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(Click for frequent words.) 75 Chi Chi Wu 58 Alys Cohen 57 Ira Rheingold 57 Ira Rheingold executive 56 Robert Shireman 55 Lucy Duni 54 James Chessen chief 54 Martyn Saville 54 Nessa Feddis senior 53 credit.com 53 Credit.com 53 NCLC 53 John Ulzheimer 53 Alys Cohen staff 52 Robert Pulster 52 Gail Hillebrand senior 52 Demos nonpartisan 52 Adam Levitin 51 Janet Bodnar 51 Nessa Feddis 51 Gail Hillebrand 51 Teresa Perchard 51 Gerri Detweiler 51 Stephanie Rahlfs 51 Frank LoMonte 50 FinAid.org 50 Stephen Brobeck executive 50 Betsy Broder 50 Alicia Munnell 50 Ulzheimer 50 Vicki Gottlich senior 49 Robert Gnaizda 49 Student Loan Borrower 49 Sandy Baum 49 Kalman Chany 49 Erica Sandberg 49 Paul Koches 49 Finaid.org 49 Jeffrey Stempel 48 Martha Holler 48 Brent Plater 48 Mark Kantrowitz publisher 48 Jeanette Doran 48 Brett Sokolow 48 Ellen Schloemer 48 Jennifer Granick civil liberties 48 Chris Viale 48 Sam Gerdano 48 Lynn LoPucki bankruptcy 48 Andrew Stettner deputy 48 Jocelyn Samuels 48 Ami Gadhia policy 48 Viet Dinh Georgetown 48 Frank LoMonte executive 48 Kenneth Harney 48 Julie Sonier 48 David Ardia 48 Nicholas Retsinas 47 Lucy Dalglish 47 Ellen Harnick 47 Responsible Lending nonprofit 47 Lynn LoPucki 47 Allan Wernick 47 Bronwyn Belling reverse 47 Mark Sklarow 47 Tena Friery research 47 Jack VanDerhei EBRI 47 Kurt Opsahl senior 47 Eileen Applebaum 47 Karen Pollitz 47 Tara Nicholle Nelson 47 Karen Tumlin 47 Carri Grube Lybarker 47 Jessica Cecere 47 Ian Dowty 47 SC Appleseed Legal 47 Myvesta.org 47 Clarence Ditlow executive 46 William Shrank 46 Barmak Nassirian 46 Loonin 46 Salowe Kaye 46 Janet Speyrer 46 Peter Boutell 46 Lisa McGiffert 46 Samuel Gerdano executive 46 WorkLife Law 46 Bill Hardekopf CEO 46 Ira Lustbader 46 MoneyFacts 46 Reem Salahi 46 Beth Kobliner 46 Laurie Maggiano policy 46 Jeff Ifrah 46 Responsible Lending nonpartisan 46 Jack Guttentag 46 Lynn LoPucki UCLA 46 Richard L. Cravatts 46 www.icao.on.ca 46 Toni Yancey 46 Neena Chaudhry senior 46 Myvesta 45 Nicolas Retsinas 45 Hollie Reedy 45 Brian Headd 45 rapid rescoring 45 Beth Givens 45 finaid.org 45 FinAid 45 Katherine Nordal 45 remitters check cashers 45 Orson Aguilar 45 Charlene Crowell 45 Bill Hardekopf chief 45 nonmortgage 45 Sally Stroup 45 Shana Alex Lavarreda 45 Linda Klepacki 45 Paul Merski chief 45 Andrew Jakabovics 45 Michael Coogan CML 45 Bill Hardekopf 45 Graduate PLUS 45 JustChildren 45 Ron Honberg legal 45 Arloc Sherman senior 45 Karen Steinhauser 45 Ninfo 45 Frances Deviney 45 Kevin Padian professor 45 Justin Harelik 45 Nessa Feddis vice 45 Samuel J. Gerdano 45 ForeclosureDeals.com 45 Edward Salsberg 45 Ryan McMaken 45 American Bankers Assn 45 Maree Sneed 44 Janet Crepps 44 Wendy Seltzer 44 Julie Gugin 44 