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(Click for frequent words.) 75 Accurate NXG 66 TLM Reconciliations 65 TLM Corona 62 Trintech ReconNET 58 Loan SERV 58 REO disposition 57 AssureNET GL 56 UnaVista 56 T Recs Enterprise 54 triResolve 54 ReconNET 53 cView 52 interconnect billing 52 GlobalPay 52 PAYplus USA 51 EPN STP 51 SmartStream TLM 51 Sage ERP Accpac 51 SWIFT messaging 51 TLM OnDemand 51 PeopleSoft HRMS 51 ebanking 51 ReconArt 50 TradeFlow 50 watchlist filtering 50 POS PMS 50 BASE# es 49 Hekmatyar contrasts 49 eFLOW Invoice Reader 49 BANK WIZARD 49 Emptoris Sourcing 49 ICE eConfirm 49 INTERScepter TM 49 Paymode X 49 BlueCherry 49 Sage TimeSheet 49 FinancialForce Accounting 49 AvaTax ST 49 DataFlow Transaction Network 49 ACH origination 49 OpenInvoice 49 eFLOW 48 eClaim Revenue Gateway 48 xsp 48 eresource ERP 48 Copitrak 48 iProcurement 48 InfraDesk 48 PayWare 48 BusinessManager 48 WebPay 48 eStatements 48 Scrittura 48 MAS# 48 selected Trintech ReconNET 48 PPI PayMover 47 StoreSense 47 Incident Problem 47 Customer Portal 47 FirstStrike TM 47 Infor FMS SunSystems 47 GETPAID 47 bi directional integration 47 multicurrency 47 eDelivery 47 ProSystem fx Tax 47 Movaris OneClose 47 Firepond CPQ OnDemand 47 Sage Accpac ERP 47 NETBANX 47 Intec Interconnect 46 NeoFirma 46 nostro 46 TPAM 46 Captaris Workflow 46 MeS 46 QuickAddress 46 Equitrac Professional 46 Oracle Financials 46 SageCRM 46 eInvoice 46 Confirmation.com 46 Xactly Analytics 46 Pastel Evolution 46 EDI/B2B 46 invoice presentment 46 ClientConnect 46 ACCPAC Advantage Series 46 eCMS 46 HighJump Warehouse Advantage 46 ClickContact 46 Benefitfocus eBilling 46 BasWare 46 XBRL tagging 46 Digital Mailroom 46 ProLender 45 MarkView 45 SAP SRM 45 Accounts Payable Accounts Receivable 45 WebForms 45 AvaTax 45 mENABLE 45 Canto Cumulus 45 CheckPlus 45 Infor ERP VISUAL 45 TRUEXPENSE 45 WinBill 45 Basware Connectivity 45 Invoice Processing 45 suite BPMS 45 MetaViewer 45 Vcommerce Enterprise 45 check electronification 45 Akken Staffing 45 Vigilix 45 RedPrairie Workforce Management 45 automating workflows 45 BMC ITSM 45 SonicWALL GMS 45 NetSuite Financials 45 Cognos TM1 45 AnyDoc ® 45 Summary Prospectus 45 OPEN SCAN 45 Spb Finance 45 PDF preflighting 45 PegsTour 45 InterconnecT 45 DocuSign eSignature service 45 Timeslips 45 datamart 44 SageCRM.com 44 Oracle HRMS 44 Job Costing 44 IntegriSign Express 44 Compiere ERP 44 Payment Gateway 44 ViewDirect TCM 44 Sage Timberline Office 44 autodiscovery 44 O2C 44 Teleopti CCC 44 Content Provisioning 44 Vindicia CashBox 44 AvantGard 44 HR Payroll 44 Sage Accpac Insight 44 BizFlow 44 InnoTrust 44 Selects Trintech 44 Account Reconciliation 44 eTrac 44 uStore 44 Authenticate Pro 44 Electronic Invoicing 44 GoldenGate Veridata 44 DALiM 44 Balance Sheet Account 44 Hitech Bookkeeping Services 44 OpSource Billing CLM 44 DOVICO Timesheet 44 DealerUps 44 FurnishNet 44 MoneyWorks 44 ServiceFlow 44 OpenAccounts 44 eDocs 43 iSupport 43 eCheck 43 GoldMine CRM 43 CB.Net 43 