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(Click for frequent words.) 80 goodwill impairment charge 76 impairment charge 75 impairment charges 75 asset impairment 71 intangible impairment 69 intangible asset 68 non recurring 68 intangible assets 67 goodwill impairments 66 asset impairments 66 noncash goodwill impairment 66 intangibles impairment 66 amortization expense 65 pretax 64 intangible assets impairment 62 impairment 62 intangible asset impairments 62 noncash accounting 61 amortization 61 pretax goodwill impairment 61 Surface Specialties acquisition 60 OTTI charges 60 discontinued operations 60 intangibles amortization 60 pension curtailment 60 debt extinguishments 60 noncash impairment 60 noncash impairment charge 60 identifiable intangible assets 60 compensation expense 59 noncash impairments 59 Excluding goodwill impairment 59 goodwill writedown 59 noncash 59 Adjusted EBITDA excludes 59 valuation allowance 59 valuation adjustments 59 amortizable intangible assets 58 LIFO inventory valuation 58 noncash goodwill 58 writedown 58 unrealized derivative gains 58 unrealized losses 58 inventory write downs 58 asset impairments restructuring 57 OTTI charge 57 d Represents 57 write downs 57 nonrecurring items 57 DAC unlock 57 OTTI 57 noncash charge 57 asset valuation allowance 57 nonrecurring 57 unrealized derivative 56 LIFO adjustment 56 netincome 56 f Represents 56 net realizable 56 currency remeasurement 56 hedge ineffectiveness 56 LIFO adjustments 56 identifiable intangibles 56 LIFO accounting 56 pretax noncash 56 Partnered Brands segment 56 intangible amortization 56 goodwill amortization 56 valuation allowances 56 pro forma adjusted EBITDA 55 acquired intangible assets 55 temporary impairment OTTI 55 currency translation 55 IAROC 55 unrealized gains 55 unrealized hedging 55 noncash pretax 55 f Reflects 55 intangible impairments 55 noncash pretax charge 54 diluted share 54 uncollectible accounts receivable 54 identifiable intangible 54 operatingincome 54 depreciation 54 debt extinguishment 54 Goodwill impairment 54 asset write downs 54 OSIs 54 temporary impairments OTTI 54 excluding goodwill impairment 54 Goodwill Impairment 54 EBIT 54 Impairment Charge 53 FDIC indemnification 53 aftertax gain 53 divestiture 53 nonrecurring expenses 53 DAC unlocking 53 remeasurement 53 affecting comparability 53 b Excludes 53 c Excludes 53 write offs 53 DiaMed acquisition 53 temporary impairments 53 items affecting comparability 53 unallocated expenses 53 Timeshare segment 53 unfavorable variance 53 depreciation amortization 53 SFAS No. 53 unevaluated properties 53 aftertax 53 goodwill intangible 53 Pretax 53 unrealized derivative gain 53 divestitures 53 excluding nonrecurring 53 OREO valuation 53 realizability 52 Pro forma adjustments 52 NETg acquisition 52 AGY Asia 52 adopting SFAS #R 52 inventories revalued 52 LIFO expense 52 amortizable 52 LIFO inventory 52 b Represents 52 aftertax charge 52 j Includes 52 Impairment 52 Octane Additives 52 nonroutine income 52 unallocated corporate 52 unamortized deferred 52 Harland Acquisition 52 Non GAAP adjusted EBITDA 52 writedowns 52 #.#per diluted 52 Discontinued Operations 52 deconsolidation 52 unfavorably impacted 52 Thomas Regout operations 52 MSR valuation 51 adjusted EBITDA 51 ended September# 51 d Reflects 51 deductible goodwill impairment 51 #.