Rene Drouin 44 Hank Greely 44 Unsecured Loans 44 Samuel Gerdano 44 Harlan Platt professor 44 Gerri Detweiler author 44 InCharge Debt Solutions 44 FDLP 44 Rebekah Diller 44 HSH Associates publisher 44 Kip Beckman 44 Joanne Spetz 44 Marty Nemko 44 Paul Samter CML 44 MEFA 44 Tracy Westen chief 44 Irving Joyner 44 Gary Schatsky 44 Bazelon Center 44 Denis Orrock 44 Wayne Abernathy 44 Nora Ganim Barnes 44 Alberto Roldan 44 Vetstein 44 SallieMae 44 Olefson 44 Stuart Bernau Nationwide 44 Edwin Koc 44 Nametz 44 Responsible Lending 44 Marthena Cowart senior 44 Nemat Shafik deputy 44 Fritz Elmendorf 44 Dr. Fred Volkmar 44 Rachel Thrussell 44 Clark Neily 44 Ira Kalish 44 Hessam Nadji managing 44 Susanna Montezemolo 44 Raphael Bostic 44 Edward Leamer 44 Jacob Zamansky 44 IvyWise 44 Maureen Horkan 44 Brad Klontz 44 Mark Cheffers 44 David Rudovsky 44 HSH.com 44 Eric Leenders 44 Oliver Gilmartin RICS 44 FFEL loans 44 Credit Repair 44 IOLTA accounts 44 Peggy Twohig 44 LowCards.com 43 ByDesign Financial 43 Barry Zigas 43 Tamar Frankel 43 Tamara Draut 43 Barbara Sard 43 Dennis Jacobe Gallup 43 ACLU Immigrants 43 Wendy Parmet 43 Austin Msowoya 43 Consumer Bankers Association 43 Responsible Lending Durham 43 Christopher Slobogin 43 HSH Associates 43 Payplan 43 Richard Donnell Hometrack 43 Scott Bilker 43 lenders servicers 43 moneyfacts.co.uk 43 Delores Conway 43 Michael Jasny 43 Melanie Bien 43 Tihomir Toshev 43 Anne Weismann CREW 43 Scott Wallsten 43 Clarence Lamanna 43 George Annas 43 Susan Lambiase 43 Tanya Wheeless 43 Janis Bowdler 43 CredAbility 43 Ariela Migdal 43 Glenn Magpantay 43 James Esseks 43 Nancy Shulock 43 Kurt Pfotenhauer 43 Gwen Hinze 43 Al Anolik 43 Tenant Loans 43 Erwin Chemerinsky Duke 43 AimLoan.com 43 Richard Katskee 43 Cindy Hockenberry 43 Sandro Vaca 43 Sheldon Steinbach 43 Martin Eakes 43 Karen Steinhauser former 43 Irv Ackelsberg 43 Herrick Feinstein 43 Jeffrey Silber 43 Suzanne Boas president 43 Adil Moussa 43 Doug Bachtel 43 Ben Willmott CIPD 43 Ofer Lion 43 Michele Ybarra 43 Benjamin Lawsky deputy 43 Dan Fasulo managing 43 Susanna Montezemolo policy 43 Michele Deitch 43 Lewis Goodkin 43 Sharif Shakrani 43 ACLU Reproductive 43 Caryn Bilotta 43 Mform.co.uk 43 Alan Mallach 43 David Skeel 43 Mark Tenhundfeld 43 Helene Emsellem 43 Howard Husock 43 Reinvestment Coalition 43 Erez Liebermann 43 LoPucki 43 Norman Googel 43 Harlan Platt 43 Glenn Rudebusch 43 FICO Score Trends 43 Mark Agrast 43 Amy Caiazza 42 Ira Hammerman 42 Jill Fisch 42 Lee Bierer 42 Corynne McSherry 42 Appleseed Legal Justice 42 Jeanne Monahan 42 Gary Orfield 42 Mike Hethmon 42 Jennifer Mondino 42 Kay McClenney 42 Feddis 42 Orawin Velz 42 Kevin Petrasic 42 KENNETH HARNEY 42 Gary Schnitkey farm 42 Heather Boonstra 42 Berkeley Boalt Hall 42 Budetti 42 Nicolas