Accpac ERP 43 Moneydirect 43 NASDAQ TTPA 43 Sage Accpac 43 eCAS 43 configurable dashboards 43 BizCast 43 HP NonStop TM 43 EDEKA Group 43 Vondle Live 43 ExpenseWire 43 IGEFI 43 SunSystems 43 database schemas 43 remittance processing 43 Multicurrency 43 Sage SalesLogix CRM 43 postpaid billing 43 OTA provisioning 43 BillPay 43 eVault 43 chargemaster management 43 UPS WorldShip 43 iMTS 43 Vendor Managed Inventory VMI 43 Document Process Automation 43 ebilling 43 JDF workflow 43 Ariba Invoice 43 SWsoft PEM 43 Invoice Management 43 Cliqbook 43 EIPP 43 2ndSite 43 ChannelView 43 CA ERwin 43 Ledger Accounts Payable 43 Inovis Catalogue 43 eShops 43 Digital StoreFront 43 e2 Suite 43 Concur Expense 43 XpressCommerce 43 PagePack 43 metadata repositories 43 eInvoicing 43 Tessitura licensees 43 Bomgar remote 43 PIN Debit 43 Equitrac Professional 5 43 Supplier Portal 42 SuiteCloud Connect 42 Cardiris 42 Acorde 42 Partner Relationship Management 42 E Invoicing 42 EliteSeries 42 RTGS NEFT 42 InputAccel 42 Ticket Changer 42 SmartVista 42 auditability 42 streamlining workflows 42 Intuit Quickbooks 42 unaudited Consolidated Statement 42 GesFin 42 TIE Kinetix e 42 Speedy Organizer 42 ERP SyteLine 42 Ariba Buyer 42 SAF SuperStore 42 B2Bi 42 payables receivables 42 BMC CONTROL M 42 invoice automation 42 GFI MailArchiver 42 FundSettle 42 CPFR 42 MetaPack 42 Design Clinicals 42 invoice processing 42 AccuPOS 42 FirstStrike R 42 EZCM 42 Report Sharp Shooter 42 KPI Dashboard 42 Infortel Select 42 tokenisation 42 Esker DeliveryWare 42 FirstEdge 42 ERP LN 42 ThinMind 42 Inovisworks 42 ePayments 42 Bitrix Intranet Portal 41 Accounts Receivables 41 GL Wand 41 EBPP 41 Invoicing 41 - Adjusted [018] 41 Express Checkout 41 Digital Fuel ServiceFlow 41 Centralising 41 Customer Lifecycle Management 41 automated decisioning 41 CRM SFA 41 AutoSoft DMS 41 EFI PrintSmith 41 Corporate Actions 41 paperless invoicing 41 MoneyMap ® 41 FX4Cash 41 QRS Catalogue 41 OBI EE 41 DataXtend SI 41 ServiceDesk Plus 41 Performance Blueprints 41 MercadoPago 41 VARStreet 41 iCash 41 NUCLEAR OPTION 41 ERP MES 41 StoreFront 41 EPOS 41 AmeriCommerce 41 Anytime Collect 41 NASDAQ DubaiNASDAQ Dubai 41 DOVICO 41 BACSTEL IP 41 COA Solutions 41 iPAY 41 Intuit QuickBooks 41 Invoice Discounting 41 Printnet 41 Sage Payroll 41 SEPA Direct Debit 41 Accounts Payables 41 g Represents 41 Anacomp docHarbor 41 FirstStrike ® 41 Quova IP geolocation 41 Pacific Timesheet 41 mySAP SCM 41 EDI VAN 41 Oracle iProcurement 41 TimeCache 41 TimeControl 41 OnlineAVL2 41 householding 41 MoneyMap 41 AVOLENT 41 VeraSMART 41 Document Processing 40 Visa payWave contactless 40 ExpenseWatch.com 40 reconcilement 40 AccountEdge 40 PitStop Extreme 40 CRS GDS 40 DALiM DiALOGUE 40 Compleat Spend Control 40 datawarehouse 40 EPoS 40 reconciliation 40 MicroMain 40 OLAP cube 40 Infor ERP LN 40 Corcentric 40 cashbook 40 GMG InkOptimizer 40 Monexa Billing 40 TrackerSuite.Net 40 Peachtree Premium 40 UCoDA 40 CWDirect 40 non gaap 40 ITIL compliant 40 EDI XML 40 