Related by context. All words. (Click for frequent words.) 76 Subprime mortgages 69 subprime loans 68 Subprime borrowers 64 subprime borrowers 63 credit histories 62 mortgages 62 subprime mortgages 62 Subprime lenders 61 nonprime loans 59 risky subprime mortgages 59 mortgages ARMs 59 option ARMs 59 rate mortgages ARMs 58 Option ARMs 58 nonprime mortgages 57 Subprime mortgage 57 nonconforming mortgages 57 subprimes 57 negatively amortizing 57 Reverse mortgages 56 FRMs 56 conforming mortgages 56 borrowers 55 Subprime lending 55 mortages 55 Self cert 55 FHA insured mortgages 55 hybrid ARMs 55 Refinancings 54 adjustables 54 Predatory lenders 54 riskiest subprime 54 Delinquent loans 54 nontraditional mortgages 54 FHA insured mortgage 54 loans 54 FHA loans 54 blemished credit 54 subprime ARMs 53 mort gages 53 Refund anticipation 53 Mortgage originations 53 ARMs 53 adjustable mortgages 53 Foreclosures skyrocketed 53 Steep prepayment penalties 53 securitized pools 53 Adjustable rate 53 conforming jumbos 52 jumbo loans 52 jumbo mortgages 52 loan origination fees 52 Adjustable Rate Mortgages ARMs 52 Serious delinquencies 52 nonprime borrowers 51 plain vanilla mortgages 51 LTV ratios 51 Adjustable Rate Mortgages 51 subprime adjustable 51 HELOCs 51 FICO scores 51 FFEL loans 51 Unsecured loans 51 Noncurrent loans 50 subprime mortgage 50 Option ARM 50 RMBSs 50 subprime lenders 50 Delinquency rates 50 subprime 50 mortgage 49 adjustable rate 49 Pay Option ARMs 49 Quizno franchises 49 value LTV ratios 49 Covered bonds 49 introductory teaser 49 LTVs 49 securitized mortgages 49 Option ARMS 49 conforming jumbo 49 Subprime delinquencies 49 Defaults 48 SUBSIDIES Tax credits 48 nonprime residential 48 Liar Loans 48 nonprime mortgage 48 Indexed annuities 48 Ginnie Maes 48 subprime mortgage delinquencies 48 collateralised debt obligations CDOs 48 FreddieMac 48 Foreclosures spiked 48 introductory teaser rates 48 sub prime 48 remortgagers 48 nation riskiest subprime 48 FHA insures 48 HECMs 48 CMBS CDO 47 mezzanine tranches 47 conforming jumbo loans 47 subprime CDOs 47 Option Adjustable Rate 47 Collateralized Debt Obligations CDOs 47 McLEAN Va. Rates 47 MBSs 47 Mortgages 47 Fixed Rate Mortgages 47 collaterised debt obligations 47 FICOs 47 nonprime 47 securitizer 47 Distressed properties 47 Leveraged buyouts 47 downpayments 47 nonaccruing 47 Hybrid ARMs 47 Payday loans 47 Leveraged loans 47 Predatory lending 46 low introductory teaser 46 riskiest borrowers 46 Delinquencies 46 yearlong breather 46 foreclosure Sharga 46 reverse redlining 46 Unsecured lending 46 subprime lending 46 Microloans 46 mortgate 46 nonrecourse loans 46 Foreclosures skyrocketed mortgage 46 borrowers defaulted 46 Nonprime 46 lax underwriting 46 self cert 46 nonmortgage 46 mortgage loan originations 46 Lax lending 46 Junk bonds 46 backed securities 46 SoftSecond 46 securitizing mortgages 46 Mortgage Disclosure 46 Summary Box Fixed 46 Remortgages 46 LibertyBank Acquisition 46 LTV mortgages 46 AimLoan.com 46 Standard Underwriting Guidelines 46 Home Affordable Refinance 46 refis 46 Underinsurance 46 FHA VA 46 Kelmon noted 45 EITC recipients 45 unscrupulous lenders 45 nyse FRE news 45 Tighter lending standards 45 synthetic CDOs 45 Securitizations 45 nonfarm nonresidential 45 CCJs 45 conventional fully amortizing 45 HECM reverse 45 CWMBS 45 Loan originations 45 mortgage refinancings 45 jumbo adjustable 45 jumbo ARMs 45 