P. Retsinas 42 Marcia Hofmann 42 Dee Edington 42 Keest 42 Cory Streisinger 42 Brett Joshpe 42 American Dietetic Assn 42 Frank Lawlis 42 Kathleen Keest 42 Anne Dunkelberg 42 Consolidation Loans 42 Sklarow 42 Meredith Fuchs general 42 Mortgage Bankers Assn 42 Mark Pelavin associate 42 Alec Vachon 42 InCharge Institute 42 Donald Ratajczak 42 cosigner 42 Lucy Dalglish executive 42 Sarah Wunsch 42 Christopher Cagan 42 Tina Tessina 42 Kevin Bankston 42 Sophie Beckmann 42 Norm Eisen 42 Lesley Titcomb 42 Mark Schniepp 42 Hal Varian Google 42 Alec van Gelder 42 Lars Perner 42 Credit Regulator NCR 42 Glinda Bridgforth 42 Dick Lepre 42 EduCap Inc. 42 Unsecured Personal 42 Ben Zipursky Fordham 42 Kevin Mukri spokesman 42 Springboard Nonprofit Consumer 42 Eric Belsky 42 Louise Cuming 42 JE McNeil 42 Gregory Nojeim senior 42 Jay Belsky 42 Paul Rawkins senior 42 Marc Savitt 42 Student Loan 42 Dylan Wiliam 42 Jay Brinkmann MBA 42 Areta Kupchyk 42 Anthony Barkow 42 Fred Von Lohmann 42 Margo Schlanger 42 Antonia Chion 42 Adam Isacson Latin 42 borrowers 42 Amy Barasch 41 Seana Willing executive 41 Tim Nashif political 41 Seth Schoen 41 Laura Ahearn 41 Jamie Woodwell 41 Andrew Wilper 41 Kalman Chany author 41 Sue Berkowitz 41 Dan Goldhaber 41 Credit Sesame 41 Venkat Balasubramani 41 Teri Schrettenbrunner 41 NASFAA 41 Richard Daynard 41 BuckleySandler LLP 41 Alec Levenson 41 Elizabeth Gershoff 41 Bob Lotane 41 Phyllis Salowe Kaye 41 No Setup Fees 41 Sandor Samuels 41 Walt Moeling 41 Sandra Timmermann 41 Derald Wing Sue 41 Poverty Law 41 Jennifer Vey 41 Travis Plunkett 41 FTC.gov 41 Peter Garuccio 41 Wider Horizons School 41 Ranjana Natarajan 41 NAGGL 41 Tahira Hira 41 Dara Duguay 41 unmanageable debts 41 Adam Searing 41 Silda Wall 41 Jane Hannaway 41 Barbara Gantwerk 41 Christine Bruhn 41 Torto Wheaton 41 Nathan Dungan 41 Jules Lobel vice 41 Nerissa Bretania Shafer 41 Kris Niswander associate 41 Dr. Rebecka Peebles 41 Foreclosure Hotline 41 Debt Advice 41 Richard Briffault 41 Hank Fishkind 41 Sam Chaltain 41 Kaulkin Ginsberg 41 Lorie Chaiten 41 Keith Gumbinger vice 41 Andrew Broy 41 Consumer Reports WebWatch 41 Keith Gumbinger 41 Patricia Aufderheide 41 Prushka 41 Debt Negotiation 41 Eugene Fidell 41 Francis Saturnino Juan 41 Celia Wexler 41 Ailis Aaron Wolf 41 Don Childears 41 Lawyer Referral Service 41 Credit Counseling 41 Nicholas Raich 41 Jennifer Granick EFF 41 Sandra Braunstein 41 Ana Avendano 41 Rebecca Mairone default 41 Alice Domar 41 Kang Xiaoguang 41 Jay Hoofnagle 41 Ellen Roseman writes 41 Quinn Eddins 41 Postsecondary Student 41 Robert Dederick 41 Debt Collections 41 Tim Karsky 41 Karl Eschbach 41 Neena Chaudhry 41 Andrea Spillars deputy 41 McGeorge School 41 Military Rape Crisis 41 Jay Angoff 41 Stephen Zawistowski science 41 