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(Click for frequent words.) 42 system dubbed CityTime 42 sav ings 41 political consequence Juakali 41 nonsalary 41 itemizing deductions 41 Preregistered 40 FEHBP enrollees 40 Carbon dioxide emission 40 Mike McCandless Apricorn 40 PLEASE NOTE WELL Hototc.com 40 #/yr [002] 40 Aging boomers 40 Ron Fontanetta principal 40 Charity Gift Cards 40 3/month 39 biweekly paycheck 39 Calderon Cedillo 39 Penny pinchers 39 Renter insurance 39 overstuff 38 insurance premiums 38 takehome pay 38 fresh unprocessed foods 38 #l k 38 deductibles coinsurance 38 unlimited MetroCards 38 paycheck Jostes 38 Gym memberships 38 payg phones 37 Kobliner 37 presorting mail 37 Overly generous 37 premiums deductibles copays 37 Allowing 37 Indians Earn Rs.# 37 wages Ecton 37 Mileage reimbursement 37 unvouchered 37 Junior Damato writes 37 Medigap supplemental insurance 37 Powdered formula 37 nonworking spouse 37 BroadbandAccess Connect 37 stagehands ranges 37 cyberslacking 37 monthly MetroCards 37 penny pinching vacationers 37 backpacks purses 37 CSRS retirees 37 TollTags 36 none survived Hashaka 36 Wang Jigen 36 R#/month 36 Coverdell ESAs 36 unlimited MetroCard 36 Sole proprietors 36 copays deductibles 36 behave selfishly 36 #k/year . 36 costof 36 old Lucille Skibinski 36 Direct debits 36 Immediate annuities 36 DeBroff 36 TaxCut software 36 Retiring boomers 36 paycheck withholdings 36 nonworking spouses 36 Salaried managers 36 nonwage 36 #/user 36 #Ka [001] 36 minute Elderberry Facial 36 ineligible dependents 36 leveraging ATG 36 annuitizing 36 taxi fares 36 perquisite allowance 36 #/year [001] 36 Operating Expenses Salaries 36 nonlabor costs 36 premiums deductibles 36 hourly wage earners 36 deductibles copays 36 monthly prebate 36 Vending operators 35 Muerth 35 cooks custodians 35 nonrepresented 35 deductibles copayments 35 Buck Stretcher 35 monthly MetroCard 35 automatically debited 35 travelinsurance.co.uk offers convenient 35 Parking scofflaws 35 Setton Pistachio shipped 35 PLEASE NOTE WELL PennyStockVille.com 35 overinsured 35 cost 35 destinies Brin 35 Fronstin 35 Prasugrel makers 35 #/year [002] 35 HOA dues 35 pocket maximums 35 Unskilled laborers 35 nonparents 35 deathly hallows anyway 35 consumersâ € ™ 35 1/day 35 garage salers 35 paystub 34 Choose wisely 34 nickles 34 reusable cloth shopping 34 visit www.righttorepair.org 34 PLEASE NOTE WELL MadPennyStocks.com 34 spendable income 34 Danny McGoldrick 34 Cheslowitz 34 Clipping coupons 34 janitors secretaries 34 8/month 34 costs 34 Slotsplus Casino 34 Usable capacity 34 daytime sheath dresses 34 monogrammed cufflinks 34 reductions truncated workweeks 34 Noncertified 34 Tiny Bubbles fix 34 Schatsky 34 perqs 34 prefund retiree health 34 Mr. Rechtshaffen 34 output Altig 34 Unfunded liabilities 34 mugs pens 34 carpooling telecommuting 34 CSRS annuity 34 RRSP contribution room 34 Investor Cheat Sheet 34 Program FEHBP 34 expences 34 AVCs 34 Speedo Cavic 34 surge inland Suhayda 34 Itemize 34 Cingular GoPhone 34 Phased retirement 34 paycheck 34 eating Ramen noodles 34 Wage freezes 34 inconsiderable sum 34 AP9 Connections 34 totally admirable Iglehart 34 Ms. Nalbantoglu 34 HDHP 34 credit crunch eases Piane 34 rightfully yours 34 Gebhardtsbauer 34 mileage reimbursements 33 SmartBenefits 33 maximizers 33 monthly outgoings 33 Roth IRA withdrawals 33 Incurring debt 33 #/week [001] 33 employer deducts 33 jagged brittle 33 visit www.discountvouchers.co.uk 33 tummy tucking 33 HOLOGIC INC. AND SUBSIDIARIES 33 newsprint ink 33 Fahlund 33 Bryan Clintsman certified 33 Sam Seboe column 33 Visa Debit lets 33 #.