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(Click for frequent words.) 48 Slemrod 42 Guralski 39 Kautt 39 Samtur 38 Bernicke 38 Mathew Greenwald 38 Loeger 37 Draut 37 Bried 36 Brian Reidl 36 Utkus 35 Gjerstad 35 Wilsker 35 Susan Beacham 35 Dohogne 35 Andrees 34 Thriftiness 34 Oujo 34 Prochaska Cue 34 freedom Ellabarger 34 Hildwine 34 wisely Villacreses figures 34 Fahlund 33 Kobliner 33 Chatzky 33 Becki Dilley 32 Lahage 32 Alexis Maybank 32 incomes scarcely budged 32 Simmermaker 32 Ellen Galinsky 32 McCune Smiley 32 eats healthfully 32 frugal 32 Baby Boomer predecessors 32 spendable income 32 frugality 32 #,# salary Bloczynski 31 Tsapoitis 31 Morlacci 31 Midwestern sensibility 31 Millionaire Next Door 31 themselves Queathem 31 Hessekiel 31 shrunken nest eggs 31 issuer nonconvertible debt 31 wealthier 31 Candace Corlett president 31 Pamela Codispoti 31 AuWerter 31 Kespohl 31 frugally 31 fiscally responsible 31 Cyrs 30 Runsvold 30 agency Ryohei Shomi 30 weary Mayor Lyda 30 Transocean GlobalSantaFe combination 30 living frugally 29 thrifty habits 29 hedonic treadmill 29 Gawrylow 29 tightfisted 29 discretionary spending 29 sacrificially 29 fiscally prudent 29 frugalness 29 spending 29 Nonetheless Jefri 29 Mohammad Sundal 29 wittiness Squire 29 tightfistedness 29 Primerica insures 29 Mr. Hutvagner 29 Intensely worried 29 disposable income 29 Remodel Lite 29 Howard Gleckman 28 Ho ho hum 28 lowincome families 28 meatless diet 28 Julie Auerbach Flieger 28 Julie Loeger senior 28 Soleri 28 tight fistedness 28 tightwads 28 ESPlanner 28 Still Siripat described 28 workaholic tendencies 28 Herwick 28 healthfully 28 I'ma problem solver 28 entity nonconvertible debt 28 Swampscott Mass. Consumers 28 altruistic motives 28 Ulles 28 incomes 28 GenY 28 Howard Dvorkin 28 thriftiness 28 Wedlick 28 Hunt Everyday Cheapskate 28 thriftier 27 materialistic 27 penny pincher 27 compulsive shoppers 27 generous 27 economize 27 Kiplinger Personal Finance 27 fiscally conservative 27 Taub Dix 27 thrifty 27 Steppling 27 fiscally sound 27 Susanka 27 spendthrift habits 27 altruistic 27 credit crunch eases Piane 27 Glen Taff 27 Untours 27 college educations 26 budgeters 26 Gutknect 26 Affluent shoppers 26 exude practicality 26 intellectually nimble 26 disposable incomes 26 unrealistically optimistic 26 intellectually curious 26 glorified babysitters 26 Kathryn Finney 26 discretionary 26 Brenda Breece 26 hyperbolic discounting 26 McStain 26 Ellen Galinsky president 26 generous givers 26 destinies Brin 26 GetRichSlowly.org 26 MoneyNing.com 26 Franny Joan Cusack 26 Sterling Pratz Autonet Mobile 26 Marwan Forzley President 26 Wyderko 26 adventuresome spirit 26 hurry Siddiqa 26 Tightwads 26 Vanderhof 25 Qualities Most Admired 25 Frugal 25 Vineyard Haven bookstore 25 Dacyczyn 25 Disposable incomes 25 pinched pennies 25 adjustments COLAs 25 fiscally disciplined 25 Dollar Stretcher 25 thrifty shopper 25 allocating scarce 25 stepgreat great 25 Cleve Rueckert strategist 25 seasonless clothes 25 college tuitions 25 nonideological 25 fiscally