Related by context. All words. (Click for frequent words.) 68 life assurers 58 Ngalwana 56 assurer 56 Pension Funds Adjudicator 54 Life assurers 54 Fedsure 53 life assurer 53 mis selling 52 Vuyani Ngalwana 52 misselling 52 AIBIM 52 Guardrisk 52 Aflife 51 Sanlam 51 PPF levy 51 Leaderguard 51 Glenrand 51 MVRs 50 UITFs 50 FRS# 50 Old Mutual 50 Unit Trusts 50 FAIS Act 50 IFAs 50 Sharemax 50 Equitable policyholders 50 Masobe 49 confiscatory penalties 49 ULIPS 49 NAICOM 49 PENCOM 49 professional indemnity PI 49 Equitable Life 49 Nyaga Stockbrokers 49 BBEE 49 annuitisation 49 Capitalisation 49 Cazalet Consulting 49 Medshield 49 Rob Rusconi 49 FSCS levy 48 Ucis 48 Isa savers 48 ICOB 48 APRA regulated 48 GIPF 48 Glenrand MIB 48 RAAs 48 Pension SIPP 48 Dube Tshidi 48 AVCs 48 pension schemes 48 m Cubed 48 plc OML 47 lifestyling 47 expense ratios MERs 47 chairman Vanni Treves 47 GPPs 47 PPI mis 47 compulsory insurances 47 Apcims 47 NICON Insurance Plc 47 Fidentia Asset Management 47 solvency ratios 47 PPNs 47 stakeholder CTFs 47 policyholder 47 SHKPI 47 occupational pensions 47 STANLIB 47 Defined Benefit DB 47 GEPF 47 lapsation 47 prudential framework 47 prudentially regulated 46 keyman insurance 46 FAIS 46 Management Expense Ratios 46 Insurers 46 Fedbond 46 actuarial valuations 46 KiwiSaver schemes 46 LGPS 46 Ucits funds 46 Qrops 46 unauthorized overdraft charges 46 mutuals 46 Abvest 46 prudential regulator 46 Ssas 46 & Pensions Moneyfacts 46 FirstRand 46 Friends Provident 46 Medical Schemes 46 policyholder dividends 46 TIAA Traditional 46 policyholders 46 FAIS Ombud 46 Namfisa 46 Corpcapital 46 endowment mis 46 GARs 46 BIHL 46 willful defaulters 46 prelisting 46 Nedgroup 46 underwriting 45 Pensionskassen 45 Masterbond 45 trivial commutation 45 prudential 45 Nedcor 45 Scottish Widows 45 expert Ros Altmann 45 Retirement Annuity 45 RBSI 45 Prudential Regulatory Authority 45 Saambou 45 Marino Valensise 45 plcs 45 IBSL 45 NEDs 45 nonadmitted 45 PRSAs 45 Absip 45 Investec Employee Benefits 45 Scottish Amicable 45 guaranty associations 45 Capitec 45 Pensions SIPPs 45 Santam 45 BEE credentials 45 VaR calculations 45 variable annuity guarantees 45 fixed indexed annuities 45 closet indexers 45 monoliners 45 Mr Modray 45 stakeholder CTF 45 Christine Farnish 45 Equitable 45 Meeg 45 MCEV 45 R6 7bn 45 Gerhard Joubert 45 Zimele 45 Finbond 45 De Rauville 45 SMSF trustees 45 STANDARD Life 45 JSE JSE 45 Critical Illness Cover 45 advisers IFAs 45 Pension Reform Act 45 Balanced Managed 45 BEE codes 45 ILPs 45 cashflows 45 FSA 44 exclusion clauses 44 Poyntz Wright 44 SSIAs 44 LifeSearch 44 UTI Mutual 44 insurers 44 hyperinflationary environment 44 bancassurers 44 Actuarial Profession 44 annuities 44 capitalisations 44 nonexecutives 44 CGNU Life 44 occupational pension 44 Tshidi 44 unauthorized overdraft fees 44 overcollateralisation 44 TERs 44 PDSs 44 Tenancy Deposit Protection 44 IAS# [002] 44 proc fees 44 BFIs 44 FoHFs 44 annuity 44 PenCom 44 Sipps 44 Metboard 44 BlueCrest AllBlue 44 Stenham 44 Pensions Ombudsman 44 professional indemnity 44 Commission PenCom 44 Scottish Equitable 44 MMFs 44 nonexecutive