#/person [002] 33 Wealthier tribes 33 retirees 33 consumerist lifestyle 33 Resist temptation 33 giros 33 inheritability 33 hamburger flippers 33 copays 33 Japanese tansu 33 ride MetroCard 33 spottier histories 33 lowincome families 33 Wage earners 33 rightly offend 33 2/day 33 CPP QPP benefits 33 prorated refunds 33 quarters dimes nickels 33 called DOL Timesheet 33 nonhomesteaded properties 33 paycheck deductions 33 lump sum payouts 33 Bernstein Chargin 33 succulent wedges 33 nondeductible IRA 33 FERS employees 33 Amy Yakuboff 33 FERS retirement 33 PRSI contributions 33 IRAs Roth IRAs 33 DIRECTORS OF CAPITAL CORP. 33 allowance HRA 33 copayments deductibles 33 Stakeholder pensions 33 Ken McEldowney 33 fare MetroCards 33 cooks janitors 33 Socking away 33 EITC eligibility 33 deductible coinsurance 33 Trayless dining 33 voluntary contributions AVCs 33 #GB iPhone 3GS 33 Boeing machinist earns 33 deductibles 33 Miljoner 33 carbon emmissions 33 4/gallon 33 #K/year [002] 33 losing Yemen Sharqieh 33 freedom Ellabarger 33 medigap 33 Westroads Mall scrambled 33 Alair aided 33 motorcyclists affixed 32 Prochaska Cue 32 fuelcards.co.uk 32 counselors librarians 32 exacting burdensome 32 ben efits 32 deductable 32 monthly Metrocards 32 Illegally obtaining 32 Cheaper airfares 32 volt chargers 32 bennies 32 nonwriting staff 32 disposability 32 AuWerter 32 started Bacigal 32 premiums copays 32 paychecks 32 Melania Timepieces & 32 Wilkes lavished 32 agents impose add'l 32 regressivity 32 unaffordable luxuries 32 Resident ePay gives 32 9/hour 32 nonmanagement employees 32 hourly wages 32 #k/year [002] 32 retrying Blagojevich 32 using untrusted Root 32 #K/yr 32 owner Dyke Messinger 32 ad valorem excise 32 Slome notes 32 Yearly membership 32 5/day 32 ex. VAT 32 Disposable incomes 32 adopting healthier lifestyles 32 cornerback Feinsod 32 minumum wage 32 Bubble Epoque 32 Other Expenses Salaries 32 Offer 32 nonunion retirees 32 outgoings 32 electrician Rasta Kente 32 megaplier 32 Yearly dues 32 Deductibles 32 JW 'S SALOON 32 Bella Vistans 32 Pay stubs 32 CDHPs 32 EMPLOYER RESPONSIBILITY Employers 32 elective deferrals 32 Dearness allowance 32 HDHPs 32 huge moneymaker Florio 32 Monetarily 32 moneyback 32 noninterest bearing checking 32 workman compensation insurance 32 grills grillin 32 ex penses 32 Cheneys owed 32 #/month [002] 32 compressed workweeks 32 Nonunion employees 32 payroll withholdings 32 wages 32 #/yr [001] 32 Yearly memberships 32 #ks [001] 31 #pence 31 CalFile 31 nondeductible contributions 31 calorie snack foods 31 upcharge 31 8/hour 31 Tax 31 ride MetroCards 31 pensionable salaries 31 Unsuspecting passengers 31 grossly underinsured 31 Russert bookshelves 31 RIF'd 31 gym memberships 31 #/year [003] 31 metric ignores 31 Unpaid furloughs 31 carbon footprints 31 unladen weight 31 A. Tjaden 31 carbing 31 PRSAs 31 #/each [001] 31 goodly sum 31 nonexempt employees 31 Ghurtani complained 31 Sk# € 31 premiums 31 COE