responsible manner 25 Bichelmeyer 25 losing Yemen Sharqieh 25 overinvest 25 Spendthrift 25 civically active 25 Cegelis 25 pinch pennies 25 lived frugally 25 compact florescent bulb 25 paycheck Jostes 25 Becky Bloomwood 25 Budget Fashionista 25 Coping Classes 25 Ivy League educations 25 belt tightening 25 fiscally frugal 25 economizing 25 enjoyed sewing quilting 25 Robert Brokamp 25 Gen Xs 25 Kathee Tesija executive 25 pocketbooks 25 altruistically 24 Kmart layaway 24 Bill Freehling writes 24 des Bouillons 24 household incomes 24 economizes 24 Khalfani Cox 24 strikingly lucid 24 Christmas tree tinseled 24 Tashia Morgridge retired 24 loving heavenly Father 24 Rodger Riney Scottrade 24 slightly dotty 24 Hohlbaum 24 compassionately 24 Nina Willdorf 24 Bubble Epoque 24 overborrow 24 DEAR ANNIE My 24 affluent 24 unswervingly enforced 24 greener lifestyles 24 Dayana Yochim 24 scrimp 24 Paula Sirois 24 newfound frugality 24 gone Stampf 24 Madassa 24 parsimonious 24 tightwad 24 Gospel Proclaimers 24 Jevin Eagle executive 24 delayed gratification 24 thoughtful 24 fiscally solvent 24 Empty nesters 24 fattier diet 24 daytime sheath dresses 24 Speedo Cavic 24 Gen Yers 24 edible centerpieces 24 self effacing 24 low carb dieter 24 Gensburg brothers 24 electrician Rasta Kente 24 bailouts Hensarling 24 Bryan Eshelman 24 EpicStockPicks.com viewers should 24 wealthy 24 eat nutritiously 24 scrimps 24 discerningly 23 spurning soft drinks 23 savings 23 socially conscious 23 Yankee ingenuity 23 insurmountable Slotnick 23 Kastnings cows 23 healthful meals 23 Charleston SC Shopper 23 stall short circuiting 23 pugnacious streetwise 23 mixed Cullip 23 tedious repetitious 23 coupon clipper 23 idealistically 23 Neighbor Luis Yanez 23 Resident Dreama Tackit 23 self absorbed 23 postrecession 23 ShopSmart 23 Gen Y 23 juggle motherhood 23 native Savannahian 23 penny pinching 23 Generous 23 buycott Arizona 23 overprotect 23 overinsured 23 Irma Sanches 23 Swampscott Mass. Anything 23 removing Otisfield mailbox 23 nonrenewable fuels 23 conscious 23 Otisfield mailbox couple 23 Sergio Stiberman CEO 23 tightening purse strings 23 described compulsive exerciser 23 flextime schedules 23 pinches pennies 23 Bernadine Turner 23 academically Hults 23 sizable nest egg 23 grandchil dren 23 saving 23 Aspi grew 23 admirable trait 23 unquenchable inquisitiveness 23 adjusting thermostats 23 selfishly 23 Phil Rist 23 spendthrifts 23 I'ma workaholic 23 unconservative 23 Everyday Biographies 23 budgets 23 untraditional upbringing 23 Discretionary spending 23 Marcella Macko 23 Lori Slegers 23 WaterSense labeled toilets 23 steep yield curve 23 sav ings 23 Gerald Renfrow 22 Conscientious 22 Copley Fairlawn district 22 fiscally imprudent 22 Budget fashionsThe top 22 Susan Warmbier 22 edible foodlike substances 22 astute businesswoman 22 straitened circumstances 22 folksy Midwestern 22 Bryan Clintsman certified 22 Its Upromise affiliates 22 Fool contributor Dan Caplinger 22 delectable shellfish 22 overspending 22 fiscal prudence 22 Bruce Shalett 22 eat mindfully 22 