directors 44 Axa 44 Wooltru 44 Investec JSE INL 44 IBIs 44 overgeared 44 garnishee orders 44 Multimanager 44 AMCs 44 CCCF Act 44 Keoghs LLP 44 Lloyd syndicates 44 remuneration packages 44 Ceiops 44 Mzansi account 44 indexed annuity 44 decumulation 44 R7 5bn 44 Huljich Wealth Management 44 Mr Marambii 44 LPTs 44 FDs 44 LGIM 44 value reductions MVRs 44 IADI 44 superannuants 44 equity indexed annuities 44 FRS# accounting standard 44 Indexed annuities 43 Elias Masilela 43 Equitable Life debacle 43 demutualisations 43 rand denominated 43 PUTs 43 prudentially 43 Vuyo Jack 43 SSIA savers 43 actuarial soundness 43 Punter Southall 43 Solvency II directive 43 Frater Asset Management 43 Employers Liability Compulsory 43 Pfandbriefe 43 Zimpapers 43 fundholders 43 Ms Spottiswoode 43 ungeared 43 Momoniat 43 Ucits IV 43 Satrix Divi 43 profits annuitants 43 AIFMD 43 FirstRand JSE FSR 43 securitization exposures 43 Peter Chadborn 43 Liberty Ermitage 43 van Eyk 43 Katsipis 43 misallocates resources 43 Iain Lumsden 43 Asset Managers OMAM 43 CGNU 43 ISA savers 43 GBP#.#b 43 Commission NAICOM 43 Friends Prov 43 Ulip 43 RNBCs 43 R3 8bn 43 IORP directive 43 MIFID 43 unarranged overdraft charges 43 mitigate counterparty risk 43 demutualising 43 UITF 43 Solvency II 43 MIIs 43 KYC norms 43 NSITF 43 RMBSs 43 Adrian Lowcock 43 MFBs 43 Capital Adequacy 43 Ansvar 43 ULPs 43 Service FOS 43 Allianz Tiriac 43 reinsurers 43 Scottish Provident 43 Irda 43 clawback clauses 43 HDFC Taxsaver 43 MGM Advantage 43 Fund GIPF 43 Funded Status 43 ULIPs 43 Afrox Healthcare 43 insurer Equitable Life 43 ASISA 43 Ramburuth 43 disciplined underwriting 43 collateralisation 43 overtrading 43 Commission PENCOM 43 settlors 43 preneed 43 property spruikers 43 collateralised debt 43 Bank JSE SBK 43 gagging clauses 43 Royal Liver 43 Robin Stoakley 43 R1 8bn 43 actuaries 43 HNW clients 43 NMBZ 43 economist Jac Laubscher 43 triennial valuation 43 OEICs 42 Pibs 42 THE SAVINGS GAME 42 actuarial profession 42 Policyholder 42 Pension Funds 42 R5m 42 PSG Konsult 42 Minibonds 42 undercapitalised 42 IPCRe 42 Swabou 42 CS Tremont 42 Fidentia curators 42 FSPs 42 Investments SLI 42 purposive approach 42 Annuities 42 PSBs 42 actuarially unsound 42 SIPPs 42 Stanlib 42 Firstrand 42 actuarial 42 EIAs 42 Ithala 42 Money Laundering Regulations 42 FNBB 42 NicozDiamond 42 Fiduciaries 42 moneyback 42 variable annuity 42 Glotec 42 Metrofile 42 LAQC 42 APMS contracts 42 short termist 42 Mattioli Woods 42 Ulips 42 Inseta 42 takaful operators 42 Absa Nedbank 42 EFRBS 42 CEO Sizwe Nxasana 42 Dloti 42 Krion 42 LOJ 42 PFAs 42 FRSSE 42 ZimRe 42 SSASs 42 Joanne Segars 42 stakeholder pensions 42 Majedie 42 IFSRA 42 PSPF 42 Ardaf 42 prudential requirements 42 ZHL 42 Sandy Crombie 42 YOUR FUNDS 42 NHIF 42 cash Isas 42 long termist 42 Airmic 42 deferred variable annuity 42 BHCs 42 GN Agarwal 42 Moribo 42 GijimaAst 42 payouts 42 QIS5 42 OPEB obligations 42 securitisations 42 Canopius 42 reattribution 42 Bifm 42 Sabvest 42 R9m 42 Gawaxab 42 FSCS 42 Joanne Segars chief 42 Bankrupts 42 Efama 42 FLPs 42 Schatsky 42 Landsbanki Guernsey 42 pensions endowments 42 unitised 