undertakes 34 petrodollar transfers 34 non dischargeable 34 growth acquisitions recapitalizations 34 B + RR4 34 Ernest J. Schweit 34 + RR2 34 Foreclosing 34 Covenant lite 34 rightly offend 34 Act ECOA 34 liberties enshrined 34 souring subprime 34 GCUK Finance 34 borrower 34 AAWW assumes 34 riskiest subprime 34 Pletcher can't miss 34 Loudeye assumes 34 godforsaken outpost 34 value ratios LTVs 34 Whitacre Kresa 34 Corporation TSX XMC 34 loans 34 disaffected alienated 34 value LTV ratios 34 Presidentially declared disaster 34 why Mee hiccuped 34 FirstMortgage Inc. 34 inadequately compensated 34 twin Strudl 34 Dataworks disclaims 34 injustice meted 34 Tesillos 34 Lorraine Drumm 34 rubber stamping legalized 34 Natus disclaims 34 Keira Welter 34 global warming Kochnev 34 HECM reverse 34 sowing enmity between 34 Charlene Nguon 34 pauperism 34 Klaassen essay 34 AHMSI 34 uncreditworthy 34 disfranchised 34 Travelzoo undertakes 34 attorney Randall Kallinen 34 CLO #-# 34 bа ԁ credit 34 Senlitonga 34 Piscionere 34 Flesh tones 34 embed Lapan 34 CCJs arrears 34 Breezy Point suburb 34 EFI undertakes 34 AME clergyman 34 Co Documentation Agents 34 Stephen Brobeck executive 34 NHMBB 34 Unsecured Loans 34 Intercreditor Agreement 34 Congressionally chartered wholesale 34 faxless 34 CIT Reichwald 34 Subprime lenders 34 mandatory convertible subordinated 34 Copper equivalent CuEq 34 rate mortgages ARMs 34 Cabot Microelectronics assumes 34 invidious discrimination 34 causing untold hardship 34 Psallidas 34 Grameen Carso 34 defaulter 34 Yuksel Uysal teacher 33 Immucor assumes 33 oppressed castes 33 JayHawk assumes 33 Investment Corp. AHM.N 33 PSF guaranty 33 citizenries 33 white supremacist agitators 33 HNVTF 33 Ayumu mom 33 unconditional guaranty 33 Colour reproduction 33 Home Mortgage Servicing 33 Senior Secured Floating Rate 33 repayment 33 Africans coloreds 33 Christians Sikhs Buddhists 33 immutable characteristic 33 rated RPS2 + 33 overinsured 33 Spiotto 33 soverign 33 Ambac insures 33 habitual defaulters 33 systematic underfunding 33 colorism 33 racially homogeneous 33 exhaustion Helgerud 33 sovereign 33 NAVARRO MILLS Water 33 color gradations 33 RMBS CDOs 33 IOC Anita DeFrantz 33 snitch mentality 33 NYHELPs 33 NETGEAR undertakes 33 Defaulted 33 Odekoven 33 Navios Partners expressly disclaims 33 faxing payday 33 certificateholders 33 HIPCs 33 Westell undertakes 33 IndyMac MBS Inc. 33 collateralizes 33 unpayable 33 indefeasible 33 credit worthiness 33 rigor Osborn 33 Subprime lending 33 Fires raged buildings 33 collateralizing 33 Atheros disclaims 33 workflow automation Desktop 33 Ms. Brosda 33 unsecured debt 33 DFI supervises 33 Tigger Eeyore debate 33 Passenger Syed Jafry 33 Siebel Systems assumes 33 perpetual subordinated 33 cosigning 33 TruPS CDOs 33 iou 33 re REMIC 33 Annualized PCL 33 No Setup Fees 33 evicting homeowners 33 EMIs equated monthly 33 Number SSN 33 odious debts 33 Mindzayev described 33 repayments 33 Xanadu Mezz Holdings 33 AAA ind 33 QSGI undertakes 33 indignados 33 Introductory Yoga 33 Detecting Conficker infection 33 Homophobic bullying 33 grievous wrongs 33 political consequence Juakali 33 motherlands 33 Re REMIC transactions 33 injustices meted 33 Secular therapists 33 monthly installments EMIs 33 ratio LVR 33 paperless