Aaron Gornstein executive 22 EquityMarketReport.com viewers should 22 superwealthy 22 DEAR BRUCE My 22 Cheapskate Next Door 22 supply sider 22 faddy diets 22 carbon footprints 22 Recieve huge 22 Mariangela Ruiz 22 downtowner 22 www.RetailMeNot.com 22 Understand evolving 22 Unsecured borrowing 22 cherish el Gamal 22 danger Rundell 22 Jack Kleinhenz 22 substantial Baggaley 22 eat healthfully 22 Scouting Schoolcraft 22 Everyday Cheapskate 22 Starre Vartan 22 resent forking 22 thriftily 22 Burkean 22 individualistic 22 depressed Maruca Kovac 22 digitally savvy 22 shrinking paychecks 22 healthier 22 overconsuming 22 Even Cabbad 22 budget 22 Carol Wior 22 Campbell condensed soup 22 mingy 22 PurposeEnergy laid 21 've pruned luxuries 21 fixed incomes 21 Beetle Bailey nears 21 juggle schoolwork 21 NEW LOGO Logo 21 DEAR AMY My 21 Guy Laliberte bleed 21 Podgornik 21 Spendthrifts 21 consumerqueen.com 21 tight fisted 21 contrarian viewpoint 21 pocketbook 21 Amana Funds 21 Anderson Interfaith Ministries 21 budgeted conservatively 21 frugalista 21 defer gratification 21 civically minded 21 Cheryl Gowadia 21 smarter 21 frugal shoppers 21 Truhill 21 Sumana Buddhist monk 21 crocheting afghans 21 Wealthier tribes 21 parsimony 21 Hectic schedules 21 insatiable sweet tooth 21 wisely 21 outsize bonuses 21 recession crimps 21 cooks cleans 21 Great Recession penny pinchers 21 stingy 21 portioned meals 21 nest eggs 21 Shyima recounted 21 Hobbies Reading 21 rightsized 21 AP9 HomeWorks Plus 21 procrastinate 21 conservativeness 21 maximizers 21 overspend 21 economically straitened 21 Amy VanDeventer 21 angsting Do 21 splurge 21 cheerful giver 21 expenses 21 Wiesenfelder 21 affordable 21 tighten purse strings 21 woodworking gardening 21 Paydown Planner 20 Want cheapskates 20 honest hardworking 20 enjoyed crocheting 20 Fairinvestment.co.uk 20 retirement nest egg 20 conscientious 20 Wealthy 20 mannerable 20 permissive parenting 20 frugal spender 20 Hariki 20 Pinching pennies 20 ultra affluents 20 homeowning 20 profligate 20 File Electronically 20 PersonalFinance 20 Kate Tietje 20 Akihiko Otsuka chief 20 Heidi Shierholz economist 20 Sussex spaniels 20 spendaholic 20 CHARLOTTE NC Robby Gordon 20 Achingly lonely Owen 20 overextending themselves 20 Capricorns 20 environmentally conscious 20 socially responsible 20 eating nutritiously 20 loose cannon Ozawa 20 coupon clippers 20 Handsome cultured 20 Tightwad Gazette 20 nobly 20 reducing nonsecurity nondefense 20 Truono 20 neatnik 20 Tod Marks Consumer Reports 20 responsively 20 Instant gratification 20 extroverted 20 tightened purse strings 20 consumerist lifestyle 20 responsive 20 ACCRA Cost 20 DEAR DAVE 20 civic minded 20 Samah Abbas 20 daydreamer 20 counter cyclically 20 risk averse 20 spend 20 Tad Lanford 20 luxuries 20 whack mole analogy 20 cupboards stocked 20 Dirk Müller native 20 Peggy Olsons 20 grandchilden 20 pinching pennies 20 spendthrift ways 20 miserly 20 capitalistic society 20 monkish 20 Noreen Perrotta 20 cooperative Vanore 20 deleverage 20 Graton Calif. 