quota 31 overpacking 31 trickledown economics 31 preretirees 31 nest eggs 31 2 wks Vac 31 unplanned absences 31 comparably equipped 31 generous tipper 31 midyear checkup 31 RRSP deduction 31 annuitize 31 Smokers drinkers 31 Retirement Confidence 31 #/deposit 31 sleepwear infants 31 cell phones iPods 31 REQUIREMENTS FOR INDIVIDUALS Almost 31 Stanley S. Litow 31 BY MARGARET McHUGH 31 PBGC insures 31 wage buydown 31 UAGC 31 Enhanced Roadside Assistance 31 spousal IRA 31 Omotoso predicts 31 Zack Bergreen Chief Executive 31 Crombie REIT announces 31 spokeswoman Julie Hatchel 31 priced affordably 31 #/per [001] 31 DISCLAIMER Install 31 group GCIB focuses 31 pricepoints 31 taxpayer itemizes deductions 31 LOWEST PRICES around 31 Kalman Chany author 31 NOTE CO PTY 31 TASC generates 31 Allyoubet Join us 31 extortionately priced 31 Per diems 31 con sumers 31 Nonresident tuition 31 riderships 31 defrays 31 QSGI offsets 31 pre paids 31 #k/yr 31 noninstructional 31 artful dodges 31 Paul Fronstin 31 sugary fatty foods 31 boomer retirees 31 upaid 31 pocketbooks 31 #k/year [001] 31 Equity indexed annuities 31 agency Ryohei Shomi 31 E mail zing@tallahassee.com 31 tallied Roogow 31 Social Security withholdings 31 adjustment COLA 31 Pay 31 Benjamin Franklins 31 Paulette Cranick 31 spot scuff ding 31 miles traveled VMT 31 newsletter visit http:/www.freeprofitbw.zacks.comWards Corner Road 31 QUESTIONS Have 31 Priced separately 31 adjustments COLAs 31 Met simulcasts 31 co2 emissions 31 TruckersB2B www.truckersb2b.com 31 Expensing options 31 Polaroid LCD HDTVs 31 tightwads 31 lifetime maximums 31 Social Se curity 31 Unlicensed contractors 31 maximizes uptime 31 Hardware QWERTY keyboards 31 Smaller webcasters 30 Tyrone Jue 30 value 30 gas guzzling SUVs 30 DEAR WW 30 deferred gratification 30 Living Adjustment COLA 30 mileage reimbursement 30 Overview Frustrated 30 W2 forms 30 nonpersonnel 30 innermost selves 30 PERS retirees 30 constituency Umoja 30 workman comp 30 Multigenerational households 30 unscheduled absences 30 Combine errands 30 MBT surcharge 30 severance outplacement 30 grande iced latte 30 argues Leslie Bennetts 30 expeditures 30 Risalvato 30 caregiving responsibilities 30 OnStar rearview mirror 30 VanDerhei 30 disposable income 30 eating ramen noodles 30 #ka [002] 30 paystubs 30 incomes 30 congressional scorekeepers 30 CGT exemption 30 iii Ps 30 Lisa Meddock OhioHealth 30 Cloth diaper 30 Membership dues 30 absenteeism presenteeism 30 homestead farmstead exclusion 30 Thief snatches 30 spurning soft drinks 30 liveable wage 30 difficulty affording 30 livlihood 30 preventive checkups 30 PinstripesPlus.com Total 30 Christine Fahlund senior 30 #Ks [002] 30 Remanufactured cartridges 30 actuarial soundness 30 revenue raisers 30 SquareTrade Care Plans 30 Santa Rosans 30 Do 30 convicted Meywes 30 By Joseph Woelfel 30 Finditt Autos 30 By Sara Faiwell 30 Lump sum 30 pensions 30 moonlighters 30 fifty bucks 30 digestable 30 reusable washable 30 Mild hybrids 30 benefits copayments deductibles 30 payroll deduction 30 Paid Vacations 30 living frugally 30 Zaremberg 30 lei euro# 30 SCHWARZENEGGER Well 30 automatically deducted 30 nonretirement accounts 30 Brad Fluegel WellPoint 30 SECOND SPOT DISPATCHES FROM 30 #.