uncreditworthy 45 unsecuritized 45 exploding ARMs 45 HomeComings Financial Network 45 NHRP eligible 45 creditworthy borrowers 45 non conforming jumbo 45 Delinquent borrowers 45 DISTRESS SALE Bank 45 subprime Alt 45 Equity Conversion 45 Equity Conversion Mortgages 45 Chargeoffs 45 Reverse convertibles 45 hybrid adjustables 45 uncreditworthy borrowers 45 Foreclosed properties 45 purchases securitizes sells 45 Monoline insurers 45 FOVISSSTE 45 Prepaid debit cards 45 Borrowers 45 Mortgage originators 45 rated tranches 45 Federally insured 45 FNMA FHLMC 45 QRM definition 45 FFELP loans 45 IndyMac MBS Inc. 45 nonrevolving debt 45 prepayment penalties 45 negative amortizing 44 subprime originations 44 FHLBs 44 Risk premia 44 refinanced mortgages 44 Rising delinquencies 44 lenders SVRs 44 VantageScores 44 lender Accredited 44 reverse convertibles 44 HOEPA 44 Homeownership 44 Tribeca Lending 44 predatory lending practices 44 Foreclosure resales 44 Donn Vickrey co 44 ratio LVR 44 Remortgaging activity 44 Collateralized Debt Obligations CDO 44 mortgage originations 44 risky mortage 44 subprime mortgages reset 44 Among 44 Nothaft predicted 44 jumbo adjustable loan 44 called Yuppies Buppies 44 FDIC insured institutions 44 Predatory lending practices 44 NINJA loans 44 HECM loans 44 Nonperforming assets consist 44 homeloans 44 Underwater mortgages 44 adjustable jumbo 44 Mounting defaults 44 Inflated appraisals 44 Prepayment penalties 44 TruPS CDOs 44 subprime mortages 44 Zayat Stables defaulted 44 backed securites 44 inflated appraisals 44 Loan origination 44 subordinate tranches 44 refinancers 44 faxing payday 44 securities MBS 44 RMBS CMBS 44 microcredit loans 44 Charge offs 44 Installment Loans 44 ARMs reset 44 Fovissste 44 unsubsidized Stafford loans 44 obligor concentration 44 fully amortizing 44 suprime 43 CDO squared transactions 43 MBS AFS 43 Individual Voluntary Arrangements 43 Fannie Mae FNMA 43 mortgagors 43 Chronic homelessness 43 jumbo adjustable IO 43 Ted Gayer 43 PV NIM 43 CRE loans 43 FICO Expansion 43 nonbank lenders 43 LIABILITIES Deposits 43 Mortgage XSites 43 Mortgage HECM 43 mort gage 43 nonaccruing loans accruing 43 collateralized debt obligations 43 Issuances Table 43 mortgage defaults 43 predatory lenders 43 nonvoting convertible 43 Collateralized Debt Obligations 43 jumbo RMBS 43 jumbo adjustable rate 43 Expanded Underwriting Guidelines 43 SBA 7a loans 43 FICO score 43 Mr Senlitonga 43 Inc WM.N 43 Private Student Loan 43 jumbo refinance 43 jumbo conforming 43 Brokered deposits 43 FFELP student 43 Adjustable Rate Mortgage 43 Originations 43 Overdraft fees 43 trust preferreds 43 mso font pitch 43 residentially oriented 43 Freddie Mac FMCC 43 Home Lenders Holding 43 OLTV greater 43 CREL DI 43 refinancings 43 Ginnie Mae Fannie Mae 43 Preferred Lender status 43 Traditional alkaline batteries 43 repriced downward 43 Foreclosed homes 43 COASTAL FLOOD ADVISORY WHICH 43 thrifts 43 forclosures 43 Annualized PCL 43 village headman Hussein Kamaledine 43 value ratios LTVs 43 HOLC 43 Remortgage Solution 43 deemed uncollectable 43 nonaccruing loans 43 pressured appraisers 42 Loans 42 noninvestment grade 42 gain amplifiers VGAs 42 FirstMortgage Inc. 42 accretable 42 collateralized debt 42 creation Willy Loman 42 Overstretched homeowners 42 collaterized debt obligations 42 federally subsidized lunches 42 FHA insured loans 42 Refinance Rates 42 rated CREL CDOs 42 HECM Saver 