Julia Harumi Mass 41 Dane Ciolino 41 Amie Breton 41 Jim Speta Northwestern 41 MyCallcredit 41 Vik Amar 41 USOBA 41 Pete Kuhnmuench executive 41 Jorja Leap 41 Barry Zigas director 41 www.finaid.org 41 legalized loan sharking 41 Maria Echaveste 41 ACLU Lesbian 41 Simma Lieberman 40 Fran Maier 40 MoneySolve 40 FJ Guarrera vice 40 Claire Ebel 40 Ben Dattner 40 TrueCredit.com 40 Northcutt Ely 40 Jean Rosenbluth 40 Deborah Rhode 40 Elizabeth Schomburg 40 Gordon Von Stroh 40 Corryne McSherry staff 40 John Karevoll DataQuick 40 Gregory Herek 40 Ryan Calo 40 Collegiate Funding 40 Peg Dorer 40 David Himmelstein 40 Family Caregiver Alliance 40 Amy Hanauer 40 David U. Himmelstein 40 Shafman freelance construction 40 Jennifer Granick 40 Beccy Boden Wilks 40 Tom Bottorf 40 Shlomo Benartzi 40 Richard Forno 40 Keith Brainard 40 Oscherwitz 40 Bert Ely banking 40 Hyken 40 Asheesh Advani 40 Chris Swecker 40 Amerisave 40 AADMO 40 Ned Wigglesworth 40 NFAN 40 Marc Goldwein policy 40 Manisha Thakor 40 Bette Otto Bliesner 40 UK Insolvency Helpline 40 Terry Francke general 40 David Dooks BBA 40 Pete Mang 40 Financial Advisors NAPFA 40 Robert Fellmeth 40 Franklin Zimring 40 Jennifer Zuccarelli 40 Dave Fidanque 40 microbusiness owners 40 Lillie Coney 40 Lucas Guttentag 40 Kurt Opsahl 40 Dr. Gilda Carle 40 Chris Hoofnagle 40 Greg Tanzer 40 CCCS 40 Patricia Danzon 40 Sheldon Danziger 40 Paul Gerowitz 40 Aaron Gornstein 40 Ciara Torres Spelliscy 40 Joe Elford 40 creditcards.com 40 Frank Askin 40 Kobliner 40 Shannon Minter 40 Judith Hibbard 40 TexasLending.com 40 CESI Debt Solutions 40 Dr. Debbie Saslow 40 Ivy Zelman 40 www.myfico.com 40 Van Schoales 40 Gad Levanon 40 Barbara Bovbjerg 40 PERM recruitment 40 Erik Fallis 40 Jesse Litvak managing 40 VSAC 40 NYHELPs 40 Geriatric Care Managers 40 Mila Kofman 40 Reverse Mortgage Lenders 40 loan delinquencies 40 Jeannine Kenney senior 40 Dr. Vineet Arora 40 Susan Freiwald 40 Tania Simoncelli 40 Fellmeth 40 NG Berrill 40 Nici Audhlam Gardiner 40 Russell Rumberger 40 Homeownership Centers 40 Bob Pannell CML 40 Jeffrey Grau eMarketer 40 PennPIRG 40 Christine Northam 40 Bruce Kuhlik Merck 40 Martha Holler spokeswoman 40 David Golove 40 Larry Slovensky 40 Lucian Cook 40 Ramona Ripston executive 40 Cambridge Credit Counseling 40 Carolina Appleseed Legal 40 Annualized PCL 40 Wernikoff 40 Consolidation Loan 40 Landlord Assist 40 Subprime borrowers 40 nonlawyers 40 Elizabeth Rindskopf Parker 40 Rachel Meeropol 40 Arthur Wilmarth 40 Ed Mierzwinski 40 Glenn Kerbs 40 Jumana Bauwens spokeswoman 40 Don McCanne 40 Kristy Sheppard 40 Predatory Lending 40 Dr. Susan Lipkins 40 Cai Fang 40 Sue Abderholden 40 refundable Earned Income Tax 40 David Rocah 40 Consolidated Credit Counseling 40 Alan Kalmanoff 40 Rafael Goyeneche executive 