42 Syfrets 42 FOFs 42 Steffen Binder 42 Absa JSE 42 Lasaco 42 Newcits 42 regulator De Nederlandsche 42 variable annuities 42 Policyholder Advocate 42 Stakeholder pensions 42 Countrywide Mozilo 42 planholders 42 Generali Pilipinas 42 regulator IRDA 42 Ucits hedge 42 Emag 42 provisioning norms 42 Solvency 41 PIEs 41 Hollard 41 viatical settlements 41 investible funds 41 incentivisation 41 Nick Prettejohn 41 homeloans 41 B BBEE 41 Ubuntu Botho 41 statutory 41 Towry Law 41 reciprocals 41 Occupational Pensions Regulatory Authority 41 R7 1bn 41 Mandatory Provident Fund 41 NBCR risks 41 NBFI 41 PRIPs 41 Fixed Annuity 41 actuaries Watson Wyatt 41 Meiji Yasuda 41 Creditworthiness 41 Martprop 41 Fidentia 41 LLoyds 41 NPL ratios 41 AMP AXA 41 Rudco 41 R4 6m 41 Mr Montagnon 41 Basle II 41 Oeics 41 SecurePath 41 Code Section #A 41 Ucits compliant 41 ZABG 41 LTSB 41 SIPPS 41 Cesr 41 R8 5m 41 Ian Spreadbury 41 ReNaissance 41 parastatal 41 IBs 41 Tim Breedon 41 prudential regulation 41 dilutionary 41 LDI strategies 41 Aviva LON AV 41 Pension Regulator 41 PIFs 41 Oxera 41 Retirement Annuities 41 shylocks 41 Monolines 41 Zimre 41 Flexible Lifetime 41 PlexCrown rating 41 ANC deployees 41 TCIG 41 Birla SunLife 41 indexed annuities 41 CPDO ratings 41 Medscheme 41 Institutions Pension 41 IRDA 41 Occupational Pensions 41 EFAMA 41 specie transfers 41 lifecos 41 RN Bharadwaj 41 Absa 41 SAYE schemes 41 Otto Thoresen 41 misvalued 41 APCIMS 41 GMWBs 41 R8m 41 Cartel Client 41 GV Nageswara Rao 41 de mutualisation 41 PFMs 41 insurance regulator IRDA 41 Peter Montagnon director 41 Dyoll 41 misaligned incentives 41 banc assurance 41 Pensions Regulator TPR 41 HFWG 41 Equitable Life policyholders 41 Determinations Panel 41 Additional Voluntary Contributions 41 provident fund PPF 41 LONDON Citywire 41 Mr Munchenberg 41 Retirement Savings Account 41 Sanlam Properties 41 Unit Linked 41 Saica 41 ELSS schemes 41 R5 6bn 41 Afribank Plc 41 British Insurers ABI 41 Simon Treacher 41 stockbroking firms 41 R2 1bn 41 RBS NatWest 41 Gobodo 41 missold 41 Rowanmoor 41 Indemnities 41 liquidity buffers 41 SNPF 41 FRRP 41 Witan 41 SMIEIS 41 bookrunning 41 Mr Briault 41 decumulation phase 41 CNP Assurances 41 IRDA norms 41 ARFs 41 Pensionsfonds 41 SORP 41 NBFIRA 41 Systemically important 41 passporting 41 Reputational risk 41 Mr Margaretic 41 SMSF 41 Isa wrapper 41 Pension Schemes 41 weightages 41 PlexCrown 41 Defined Returns 41 multiline insurers 41 bancassurer 41 MultiManager 41 Monoline 41 Gensec 41 CLICO policyholders 41 pensions 41 Rangachary 41 Oeic 41 Mr Sants 41 provident 40 Richard Eagling 40 Trups 40 FNPF 40 Patrice Rassou 40 Ricky Okey 40 UMAs 40 DFIs 40 mortality persistency 40 Leaderguard Spot Forex 40 Home Reversion 40 Variable annuity 40 Variable Universal 40 VAT PAYE 40 Keith Skeoch 40 uninvested cash 40 Pension 40 Pauline Vamos 40 prudential norms 40 Ponahalo 40 NPRF 40 PMBs 40 CRD3 40 FoFs 40 Sri Lanka IBSL 40 Ms Kagina 40 GFSC 40 Stewardship Code 40 Cautious Managed sector 40 Pensions Regulator 40 Winterthur Wealth Management 40 Asteron 40 OPEBs 40 NMBZ Holdings 40 CommInsure 40 Lloyds Banking 40 7IM 40 CP#/# 