Related by context. Frequent words. (Click for all words.) 52 systemic 51 structural imbalances 49 DFIs 48 underperformance 48 inefficiencies 48 underinvestment 47 liquidity crunch 47 rigidities 47 underdevelopment 47 underspending 47 overcapacity 45 problems besetting 45 inefficiency 45 operational inefficiencies 45 overexpansion 45 technically insolvent 44 recapitalised 44 overstaffing 44 external imbalances 44 inadequacy 44 cross subsidization 44 Overcapacity 44 untold hardship 44 dollarisation 44 parastatals 43 illiquidity 43 mismanagement 43 difficulties 43 inadequacies 43 maladministration 43 inordinate delays 43 financial intermediation 43 overinvestment 43 gender inequalities 43 NPLs 43 perverse incentives 43 impacting negatively 43 parastatal 42 retrenchment 42 recapitalising 42 dislocations 42 problems 42 cyclical downturns 42 underfunding 42 structural adjustment 42 demoralisation 42 SOEs 42 dislocation 42 assets NPAs 42 oligopolistic 42 infrastructural 41 macroeconomic imbalances 41 imbalances 41 MFBs 41 prudential regulation 41 undercapitalized 41 instability 41 retrenchments 41 hindrances 41 prudential supervision 41 fiscus 41 moral hazard 41 reputational damage 41 failures 41 crisis 41 liquidity 41 loans NPLs 41 misgovernance 41 deterioration 40 deficiency 40 misallocation 40 nationalization 40 Zisco 40 incapability 40 chronic underfunding 40 inequalities 40 highly leveraged 40 intermediation 40 fragilities 40 absorptive capacity 40 impacted negatively 40 bottlenecks 40 structural 40 stagnation 40 short termism 40 remuneration packages 40 Setas 40 worsening 40 disequilibrium 40 managements 40 inflexibility 39 fragmentation 39 constraint 39 SEBs 39 deficiencies 39 import substitution 39 shortfalls 39 externalization 39 SMMEs 39 HIV Aids pandemic 39 indiscipline