# perdiluted 51 Including discontinued operations 51 stock basedcompensation 51 c Represents 51 accounts receivable balances 51 MA PFFS 51 Adjusted EBITDA 51 depletion depreciation 51 accruals 51 noncash writedown 51 Unusual Items section 51 Visa indemnification 51 unproved properties 51 normalized EBIT 51 Non recurring 51 MSR hedging 51 Harland Clarke tradename 51 Equinix excludes 51 Impairment Charges 51 accrual 51 NOL utilization 51 noninterest expenses 51 noninterest expense decreased 51 pretax noncash charges 51 infrequently occurring 51 Pro forma EPS 51 SunPower incurs amortization 51 Nonrecurring 51 depreciation amortization impairment 51 accretion expense 51 depreciable assets 51 unamortized debt 51 fiscal# 51 FAS CAS pension 51 LIFO reserve 51 Operating Income 51 FAS #R 51 owned OREO 51 excluding depreciation depletion 51 GSCT program 51 nonoperating expense 51 noninterest expense 51 doubtful accounts receivable 51 non gaap 51 reportable segment 51 acquired intangibles 51 Filtran Microcircuits Inc. 51 c Relates 51 b Includes 51 restructuring 51 Consolidated Adjusted EBITDA 51 unamortized issuance costs 51 exceptionals 51 OREO properties 51 OREO write downs 51 noncash amortization 51 Significant Items 50 profitsharing 50 SFSB transaction 50 Drivetrain segment 50 MFB Corp 50 unconsolidated investee 50 postretirement benefit 50 derivative liabilities 50 SEK -#.# [002] 50 Excludes goodwill 50 thefourth quarter 50 TEB adjustment 50 operating income1 50 CASM excluding fuel 50 Excluding 50 earnings pershare 50 pro forma 50 Pro forma net 50 Asset Impairment 50 #.#/diluted share 50 GAAP 50 foreign currency remeasurement 50 reportable segments 50 unamortized financing 50 impairments 50 pershare 50 EUR -#.# [001] 50 No. #R SFAS 50 LAE reserves 50 Consolidated EBITDAR 50 adjusted EBITDAR 50 unrealized gain 50 diluted EPS 50 gross margin 50 b Reflects 50 Tecstar Automotive Group 50 Excluding discontinued operations 50 lease terminations 50 OREO 50 nonGAAP 50 intersegment transactions 49 purchased intangible assets 49 Qualcomm Strategic Initiatives 49 preopening expenses 49 Impairments 49 Other Intangible Assets 49 PTOI 49 inventory obsolescence 49 c Includes 49 excludes unrealized gains 49 early extinguishments 49 unamortized 49 c Consists 49 BlackRock MLIM transaction 49 PMPS brand 49 Equity Investees 49 Real Estate Owned OREO 49 Noninterest expense decreased 49 Promotions.com subsidiary 49 Unizan merger 49 SFAS 49 early extinguishment 49 Reconciling Items 49 EBIT amounted 49 Catastrophe losses 49 expensed 49 noncash intangible 49 Negatively impacting 49 Partially offset 49 EBITDA 49 EDITDA 49 INOVA Geophysical 49 Adjusted EBTIDA 49 g Represents 49 Scantron segments 49 reinstatement premiums 49 millioncompared 49 Mayne Pharma intangible assets 49 accrual reversal 49 pro forma basis 49 Adjusted Earnings 49 unrealized derivative losses 49 CTVgm 49 continuingoperations 49 SFAS #R 49 Segment EBIT 49 Background Screening segment 49 prioryear 49 fuel CASM 49 Specified Items 49 - Non GAAP [015] 49 intercompany loans 49 writeoff 49 Pro Forma EBITDA 49 Unusual Items 49 reasonably estimable 49 invoiced shipments 49 ATCF 49 per dilutedshare 49 Xantic acquisition 49 ofapproximately 49 excludes depreciation 49 LIFO 49 EUR -#.# -#.# [001] 49 intersegment revenues 49 tables summarize 49 Chemicals Segment 48 OTTI write downs 48 Polymer Additives segment 48 unamortized deferred financing 48 Unlevered Cash Flow 48 non capitalizable 48 MDS Proteomics 48 MSR impairment 48 Lasertel subsidiary 48 deferred loan origination 48 Items impacting comparability 48 Hesperion acquisition 48 FASB Statement #R 48 Pro forma 48 noncash pretax impairment 48 Adjusted EBIT 48 Business.com Acquisition 48 net chargeoffs 48 unrealized depreciation 48 depreciable asset 48 SEK -#.