40 Shawn DuBravac CEA 40 Iris Lav 40 Byron Warnken 40 Erik Brynjolfsson 40 Reecy Aresty 40 NIH bioethics 40 Harry Dinham 40 Houston Interfaith Worker 40 Robert Laszewski health 40 Albert Porroni 40 Reporting Agencies CRAs 39 Shirley Rooker 39 Pablo Eisenberg 39 Sanjiv Das chief 39 Ellen Zimiles 39 Amy Ridenour 39 Massimo Cristofanilli MD 39 Bert Ely 39 Nancy Collamer 39 Herbie Ziskend staff 39 Antonakes 39 Francis Ghiloni 39 Harvey Rosenfield 39 Taashi Rowe editorial 39 Frances Blunden 39 BankRate.com 39 Credit Card Debt 39 Ashish K. Jha 39 MoneyExpert 39 Richard Shadick 39 Dobzinski 39 Lynnette Hotchkiss 39 Kaye Whitley 39 Weicher 39 Dr. Kent Holtorf 39 Eli Pariser MoveOn 39 Perry Halkitis 39 Steep prepayment penalties 39 Daniel Solove 39 Steven Rothberg 39 Stephen Vladeck 39 Tony Zontini 39 Vicki Bott 39 Jonathan Drezner 39 Kenneth Klee 39 Richard Morochove 39 Gerry Gioia 39 Nonprofit Associations 39 Alain Joffe 39 Parent PLUS 39 Russell Poldrack 39 lawyers.com 39 Marguerite Roza 39 CoPIRG 39 Ralph Martire 39 Meredith Fuchs 39 Roberto Suro 39 Bills.com 39 Gregory T. Nojeim 39 Edward Barocas 39 Bill Portanova 39 Susan Wyderko 39 Erwann Michel Kerjan 39 Tina B. Tessina 39 Janos Bogardi 39 Debt Counsellors 39 Heather Turgeon 39 Andrea Astrachan 39 Ruth Susswein deputy 39 Deena Katz 39 Applied Cybersecurity Research 39 Laurence Madin research 39 Without Going Broke 39 Robbie Sabel 39 Gnaizda 39 Dr Walid Phares 39 Dr Harish Shetty 39 Eliza Byard deputy 39 L. Yingling 39 Zhao Xijun 39 Jean Rosenbluth University 39 Drewry Fennell executive 39 cosigners 39 Simson Garfinkel 39 Padraig O'Morain 39 credit grantors 39 Neal Halfon 39 Elkan Scheidt 39 Tim Grabiel 39 vindicated Chou 39 FirstRungNow.com 39 charge offs 39 Timothy Jost 39 Free apologetics 39 Tamyra Pierce 39 Gumbinger 39 Brenda Welburn NASBE 39 Cathy Hazelwood 39 Dawn Theodora 39 Brian Olasov managing 39 Meir Statman 39 Alexander Wagenaar 39 Peter Garuccio spokesman 39 John Trasvina 39 Stroz Friedberg LLC 39 Mform 39 Marcie Thomason 39 Graduate Leverage 39 Douglas Eakeley 39 Desmond Ayim Aboagye 39 Victor Calanog 39 distressed borrowers 39 Loan Repayment Assistance Program 39 OISS 39 Isabelle Cherney Creighton 39 Tad DeHaven budget 39 Moshe Orenbuch managing 39 Charlene Chu 39 Jiang Xinmin 39 Gerdano 39 deemed uncollectible 39 value LTV ratios 39 Kay Plantes 39 Pierre Godet 39 mortgage brokers 39 Moneyfacts.co.uk 39 Fredric Woocher 39 Shenna Bellows executive 39 Ian Heath Gershengorn 39 subprime ARMs 39 Don Wehbey senior 39 FHA insured mortgage 39 Ann Beeson 39 Carol Cafiero 39 Pam Wilmot 39 Peter Muennig 39 SimpleTuition.com 39 Mao Shoulong 39 Charles Tiefer 39 Dennis Tootelian 39 Ciccotello 39 RealtyTrac Rick Sharga 39 Karina Purang 39 Dr. Lawrence Casalino 39 delinquencies 