Related by context. Frequent words. (Click for all words.) 47 uncollectable 44 delinquencies 44 Charge offs 44 card issuer 43 Delinquencies 43 debit card transactions 43 card issuers 43 uncollectible 42 charge offs 42 bankcard 42 credit card 41 nonaccrual 41 Discover Financial 40 nonaccrual loans 40 Debit card 40 write offs 40 overdrafts 40 mortgage delinquencies 40 mortgage 39 loan delinquencies 39 overdraft fees 38 receivables 38 loan origination 38 originations 38 loans 38 AmEx 38 mortgages 37 prepayment penalties 37 delinquent loans 37 credit cards 37 overdraft fee 37 souring loans 37 loan defaults 37 securitized loans 36 nonperforming assets 36 nonperforming loans 36 OREO 36 defaults 36 loan 36 overdraft 36 provisioning 35 noninterest expenses 35 balances 35 Revolving credit 35 overdraft protection 35 Discover Card 35 Express NYSE AXP 35 loan originations 35 prepayments 35 accruing loans 35 debit card 35 cardholder 34 inactivity fees 34 NetBank 34 accounts receivable 34 HELOC 34 nonperforming 34 American Express AXP 34 bank 34 Fifth Third Bancorp 34 default notices 34 thrifts 34 America Corp BAC.N 34 Interest expense decreased 34 mortgage originators 34 subprime mortgage 33 impairment charges 33 prepayment 33 write downs 33 lenders 33 non accrual 33 asset writedowns 33 subprime mortgages 33 Loan 33 Washington Mutual 33 banks 33 mortgage origination 33 Visa MasterCard 33 doubtful debts 33 lending 33 mortgage lenders 33 pretax 32 refinancings 32 NPLs 32 mortgage originations 32 repricing 32 Noninterest expenses 32 subprime lending 32 subprime 32 delinquency 32 cardmembers 32 obsolete inventory 32 JP Morgan Chase JPM 32 cardholders 32 Lenders 32 Citigroup Inc 32 payments 32 debit cards 32 loans receivable 32 accruals 32 MasterCard