# [002] 30 subsistence allowance 30 paycheck stub 30 FOX InFlight 30 Eugley chipped 30 Snapshot SM 30 roofless stadium 30 signed clothbound copies 30 Protected Withdrawal Value 30 waiters bartenders 30 minimums FDIC insured 30 refill cartridge 30 Utkus 30 SIMPLE IRAs 30 Groupon copycats willing 30 KF OOE 30 adopt healthier lifestyles 30 unhealthful foods 30 brown bagging 30 & Christiane Pelz 30 Low Mileage Discount 30 sharpening pencils 30 Doubts revolve 30 FICA withholding 30 Kenneth Brynien president 30 HP ProLiant MicroServer 30 unlocked unsubsidized 30 beneifts 30 #EZ T 30 unproven rookies 30 InterDigital differentiated technology 30 aford 30 benfits 30 medically underwritten 30 shrunken nest eggs 30 Nonetheless Jefri 30 timesaving hint 30 lawsuits Skokan 30 Munger reimbursed 30 nickels dimes quarters 30 FEHB 30 theamount 30 chewing tobacco snuff 30 Microsoft SilverLight viewer 30 midsize H3 sport 30 Helicopters thumped 30 initial overcollateralization OC 30 #/foursome 30 handbags briefcases 30 aftermarket telematics 30 Medicare recipients 30 Decision Points strikingly 30 By CINDY PETERSON 30 thecost 30 unredeemed certificates 30 hassle 30 exist Ekakoro 30 throwing sickie 30 allowance COLA 30 your FIRST DEPOSIT 30 #/day [003] 30 tax withholdings 30 Social Secu rity 30 coins jingling 30 About PaySimple PaySimple 30 unscrupulous salespeople 30 Weatherizing 30 immigration statuses 30 salaried nonexempt 30 TransGaming portability technologies 30 VStoxx Index 30 lump sump 30 HECS debts 30 Treo #p smartphones 30 bene fits 30 BY DAMON LAWRENCE 30 chronically overworked 30 Subsidizing PIA 29 Hectic lifestyles 29 Li reminded Debrowski 29 Goodell Pash slice 29 Calorie counting 29 E ZPass transponders 29 fortnightly installments 29 carpooling vanpooling 29 salaries 29 Dh# Dh# [002] 29 nonbargaining employees 29 Requiring 29 expanding waistlines 29 FERS retirees 29 deductible 29 Fees vary 29 #/hour [001] 29 nonmandated 29 backorders signaled 29 #/residents 29 Gen Xs 29 Vegetarian diets 29 DOWB 29 Rs.# lakh Rs.1 29 Extremists sowing terror 29 PDO vacation 29 pickups vans 29 Jobseeker allowance 29 Enrollees arrange 29 OPERATING EXPENSES Salaries 29 NJBEST 29 Ahlmer 29 risk Hevezi 29 St. Maarten Ya 29 SCOTT TRAVIS covers 29 Unfunded Liability 29 unreimbursed medical 29 Salary freezes 29 throat Rabia Sarwar 29 liter luggage compartment 29 carpool lane stickers 29 CO -2 emissions 29 #/week [002] 29 E ZPass tolls 29 Nominal incomes 29 Social Security COLAs 29 IMPACT Stimulus 29 pensionable salary 29 allowable copays 29 nonmanagerial 29 UniKeep binders 29 consumers 29 Revare 29 Betfred Extrabet 29 Frank Lichtenberg 29 sheltered annuity 29 bilingual questionnaires 29 Social Security actuaries 29 salaried nonunion 29 BY LEROY SIGMAN 29 carfare 29 salaried workers 29 benifits 29 + bens 29 employers 29 SOPWE 29 Wilsker 29 shorter commutes 29 SIMPLE IRA 29 Copiapo gritty 29 MaineCare recipients 29 Flexible Spending Accounts 29 Jones seasonlong suspension 29 Tony Jesudasan spokesman 29 postage 29 Accommodation Supplement 29 BY DANIEL BROWN 29 website AARP.org 29 citizenship oaths 29 pennies nickels 29 PowerMax Great 29 payless 29 Lembo Zisa 29 #/hour [002] 29 tution fees 29 teeth brushing 29 Juicy Couture sweats 29 unfunded pensions 29 curbing malpractice lawsuits 29 ULCH 29 fatter paycheck 29 HDHP