payment EIPP 40 Prism WIN 40 QuoteWerks 40 Stream Transcode Manager 40 4S eTrans SME 40 iPayu 40 Aestiva Expense Report 40 Total OnBoarding ™ 40 PAYware 40 Intranet portal 40 Valor DFM 40 automated workflow 40 Accounts Receivable 40 ERP MRP 40 customizable templates 40 DebtResolve 40 iWebTrack 40 AAMT 40 Selected GAAP Measures 40 coresuite mobile 40 SysAid IT 40 ALLDATA Manage 40 PayPal Google Checkout 40 Bulk Mailer 40 abas eB 40 EcoSys EPC 40 JDF enabled 40 Accpac 40 Tone ReliaTel 40 Tenrox 40 NTRsupport 40 YESpay 40 AutoPay 40 ERP WMS 40 DepositNow 40 AirCARE ™ 40 AdminisTEP 40 UPS OnLine 40 Microsoft Dynamics RMS 39 EDI Notepad 39 Product Configurator 39 PINless debit 39 please visit www.readsoft.com 39 Ecometry Commerce 39 Timesheet 39 mW SMART 39 Jim2 39 Infor ERP XA 39 Appointment Scheduling 39 workflow automation 39 NetQoS SuperAgent 39 MicroStrategy BI 39 mPay 39 ICM Usage Management 39 Interprise Suite 39 Windows logon passwords 39 FraudView ® 39 Electronic Invoice 39 Infor PLM Runtime 39 IntelliChief 39 Conga Composer 39 2Checkout 39 CenterVision 39 FFO FAD 39 IAS IFRS 39 TRAVELTRAX 39 Calyx Point 39 Signature Capture 39 manual workarounds 39 HP Operations Orchestration 39 Redi2 Revenue Manager 39 Unitime 39 Convergys Rating 39 VeriFone Vx 39 2CO 39 TimeLive 39 BPCS 39 GoAnywhere Director 39 JOBSCOPE 39 BillQuick 39 Web TimeSheet 39 CashBox 39 Hummingbird DM 39 Dynamics GP 39 VISA CISP 39 TradeIQ TM 39 CheckMark Payroll 39 DealerTrack Arkona dealer 39 captioned Adjusted EBITDA 39 Account Updater 39 www.radvision.com 39 CashView 39 PROACTIS 39 Invoice Automation 39 cytric 38 Aceva 38 HelpDesk 38 MRP ERP 38 accompanying condensed consolidated 38 invoicing 38 eBRIDGE 38 CHIPDRIVE 38 forfaiting 38 financialstatements 38 Funds Transfer EFT 38 PunchOut 38 iBASEt Solumina 38 consolidated OIBDA 38 POS 38 representatives CSRs 38 Convergent Charging 38 QuickBooks Peachtree 38 netbanking 38 Electronic Invoice Presentment 38 GainsKeeper R 38 PostalOne 38 eService 38 ExpenseBay 38 MarketingPilot 38 ACH EFT 38 intracompany 38 Magnetic Ink Character Recognition 38 nostro accounts 38 hyperWALLET 38 ReadSoft DOCUMENTS 38 Quickmanager 38 data interchange EDI 38 d Reflects 38 check-in/check-out 38 TWACS NG software 38 RedTail EDI 38 includedin 38 auditable 38 cXML 38 UseMyBank 38 KRIs 38 actionability 38 Pin Debit 38 Questetra BPM Suite 38 TeamWox 38 CRM ERP 38 Ariba Supplier Network 38 ShipRush 38 Cisco SMARTnet 38 EDI Electronic 38 Tally.ERP 9 38 Data Interchange 38 eBilling 38 CyberSource Decision Manager 38 Sabre AirFlite 38 LGX Report 38 Studiometry 38 Chargeback 38 IFRSs 38 intersegment transactions 38 Abra HRMS 38 Automation PSA 38 Spendworks 38 Hiflex 38 Nostro accounts 38 Mirsal 2 38 CheckAlt 37 Direct Insite 37 Outright.com 37 Aprigo NINJA 37 Smilehouse 37 Generally Accepted Accounting Principle 37 scorecarding 37 TrustFile 37 Onboarding 37 BirchStreet 37 iBiz 37 BizRights 37 electronic invoice presentment 37 Journyx Timesheet 37 Signature