Related by context. Frequent words. (Click for all words.) 48 perverse incentives 45 confiscatory 42 irrational 39 perverse incentive 39 bureaucracies 39 moral hazard 38 depress wages 38 capitalistic society 38 sheltered 38 bureaucratically 38 overly restrictive 38 rigidities 37 Artificially 37 disincentives 37 overly bureaucratic 37 overregulation 37 overregulated 37 perverse 37 rational 36 looser monetary 36 usury laws 36 subsidies 36 workfare 36 unloving 36 unAmerican 36 irrationally 36 nonbanks 36 regulations 36 negative externalities 35 GSEs 35 burdensome 35 unfettered capitalism 35 countercyclical 35 laissez faire capitalism 35 bureaucracy 35 cross subsidization 35 impositions 35 protectionist pressures 35 regulatory frameworks 35 Edward Yingling president 35 protectionist barriers 35 capitalistic 35 tightly regulated 35 inflexible 35 oppressive 34 socialistic 34 regimentation 34 nonproductive 34 untrusting 34 artificially 34 Proponents argue 34 protectionist 34 housing 34 interstate commerce clause 34 enacted 34 oligopolies 34 incentivizing 34 taxation 34 deregulation 34 excessively 34 unscrupulous lenders 34 legislated 34 inherently 34 stifle innovation 33 plain dumb 33 protectionist policies 33 nature 33 entitlement mentality 33 restrictive 33 unintended consequences 33 speculative bubbles 33 redistributionist 33 cabotage 33 exemptions 33 Tighter lending 33 well intentioned 33 incentives 33 Loosening 33 Subsidizing 33 Enterprise Zones 33 regulatory arbitrage 33 beggar thy neighbor 33 automatic stabilizers 33 redistributive 33 macroprudential 33 enviroment 33 compulsory superannuation 33 onerous 32 liberalized 32 lax lending 32 regulatory framework 32 avoidance schemes 32 fed clothed 32 regs 32 overinvestment 32 inequitable 32 unintended consequence 32 stifles innovation 32 incentivized 32 environment 32 financial intermediation