HSA 29 PINK SLIPS 29 newfound frugality 29 Flexible Savings Accounts 29 Pricing varies 29 Proceed cautiously 29 T4 slips 29 unscheduled absenteeism 29 commercialism creeping 29 Health Reimbursement Account 29 Accrued postretirement 29 Legitimate sweepstakes 29 WinPalace 29 limo rides 29 junk drawers 29 nonvested 29 unmailed issues 29 Copays 29 Majorities oppose 29 unreimbursed expenses 29 nondeductible 29 Shopping carts 29 RRSP contributions 29 workers deductibles copays 29 Empty nesters 29 Hietsch 29 TennCare recipients 29 lulus 29 Gizmodo.com gadget blog 29 allowances 29 4/gal 29 Frivolous lawsuits 29 Typical bronchoscopes range 29 wine corkage 29 #/Hr part 29 perks 29 parkway tolls 29 FICA taxes 29 k 29 Lynn Lawrance 29 strawberry Twizzlers 29 biweekly paychecks 29 pedicures massages 29 superannuation payouts 29 comped meals 29 incomes scarcely budged 29 uninsured Marylanders 29 Aging baby boomers 29 subminimum wage 29 Arindrajit Dube 29 stagnating wages 29 wage earners 29 Bonus Bucks 29 unroasted beans 29 mini Isas 29 salary 29 Carones 29 called AnyPlay lifts 29 nonunionized 29 deductible IRAs 29 uncollectibles 29 WiiSpeak accessory 29 OPEX CAPEX 29 Pat Kampling 29 Karen Pollitz 29 Extends 29 Phylip Chen medical 29 chasers motivations 29 Thruway tolls 29 preretirement 29 monthly repayments 29 overage fees 29 #/GB 29 nonequity incentive 29 lazy asses 29 kateleeper@news.oregonian.com Michelle Mandel 29 Koetsu Saiki 29 DONNER METALS LTD 29 frivolous malpractice lawsuits 29 Sallie Mae Upromise 29 prebates 29 savings 29 forgoing 29 living adjustment COLA 29 shrinking paychecks 29 itemizes deductions 28 SCOTT BAIR Staff Writer 28 FERS annuity 28 Linzi Nicholson 28 burdon 28 Heavier fliers 28 #.#/day [001] 28 Poll Frisky 28 fatsos 28 gas guzzling vehicles 28 Federal Mogul Alapont 28 AirBART 28 copayments 28 #/unit 28 Chronic HCV significantly 28 elective deferral 28 Tirado landlord 28 dressier shoes 28 productivity 28 RELM WIRELESS CORPORATION Condensed 28 piggybanks 28 widening waistlines 28 nonteaching employees 28 customer overdraws 28 q u 28 overpayments underpayments 28 undeliverable refunds 28 benefits 28 Extenuating circumstances 28 Owerbach 28 charitably inclined 28 subsidized gym memberships 28 MegaMiles promo 28 Idled plants 28 #.#/day [002] 28 MPSERS 28 Nasdaq QSFT simplifies 28 Amanda Farinos dines anonymously 28 Payment Terms PAYPAL 28 5/gallon 28 Retransmission consent revenue 28 IRA withdrawals 28 privelage 28 Budget fashionsThe top 28 4 x6 prints 28 Gucci purses 28 Aaron Gornstein executive 28 Preventative maintenance 28 wealthiest Californians 28 substantial Baggaley 28 pay 28 lump sum retroactive 28 milage 28 Hourly wages 28 hander Zachary Rosscup 28 franked mail 28 des Bouillons 28 xxii imposition 28 ppv buys 28 BY BILL STAMETS 28 Counsell Geyer 28 payroll deductions 28 payroll stubs 28 mimimum wage 28 carbon footprint 28 unreduced 28 Kitces 28 Prefunding 28 sorry Semaitis 28 frugal 28 GovGuam retirees 28 Mouhafidi disappeared 28 RRSP withdrawals 28 By Tejas Gunas 28 Yesawich 28 Ken Ambos 28 June Ribard 28 Timothy Twining 28 cement hovels 28 food rations 28 shattered nest eggs 28 PURPOSE OF ESTIMATING SHIPPING 28 political gundas 28 Properly inflated tires 28 pittances 28 celebrate Idul Fitri 28 chance Junko Shinoda 