Confirmation 37 telemanagement 37 xpedx.com 37 Virtual TimeClock Pro 37 covenant calculations 37 Erie Indemnity Company 37 BizCard 37 dilutive antidilutive effects 37 FSP #-# 37 bi directional synchronization 37 receivables factoring 37 Order Fulfillment 37 ResEze 37 Z Billing 37 Consolidated EBITDAR 37 ARIS Toolset 37 Accounts Receivable Accounts Payable 37 automate 37 vouchering 37 DEACOM System 37 ABOS 37 Sunstone PCB 37 HansaWorld 37 NOI FFO 37 Investing Activities Cash Flows 37 automate workflows 37 UC6 37 Unaudited Condensed Statements 37 CyberPlat ® 37 BPOMS 37 IMb 37 Unrealised gains 37 Concur Breeze 37 iDeclare 37 Self Assessment Questionnaire 37 Normalized EBIT 37 FMIS 37 SalesNOW 37 PayStream 37 BPAY 37 Shopping Cart Software 37 Clixme 37 Non Gaap 37 receivables payables 37 FollowMe 37 Payee 37 automated workflows 37 automating workflow 37 BigHand Digital Dictation 37 eazybusiness 37 OpenEMM 37 DO2 37 Hiflex MIS 37 supplychain 37 dfPower Studio 37 #,# #,# -#,# [002] 37 automating repetitive 37 Expense Management 37 iXBRL 37 ServiceCEO 36 SmartBill 36 Zetadocs 36 Non GAAP Adjusted EBITDA 36 www.fisglobal.com 36 TeleCheck 36 Invoicera 36 OfficeTime 36 BPay 36 e invoicing 36 AuctionInc 36 Impostrip 36 similarly captioned 36 AutoMail 36 eContracting 36 KashFlow 36 Transacting 36 Prolog Converge 36 sQuidcard 36 interim condensed consolidated 36 Inventory Valuation 36 EService 36 excel spreadsheets 36 ProTeus V 36 IFRS IFRS 36 ProOnGo Expense 36 Quote RFQ 36 ActiveBatch Version 36 clearinghouse ACH 36 SafePay 36 Modified EBITDA 36 Accounts Payable 36 QUICPay 36 Océ PRISMAproduction 36 Trueflow SE 36 Shoeboxed 36 Consumer Packaged Goods CPG 36 InPreflight Pro 36 TradeNet 36 Consolidated OIBDA 36 eCheck payments 36 Gelco 36 Equity Investees 36 ASSET RETIREMENT OBLIGATIONS 36 InCopy CS2 36 condensed consolidated balance sheets 36 Zoho Invoice 36 Infinys Rating 36 TARGET2 36 Supplemental Financials 36 GnuCash 36 Annualized Adjusted EBITDA 36 automates 36 PayPoint.net 36 streamlines workflow 36 WSO2 BAM 36 streamlined workflows 36 paperless workflow 36 Voice Transact 36 convergent billing 36 budgeting forecasting 36 RxPertise 36 CargoSmart 36 condensed consolidated interim 36 remittance advices 36 fois l' 36 iSale 36 Logimax 36 Timesheets 36 convergent charging 36 Address Verification 36 reconciliations 36 barcode printing 35 SDI Greenstone 35 Log Viewer 35 workflow 35 MyECheck 35 automates workflow 35 Freshbooks 35 www.entercom.com 35 Bill.com 35 Non GAAP Pro Forma 35 TrustCash Deposit 35 Salesforce CRM 35 settlement RTGS 35 LabPas CT 35 Utiba Pte Ltd. 35 WESTWOOD ONE INC. SUPPLEMENTAL 35 Pro forma Adjusted EBITDA 35 CollisionLink 35 electronic invoicing 35 Fishbowl Inventory 35 SSA SCM 35 4PL 35 QuickBooks ® 35 PowerShell scripting 35 CRLs 35 download photoshop mac 35 '# +2' 35 MIE Trak 35 USGAAP 35 telemanagement software 35 reconciles Adjusted EBITDA 35 Sabrix MTS 35 adjusted unlevered free 35 PlanetPress Suite 35 Zetafax Duo 35 invoice discounting 