40 Sycom Property Fund 40 Discounted Gift 40 LAQCs 40 Farepak savers 40 Gerry Grimstone 40 SMSFs 40 Modray 40 blindly trusting 40 OFCs 40 HBOS.L 40 kitemark 40 regulator APRA 40 SBLIC 40 STOLI transactions 40 prudency 40 Solvency II Directive 40 AIICO 40 Vunani 40 superannuation 40 Futuregrowth 40 ICICI Pru Life 40 Bestinvest 40 AFS licensees 40 R# 7bn 40 Douetil 40 variable remuneration 40 Ripoll Inquiry 40 Bermuda reinsurers 40 Patrick Evershed 40 proc fee 40 Ned Cazalet 40 IGD surplus 40 fi xed 40 SFCs 40 suspend redemptions 40 Mr Otchere Darko 40 adequacy ratios 40 Invocas 40 agent Wendy Machanik 40 Arch Cru 40 Highly leveraged 40 CULAC 40 Retirement System CSRS 40 Parastatal 40 Werkheim 40 Fixed Maturity Plans 40 Kotak MF 40 Hargreaves Lansdown 40 NHSLA 40 ISA wrapper 40 Icas 40 Clive Bannister 40 FEGLI 40 Oye Hassan Odukale 40 Compensation Scheme FSCS 40 unitrust 40 FIAs 40 MVAs 40 Xafinity 40 MISs 40 Von Zeuner 40 Lump sums 40 mydeposits.co.uk 40 RE CM 40 Grayprop 40 LandSecs 40 Superannuation Industry 40 PrefSure 40 KFIs 40 TBTF banks 40 Nedbank JSE NED 40 Feddis 40 FSCP 40 Gaap 40 Keydata 40 PFI schemes 40 provident fund PF 40 Medihelp 40 CPDOs 40 BEE 40 revocatory 40 Self Invested Personal 40 RMAFC 40 Review RDR 40 Barnett Waddingham 40 Vanni Treves 40 insurer Britannic 40 advisors IFAs 40 FNB Namibia Holdings 40 noseweek 40 fixed annuities 40 Rassou 40 Arch cru 40 dividend payout ratios 40 compulsory annuitisation 40 deferred variable annuities 40 Huljich KiwiSaver 40 stockbrokerage firms 40 Nedgroup Investments 40 Advtech 40 CAMELS rating 40 Defined Benefit pension 40 KIID 40 ABSs 40 Decillion 40 Absa FirstRand 40 Professional Indemnity 40 lakh folios 40 Farai Rwodzi 40 Ashcourt Rowan 40 imprests 40 actuarially equivalent 40 mediclaim policies 40 depositaries 40 Mabili 40 Justin Modray 40 issuers 40 Lord Penrose 40 UCITs 40 Accounting Standards IAS 40 Sharpe Ratio 40 ABCH 40 fi rms 40 NHS Pension Scheme 40 Financial Regulator 40 PADA 40 cashflow 40 demutualization 40 solvency ratio 40 Kandjeke 40 marketmakers 40 R1 6bn 40 undercapitalisation 40 SimplyBiz 40 Zimbank 40 AIFRS 40 Sesame Bankhall 40 ultrashort bond 40 Happy Ntshingila 40 Baigrie Davies 40 Delivery Authority PADA 40 Banks DFIs 40 Actively managed 40 Ms Mohlala 40 De Larosière 40 Moench presumption 40 relativities 40 behave unethically 40 GCA VS 40 self insured retentions 40 HSA HRA 40 SSIA holders 40 Financial ZURN.VX 40 Individual Savings Accounts 39 Remuneration Code 39 RAROC 39 PPFs 39 RBSG 39 Rowanmoor Pensions 39 stokvels 39 R2 8bn 39 HDFC Prudence 39 Income Annuities 39 remunerating 39 ULIP 39 concessionally taxed 39 maturing SSIAs 39 Peter Huljich 39 Enhanced Leverage 39 Bharat Overseas 39 Mbask 39 Simon Ripton 39 Walter Merricks 39 regulator Irda 39 Qualifying Recognised Overseas 39 corpuses 39 IAASB 39 R# 6m [001] 39 FINCORP 39 AllianzGI 39 FTSE# [002] 39 L' Unique 39 Intermediary Services 39 BAICO 39 dividend reinvestments 39 NCRIB 39 ADIs 39 Swiss Re RUKN.VX 39 Allianz Axa 39 BancABC 39 R#/share 39 Plans ULIPs 39 Embedded Value 39 stock exchanges SEs 39 BEE scorecard 39 ZSE 39 van Eyk Research 