faxing 33 gradations 33 reverse redlining 33 overleveraging 33 civil liberties Fratto 33 Private Student Loan 33 Ileana Arias director 33 JPMorgan EMBI Plus 33 injustices perpetrated 33 Prepetition 33 borrowers defaulted 33 patterns AMAP 33 Nationstar 33 Nurse practitioners argue 33 peaceably assemble 33 indebt 33 Ameriquest Mortgage Co. 33 Freedmen descendants 33 B/RR3 33 CalGen 33 male chicks Runkle 33 noninvestment grade 33 PRS Aaa 33 advance warning Schaenman 33 i Rescind 33 Immersion disclaims 33 debt 33 Ukrprombank 33 NorthStar Realty expressly disclaims 33 cramdown provision 33 subrogate 33 Homeowner associations 33 custodian Nielson 33 C/RR6 33 utterly contemptuous 33 debasement 33 LDK Solar undertakes 33 predjudice 33 AAA Aaa rated 33 Syndication Agent 33 arrived al Dursi 33 Senior Subordinated Convertible 33 religion caste creed 33 structural subordination 33 obligations CDOs 33 asset backeds 33 wrongs perpetrated 33 delinquent debtors 33 TANs 33 ruble denominated bonds 33 nonrecourse loans 33 SCs STs OBCs 33 synthetic collateralised debt 33 WilTel assumes 33 Merrill Lynch Fixed Rate 33 R. Wolle 33 jumbo adjustable rate 33 Charley Ranen 33 unduly burdening 33 Arotech assumes 33 responses Samascott 33 Pearl Emirates Airline 33 mezzanine tranches 33 creed 33 miseducated 33 lien 33 law abiding taxpaying 33 defer nonessential travel 33 whiners Gramm 33 callable CDs 33 mortgage resets 33 inequity 33 Amylin disclaims 33 financeability 33 Securitised 33 mortgages ARMs 33 racial inequity 33 GuestLogix assumes 33 KeyCorp Student Loan 33 originator underwriter 33 apathetic attitude 33 subprime RMBS 33 Subprime delinquencies 33 Chachoute 33 Homeowner Mortgage 33 chattel slavery 33 systematically persecuted 33 Kamakura defines 33 unfair Fredline 33 Colleen Mesler 33 financialinstitutions 33 borrowers defaulting 32 rated AAA/F1 + 32 rated Baa 32 attacks Akawu 32 ULTGO bonds 32 HOEPA 32 Asians Hispanics 32 ANo 32 Acacia CDO 32 Estonia EE 32 Establishment Clause forbids 32 Bridgecorp collapsed 32 dissaving 32 insensitivity 32 spokeswoman Ewa Malmborg 32 those cushiony disks 32 1 Owner CarFax 32 implication 32 borrower defaults 32 Nanometrics disclaims 32 green onions Zavertnik 32 Redlining 32 Spokesman Patrick Achi 32 securitization trusts 32 Nationstar Mortgage 32 HomeComings Financial Network 32 Galapagos expressly disclaims 32 Restated Credit 32 chattel 32 BB-/RR1 32 Macrovision assumes 32 Wilhelmina Dery 32 Kenneth Bolds 32 reposessions 32 structurally subordinated 32 Metris Master Trust 32 creditworthiness 32 Crisa acquisition 32 unalienable right 32 intercreditor agreement 32 Medicago disclaims 32 BB-/RR3 32 disfranchisement 32 shape Fuilla 32 paying elaborate dowries 32 Repligen assumes 32 unfunded entitlement 32 NASDAQ ADVNB 32 ageist attitudes 32 Huchois 32 washerwomen blacks 32 Collateralized Debt Obligations 32 DRBC compact 32 situation al Owaydi 32 Reliable Individual Health 32 Tear Sheet 32 villager Brojo Sukardi 32 Afro descendent 32 disenfranchisement 32 negotiating prepackaged bankruptcy 32 CHAIRMAN POWELL 32 despicable scum 32 securitize mortgages 32 Founding Fathers envisioned 32 mPhase assumes 32 plural pronoun 32 inconsistencies Perino 32 Assigns Rating 32 Racial prejudice 32 Aircastle Limited expressly disclaims 32 GLENN RENWICK 32 conditionalities attached 32 CWMBS 32 Tessera assumes 32 DCENT 32 races creeds 32 O'REILLY Yeah 32 debauching 32 Global Capabilities Integration 32 Option Adjustable Rate 32 DMRJ 32 totalization agreements 32 resetting adjustable 32 ⅞ % 32 Giving 32 Guy Cecala 32 #,#,#,#,#.