35 nonGAAP 35 BPEL processes 35 Flexor CTI 35 attached unaudited condensed 35 Softrax solutions 35 Variable Interest Entities VIEs 35 backtests 35 Pro Forma Adjustments 35 BillMeLater 35 accounts receivable factoring 35 Descartes GF X 35 MIE Maintenance 35 EDI 35 4S eTrans 35 Payroll 35 ERP CRM 35 BACS 35 idsDoc 35 ERP SCM CRM 35 subtotals 35 AcceptPay 35 Non Recurring 35 e Invoicing 35 Industrial CFOA 35 ImageNow 35 salesforce automation 35 ShopCart 35 Soffront CRM 35 BlackRock MLIM transaction 35 automatically categorizes 35 mainframe CICS 35 deprovisioning 35 reconciles GAAP 35 Capital Employed 35 Aestiva RFQ 35 Raiser Edge database 35 NET J2EE 35 ThreatMetrix Fraud Network 35 Payroll Mate 35 chargemaster 35 Dynamic Currency Conversion 35 Egress Switch 34 CMS2 34 RFx 34 www.netsoltech.com 34 RedPrairie E2e 34 ExpensAble 34 MYOB AccountEdge 34 Recurring Billing 34 ASYCUDA + + 34 Ivalua Buyer 34 check-in/out 34 Delivery Confirmation 34 DOD EMALL 34 excludes depreciation amortization 34 CAN SPAM compliance 34 Personec 34 ASX Listing Rule #.#A 34 CedarOpenAccounts 34 eBuilder 34 GT Nexus portal 34 eZCom Lingo 34 Sage MAS 34 Position SOP #-# 34 pro forma 34 iRecruitment 34 CNG ONLINE 34 automating 34 cross-sell/up-sell 34 Cash Flow Margin 34 desking 34 adjusted EBITDAR 34 Dana Blankenhorn Shared 34 please visit www.interwoven.com 34 ezPaycheck payroll 34 Microsoft Excel spreadsheets 34 Savi CMS 34 automated provisioning 34 Non GAAP Consolidated Statements 34 Credit Card Processing 34 TNSPay 34 bankcard processing 34 ID nWLF# 34 Stored Value Card 34 condensed consolidated 34 returnable container 34 PrintSpots 34 GAAP Measures 34 eConnect 34 visit www.easylink.com 34 transactional 34 XML schemas 34 proportionately consolidated 34 INVOICE 34 -TORONTO BLUE JAYS Optioned 34 via BPAY 34 visit www.propay.com 34 Comparability 34 outbound faxing 34 Invoice discounting 34 excluding BIBP 34 Accounts Receivable Financing 34 lettershop 34 demobilization disarmament 34 Freight Logix 34 Pro Forma Results 34 Worldpay 34 ERP 34 VSS PRO 34 AccountMate 34 DocVerify 34 PaySimple Solution 33 MortgageDashboard TM 33 c Calculated 33 EOBs 33 MICR laser 33 GAAP reconciliations 33 Invoice 33 DAT MAIL 33 Mvelopes Personal 33 automations 33 THE HANGUP 33 DevPlanner 33 Non GAAP Adjusted 33 GAAP 33 http:/www.qualcomm.com/ 33 DBX files 33 Pro forma EPS 33 Zoho CRM 33 air waybills 33 Distribution Coverage Ratio 33 streamline workflows 33 streamlines 33 Non GAAP Proforma 33 CGAAP 33 ePay 33 Conversion Cycle 33 EBITDA adjusted EBITDA 33 Quickbooks 33 tables summarize 33 ACCOUNTING POLICIES 33 www.pvh.com 33 Direct Debits 33 NJRES 33 Condensed Consolidated Income 33 condensed consolidated statements 33 TurboTax Quicken 33 www.telkonet.com 33 invoice factoring 33 ACH debits 33 intercompany balances 33 SyncMate Expert 33 Supplemental Data 33 provisioning 33 iSMS 33 TAPN 33 CICA Handbook 33 www.triadguaranty.com 33 RouteView 33 Non GAAP Invoiced Shipment 33 Mortgage Bankers AMB 33 inpO2 