39 Tim Cranton Microsoft 39 Ray Dabrowski 39 Kathleen Camilli 39 Heidi Perlman 39 Alexander Anolik 39 Michelle Waslin 39 Susan Urahn managing 39 Ramzi Kassem 39 Dan Fasulo 39 Hina Shamsi 39 Nakosteen 39 Ari Schwartz 39 Pawnbrokers Association 39 Ed Slott certified 39 Loree Levy spokeswoman 39 Charfen 39 Granick 39 ALL Student Loan 39 Stéfane Marion 39 Amy Bonitatibus 39 arrhythmia cardiology 39 Marcy Forman 39 Salvador Sanabria 39 Rieva Lesonsky 39 Aaron Kornblum Microsoft 39 Ira Lustbader associate 39 Jennifer Rudinger executive 39 Credit Counseling www.nfcc.org 39 Andrew Hagger 39 Bad Credit 39 Consumer Credit Counseling 39 Michael Fratantoni 39 Michael Natola 39 Ari Schwartz associate 39 chargeoffs 39 Alison Southwick spokeswoman 38 Burt Neuborne 38 Filipp Ilaoa deputy 38 Stuart Bernau 38 Bielagus 38 Eric J. Sinrod 38 Teresa Cottam 38 Diane Karpman 38 Credit Counseling Services 38 Susan Tompor 38 Elisa Odabashian 38 Ernest J. Schweit 38 Kathay Feng executive 38 Steven L. Antonakes 38 Bob Rosato SI 38 Frank Hanzlik managing 38 Grayson Glaze 38 Przybylski bachelor 38 Jesse Slome 38 Barbara Arnwine executive 38 Luis Corrons technical 38 Stephanie Toti 38 Terri Orbuch 38 Celia Chen 38 Poepsel 38 NextStudent 38 Identity Theft Resource 38 PIRGs 38 FICO scores 38 Bockstein 38 Jim Selbe 38 Megan O'Bryan 38 Janet Matsuda senior 38 Jeffrey Henig 38 Barry Krisberg 38 Fred Boeckmann 38 Einreinhofer 38 Armine Yalnizyan 38 Debbie Seagraves 38 Benjamin Lawsky 38 Traore Drissa prominent 38 Alex Kreit 38 Art Rolnick 38 Guy Cecala 38 Mr Munchenberg 38 Offra Gerstein Ph.D. 38 Emily Sheketoff executive 38 deemed uncollectable 38 refinancers 38 Carl Pickhardt 38 Brad Kimler executive 38 Alan Pisarski transportation 38 GreenPath Debt Solutions 38 J. Gregory Milmoe 38 overindebtedness 38 Lester Brickman 38 George Hanzimanolis 38 Debt Adviser 38 Richard Ferlauto AFSCME 38 Keith Astill 38 Ouisa Davis 38 Thomas Ajamie Houston 38 R. Pianka lizard 38 Kingman Penniman president 38 Beatriz Ibarra 38 Tracy Coenen 38 Gregory Kutz GAO 38 Phil Kushlan 38 predatory lending 38 waive prepayment penalties 38 Soichi Okuda chief 38 Pardiss Kebriaei 38 Jack Schakett 38 Stuart Glendinning 38 Ned Feder 38 Avi Cover 38 Daniel Dell'Orto 38 Ohr Torah Stone 38 Education Statistics NCES 38 Penn Rhodeen 38 Sara Totonchi 38 Austin Schlick 38 treating Daniel Ellsberg 38 Richard Shweder 38 John Charcol 38 Delinquent borrowers 38 Jonathan Rintels executive 38 Damon Silvers associate 38 SBDC counselors 38 vice chancellors deans 38 Harry Pachon 38 Stalking Resource 38 Sandi Copes 38 Sherry Seiwert 38 Elias Aboujaoude 38 co signer 38 THDA 38 Ronald Tomalis 38 Jay Jamrog 38 Roberto Barragan 38 Stephen Shimshak 38 Seedco Financial 38 Jessie Gruman 38 Joseph Camerieri 38 George