42 Equity indexed annuities 42 rate mortgages FRMs 42 overstretched homeowners 42 Hanzimanolis 42 mortgage loan fundings 42 dominoes Surging defaults 42 loan defaults 42 growth acquisitions recapitalizations 42 FHASecure 42 #pc mortgages 42 CCJs IVAs arrears 42 Risky bets 42 Manned spaceflight 42 ratio CLTV 42 microfinance lender 42 CREL CDOs 42 deliquencies 42 Ocwen Financial Corp. 42 FFEL Program 42 NA OCTOBER ISSUES 42 borrower 42 insurer MGIC Investment 42 noncovered loans 42 Processed foods 42 Visa Visa Electron 42 federally chartered corporation 42 • Compounded singles 42 legalized loan sharking 42 Ciavarella extorted Powell 42 ARM resets 42 nonaccrual loans accruing 42 hybrid adjustable 42 originates purchases securitizes 42 Roughly 42 Total nonaccrual loans 42 MyNetwork TV reach 42 creditworthy 42 Staph germs 42 homeownership 42 Lands End merchandise 42 balance sheet securitized cardmember 42 covenant lite loans 42 senior secured unitranche 42 principal paydowns 42 Multigenerational households 42 Rescap 42 certificates GICs 42 Nonperforming loans consist 42 #-month/#-month Oct [001] 42 Lingering wintry weather 42 collateralized debt obligations CDOs 42 Fieldstone Investment 42 Markit iTraxx Crossover 42 mortgage lenders 42 Symptom onset 42 Renegotiated loans 42 Countrywide originates 42 net chargeoffs 42 jumbo IO 42 Remortgaging 42 Ladenburg Thalmann Bove 41 ASF LINC 41 student Abu Fatmah 41 Freddie Mac FRE.N 41 lender AmeriCredit 41 Barrett NDEx 41 BAC Loading 41 Nonrevolving debt 41 chargeoff 41 Immediate annuities 41 nonpoor 41 CDO squareds 41 VRDOs 41 borrowers defaulting 41 securitize mortgages 41 CDOs squared 41 jumbo adjustable mortgage 41 TSX XMC 41 SLC Student Loan 41 Nonaccrual loans 41 FHA insured 41 Program HARP 41 re REMICs 41 NYSE FRE 41 FHA HECM 41 NYSE FNM PRM 41 collateralised debt 41 Multiple births 41 nyse CFC 41 Mortgage Refinance Loan 41 Mortgage Refinancing 41 Mortgage Servicing Rights 41 Fannie Mae Freddie Mac 41 HDHPs 41 Petrovs usually 41 callable CDs 41 Anal cancer 41 Foreclosures 41 Pents 41 collateralization tests 41 Misperception Index 41 RMBS collateral 41 www.HomeBanc.com 41 Vegan diets 41 Freddie Mac FMCC.OB 41 loss severities 41 perpetual debentures 41 Markit ABX 41 Non accruing 41 Serious adverse reactions 41 Walter Molony spokesman 41 borrower creditworthiness 41 franc denominated 41 MASTR 41 negative convexity 41 CDO tranches 41 subordinated tranches 41 subprime mortgage defaults 41 Community Reinvestment Act 41 -Nahal Toosi Zahar 41 Metris Master Trust 41 CCJs IVA 41 loan modifications 41 Mortgage Rates Hit 41 wallboard Wolfson 41 Triaxx 41 nondistressed 41 Nonperforming loans 41 NMP Media 41 Inc. WM.N 41 Claire Danes Ted Danson 41 FHA 41 financially strapped homebuyers 41 Logo http:/www.newscom.com/cgi-bin/prnh/#/Lily Allen Lily Allen 41 Nonwhite 41 ABSNet Loan 41 HECM Standard 41 Stakeholder pensions 41 Collateralized debt obligations 41 foreclosure resales 41 STU Short Term 41 Interest Expense Interest expense 41 securitizations 41 securitized subprime mortgages 41 Personal bankruptcies 41 FHA insured loan 41 vigorous rallys 41 mortgage delinquencies 41 Freddie Mac nyse FRE 41 loans collateralizing 41 overextended borrowers 41 Obama Refi Programs 41 HLCs 41 payday loans 41 deemed uncollectible 41 mortgages ARMs averaged 41 Reverse Mortgage Loans 41 prime RMBS 41 securitisers 41 Ptf Ex 41 Sequoia Capital Lightspeed