# -#.# [003] 48 Cobalt Gordian 48 Copano commodity 48 receivable balances 48 mainline CASM excluding 48 Normalised earnings 48 marketable securities 48 warranty accruals 48 unabsorbed manufacturing 48 Pro forma adjusted EBITDA 48 Arana Therapeutics Limited 48 undiscounted cash 48 non GAAP 48 contractual minimums 48 Adjusted OIBDA excludes 48 SEK -#.# [001] 48 unabsorbed fixed manufacturing 48 divesture 48 Operating Income Loss 48 Pro forma Adjusted EBITDA 48 Excluding nonrecurring items 48 Net Income 48 quarter# 48 -Josephine Marcotty 48 EBIAT 48 intercompany balances 48 FASB Interpretation No. 48 Diluted EPS 48 adjusted EBIT 48 Visa MasterCard antitrust 48 Stendal mill 48 equity accounted investees 48 GBP #.#m [003] 48 QUALCOMM Strategic Initiatives 48 LPT Agreement 48 Asset impairment 48 Net income 48 Exceptional Items 48 excludes depreciation amortization 48 amortization DD 48 repossessed assets 48 No. #R 48 exclude noncash 48 EBITA 48 Fabricated Products segment 48 Intangibles Goodwill 48 Pro forma EBITDA 48 loss NOL carryforward 47 primarily attributable 47 Adjusted 47 #.#/BOE [002] 47 nonoperating income 47 adjusted EBITDAS 47 accelerated depreciation 47 FDIC indemnification asset 47 Valuation allowance 47 depreciation accretion 47 Exterran stockholders 47 Restructuring 47 Order Backlog 47 Bois d' Arc's 47 SEK -# 47 NOL carryforwards 47 SchoolHouse division 47 depreciable real estate 47 Olefins Polyolefins 47 deposit intangible 47 Oilseeds Processing 47 MSR valuation adjustments 47 CompX 47 Acquired Intangible Assets 47 OIBA 47 Debt Extinguishment 47 Supervalu 3Q 47 administrative expenses 47 EBITDAO 47 LIFO inventory reserve 47 Net Loss 47 EBITDAS 47 severance accruals 47 unamortized portion 47 incentive accruals 47 accretion DD & 47 EUR#.#million 47 thecompletion 47 b Relates 47 Wireline segment 47 AWP litigation 47 Normalized EBITDA 47 receivable 47 3Q FY# 47 netsales 47 amortisations 47 Neurobionix 47 DPAC amortization 47 depletion calculation 47 earnout payment 47 ELIOKEM 47 Corus Aluminum 47 Interest expense decreased 47 thirdquarter 47 consolidated balance sheet 47 unrealized appreciation 47 nondeductible expenses 47 pretax writedowns 47 adopting SFAS 47 Adjusted EBT 47 FSAH Acquisition 47 deconsolidating 47 #,# ADMTs 47 dry dockings 47 non amortizing intangible 47 Noncash 47 FAS CAS Pension 47 FAFLIC 47 IBNR reserves 47 intercompany eliminations 47 Goodwill impairment charge 47 unconsolidated subsidiaries 47 client reimbursables 47 invoiced shipment 47 impacting comparability 47 restatement 47 NA HME 47 incurs amortization 47 Specialty Chemicals segment 47 AMF Ultra Short 47 nonoperating items 47 PGS Onshore acquisition 46 Stablex 46 Consolidated OIBDA 46 Remainco 46 Concateno plc 46 Individual Annuities segment 46 AcG 46 - Adjusted [025] 46 Comparable EBITDA 46 Broadway Ticketing 46 writeoffs 46 Tikcro holdings 46 MSEK -# [002] 46 Non GAAP 46 Alcott Routon intangible assets 46 ebita 46 Adjusted EPS 46 Underlying EBIT 46 undepreciated 46 Asset Impairment Charge 46 excludes noncash 46 - Adjusted [028] 46 USD#.#m USD#.# per [002] 46 financialstatements 46 VIEs 46 Gross margin 46 audited consolidated 46 per MCFE 46 Oxy ER 46 -Gottron 46 Operational EBITDA 46 uncollectable receivables 46 Adjusted EBITDAX 46 EURO#.# [002] 46 TWACS NG software 46 Incurred losses 46 EUR -#.