20 Village des Valeurs 20 Kmart layaway program 20 abstemious 20 compact fluorescents CFLs 20 Mr Modray 20 scrapbooker 20 extravagant lifestyle 20 Feisty bunch'Set 20 Recession weary 20 smiled demurely 20 paying elaborate dowries 20 engender loyalty 20 affordably 20 spendthrift 20 pennies dimes 20 HC Prange Co. 20 pragmatic 20 ungenerous 20 nonworking spouse 20 Rachel Elior professor 20 earthly sojourn 19 Frugality 19 pessimistic 19 hardworking 19 gazillionaire Carella 19 Envelope method 19 behaving ethically 19 fiscally prudent manner 19 Guadelupe Shaffino restaurant 19 tiresome chore 19 Recieve giant 19 perceived unmarried heterosexual 19 cracked nest eggs 19 overextend ourselves 19 Why shouldn'tI 19 Rocking Z 19 Great Recession 19 Overspending 19 gregarious 19 smart 19 Incentivising 19 Cathy Grosse 19 Hellams Vineyard Wine 19 Traditional alkaline batteries 19 sacrificing 19 Wealthier shoppers 19 modest 19 woodworking hobby 19 lovemoney.com 19 tiny Hollandale Wis. 19 broadminded 19 nurse practitioner Nunez 19 Sister Shanti 19 inexpensively 19 slothful 19 reducing carbon footprints 19 unaffordable luxuries 19 flattering silhouette 19 speak unpleasant truths 19 Recieve massive 19 Anna Karin Theelke 19 Carl Steidtmann chief 19 clipping coupons 19 DEAR CAROLYN My 19 indebting 19 impartially uphold 19 Procrastinating 19 Jeanette Pavini 19 overeater 19 leaner staffs 19 aunts nieces nephews 19 budgeting 19 Amy Dacyczyn 19 personable 19 skepticism Joule 19 #k/year [001] 19 Frank Badillo senior 19 Frugal Duchess 19 RJ DeSilva spokesman 19 Ulrick dentist 19 predictably livid 19 wearing pastel hued 19 healthful 19 skinflint 19 white chunky loafers 19 VoucherCodes.co.uk 19 Sattui 19 accounts FSAs 19 unlovable moments 19 penurious 19 unflashy 19 stingier 19 CONSUMER TRENDS 19 Gen Y ers 19 selfish 19 even keeled 19 To William Rechtenwald 19 Paymar chose 19 Scrimp 19 Penny pinching 19 Wage earners 19 author Carol Leifer 19 austerity 19 gardening crocheting 19 Frank Badillo 19 Rocketing tuition 19 impulse buys 19 Lynnae McCoy 18 self reliant 18 pizazz trendier sweaters 18 Savvy Shopper 18 overextend themselves 18 DEAR MI LING 18 Twenty somethings 18 Boy Scout motto 18 Glenda Maddox 18 Prudent 18 Manners maketh 18 Rebecca Bloomwood 18 recessionista 18 childfree 18 leisured 18 price fretters grabbed 18 eat nutritious foods 18 Radmacher 18 conserve 18 Spenders 18 skirts blouses 18 economic downturns 18 scrimping 18 diligent 18 benefits Ekblom Bak 18 miserliness 18 trendy fashions 18 behaving sensibly 18 prudence 18 compact florescent bulbs 18 Steve Fazzari 18 overfund 18 Forrester Research analyst Sucharita 18 environmentally responsible 18 Sehlinger 18 Ellises 18 hardhearted 18 healthly 18 socking away 18 indulgences 18 sartorial tastes 18 Karl Bjornson retail 18 cultivating friendships 18 Uncles aunts 18 unpretentious 18 onsumers 18 keep warm Husner 18 nest egg 18 aristocrat Middleton 18 nonessentials 18 MediGap plan 18 Tightwad 18 mannerly 18 carefully husbanded 18 Flylady 18 virtuous 18 Pingelton 18 undeliverable refunds 18 magnanimous 18 