39 Axa Winterthur 39 Immediate annuities 39 AARTO 39 QIL 39 Brandcorp 39 inforce 39 Chesnara 39 Pru AIA 39 recoverables 39 Clerical Medical 39 £ 1trn 39 Reinsurers 39 Internal Capital Adequacy 39 Leaviss 39 PBGF 39 Actuarial Standards 39 Shiozumi 39 FundSource 39 CEIOPS 39 HBOS Lloyds 39 R# 4m [001] 39 SMMI 39 Wendy Machanik 39 SWYPX 39 Frikkee 39 Marambii 39 grievance redressal mechanism 39 Isas 39 GERLING NCM 39 affairs Peter Montagnon 39 Option ARMS 39 Sharesave 39 reinsurance cessions 39 investment trusts Reits 39 TMNF 39 AHERF 39 Espenilla 39 Macmed 39 Sonray 39 FFIs 39 Afribank Nigeria Plc 39 Income Maximiser 39 Torquil Clark 39 reverse convertibles 39 Whistlejacket SIV 39 PTEs 39 Steve Folkard 39 Neil Woodford 39 SIFs 39 PruProtect 39 UCITS III 39 instiutions 39 IHT mitigation 39 Total Expense Ratio 39 solvency 39 Outsurance 39 prudential oversight 39 precrisis 39 multimanager 39 Basel Accords 39 IRRs 39 insurees 39 medically underwritten 39 advisers Hargreaves Lansdown 39 MGAs 39 RMBH 39 payout ratios 39 re REMICs 39 Andisa Capital 39 ISAs 39 Redefine Properties 39 leaseback arrangements 39 ERISA fiduciaries 39 Investec Cautious Managed 39 Administrators PFAs 39 StanCERA 39 R# 7m [002] 39 Mutuals 39 cedent 39 Reza Attar Zadeh 39 Railways Pension Scheme 39 disapplied 39 Cautious Managed 39 nondoms 39 balance sheets 39 Vanguard Quantitative 39 FinBank 39 instos 39 unapplied 39 advocate Clare Spottiswoode 39 Basel III norms 39 Investment Schemes 39 remisiers 39 callable CDs 39 provident funds 39 actuarially 39 SLHCs 39 Scrutinise 39 UCITS Directive 39 Ms Diplock 39 deposits FDs 39 cedant 39 prudential regulations 39 RMK Funds 39 oilgate 39 OSFI 39 securitisers 39 AIFMs 39 INVESTEC 39 NAB MLC 39 GP consortiums 39 cedants 39 NSFR 39 AMPFP 39 policyowner 39 R2 5bn 39 QoF 39 Malcolm Tarling 39 Solicitors Accounts 39 depositers 39 R4 5m 39 Phuthuma 39 confi dential 39 MFOs 39 NHRPL 39 contractual entitlements 39 commonhold 39 IPSAS 39 Soc Gen 39 prelisting statement 39 stockpickers 39 R1bn 39 Canbank MF 39 insurer 39 synthetic CDO transactions 39 Masawara 39 counterparty exposures 39 commissioning consortia 39 QCF level 39 valuers 39 CFSMS 39 Lifesearch 39 Quinton van Rooyen 39 Peter Montagnon 39 SCOR SE 39 AEGON Religare 39 Uni.Asia 39 Manikai 39 Adrian Boulding 39 OMIGPI 39 Morningstar Kinnel 39 Baronsmead 39 Myners 39 CLO #-# 39 Opes Prime Stockbroking 39 Single Spine Salary 39 Leadway 39 deducting TDS 39 taxman 39 G Secs 39 SilverBridge 39 bonus supertax 39 EVLI 39 policyowners 39 £ #.#m overspend 39 Stock Exchange ZSE 39 Axa Wealth 39 CTFs 39 Asset Managers Omam 39 KFHL 39 Capitec Bank 39 unscrupulous promoters 39 Nicola Mallard 39 UTIMF 39 BEE Codes 39 P TBV 39 remuneration 39 sectoral allocations 39 ING Asigurari de Viata 39 conveyancers 39 QIS4 39 Contractual obligations 39 Groupama SA 39 PhilNaRe 39 Moseneke 39 Pru 39 tycoon Clive Cowdery 39 FRS# accounting 39 portfolios 39 NRSRO ratings 39 Attfund 39 GRAs 39 Selestia Investment Solutions 39 Basel III accord 39 Treating Customers Fairly 39 CGAAP 39 Peter Vicary Smith 39 CastlePoint Re 39 Ms Farnish 39 fiduciaries