# [003] 46 unrealized gains losses 46 LIFO provision 46 Fine Chemicals segment 46 Brooks Eckerd drugstore chain 46 Fully diluted EPS 46 c Reflects 46 Non GAAP net 46 EBDT 46 nonoperating 46 Non GAAP Adjusted EBITDA 46 MtM gains 46 loan chargeoffs 46 noninterest income 46 Discontinued operations 46 Goodwill Impairment Charge 46 excluding depreciation amortization 46 FIFO inventory 46 Pretax profits 46 Positively impacting 46 Compensation Expenses 46 unbilled revenue 46 carryforwards 46 CGAAP 46 MSEK -#.# 46 SurfControl deferred revenue 46 Adjusted diluted 46 compensation accruals 46 Adjusted OIBDA 46 FAS #R expense 46 Movado boutiques 46 dunnage bag 46 #compared 46 Normalized EPS 46 derivative instruments 46 intercompany transactions 46 Derivative Liabilities 46 loan originations totaled 46 distort comparability 46 Beverage Concentrates 46 CASM decreased 46 USD#.#m USD#.# [002] 46 Univeyor 46 JasmineSola brand 46 Currency translation 46 Vinyls segment 46 leaseback transactions 46 FASB #R 46 normalized EBITDA 46 Reported Unaudited Condensed 46 Lasertel 46 timberland disposals net 46 MTI Polyfab 46 operating loss carryforwards 46 Restructuring Charges 46 Noninterest Expense Noninterest expense 46 accretable 46 ended December# 46 expenses totaled Ps 46 nonoperating expenses 46 NYSE MIM MID 46 excluding 46 equity investee 46 depreciation amortization depletion 46 proforma basis 46 currency translations 46 Restructuring impairment 46 remeasurements 46 reinsurance commutations 46 capitalizable 46 items impacting comparability 46 OxyVinyls 45 retrospectively adjusted 45 Clinical Diagnostics segment 45 Iceland Latvia Lithuania 45 4Q FY# 45 excluding BIBP 45 MSEK -# [001] 45 Senior Secured Term 45 share excluding AOCI 45 nine monthsended 45 reinsurance recoveries 45 OIBDA 45 Adjusted Gross Profit 45 Och Ziff Operating 45 DJO Merger 45 Non GAAP adjustments 45 Innovis Entities 45 Veraz excludes 45 asset writedowns 45 Non GAAP Diluted EPS 45 Interest Expense Interest expense 45 Variable Interest Entities VIEs 45 amortize goodwill 45 loss carryforwards 45 commodity derivative instruments 45 adjusted distributable cash 45 Printed Products 45 Write downs 45 Yiyang Yukang 45 favorably impacted 45 2Q FY# [001] 45 Amortization 45 Adjusted Ebitda 45 anniversaried 45 intersegment eliminations 45 Than Temporary Impairment 45 purchased intangibles 45 non cancelable lease 45 OTCBB ISGT today 45 nonperforming asset 45 Announces Debt Refinancing 45 DAC offsets 45 -Celine Dion Eric Clapton 45 discount accretion 45 depreciation depletion 45 Total noninterest expense 45 adopted SFAS #R 45 Unallocated Corporate 45 Huarun minority interest 45 LIFO inventory adjustments 45 Endoscopic Technologies 45 establishing valuation allowance 45 FFOM 45 currency fluctuations 45 OPEB expense 45 Intangible amortization 45 goodwill writeoff 45 asset dispositions 45 securitized receivables 45 c Calculated 45 RCOP 45 - -Labyer 45 USD#.#m USD#.# [001] 45 Asset impairments 45 Atria Genetics 45 Mainline CASM 45 Core FFO 45 Other Specified Items 45 Unallocated corporate 45 MSRs 45 SFAS No.# 45 NMHG Retail 45 Fab 3E 45 Bazet France 45 Intangibles amortization 45 Fully diluted earnings 45 Pigments segment 45 Commodity Margin 45 Projected FFO 45 USGAAP 45 Total noninterest expenses 45 per share1 45 j Represents 45 FAS# R 45 Noninterest expense totaled 45 SEK -#.# -#.