meatless recipes 18 shabby Metrodome 18 hopeless optimist 18 efficiently 18 Tom Bellisario Kalitta 18 doting grandparents 18 Conspicuous consumption 18 wallets 18 Ted Lapidus label 18 Slow cookers 18 worldlier 18 gizmos aplenty 18 keeps Anglotopia running 18 overindulged 18 adequately remunerated 18 openminded 18 Erin Huffstetler 18 shorter commutes 18 Launce Rake spokesman 18 economic downturn 18 pinched 18 near Sahkalin Island 18 coupon clipping 18 impulse purchases 17 spender 17 seasonless 17 prepaying 17 prudently 17 overspender 17 Pinching Pennies 17 sticker shock 17 cherished heirlooms 17 modestly 17 drastic cutbacks 17 Drastic cutbacks 17 Lance Cranick 17 frugal fashionistas 17 financially straitened 17 monthly outgoings 17 IN Change BLINC 17 nestegg 17 blog Nikanor Inn 17 fiscally 17 Older missile launchers 17 Benjamin Franklins 17 bashful 17 financially literate 17 carb counting 17 haul outperformers 17 sole wage earner 17 easygoing 17 bare essentials versus 17 economized 17 deferential 17 spendaholics 17 BuyOnlineNow 17 Gary Podyma 17 pushier 17 Upromise.com 17 Picky eaters 17 conservative 17 Kim Jung kwang 17 nontravel 17 abroad forbiddingly 17 grinchy 17 Profligate 17 healthily 17 ecologically conscious 17 nonretirement 17 spenders 17 Laura Ries president 17 fastidious 17 individualist 17 Freegans 17 purse strings 17 farmette 17 mpgs 17 inexpensive 17 healthy 17 save 17 extravagantly 17 cotton wool tunnel 17 downsize 17 Appetizer sized 17 eco conscious 17 judicious 17 valuable Coupon Codes 17 frugalistas 17 Money Savvy 17 studious 17 MoZone offers ideas 17 overindulge 17 RVer 17 basic necessities 17 genetically engineered soy beans 17 Stefanie Juell 17 BEHIND THE FIGURES 17 denim leggings 17 paycheck 17 budgeter 17 thrift 17 thoughtfully 17 Working stiffs 17 levels Base XSport 17 political consequence Juakali 17 eat healthily 17 humble 17 Snipers hunt 17 Belt tightening 17 pious 17 jackrabbit starts 17 Practicality 17 gentle nudging 17 Juicy Couture T shirts 17 brightly colored decorative pillows 17 Creemore Ont 17 Heiska 17 Kliebe 17 hedonistically 17 Wieslawa Nowak 17 administrator Ryoichi Hashiguchi 17 necessities 17 judiciously 17 habits 17 sparsely furnished apartment 17 Coupon clipping 16 meatless meals 16 Downsized 16 Simmonses 16 politically astute 16 cautious 16 gardening canning 16 neglects dads 16 Ralph Lauren khakis 16 warier 16 Aspirational 16 profligate spenders 16 paychecks 16 Robin Shreeves blogs 16 penny pinchers 16 Pigovian 16 Austerity 16 Inuit Eskimos 16 pennywise 16 Stingy 16 risk taker 16 prudent 16 Carpooling 16 cautious spenders 16 Asteroids zip 16 Ron Jakubczak 16 attentive 16 Gift givers 16 adventuresome 16 fuelish 16 borrow 16 eco friendliness 16 finances 16 Washing dishes 16 vacations 16 thrifty shoppers 16 devout 16 overindulgent 16 ingrained habit 16 picky 16 picky eater 16 kneading bread 16 Gross Margin tells 16 shoveling driveways 16 fattening snacks 16 extrovert 16 curtail nonessential 16 adventurously 16 grandkids 16 feed clothe 16 Pam Goodfellow 16 adventurous