Venture 41 federally insured mortgages 41 Payday lenders 41 good conniving betraying 40 dtgshinn@neo.rr.com 40 securities TruPS 40 securitization trusts 40 Thornburg Mortgage Inc TMA.N 40 Graduate PLUS 40 leveraged buyouts LBOs 40 Loan originations totaled 40 mortgage brokers 40 contractually delinquent 40 Extended warranties 40 obligations CMOs 40 orbit geostationary 40 QRMs 40 CMBS mezzanine 40 lender IndyMac Bancorp 40 RALs 40 Aaa rated 40 Sociedad Hipotecaria Federal 40 RPS1 40 LTV ratio 40 TruPS 40 HECM 40 below Baa3 40 Fannie Mae nyse FNM 40 SOPWE 40 asset backeds 40 Sam Khater 40 illiquid securities 40 lax lending 40 glorified IOUs 40 lowincome 40 cov lite 40 Treasury notes US#YT 40 Meningiomas usually occur 40 Securitised 40 nonperforming loans NPLs 40 HomeEq 40 mortage 40 debt restructurings TDRs 40 defaults 40 subprime mortgages collateralized debt 40 NFIP hiatus 40 convertible arbitrage strategies 40 prerecorded telemarketing solicitations 40 Mortgage lender Countrywide 40 disproportionably 40 Loan servicers 40 MER.N Quote Profile Research 40 Default swaps 40 RMBS 40 noncurrent loans 40 assignee liability 40 re remics 40 Jumana Bauwens spokeswoman 40 MonitorBankRates.com 40 CPDOs 40 standardized plain vanilla 40 Fannie NYSE FNM 40 Menstrual migraines 40 nonprime lending 40 Collateralised Debt Obligations CDOs 40 Freddie Mac 40 AVEA R 40 subprime mortgage originations 40 Moody's rated 40 mezzanine CDOs 40 mortgagebacked securities 40 GSPF 40 ABX indexes 40 Home Affordable 40 Subprime writedowns 40 unsophisticated borrowers 40 homeloan 40 oil corraling gear 40 Transactions Designated 40 Corporation TSX XMC 40 resecuritized 40 nonvoting convertible preferred 40 subprime RMBS 40 redefaults 40 supbrime 40 superprime 40 Average SAT scores 40 FDIC insured deposits 40 RMBS CDOs 40 Foreclosure deeds 40 comically inept idea 40 Countrywide Financial 40 lenders 40 Sequential Quarterly Statistical 40 AMX.N 40 APRs 40 Lenders Holding Co. LEND.O 40 Jewelry sparkled 40 Call Maude Crochet 40 borrower refinances 40 fully amortizing adjustable 40 Structural Risk Growth 40 redefault 40 Zestimates 40 identifying beta coefficient 40 Accredit Home 40 Homebuilder stocks 40 MBIA insures 40 Refis 40 Excludes Structured Securities 40 Powdered formula 40 StanCorp Mortgage Investors 40 Schwab NASDAQ SCHW 40 Jeff Lazerson president 40 trans fats gluten 40 ResMae Mortgage Corp. 40 Cology Inc. 40 nonconvertible debt securities 40 Home Affordable Foreclosure 40 Trups 40 Plainfield rooming 40 Corp CFC.N 40 MISMO XML 40 June 9/NA NA 40 borrower defaulting 40 NBFC MFI 40 microloans 40 assigned Negative Outlooks 40 HELOC 40 Implied vols 40 NYSE FNM 40 NMA L 40 IndyMac IMB 40 Balboa Reinsurance 40 Unsecured borrowing 40 amortizations 40 Credit Default Swaps CDS 40 refi boom 39 freighter memorialized 39 LTNs 39 microfinance ACCION 39 Nominal incomes 39 ultrashort bond 39 Parent PLUS 39 BPPR reportable segment 39 ING Direct ING DIRECT 39 mortgagees 39 ARMS averaged 39 unsubsidized COBRA 39 Wider spreads 39 visibly shaken Samoan 39 deliquency rates 39 CDOs 39 www.fico.com 39 remortgages 39 refinance 39 Tighter lending 39 JER CRE CDO #-# 39 notarizations 39 Total nonperforming loans 39 Mae nyse FNM 39 Temporary Liquidity Guarantee 39 Provisional ballots 39 Subprime 39 these computations nonaccrual 39 Covenant lite 39 Anabaptist Mennonite tradition 39 Fixer uppers 39 LoanPerformance 39 