33 Aditech Accounting Services 33 Faxing 33 MMLP Quarterly Report 33 Planning MRP 33 -# TEUR 33 SaviTrak TM 33 XBRL formatted 33 barcode labeling 33 Adjusted FIFO EBITDA 33 attached condensed consolidated 33 unaudited condensed 33 Composite Offer Document 33 Kewill delivers 33 AOCL 33 accompanying unaudited condensed 33 enhances comparability 33 ConformX 33 Adjusted Gross Profit 33 workpaper 33 Och Ziff Funds 33 Softline VIP 33 Half Yearly Report 33 csv format 33 unaudited consolidated balance sheets 32 helpdesk 32 - Adjusted [033] 32 QuickBooks 32 www.BankAtlanticBancorp.com 32 MIE Trak ERP 32 Adjusted Basis 32 standardized distributable cash 32 EBITDA Calculation 32 -#,# -#,# -#,# [004] 32 RTIconnect 32 www.chordiant.com 32 manual keying 32 Non IFRS 32 Appendix 4E 32 ADDITIONAL INFORMATION Additional 32 bizonal bicommunal federation 32 ProcessPro ® Premier 32 Gantt chart 32 IntelliClick 32 pro forma condensed consolidated 32 e mail calendaring 32 Ameyo 32 SecureDoc v5 32 Timecard 32 inbound faxes 32 Chargebacks 32 Summarized below 32 Normalized EBITDA 32 Income Statement 32 WhyAbe 32 Earnings Release Attachments 32 Costimator 32 Inc INTU INTU 32 KPIs 32 Unaudited Pro Forma 32 TinyBooks 32 Marcoussis accord 32 Inovium 32 SEPA direct debits 32 intersegment revenues 32 Lancore 32 Virtual TimeClock 32 Ouagadougou Accord 32 OnForce marketplace 32 calculations integrates seamlessly 32 EdgCapture Edgil automated 32 calculate DSO 32 Tangible Common Equity 32 Benefits EOB 32 visit www.bjsinvestor.com 32 Enhanced Payroll 32 Pro Forma Basis 32 supplement reconciles 32 SSNOI 32 intersegment eliminations 32 Payables 32 ACD IVR CTI 32 Pro Forma Adjusted EBITDA 32 visit www.ableauctions.com 32 Adjusted Diluted EPS 31 Excel CSV 31 Multifactor authentication 31 Condensed consolidated 31 Refinancing Transactions 31 NQF# NQF# NQF# 31 Billing 31 Dubai eGovernment ePay 31 barcode scanning 31 www.reprintsdesk.com 31 thisrelease 31 column headings 31 securitized cardmember loans 31 Quartet Roadmap 31 MANAGEMENT DISCUSSION AND ANALYSIS 31 comparability 31 EBOM 31 IntelliCheck ™ 31 C2 GLOBAL TECHNOLOGIES 31 CMMS 31 FINANCIAL MEASURES 31 ISGA proposals 31 DEACOM 31 XBRL tagged 31 non GAAP 31 automatically synched 31 Vitria Annual Report 31 Accounting ERP CRM 31 Consolidated Condensed Statement 31 Reconciliation 31 - Adjusted [006] 31 etrace 31 Cash Flow 31 airfreight forwarders 31 processes 31 RFIs 31 about us 31 payables 31 nonroutine income 31 Inc KBW KBW 31 WinAir 31 -validated Borel 31 http:/www.sap.com/investor 31 Pro Forma Non GAAP 31 escheatment 31 excluding AOCI 31 visit www.WoltersKluwerFS.com 31 AirVantage Smart Automation 31 Normalized Payout Ratio 31 automating manual 31 Taxable equivalent adjustment 31 Corrymeela Community 31 chargeback 31 retroactive restatement 31 toreflect 31 > > > [002] 31 workpapers 31 Arusha Accord 31 Audited financials 31 USE OF NON GAAP 31 constitutive elements 31 FFO FFO 31 = [021]

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