eater 16 booking ATOL protected 16 Monetarily 16 ex penses 16 perfectly manicured lawn 16 Jorge Retamal 16 Mandela Seakamela 16 Grinding gears 16 Basicland 16 dreaded chore 16 cavalier 16 renting tuxedos 16 taxwise 16 unostentatious 16 voraciously 16 grandchildren 16 approachable 16 Elizabethtown Ky. opted 16 afford 16 fussier 16 Picky 16 economising 16 sleepless nights wondering 16 money 16 freegan 16 conserving 16 timid 16 scrupulously honest 16 freespending 16 homier 16 greenly 16 Savvy 16 carb conscious 16 flexitarian 16 worrywart 16 BestFares.com 16 downsizers 16 environmentally conscientious 16 Moribund showrooms 16 brown bagging 16 contended Mike DuHaime 16 Copiapo gritty 16 slavish follower 16 nutritiously 16 Christmasy 16 Mio DigiWalker H# 16 tech savvy 16 nutritionally sound 16 ghar ka khaana 16 undertaxed 15 Sayid Abdelfatah 15 consumeristic 15 compulsive shopper 15 Margo Georgiadis executive 15 resilient 15 enlightened 15 bake cakes 15 savvier 15 Cloth diapers 15 Seema Valmiki 15 Whole Paycheck 15 forgetful 15 garage saling 15 Heather Hammack grapples 15 Becky Alseth senior 15 overindebted 15 Budgets 15 Vertbaudet 15 spottier histories 15 procrastinating 15 efficient 15 ostentatiously 15 recessionary 15 profligately 15 homebody 15 recessions 15 scrimped 15 Khvichava granddaughter Shorena 15 spending sprees 15 savvy 15 designer replica handbags 15 Socorro Serrano spokeswoman 15 recession 15 cheerful 15 creatively 15 Suzy Gershman 15 ethically 15 egalitarian 15 nongreen 15 Honda Civic hybrid 15 rightfulness programs 15 #g/km CO2 emissions 15 bottled barbecue sauce 15 resourcefully 15 Weatherizing 15 Happier 15 homelier 15 newness wears 15 balancing 15 la dolce vita 15 consumerist 15 behave civilly 15 discount Clomid Clomiphene 15 frivolously 15 spendy 15 VanGo 15 overshop 15 frugal traveler 15 installing programmable thermostat 15 Constance Gager sociologist 15 Arlen Wanless 15 Extravagant 15 Clipping coupons 15 hypermiler 15 economise 15 ELIZABETH BRACKET 15 grandmother apron strings 15 Programmable thermostats 15 reined 15 VW TDI 15 Guglielmana retired 15 observant 15 frugal shopper 15 bumbling incompetent 15 anal retentive 15 Laurie Salaman 15 splurges 15 opulent lifestyle 15 Intensely Different tm 15 Recessionista 15 stoical 15 profligates 15 eBizAuctions 15 Sherine Faraji 15 traveled extensively 15 prosperous 15 outdoorsy 15 wages Ecton 15 tightfisted habits 15 ecoconscious 15 bare minimums 15 spoiled rotten 15 Maheka 15 GENERATION Y 15 sub-#g/km CO2 emissions 15 discriminating tastes 15 fatter 15 skimping 15 thrift stores 15 CouponTrunk.com 15 forgoing 15 gets overrided 15 slimmer trimmer 15 thriftiest 15 toschool 15 Mowing lawns 15 bon genre 15 considerate 15 straitened 15 Erica Hillery Mallory 15 germ mask 14 electric baseboard heaters 14 technologically savvy 14 guido guidette 14 taxes Luschini 14 childless 14 enviably 14 scrupulous 14 rationally 14 Consignment shops 14 juggle 14 keep greenhouses balmy 14 Leaner 14 immorally 14 warmest friendliest 14 overstaff 14 carefree 14 self sufficent