# [002] 32 Mortgage Disclosure 32 valedictorians salutatorians 32 guaranties 32 Elkassim Britel 32 Individual Taxpayer Identification Numbers 32 option ARMs 32 HomePath ® 32 DAR Good 32 Offer 32 Gregory Daco senior 32 women libbers 32 Ms. Vazza 32 Roberta Combs president 32 SmartNotes 32 Submissions flooded kidthing 32 socioeconomic strata 32 inequality 32 http:/www.free-debt-consolidation-help.com 32 unalienable 32 unsecuritized 32 nonprime mortgage 32 Liar Loans 32 noncallable 32 CIFG Guaranty 32 Superstitious beliefs 32 Rising delinquencies 32 MID Lender 32 BB/RR1 32 dichotomy 32 Navios Holdings expressly disclaims 32 HECM loans 32 foreclosure Sharga 32 thieves Boeger 32 injustices 32 Secured Facility 32 NINJA loans 32 vastly underrepresented 32 conservatively underwritten 32 safeguarding civil liberties 32 Sharon Eberson entertainment 32 ARCap 32 Kavalary 32 ethnicity nationality 32 Capmark VI 32 behalfs 32 killed thereselves 32 intercreditor 32 CC/RR6 32 Trups 32 Kyson Stowell college 32 subprime ARMs 32 HECM Standard 32 NetBank receivership 32 unconditional Cam Newton 32 painful Salcer 32 discriminating 32 MTEA believes 32 AA/F1 32 Mortgagees 32 constitutionally protected liberties 32 Filial piety 32 chairman Malcolm Hurlston 32 Forterra assumes 32 wrongfully evicted 32 Mortgage Arrears 32 Retailer KB Toys 32 strict Constitutionalist 32 matriculas 32 glaring disparities 32 CIFG Assurance North 32 COLETO CREEK Water 32 cosigner 32 Balboa Reinsurance captive 32 caste creed religion 32 GRANGER Water 32 overindebted 32 repriced downward 32 adjustable rate 32 CONROE Water 32 picked Yolande Moreau 32 Axonyx undertakes 32 obligations GOs 32 USTreasury Bonds 32 Boesen estate 32 plain vanilla mortgages 32 Leaking radiation 32 flimsier houses 32 Rosebaugh Jennings 32 Rexahn assumes 32 B + RR3 32 hardworking taxpaying 32 freewheeling boomtown racking 32 debtor creditor 32 Santarisi 32 MMP Portfolio protects 32 glaring inequalities 32 Chopin interpreters 32 Tenant Loans 32 credit histories 32 prohibits discrimination 32 ECtel undertakes 32 selfless sacrifices 32 collective amnesia 32 Philhellenes 32 fundamental unfairness 32 quasi sovereigns 32 defaulting borrower 32 decision Muaitau 32 descrimination 32 Promissory Note 32 tonal transitions 32 James El Shafay 32 Unencumbered asset 32 FirstAgain 32 daily default probabilities 32 B-/RR6 32 Kenro Kawano 32 Martin Kohlhase 32 Rhanbuoy Road 32 reverend clergy 32 Radiation Exposure Safety 32 discrimination 32 Leadis disclaims 32 CLIFTON NJ Annika Sorenstam 32 incongruence 32 Theravance assumes 32 Metalico assumes 32 exquisitely crafted dresses 32 HBME 32 collaterized 32 Centerline Capital 32 Slome explains 32 Lending Practices 32 RMBS transactions 32 Trichet reticence 32 Casino Trump Taj 32 Adjustable Rate Mortgages ARMs 32 racially oppressed 32 living spouse Palmiter 32 ASF LINC 32 rated Aaa AAA 32 pauperisation 32 SECRETARY RICE Oh 32 CDO exposures 32 Viradouro drum corps 32 deadly suiciddal