28 finite lifespan 28 Stolen valuables 28 Nichole Larkey & 28 5p liter 28 Retiring baby boomers 28 Westmoore Lending 28 incomes barely budged 28 janitors groundskeepers 28 wages stagnate 28 Rebate checks 28 Increases 28 Garth Whyte 28 nickname robo signers 28 Ulrick dentist 28 @ chart ind.com 28 Cab V6 5spd 28 SE Lux 28 #/hr [002] 28 discriminating tastes 28 Medicare beneficiaries 28 Procrastinating 28 frugally 28 hauling underage drinkers 28 Ooma Hub 28 pocketfuls 28 billables 28 librarians counselors 28 prescription albuterol inhalers 28 profitsharing 28 payrises 28 PurposeEnergy laid 28 Lockett Felder 28 drinking lowfat milk 28 KUsports.com registration 28 Dual eligibles 28 Medi Cal recipients 28 UAAL 28 Withholding Calculator 28 Educator Expense Deduction 28 CAROLINA MOUNTAIN CLUB 28 Roy Kozupsky veteran 28 Jinwrights 28 healthinsurance 28 uninsured Coloradans 28 introductory APR 28 CalWORKS welfare 28 waiters waitresses 28 ONE BILL 28 everyday 28 Matt Krupnick covers 28 law abiding taxpaying 28 Textbook rentals 28 choice Heeren Graber 28 Radwaniya southwest 28 #.#/hr [002] 28 safe Arlene Deche 28 nonuniformed employees 28 redeposits 28 homesteaded properties 28 MediGap plan 28 nongroup 28 Racial epithets scrawled 28 redundancy payout 28 Maxing 28 purses handbags 28 pickups SUVs minivans 28 mandatory unpaid furloughs 28 Automatically oiling 28 By Christine Fenno 28 caffeine addicts 28 Rs.# ,# [001] 28 copayments coinsurance 28 Lm#.# [005] 28 vanishing nest eggs 28 subservient housewives 28 begrudgingly complied 28 college tuitions 28 trans Tasman airfares 28 Hms Holdings Corp 28 ROI calculators 28 drive Spiller jumpstarted 28 V CAST VPak 28 Reassessment notices 28 tutition 28 Rs.two 28 taxes Luschini 28 shortened workweeks 28 mailroom clerks 28 CO2 emissions 28 #-#-# Breht T. Feigh 28 Minimum wage earners 28 nonemployer firms 28 NeNe Lekes Kim Zolciak 28 FACT CHECK Shaky 28 NYSHIP 28 nonwealthy 28 Soybeans grains 28 unfunded retiree 28 filers earning 27 Equifax empowers businesses 27 #/series 27 Shanna Vicker @ 27 INpulse 27 #-# @ sunlife.com 27 #per [001] 27 imposing unpaid furloughs 27 AUXILIO assumes 27 catered lunches 27 nonfried 27 self sacrifice Mahsooli 27 Marauding thieves 27 chews nicotine gum 27 Sickness absence 27 Must preregister 27 Penalizes employers 27 purses wallets 27 UtilityPay Manager helps 27 FLAT PANEL IMAC #MB 27 Rs.# Rs.1 27 Newsroom staffs 27 incomes stagnate 27 Joe Lunchbucket 27 #-# nycballet.com 27 Laderta 27 homestead exclusions 27 salaried employees 27 unnecessary hospitalizations 27 Deductible 27 unsprung masses 27 Concertgoers sick 27 Unreimbursed 27 MailPronto 27 Dwindling stockpiles 27 jobseekers allowance 27 balancing checkbook 27 confiscatory taxes 27 shunted aside Maximize 27 unpaid furlough days 27 Assessed valuations 27 You 27 shorter workweeks 27 via wantickets.com 27 visit www.fiosinc.com 27 THE PRICE TAG 27 beloved Ladan 27 markup Tollin 27 #GB 3GS 27 lifestyles 27 sugary juices 27 IRAs 27 three-year/# ,# mile 27 information visit www.Joann.com 27 lords leaping ladies 27 moms dads aunts uncles 27 ownership CoO 27 Crager Stokes 27 taxes 27 gold rubies diamonds 27 speedometer needles 27 Vioxx prescriptions 27 4 Employee Withholding 27 Text Charges Texts 27 Stop placating 27 Coverdells