residential mortgage originations 39 CIBC# 39 underbanked households 39 Interbank lending 39 PAETEC Holding NASDAQ PAET 39 Converter boxes 39 Bubble Epoque 39 FDIC insured CDs 39 assigns Rating Outlooks 39 mortgage backeds 39 Ginnie Mae MBS 39 Portfolio PCY 39 securitized 39 Nick Kavalary network 39 CFC.N 39 publisher HSH Associates 39 Mezzanine Loans 39 indexed adjustable 39 renewamerica.us townhall.com opinioneditorials.comORNAND 39 CMHC insured mortgages 39 borrow cheaply 39 SLABS 39 HomePath ® 39 FHA borrowers 39 + RR6 39 Fixed annuity 39 microsavings 39 HAMP modification 39 dietary boogeymen 39 traditionally underserved 39 nyse FNM news 39 HomePath 39 CCC/RR4 39 GSAMP 39 overlimit fees 39 FRE Quote Chart 39 Lou Tisler executive 39 Performing Loans 39 loan chargeoffs 39 downward repricing 39 LIHTC 39 HAMP modifications 39 promissory note insofar 39 nonowner occupied 39 Collectible figurines 39 permanent HAMP modification 39 borrower defaulted 39 Moneyback Bank 39 Entire hamlets 39 McLEAN Va. Average 39 subprime debacle 39 SIVs CDOs 39 taxable munis 39 Novastar Financial 39 Job seekers beware 39 Hardship withdrawals 39 ITIN 39 Baa rated 39 distressed borrowers 39 Realized Losses 39 External Sensitivity Risk 39 Totals . [001] 39 NDS nutritional supplements 39 conforming jumbo mortgages 39 Assessed values 39 LTV 39 Amended Facility 39 Mr. Gharapetian 39 KBW Banks 39 Annual Percentage 39 NYSE CSE 39 Jordanie Rebeca 39 Calabasas Calif. lender 39 risker 39 subprime lender 39 UST3YR 39 RMBS exposures 39 Rate FRR 39 Supervalu 3Q 39 PLRMBS 39 EMRISE Annual Report 39 Nonaccruing loans 39 signed clothbound copies 39 www.countrywide.com 39 SFSB Inc. 39 nonsevere disability 39 reposessions 39 Kerman Lodi 39 9bp 39 Variable annuities 39 Title XVII 39 FannieMae 39 Loan.com 39 foreclosure moratoriums 39 Raises Lifeline 39 http:/www.dailybulletin.com/ 39 lending 39 RMBS Classes 39 UNITED COMMUNITY BANKS INC. 39 Home Affordable Modification 39 IG FSV ;) CO 39 NTN Fs 39 communities spawning tornadoes 39 Romance novels 39 nonperforming assets NPAs 39 Debit cards 39 performing obligors 39 mortgagers 39 Mark Jalovec 39 Loan Modification Program 39 super jumbo adjustable 39 El Dorado Placer 39 interbank borrowing 39 delinquencies 39 Floating Reference 39 nonaccrual loan 39 Insurgent deaths 39 nonrevolving loans 39 speculative frenzies 39 incomes 39 inverse floater 39 otc NHRKF.PK news 39 Total Loan Fundings 39 Frannie Mae 39 subserviced 39 Acute ischemic stroke 39 Inflation erodes 39 overcollateralized 39 Investment Certificates GICs 39 lender SVR 39 CharterBank deposits 39 Financials firmed 39 obligations CDOs 39 Summary Box Mortgage 39 Leisureworld subsidiaries 39 Leverage ratios 39 predatory lending 39 securitizes 39 Flow NIW 39 SquareTrade Care Plans 39 5x rollover 39 Livonia Dearborn Mich. 39 Fishler speculated 39 fixedrate 39 Servicer Rating 39 Average noninterest bearing 39 OTCBB BRCR 39 Uncle Sam IOUs 39 accruing loans 39 SONYMA 39 underbanked 39 Reg Z 39 PPNs 39 Wealthier shoppers 39 mezzanine financings 39 Organization NRSRO 39 CMBS collateral 38 NA SEPTEMBER 38 Apartment REITs 38 Consumer Finances 38 FirstAgain 38 Loss severities 38 Americredit 38 Pfandbriefe 38 travelinsurance.co.uk offers convenient 38 lien RMBS 38 nonfederally 38 refinances 38 Nonperforming 38 assumable 38 advance warning Schaenman 38 Mortgage 38 subprime mortgage lender 38 college educations 38 