# [001] 45 amortization EBIDTA 45 Noninterest expense 45 pro forma EBITDA 45 Evaporative Cooling segment 45 recoverables 45 Items affecting comparability 45 intersegment sales 45 hedging instruments 45 narrows 4th qtr 45 Filtran 45 reasonably determinable 45 excludes nonrecurring items 45 FSAH acquisition 45 Liftking 45 Diluted EPS attributable 45 GGB Bearing Technology 45 - - Non GAAP [007] 45 Previously Securitized Loans 45 quarterended 45 realizable value 45 NON CASH EXPENSES 45 earnout payments 45 Excludes amortization 45 - Adjusted [009] 45 refranchising transactions 45 Accounting Guideline AcG 45 Ruili Group 45 Capital expenditures 45 Textile Effects 45 Performance Coatings segment 45 #.#ma [005] 45 Pretax profit 45 Intangible amortization expense 45 PGP Acquisition 45 MNOK #.# 45 noninterest expense totaled 45 Estimates typically exclude 45 Diluted earnings 45 shutdowns asset impairments 45 Gross Addition CPGA 45 Accelerated depreciation 45 interim condensed consolidated 45 SEK#.#m [003] 45 CASM excluding 45 Discontinued Operation 45 Geoffrey Beene outlet 45 liabilities 45 sale leaseback transaction 45 fully diluted 45 Noninterest expenses 45 Custom Electrical Components 45 Ps.#.# [007] 45 AIFRS 45 thequarter 45 Pro Forma EPS 45 EnPro consolidated 45 FunTees 45 HealthStream Learning 45 Astaris joint venture 45 Q#/# [001] 45 divestures 45 restate financials 45 Composite Fibers 45 GAAP EPS 45 Pharmacia Monsanto 44 Billable headcount 44 business acquired VOBA 44 NOI decreased 44 unamortised 44 negatively impacted 44 accounts receivable securitization 44 doubtful debts 44 revenues excluding nonrecurring 44 excluding exceptionals 44 NSF OD 44 efficiency ratio teb 44 Prepaid Processing 44 SigmaKalon acquisition 44 obsolete inventory 44 adopting FIN 44 Segment Profit 44 #.#/BOE [001] 44 quarter offiscal 44 consolidated balance sheets 44 Unallocated expenses 44 unamortized balances 44 #,#,# #,#,# Impairment 44 - Adjusted [006] 44 amortization EBITDA 44 Wireline adjusted EBITDA 44 nonperforming assets 44 adjusted Ebitda 44 uncollectible receivables 44 - -Justin Timberlake Boyz 44 FSP #-# 44 MDP Transaction 44 charge offs 44 Adjusted FIFO EBITDA 44 Hwada 44 Downward revision 44 FIFO method 44 FSP APB #-# 44 Pressure Sensitive Materials 44 Varvarinskoye Project 44 loss carryforward 44 unamortized discount 44 Q4 F# 44 EFT Processing Segment 44 FIN #R 44 unaudited pro forma 44 Z5 Technologies 44 Asset Retirement Obligation 44 doubtful accounts 44 consolidated OIBDA 44 LIFO inventory adjustment 44 Accounts receivables 44 n#.# [002] 44 principally attributable 44 Pro Forma Adjusted EBITDA 44 IFRS IFRS 44 NOLs 44 nondividend distribution 44 Hedge ineffectiveness 44 SMTEK 44 expenses LOE 44 EBITDA EBITDAM EBITDAR 44 credit carryforwards 44 Amortisation EBITDA 44 Efficiency ratio excluding 44 recourse indebtedness 44 ASC #-# 44 pretax profit 44 stockholders equity 44 accompanying unaudited consolidated 44 EBITDA1 44 Fazenda Nova Mine 44 Business Combinations 44 Sturm Foods 44 capital expenditures 44 APB# 44 PDP MLR 44 Debt extinguishment costs 44 TEPPCO GP 44 Non GAAP Proforma 44 uncollectible accounts 44 Based Compensation Expense 44 thethird quarter 44 asset disposals 44 mainline CASM 44 FIFO EBITDA 44 ALLL 44 HCRY 44 Offerors Commercial applies 44 headcount reductions 44 Tax Expense 44 -Ivgi 44 acquisition 44 Free Cash Flow 44 EUR# mn [001] 44 excludes amortization 44 fourthquarter 44 Nol pros 44 Engineered Products segment 44 Printing Papers 44 MtM impacts 44 ONEOK Partners segment 44 RLEC adjusted EBITDA 44 Unfavourable Changes 44 Intangible assets 44 nonaccruals 44 Domilens 44 Tenovis 44 Adjustments Inventory 44 CalFirst Bancorp 44 Federal Mogul Alapont 44 upholstery fabrics segment 44 Unilin segment 44 Possible Loan Losses 44 Rs.