attack 32 textual commands 32 TODAY 'S KUPUNA 32 seigniorage 32 unsecured subordinated 32 logistical impossibility 32 CCC/RR6 32 CDO squared 32 unsubordinated obligations 32 microfinance lender 32 debts owed 32 Baa rated 32 tired Medloch 32 Amedia assumes 32 dalits adivasis 32 unempowered 32 peripheral eurozone 32 pre forclosure 32 charging usurious 32 affirmative covenants 32 dischargeability 32 cramdowns 32 TBTF banks 32 AimLoan.com 32 Sierra Timeshare #-# 32 mulattoes 32 Unsecured borrowing 32 Debts owed 32 Tailwind Holdings 32 Stefan Wermuth Reuters 32 WHO QUALIFIES 32 minimal paydown 32 multicultural multiracial 32 parens patriae 32 disproportionately affects 31 racial inferiority 31 Axel Pierron senior 31 John Trasviña 31 Senior Secured Debt 31 dangerously overstretched 31 Michael Beyard 31 BACM #-# 31 subprime mortgage 31 Anecdotal evidence indicates 31 superprime 31 racial inequalities 31 MyNetwork TV reach 31 choice 31 Pro FWD Modified 31 non chalant attitude 31 subprime collateralized debt 31 dealers LaNeve 31 Radian Asset Assurance 31 SCHWARZENEGGER Well 31 IAS www.iasreo.com 31 chargeoff 31 Impac Funding 31 unrepayable debt 31 except Woooooooo 31 lender Tamweel 31 Revolving Credit 31 ANDREA MOSS Staff Writer 31 Sylvain Angerlotte 31 Forbearance Agreement 31 downward repricing 31 nonrecourse loan 31 goddamned piece 31 conforming jumbos 31 Second Lien 31 rated Ba1 31 subsidiary Sidus Financial 31 nonprime borrowers 31 Abid Qureshi 31 hyper militarized 31 pari passu 31 Micki LeSueur 31 TIBCO assumes 31 bedbug outbreaks 31 GD Swaps 31 STILL REMEMBER 31 delinquencies defaults 31 whites coloreds 31 obligation 31 lender RAMS 31 ADAM disclaims 31 nonmortgage 31 PALIN Well 31 arrangement IVA 31 toy doppelgangers 31 except Mazloum 31 taxexempt 31 chemicals Malkan 31 Afrikan Trinbagonians 31 nonfederally 31 perpetuates stereotype 31 CareScout helps 31 Senior Unsecured Credit 31 Moses Izaguirre 31 Oshurakhunova 31 nonperforming assets NPAs 31 Jakabovics 31 Prepaid debit cards 31 Ukraine Sokolovsky 31 id = #,# [002] 31 NCB FSB 31 bodies Barattini 31 Andrew Krukziener 31 successfully remarketed 31 called Yuppies Buppies 31 gender inequity 31 overborrowed 31 aroused citizenry 31 Rescap 31 Brentwood Candia Danville 31 Corovic v. Mukasey 31 English proficient LEP 31 disparities 31 Scherf Pacholke 31 fact Shemelya 31 en pago 31 USTreasury Bond 31 subprime CDOs 31 Colombian peso denominated 31 Debt Adviser 31 humor Jena Elayan 31 RMBS CMBS 31 Bubble Epoque 31 ADVENTRX undertakes 31 representativity 31 LAAA rating 31 creditworthy homebuyers 31 prepayable 31 AGCO disclaims 31 ranks pari passu 31 Naturalized citizens 31 Tran Minh Nguyet 31 debtors 31 DB Structured Products 31 FFELP lenders 31 below Baa3 31 avoidable foreclosures 31 grossly unequal 31 Valcent disclaims 31 criminal pasts Dayanim 31 assigned Negative Outlooks 31 Restated Senior Secured 31 Karfia Abbasi holding 31 postpetition 31 specifically disclaim 31 Capmark Investments LP 31 lineal descent 31 Total nonperforming loans 31 ValueClick undertakes 31 mortgage securitizers 31 Qemzi 31 GeoMet undertakes 31 Pay Option ARMs 31 racial discrimination 31 Quebecor Debtors 31 cultured despisers 31 subordination 31 conforming jumbo loans 31 BTMUCC 31 octuplets Allred 31 Aaa rated