Hobica 38 Dr. Lucian Leape 38 Michael Siminovitch 38 Sharon Hadary 38 Glenn Crellin 38 Victor Calanog Reis 38 Anthony Asadullah Samad 38 Certified Employee Benefit 38 Sonia Ancoli Israel 38 Marcy Darnovsky 38 goodmortgage.com 38 John Karevoll 38 Ros Altmann pensions 38 Daren Blomquist spokesman 38 Hardekopf 38 Nigel Terrington chief 38 broker Charcol 38 Borre Winckel executive 38 David Pisarra 38 Ari Schwartz deputy 38 George Vredeveld 38 Ahilan Arulanantham 38 Anna Whiting Sorrell 38 Ridle Markus 38 PLUS Loans 38 Marc Zwillinger 38 UC Berkeley Boalt Hall 38 Corinne Dufka Guinea 38 IDTheftSecurity.com 38 MFY Legal Services 38 Debt Consolidation Loans 38 Thomas Londregan 38 Brent Brodeski 38 SimpleTuition 38 scouting Scott Studwell 38 Lowcards.com 38 Jerry Osteryoung 38 Pamela Karlan 38 Steven Reisner 38 Manny Avramidis 38 Robert Kleinhenz 38 Schatsky 38 LaDonna Pavetti 38 Lipman Hearne 38 mform 38 Grad PLUS 38 Randy Vanderhoof executive 38 unsubsidized Stafford loan 38 Pamela Hess Hewitt 38 Avivah Litan Gartner 38 analyst Harry Senlitonga 38 chairman Malcolm Hurlston 38 Saybrook Graduate 38 Colin Kilgour 38 myFICO 38 FFELP Consolidation Loans 38 Ed Yingling 38 Overstretched homeowners 38 Federally insured 38 Suicide Prevention Resource 38 Laura MacCleery 38 FCAC Commissioner 38 Pete Ramsel 38 Noah Hanft MasterCard 38 Pertuity Direct 38 Eugene Spafford 38 Cardratings.com 38 FFEL Program 38 Neil Greig IAM 38 Tyler Tenbrink 38 Kandahar Pashton 38 Herrick Feinstein LLP 38 Bill Buzenberg executive 38 Aid Administrators NASFAA 38 Isela Gutierrez 38 RAND Drug 38 Jerome Fons 38 myfico.com 38 Frank Braconi 38 Salvatore DiPillo 38 Henry Fishkind 38 Richi Jennings 38 negatively amortizing 38 Joy Pritts 38 Larry Cornman physicist 38 Novantas 38 Zhang Xinbao 38 Amir Attaran 38 Prabhat Jha tobacco 38 David Yerushalmi 38 WestAmerica Mortgage Company 38 Daren Blomquist RealtyTrac 38 Fred von Lohmann 38 Mierzwinski 38 Stacey Sobel 38 Homeownership Preservation Foundation 38 Andrew Jakabovics associate 38 RISLA 38 Federal Loan Modification 38 CardHub.com 38 Sarri Gilman 38 Victor Y. Fujimoto 38 Michael Beird 38 Mark Grueskin 38 Melanie Bien director 38 Refund anticipation 38 FHA HECM 38 Andrew Stoltmann 38 Mortgage Modification 38 Travis Tygart USADA 38 Debt Settlement 38 Mounting defaults 38 Lee Gelernt 38 Jill LeMaster 38 ACCESS hotline 38 Responsive Philanthropy 38 Don Holecek 38 mortgage lenders 38 Novadebt 38 publishes Consumer Reports 37 Educational Accountability 37 Hedy Weinberg executive 37 Anita Elberse 37 Visit www.davesays.org 37 Larry Matheis 37 Dan Ravicher 37 Credit Abuse Resistance 37 Diane Vazza 37 Ileana Arias director 37 David Dooks 37 Larry Ponemon chairman 37 Holistic Urology 37 Alex Koroknay Palicz 37 DISTRESS SALE Bank