#.#cr 44 condensed consolidated 44 Adjusted Timeshare 44 subaccounting fees 44 Domestic Car Rental 44 DSG Canusa 44 dollar denominated debenture 44 Re eng 44 Adjusted Diluted EPS 44 Mainline CASM excluding 44 PTPP 44 taxes EBDDT 44 BIBP 44 AOCL 44 Mortgage Servicing Rights 44 - - Earnunderwent resection 44 Segment EBITDA 44 EBITDAX 44 Amortiz 44 ascompared 44 Volvo Jaguar Land 44 nonaccrual loan 44 Additions Accrual Basis 44 Dropdown Predecessor 44 Profile Research AMXL.MX Quote 44 accompanying condensed consolidated 44 WWS Divestiture 44 Nasdaq FNSC 44 AFFO 44 results ofoperations 44 lien RMBS 44 DKK #m 44 forecasts typically exclude 44 EITF #-# [001] 44 EBITD 44 Synthetic Fuel 44 Restructuring Costs 44 STECO acquisition 44 andadministrative 44 Non Recurring 44 SORL consolidated 44 partially offset 44 LIFO method 44 loss carrybacks 44 SILO LILO charges 44 depreciation depletion amortization 44 ColepCCL 44 Deductions depreciation 44 NeuCo 44 quarterof 44 unproved acreage 44 adjusted OIBDA 44 NeedleTech 44 Homebuilding pretax 44 Adjustments Restructuring 44 Non IFRS 44 depreciations 44 excluding divestments 44 EBDDT 44 amortization EBITA 44 NTIC joint ventures 44 expensing 44 SFSB Inc. 44 FQ = fiscal 44 Restructuring Charge 44 LIFO liquidation 44 NOI SS NOI 44 PLRMBS 44 undesignated hedges 44 hefty goodwill impairment 44 Non GAAP EPS 44 Tadiran Communications Ltd. 44 prorations 44 guaranty insurers 44 FHLMC preferred stock 44 standardized distributable cash 44 unamortized premiums 43 Mangazeisky Project 43 Denville Scientific 43 depreciation noncash 43 derivative instrument 43 unaudited consolidated balance sheets 43 Noninterest 43 Refractories segment 43 Fluid Handling Technologies 43 ECU netbacks 43 DKK #.#bn [001] 43 amortized 43 Paperboard Packaging segment 43 CAD#m [002] 43 Arlon Coated Materials 43 pretax writedown 43 Excluding acquisitions divestitures 43 -Angelo Nieves 43 Hemagen 43 mandatorily redeemable preferred 43 ChannelRe 43 EBITA amounted 43 accretable yield 43 Transeastern JV 43 Folksamerica Reinsurance Company 43 unconsolidated affiliate 43 NA Silicone 43 Adjustments Amortization 43 offhire 43 Consolidated EBITDA 43 unfavorable variances 43 intersegment 43 - SegmentPrincess Dina Mired 43 Xcelecom 43 Inc. OTC CDCO 43 Vyvx advertising 43 - Loss [013] 43 Maritech 43 indebtedness incurred 43 non GAAP1 43 Recurring EBITDA 43 Items excluded 43 noncash unrealized 43 NYSE CHT Chunghwa 43 voluntary prepayment 43 Interest expense 43 Corp. NYSE SNV 43 retroactive reinstatement 43 SFAS# R 43 TurboDisc 43 amort 43 DSD Dairy segment 43 excluding Alumbrera 43 Unitrin Direct segment 43 - INVESTING ACTIVITIES [004] 43 MEP Joint Venture 43 BioGlue ® 43 =MAP Pharmaceuticals MAPP 43 Unrealized gains 43 ninemonths ended 43 Onshore Downstream 43 SEK #.#M #.# 43 unbooked resource potential 43 Restructuring asset impairments 43 #,#.# #,#.# Intangible assets 43 Recurring FFO 43 Operating Expenses Operating 43 ABCP holdings 43 Segment 43 SEK#.# billion [003] 43 YTD Fiscal 43 - - Net [047] 43 acquisitions divestitures transfers 43 Q2 FY# [001] 43 Adjusted Operating 43 Panamax Bulk Carrier 43 earnout provision 43 unabsorbed fixed overhead 43 months endedSeptember 43 Motorhome Resorts Segment 43 postretirement benefit plans 43 excluding unrealized gains 43 Optimum Optical 43 income1 43 amortization OIBA 43 Regulated Businesses 43 Excludes depreciation 43 Current Installments 43 actuarial liabilities 43 Essentis 43 masonry connectors 43 Printed Circuit Materials