FHLMC 38 Tori Bund levee 38 mortgage fundings 38 HSH.com 38 CRE CDOs 38 Securities Loan Facility 38 Keith Gumbinger 38 Mortgage delinquencies 38 Distillers grains 38 nyse WM 38 Munghana Lonene Listenership 38 Origen Financial 38 SUPERMARKETS PLC Total 38 mortgage originators 38 Unsold inventory 38 Forward lookingstatements 38 nonagency mortgage backed 38 Acleda 38 pretax writedowns 38 Lloyds TSB NatWest 38 Reverse Mortgages 38 flattened thatch roofed 38 sibling Fannie Mae 38 multigenerational households 38 LendingTree Loans 38 Home Mortgage Refinance 38 rated AAA Aaa 38 lender Countrywide Financial 38 CDOs SIVs 38 lender HBOS Plc 38 multifamily mortgage originations 38 Subsistence farming 38 Mae FNM 38 CMBS issuance 38 IndyMac Bancorp Inc 38 BBVA BBVA.MC 38 Mailboxes barely 38 Kavalary 38 bodies Barattini 38 ALG publishes 38 tracker mortgages 38 Berkadia Commercial Mortgage 38 Gumbinger 38 Noninterest expense decreased 38 securitized loans 38 RPS2 + 38 nonbank institutions 38 Re REMIC classes 38 CCJ IVA 38 Primary Mortgage Origination 38 creditworthy borrower 38 Mortgage servicers 38 HOUSING affordability 38 FNC pioneered 38 CDPCs 38 Banker Acceptance 38 Sallie Mae Servicing LP 38 weatherize modest 38 Prepayment speeds 38 i Rescind 38 Percent Percent Percent 38 SBLF 38 souring subprime 38 monthly installments EMIs 38 rated Baa 38 Biolevier loan 38 Layoff announcements 38 securitized cardmember loans 38 generous Earned Income 38 faxless payday loan 38 & Co WFC.N 38 riskiest subprime borrowers 38 faxless 38 CDO write downs 38 PRAs 38 Refinancings accounted 38 FHLBanks 38 PLEASE TURN OFF YOUR 38 Credit Card Reform Act 38 financier Freddie Mac 38 under subservicing agreements 38 spokeswoman Debora Blume 38 junior subordinated debentures 38 Barbara Desoer president 38 redefault rates 38 FFELP Stafford 38 Synthetic CDOs 38 lender forecloses 38 credit cards 38 ABS CDOs 38 Homeowner Loans 38 collateralised debt obligations 38 microcredit schemes 38 Orr Trustee PrimeWest 38 eliminates counterparty 38 Corovic v. Mukasey 38 sultry tango earning 38 insured depository institutions 38 fraudulent appraisals 38 RPS3 + 38 CRE mezzanine 38 CDS counterparties 38 By Anusha Shrivastava 38 Olefson 38 dropout factories 38 improperly foreclosing 38 housing bubble 38 LBOs 38 -Sunrise Surf Shop 38 Network AmNet 38 Nonperforming assets NPAs 38 insured depositories 38 Digitized replays 38 REMICs 38 Hearing aids 38 Only 38 Bearn Stearns 38 Multimillion dollar campaigns 38 Ownit 38 JPMorgan Chase JPM.N 38 SCHWARZENEGGER Well 38 Anecdotal evidence indicates 38 conservatively underwritten 38 mortagage 38 Term Securitization 38 Indirect installment 38 Payday loan 38 creditworthy homebuyers 38 PIK toggles 38 SF CDO exposure 38 Rosemary Shahan president 38 Westamerica Bancorporation WABC 38 notes UST#Y 38 defaulting borrower 38 leveraged buyouts 38 Highly leveraged 38 www.FICO.com 38 Nonrevolving credit 38 Aaa ratings 38 Thrifts 38 collaterized debt obligation 38 swaps 2s #.#bps 38 slimy putrid muck 38 securitisations 38 defaulting subprime mortgages 38 trivial Klatsky 38 ⅝ % 38 ARM MBS 38 Sainte Germaine Quebec 38 chemicals Malkan 38 CMHC insured 38 Fannie Mae FNM.N FNM.P 38 Securitization LLC 38 Congressionally chartered wholesale 38 Unsecured Personal Loans 38 SEPTEMBER Freddie Mac 38 Novastar Financial Inc. 38 Zions Bancorp ZION 38 tormenting overextended homeowners 38 Package MSP 38 Infonavit